Santander UK (SNTUF) adds new CFO and compliance, cards and accounting chiefs
Rhea-AI Filing Summary
Santander UK plc is reshaping its Executive Committee as it continues integrating TSB and aligns its organisation more closely with the wider Banco Santander model. Four senior appointments are highlighted: Tom Ranger as Chief Financial Officer, Steve Affleck as Chief Accounting Officer, Iñaki Perkins as Head of Cards & Payments, and Michael Christodoulides as Chief Compliance Officer.
Ranger will become CFO on 1 October 2026, and Christodoulides will join as Chief Compliance Officer on 1 November 2026, both subject to regulatory approval. Affleck’s Chief Accounting Officer role is effective immediately, while current CFO Angel Santodomingo will move to a role at Banco Santander and resign as an Executive Director on 31 October 2026. Banco Santander is described as a global group with €1.4 trillion in total funds, more than 176 million customers, 6,600 branches and 185,000 employees in the first quarter of 2026.
Positive
- None.
Negative
- None.
Key Figures
Total funds: €1.4 trillion
Customer base: more than 176 million customers
Branch network: 6,600 branches
+4 more
7 metrics
Total funds
€1.4 trillion
Banco Santander total funds in the first quarter of 2026
Customer base
more than 176 million customers
Banco Santander customers in the first quarter of 2026
Branch network
6,600 branches
Banco Santander branches in the first quarter of 2026
Employees
185,000 employees
Banco Santander workforce in the first quarter of 2026
CFO effective date
1 October 2026
Effective date for Tom Ranger’s appointment as Chief Financial Officer, subject to regulatory approval
CCO effective date
1 November 2026
Effective date for Michael Christodoulides joining as Chief Compliance Officer, subject to regulatory approval
CFO resignation date
31 October 2026
Date Angel Santodomingo will resign as Executive Director of Santander UK entities
Key Terms
Executive Committee, Chief Accounting Officer, Head of Cards & Payments, FSCS, +2 more
6 terms
Executive Committee financial
"Santander UK appoints new members to its Executive Committee"
An executive committee is a small group of top leaders within an organization responsible for making important decisions and setting strategic direction. Think of it as the company's steering team, guiding the overall course and ensuring management actions align with long-term goals. For investors, understanding the executive committee helps gauge how decisions are made at the highest level and how leadership might influence the company's future performance.
Chief Accounting Officer financial
"Steve Affleck, formerly Santander UK’s Deputy CFO, has been appointed to the new role of Chief Accounting Officer"
A chief accounting officer is a senior executive responsible for overseeing a company's financial records and ensuring all accounting practices are accurate and compliant with regulations. They play a key role in preparing financial reports that help investors understand the company's financial health, much like a trusted navigator guiding a ship through complex waters. Their work ensures transparency and trust in the company's financial information.
Head of Cards & Payments financial
"Iñaki Perkins has been appointed, the new Head of Cards & Payments, and a member of the Executive Committee"
FSCS regulatory
"Santander UK plc customers’ eligible deposits are protected by the FSCS in the UK"
PRA regulatory
"Santander UK is subject to the full supervision of the FCA and the PRA in the UK"
The Prudential Regulation Authority (PRA) is the UK regulator that acts like a safety inspector for banks, insurers and other big financial firms, enforcing rules to keep them financially sound and able to meet obligations. Investors pay attention because PRA decisions — such as requiring extra capital, limiting dividends or ordering corrective steps — can directly affect a firm's risk profile, cash available for shareholders and overall market stability.
TSB financial
"continues the integration of TSB"
AI-generated analysis. How Rhea-AI works. Not financial advice.
FAQ
What executive leadership changes did Santander UK (SNTUF) announce?
Santander UK announced four Executive Committee changes, appointing Tom Ranger as CFO, Steve Affleck as Chief Accounting Officer, Iñaki Perkins as Head of Cards & Payments, and Michael Christodoulides as Chief Compliance Officer, supporting TSB integration and closer alignment with Banco Santander’s model.
When does Tom Ranger become CFO of Santander UK (SNTUF)?
Tom Ranger will become Santander UK’s Chief Financial Officer with effect from 1 October 2026, subject to regulatory approval. He returns after two years as CFO of Yorkshire Building Society, having previously spent 17 years with Santander UK and over 25 years in financial services.
What is happening to current Santander UK (SNTUF) CFO Angel Santodomingo?
Angel Santodomingo, CFO since 2023, will take up a role at Banco Santander in January 2027. He will resign as an Executive Director of Santander UK Group Holdings plc and Santander UK plc with effect from 31 October 2026, following the leadership transition.
Who is the new Head of Cards & Payments at Santander UK (SNTUF)?
Iñaki Perkins has been appointed Head of Cards & Payments and joins the Executive Committee. The role reflects the growing strategic importance of cards and payments for Santander UK and Banco Santander; Perkins previously served as CEO of WiZink Bank, a leading Spanish digital cards business.
Who will serve as Chief Compliance Officer at Santander UK (SNTUF)?
Michael Christodoulides will join as Chief Compliance Officer, subject to regulatory approval, with effect from 1 November 2026. He comes from Barclays UK plc, where he is currently Chief Compliance Officer, after 19 years in senior compliance roles across Barclays’ UK and international businesses.
