[Form 4] Synovus Financial Corp. Insider Trading Activity

Rhea-AI Filing Summary

John H. Irby, a director of Synovus Financial Corp. (SNV), reported a purchase of common stock on 08/11/2025 through the issuer's Director Stock Purchase Plan. The report shows 123 shares purchased at $46.91, bringing Mr. Irby’s directly held shares to 21,451 shares following the transaction.

The filing also discloses indirect holdings attributed to related trusts: 37,718 shares by the Sarah C. Irby 2011 Family Trust, 9,885 by the Sarah C. Irby Revocable Trust, 4,181 by the Virginia Bradley Irby Equalization Trust, and 4,182 by the Elizabeth Neal Irby Equalization Trust. The acquisition is described as made through the Director Stock Purchase Plan.

Positive

• Director purchase reported: John H. Irby purchased 123 shares through the Director Stock Purchase Plan.
• Purchase price disclosed: the acquisition price is stated as $46.91 per share.
• Clear post-transaction ownership: direct beneficial ownership is reported as 21,451 shares.
• Detailed indirect holdings: the filing lists trust-held shares with exact amounts (37,718; 9,885; 4,181; 4,182), improving transparency.

Negative

• None.

Insights

Financial Analyst

TL;DR: Director John H. Irby purchased 123 SNV shares at $46.91, modestly increasing direct ownership to 21,451 shares.

The transaction is explicit and small in size: 123 shares at $46.91 executed on 08/11/2025 via the Director Stock Purchase Plan. The filing provides clear post-transaction direct ownership of 21,451 shares, plus several material indirect trust holdings. On its face, this disclosure is routine and provides transparency on insider holdings but does not, by itself, indicate a material change to Synovus’s capital structure or control.

Corporate Governance Expert

TL;DR: Purchase executed under a director plan and multiple indirect trust holdings are disclosed, reflecting standard insider reporting practices.

The Form 4 notes the acquisition was made through the issuer's Director Stock Purchase Plan, a standard mechanism for directors to buy equity. The report also itemizes indirect beneficial ownership held by four named trusts with specific share counts, clarifying the reporting person’s related-party holdings. The disclosure is complete regarding the reported holdings and source of the purchase.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Irby John H.

(Last) (First) (Middle)

P.O. BOX 120

(Street)

COLUMBUS GA 31902

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SYNOVUS FINANCIAL CORP [ SNV ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/11/2025		J(1)		123	A	$46.91	21,451	D
Common Stock								37,718	I	By Sarah C. Irby 2011 Family Trust
Common Stock								9,885	I	By Sarah C. Irby Revocable Trust
Common Stock								4,181	I	By Virginia Bradley Irby Equalization Trust
Common Stock								4,182	I	By Elizabeth Neal Irby Equalization Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Purchased through Issuer's Director Stock Purchase Plan.

Remarks:

	/s/ Mary Maurice Young	08/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did SNV director John H. Irby report on Form 4?

The Form 4 reports that John H. Irby purchased 123 shares of Synovus Financial Corp. common stock on 08/11/2025.

At what price were the SNV shares purchased by the director?

The reported purchase price was $46.91 per share.

How many SNV shares does John H. Irby directly own after the reported transaction?

The filing reports 21,451 shares beneficially owned directly following the transaction.

Were the shares purchased through a plan or open-market transaction?

Yes. The filing states the shares were purchased through the issuer's Director Stock Purchase Plan.

Does the Form 4 disclose indirect holdings for the reporting person?

Yes. Indirect holdings are disclosed for related trusts: 37,718, 9,885, 4,181, and 4,182 shares respectively.