SoFi Technologies, Inc. (SOFI) director receives 13,993 restricted stock units

Rhea-AI Filing Summary

Hele John C.R. reported acquisition or exercise transactions in this Form 4 filing.

SoFi Technologies, Inc. director John C.R. Hele received a grant of 13,993 restricted stock units (RSUs) on July 14, 2026. Each RSU represents a contingent right to receive one share of common stock upon settlement for no consideration. Following this grant, he holds 13,993 RSUs that will vest at the earlier of the next annual shareholder meeting after July 14, 2026 or the 12 month anniversary of that vesting commencement date.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Hele John C.R.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Unit F1, F2	13,993	--	--

Holdings After Transaction: Restricted Stock Unit — 13,993 shares (Direct)

Footnotes (2)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. F2. Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date.

Key Figures

RSUs granted: 13,993 units Underlying common shares: 13,993 shares RSUs following transaction: 13,993 units +1 more

4 metrics

RSUs granted 13,993 units Grant of restricted stock units to director John C.R. Hele on July 14, 2026

Underlying common shares 13,993 shares Each RSU represents a contingent right to receive one share of common stock upon settlement

RSUs following transaction 13,993 units Total restricted stock units held directly by John C.R. Hele after the grant

Vesting commencement date July 14, 2026 Vesting occurs at the earlier of the next annual shareholder meeting after this date or 12 months later

Key Terms

Restricted Stock Unit, contingent right, settlement, annual shareholder meeting, +1 more

5 terms

Restricted Stock Unit financial

"Each restricted stock unit ("RSU") represents a contingent right to receive one share"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

contingent right financial

"represents a contingent right to receive one share of the Issuer's common stock"

settlement financial

"to receive one share of the Issuer's common stock upon settlement for no consideration"

Settlement is the process of completing a financial transaction, like buying or selling a stock, by transferring money and ownership between parties. It ensures that both the buyer gets the asset and the seller gets paid, making the deal official. Without settlement, the transaction wouldn't be finalized or legally recognized.

annual shareholder meeting regulatory

"will vest at the earlier of (i) the next annual shareholder meeting of the Issuer"

A yearly gathering where a company’s owners (shareholders) and its leaders meet to review performance, approve key decisions like electing directors, and vote on issues such as executive pay or major policy changes. Think of it as an annual town hall for people who own part of the business: investors use it to ask questions, influence direction through votes, and gauge management’s plans and transparency, all of which can affect the stock’s outlook.

vest financial

"which will vest at the earlier of (i) the next annual shareholder meeting"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/27/2026 - 07:01 PM Accepted by SEC EDGAR 07/27/2026 - 07:01 PM Learn about SEC filing dates

FAQ

What insider transaction did John C.R. Hele report for SOFI?

John C.R. Hele reported the grant of 13,993 restricted stock units (RSUs) in SoFi Technologies, Inc. on July 14, 2026. These RSUs are derivative securities that can settle into common stock under specified vesting terms.

How many RSUs were granted to the SOFI director in this Form 4?

The filing shows a grant of 13,993 restricted stock units to director John C.R. Hele. Each RSU is linked to one share of SoFi common stock, giving him 13,993 underlying shares upon settlement if vesting conditions are met.

When will the 13,993 RSUs granted to the SOFI director vest?

The 13,993 RSUs will vest at the earlier of the next annual shareholder meeting of SoFi Technologies after July 14, 2026, or the 12 month anniversary of that vesting commencement date, according to the footnote disclosure.

What does each RSU granted in the SOFI Form 4 represent?

Each RSU represents a contingent right to receive one share of SoFi common stock upon settlement for no consideration. This means no cash payment is required from the director when the units settle into shares.

How many RSUs does John C.R. Hele hold in SOFI after this grant?

After the reported grant, John C.R. Hele holds 13,993 restricted stock units directly. The Form 4 states this as his total RSU position following the transaction, all tied to SoFi common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hele John C.R.

(Last) (First) (Middle)

25 BELMONT HILLS DRIVE

UNIT 6S

(Street)

WARWICK WK06

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	07/14/2026		A		13,993		(2)	(2)	Common Stock	13,993	(1)	13,993	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date.

Remarks:

	/s/ Sara C. Thompson, Attorney-in-Fact	07/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)