How large is the Banco Santander group referenced in the Santander UK (SNTUF) filing?
In the first quarter of 2026, Banco Santander reported €1.4 trillion in total funds, more than 176 million customers, 6,600 branches and 185,000 employees. These figures underline the global scale that underpins Santander UK’s integration of TSB and alignment with group structures.
Page 1 of 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of July 2026 Commission File Number 001-14928 SANTANDER UK PLC (Translation of registrant's name into English) 2 Triton Square, Regent's Place, London NW1 3AN, England (Address of principal executive office) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. Form 20-F . . . .X. . . . Form 40-F . . . . . . . .
Page 2 of 4 Santander UK appoints new members to its Executive Committee Santander UK has today announced four new appointments to its Executive Committee as it strengthens its leadership team and continues the integration of TSB. Three of the appointments reflect changes that Chief Executive Officer, Mahesh Aditya, has made to align Santander UK’s organisational structure more closely with the model operated across Banco Santander. The appointments are: • Tom Ranger as new CFO, succeeding Angel Santodomingo; • Steve Affleck as Chief Accounting Officer; • Michael Christodoulides as Chief Compliance Officer, and • Iñaki Perkins as Head of Cards & Payments. Tom Ranger will be appointed as the new Chief Financial Officer, subject to regulatory approval, with effect from 1 October 2026. He returns to Santander UK following two years in the role of Chief Financial Officer at Yorkshire Building Society (YBS). Tom has over 25 years’ experience in financial services, 17 of which were spent with Santander UK. Steve Affleck, formerly Santander UK’s Deputy CFO, has been appointed to the new role of Chief Accounting Officer with immediate effect. The new structure aligns Santander UK’s finance function with the Group model and provides greater focus and accountability across its leadership. Steve has led Financial Control since 2020 and during his 23 years with the bank, has built deep institutional knowledge and strong relationships across Santander UK and the wider Group. Both Tom and Steve will report directly into the CEO. Angel Santodomingo, who has held the role of CFO at Santander UK since 2023, will be taking up a role at Banco Santander in January 2027. He will resign as an Executive Director of Santander UK Group Holdings plc and Santander UK plc with effect from 31 October 2026. Iñaki Perkins has been appointed, the new Head of Cards & Payments, and a member of the Executive Committee, reflecting the increasing strategic importance of this sector to both Santander UK and to Banco Santander. Iñaki brings more than 20 years’ senior experience across banking and financial services, most notably as CEO of WiZink Bank, where he led one of Spain’s leading digital banking and cards businesses. Michael Christodoulides will join Santander UK as Chief Compliance Officer, subject to regulatory approval, with effect from 1 November 2026 from Barclays UK plc, where he is currently Chief Compliance Officer. During19 years with Barclays, Michael has held a range of senior compliance roles spanning advisory, oversight and frameworks across Barclays UK, Barclays International and Barclays Execution Services Compliance. Mahesh Aditya, Chief Executive Officer, Santander UK, said: “I am delighted to welcome four excellent new additions to my Executive Committee. At an incredibly exciting time for our business, as we integrate TSB and work towards becoming one of the most substantial, competitive banks in the UK, the breadth and depth of their expertise and experience will be pivotal to our success. The changes will bring us into closer alignment with the wider Group and strengthen our ability to deliver our strategic priorities. “I would like to take this opportunity to thank Angel Santodomingo for his invaluable contribution as CFO since 2023. He has shown strong leadership of the finance function and played an important role in managing the bank’s financial position during a significant period of change.” Tom Ranger commented: “I’m very pleased to be returning to Santander UK in the role of CFO. The acquisition of TSB marks an important new chapter for the bank, and I look forward to supporting a successful integration, and working with both new and former colleagues.” Steve Affleck said: “I have seen first-hand the tremendous effort our teams have made to complete the acquisition of TSB and begin the integration process. I look forward to leading the new Chief Accounting Officer function and working closely with Mahesh, Tom and colleagues across the bank as we move into the next phase of this important programme.” Iñaki Perkins said: “I am very pleased to be joining Santander UK at such an exciting time. The integration of TSB creates a significant opportunity to build a cards and payments proposition that is truly central to customers’ financial lives. I look forward to working with Mahesh and the team to shape the strategy around the needs of our customers.” Michael Christodoulides commented: “I very much look forward to working with teams across Santander UK and the wider group during a period of such significant and positive change. The integration of TSB and the bank’s wider transformation present an important opportunity to support sustainable growth while continuing to deliver the highest standards of compliance and customer protection.” - Ends - Further corporate information Santander UK is a financial services provider in the UK that offers a wide range of personal and commercial financial products and services. The bank serves its customers via a nationwide branch network, telephone, mobile and online banking. Santander UK is subject to the full supervision of the FCA and the PRA in the UK. Santander UK plc customers’ eligible deposits are protected by the FSCS in the UK. Banco Santander (SAN SM) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Openbank,
Page 3 of 4 Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments. This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. In the first quarter of 2026, Banco Santander had €1.4 trillion in total funds, more than 176 million customers, 6,600 branches and 185,000 employees.
Page 4 of 4 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. SANTANDER UK PLC By: / s / Roz Rule Name: Roz Rule Title: Company Secretary Dated: 23 July, 2026