Seneca Bancorp insider updates holdings with 5,000-share equity award

Rhea-AI Filing Summary

Seneca Bancorp, Inc. (SNNF) executive and director reports stock grant. The EVP and CFO acquired 5,000 shares of common stock on 11/21/2025 at a stated price of $0, reflecting an equity award rather than an open-market purchase. After this transaction, the reporting person beneficially owns 12,940 shares directly, plus 1,026 shares through an ESOP and 4,003 shares through a 401(k) plan. An explanatory note states that the reported amount includes restricted stock that vests at a rate of 50% per year starting on November 21, 2026, tying the award to multi‑year service. The filing also lists previously granted stock options on Seneca Bancorp common stock with exercise prices of $9.5, $6.73, and $10.07, covering 4,842, 1,695, and 2,421 underlying shares, respectively, with expiration dates in 2029, 2030, and 2031.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider Fazio Vincent J

Role EVP and CFO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,000	$0.00	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Stock Options	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 12,940 shares (Direct); Stock Options — 4,842 shares (Direct); Common Stock — 1,026 shares (Indirect, By ESOP)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fazio Vincent J

(Last) (First) (Middle)

35 OSWEGO STREET

(Street)

BALDWINSVILLE NY 13027

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Seneca Bancorp, Inc. [ SNNF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
11/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/21/2025		A		5,000(1)	A	$0	12,940	D
Common Stock								1,026	I	By ESOP
Common Stock								4,003	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$9.5							08/16/2020	08/16/2029	Common Stock	4,842		4,842	D
Stock Options	$6.73							05/19/2021	05/19/2030	Common Stock	1,695		1,695	D
Stock Options	$10.07							06/18/2022	06/18/2031	Common Stock	2,421		2,421	D

Explanation of Responses:

1. Includes shares of restricted stock which vest at a rate of 50% per year commencing on November 21, 2026.

	/s/ Benjamin M. Azoff, pursuant to Power of Attorney	11/25/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Seneca Bancorp (SNNF) report on this Form 4?

The Form 4 reports that the EVP and CFO, who is also a director, acquired 5,000 shares of Seneca Bancorp common stock on 11/21/2025 at a stated price of $0, indicating an equity award.

How many Seneca Bancorp (SNNF) shares does the reporting person now beneficially own?

Following the reported transaction, the insider beneficially owns 12,940 shares directly, 1,026 shares indirectly via an ESOP, and 4,003 shares indirectly via a 401(k) plan.

Are the 5,000 Seneca Bancorp shares reported on this Form 4 restricted stock?

Yes. The explanation states that the reported amount includes restricted stock that vests at a rate of 50% per year starting on November 21, 2026.

What is the role of the reporting person at Seneca Bancorp (SNNF)?

The reporting person is identified as a Director and an Officer, serving as EVP and CFO of Seneca Bancorp, Inc.

What stock options for Seneca Bancorp common stock are listed in this filing?

The filing lists stock options with exercise prices of $9.5, $6.73, and $10.07, covering 4,842, 1,695, and 2,421 shares of common stock, respectively, with expiration dates in 2029, 2030, and 2031.

Is this Seneca Bancorp (SNNF) Form 4 filed by an individual or a group?

The document indicates that it is a Form filed by one reporting person, not a joint or group filing.