South Plains Financial, Inc. (SPFI) CEO reports 4,000-share stock gift

Rhea-AI Filing Summary

South Plains Financial, Inc. insider activity: Chairman and CEO Curtis C. Griffith reported a bona fide gift of 4,000 shares of common stock on February 11, 2026, at a stated price of $0 per share. After this transfer, he directly holds 457,119 common shares, which include restricted stock units subject to vesting and forfeiture conditions.

Griffith also reports indirect holdings, including 45,360 shares owned by his spouse and 435,000 shares held by the Curtis C. Griffith 2021 Irrevocable Trust, for which his spouse serves as trustee and family members are beneficiaries. Additional indirect holdings are reported in several 2021 family trusts (RTW, BLW, WHW, SSG, and JBG Trusts), with reported positions of 64,000 or 87,000 shares each and Griffith serving as trustee. He disclaims beneficial ownership of certain indirect holdings except to the extent of any pecuniary interest.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Griffith Curtis C

(Last) (First) (Middle)

5219 CITY BANK PARKWAY

(Street)

LUBBOCK TX 79407-3544

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTH PLAINS FINANCIAL, INC. [ SPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman and CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		G		4,000	D	$0	457,119(1)	D
Common Stock								45,360(2)	I	By Spouse
Common Stock								435,000(3)	I	By CCG Trust
Common Stock								64,000(4)	I	By RTW Trust
Common Stock								87,000(5)	I	By BLW Trust
Common Stock								87,000(6)	I	By WHW Trust
Common Stock								87,000(7)	I	By SSG Trust
Common Stock								87,000(8)	I	By JBG Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The shares reported include restricted stock units that may be settled only by delivery of an equal number of shares of common stock and which are subject to vesting and forfeiture conditions.

2. Shares owned by the Reporting Person's spouse. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest, and the filing of this report is not an admission that the Reporting Person is the beneficial owner of these shares for purposes of Section 16 or for any other purpose.

3. Shares held in the Curtis C. Griffith 2021 Irrevocable Trust ("CCG Trust"), over which the Reporting Person's spouse, who shares the Reporting Person's household, serves as trustee. The members of the Reporting Person's immediate family are the beneficiaries of this trust. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest, and the filing of this report is not an admission that the Reporting Person is the beneficial owner of these shares for purposes of Section 16 or for any other purpose.

4. Shares held in the Richard Thomas White 2021 Trust ("RTW Trust"), over which the Reporting Person serves as trustee. A member of the Reporting Person's immediate family is the beneficiary of this trust.

5. Shares held in the Birdie Lucille White 2021 Trust ("BLW Trust"), over which the Reporting Person serves as trustee. A member of the Reporting Person's immediate family is the beneficiary of this trust.

6. Shares held in the William Hogan White 2021 Trust ("WHW Trust"), over which the Reporting Person serves as trustee. A member of the Reporting Person's immediate family is the beneficiary of this trust.

7. Shares held in the Sydney Suzanne Griffith 2021 Trust ("SSG Trust"), over which the Reporting Person serves as trustee. A member of the Reporting Person's immediate family is the beneficiary of this trust.

8. Shares held in the Johnathan Brockway Griffith 2021 Trust ("JBG Trust"), over which the Reporting Person serves as trustee. A member of the Reporting Person's immediate family is the beneficiary of this trust.

	/s/ By Mikella D. Newsom as Attorney-in-Fact for Curtis C. Griffith	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did SPFI Chairman and CEO Curtis C. Griffith report?

Curtis C. Griffith reported a bona fide gift of 4,000 SPFI common shares. The Form 4 shows a transaction code G on February 11, 2026, at a stated price of $0 per share, reflecting a transfer by gift rather than an open-market sale or purchase.

How many South Plains Financial (SPFI) shares does Curtis C. Griffith hold directly after the gift?

After the reported gift, Griffith directly holds 457,119 SPFI common shares. The filing notes that this direct position includes restricted stock units that can only be settled in an equal number of common shares, subject to vesting and forfeiture conditions.

What indirect SPFI shareholdings related to Curtis C. Griffith are disclosed?

The filing lists several indirect holdings through family relationships and trusts. These include 45,360 shares owned by his spouse and 435,000 shares in the Curtis C. Griffith 2021 Irrevocable Trust, plus positions in RTW, BLW, WHW, SSG, and JBG 2021 family trusts where he serves as trustee.

Does Curtis C. Griffith claim full beneficial ownership of his spouse’s and CCG Trust’s SPFI shares?

No, the filing states that Griffith disclaims beneficial ownership of those shares except for any pecuniary interest. This applies to shares owned by his spouse and those held in the Curtis C. Griffith 2021 Irrevocable Trust, even though they are reported as indirect holdings on the Form 4.

What does the Form 4 say about restricted stock units held by Curtis C. Griffith at SPFI?

The reported direct holdings include restricted stock units (RSUs). These RSUs may be settled only by delivering an equal number of SPFI common shares and are subject to vesting and forfeiture conditions, meaning Griffith’s actual share ownership from these units depends on future vesting outcomes.

Who are the beneficiaries of the SPFI-related family trusts associated with Curtis C. Griffith?

The filing states that members of Griffith’s immediate family are beneficiaries of the listed 2021 trusts. These include the RTW, BLW, WHW, SSG, JBG, and CCG Trusts, where either Griffith or his spouse serves as trustee, holding SPFI common stock for family benefit.