What is SiriusPoint’s book value per share and capital position after Q1 2026?

Book value per diluted common share was $19.03 at March 31, 2026, while book value per diluted common share excluding AOCI was $18.98 , up from $18.10. Tangible book value per diluted common share was $17.72 , and the company reported a BSCR ratio of 242% , indicating strong capitalization.

SiriusPoint (NYSE: SPNT) Q1 2026 earnings show stronger ROE and sub-90% combined ratio

Q: How did SiriusPoint (SPNT) perform financially in Q1 2026?

SiriusPoint generated $99.6 million of net income available to common shareholders in Q1 2026, or $0.82 diluted EPS. Total revenues reached $774.6 million , while Operating net income was $85.7 million with Operating diluted EPS of $0.70 , reflecting stronger underwriting results.

Q: What happened to SiriusPoint’s combined ratio and underwriting results in Q1 2026?

SiriusPoint’s consolidated combined ratio improved to 87.8% from 91.4% a year earlier. The Core combined ratio also improved to 88.9% from 95.4%, as Core underwriting income rose to $70.9 million versus $28.5 million, driven mainly by lower catastrophe losses and better underlying performance.

Q: How did SiriusPoint’s Insurance & Services and Reinsurance segments perform in Q1 2026?

Insurance & Services gross written premium increased 7.8% to $684.6 million , supported by growth in Accident & Health, General Liability, and Surety. Reinsurance gross written premium decreased 10.0% to $319.2 million , reflecting reductions in Property Catastrophe and certain specialty and casualty lines.

Q: What were SiriusPoint’s return on equity metrics for Q1 2026?

Annualized return on equity for Q1 2026 was 17.4% , up from 12.9% a year earlier. Annualized Operating ROE was 15.3% , compared with 13.8% in Q1 2025, showing improved profitability on both a reported and operating basis for common shareholders.

Q: How much capital did SiriusPoint return to shareholders in Q1 2026?

SiriusPoint returned $242 million of capital to shareholders in Q1 2026, including $42 million of common share repurchases. The company also increased its 2026 share repurchase commitment by $74 million to reach its full authorization of $174 million .

Q: Did SiriusPoint’s financial strength ratings change recently?

SiriusPoint’s operating companies received financial strength rating upgrades to ‘A’ from three rating agencies in the last three months. Management highlighted these upgrades, along with the company’s lower-volatility portfolio and BSCR ratio of 242%, as evidence of improved financial strength.

Filing Impact

(High)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

SiriusPoint Ltd. reported strong first-quarter 2026 results, with net income available to common shareholders of $99.6 million, or $0.82 diluted EPS, and total revenue of $774.6 million. Operating earnings per share were $0.70, up 37% from $0.51 a year earlier.

The consolidated combined ratio improved to 87.8% from 91.4%, while the Core combined ratio improved to 88.9% from 95.4%, reflecting lower catastrophe losses and better underlying underwriting performance. Net earned premium rose to $638.9 million, and Core underwriting income more than doubled to $70.9 million.

Insurance & Services gross written premium grew 7.8% to $684.6 million, while Reinsurance gross written premium decreased 10.0% to $319.2 million as the company remained disciplined in softer markets. Book value per diluted common share excluding AOCI increased about 5% since year-end to $18.98.

SiriusPoint returned $242 million of capital to shareholders in the quarter, including $42 million of share repurchases, and raised its 2026 buyback commitment to the full $174 million authorization. The balance sheet remained strong, with a BSCR capital ratio of 242% and recent financial strength rating upgrades to ‘A’ from three agencies.

Positive

Underwriting profitability strengthened with the consolidated combined ratio improving to 87.8% and Core combined ratio to 88.9%, supported by lower catastrophe losses and better attritional loss ratios.
Returns and capital strength improved, with annualized ROE at 17.4%, Annualized Operating ROE at 15.3%, a BSCR ratio of 242%, and three recent upgrades of financial strength ratings to ‘A’.

Negative

None.

Insights

SiriusPoint delivered a stronger, less volatile Q1 with improved underwriting and returns.

SiriusPoint showed materially better profitability in Q1 2026. Net income available to common shareholders rose to $99.6 million, and Operating net income reached $85.7 million. The combined ratio improved to 87.8%, with the Core combined ratio at 88.9%, helped by minimal catastrophe losses and lower attritional loss ratios.

Capital efficiency and balance sheet quality also improved. Annualized ROE increased to 17.4%, while Annualized Operating ROE reached 15.3%. Book value per diluted common share ex. AOCI climbed to $18.98. The company returned $242 million to shareholders, including $42 million of repurchases, and committed to the full $174 million buyback authorization.

Strategically, underwriting growth was weighted to Insurance & Services, where gross written premium rose 7.8%, while Reinsurance gross written premium decreased 10.0% as the company emphasized discipline in softer markets. Three recent rating upgrades to ‘A’ and a BSCR ratio of 242% reinforce capital strength. Future quarters’ results will show how consistently SiriusPoint maintains sub-90% Core combined ratios while executing its capital return plans.

8-K Event Classification

7 items: 0.04, 0.05, 2.02, 5.3, 6.5, 7.01, 9.01

7 items

Item 0.04 Item 0.04

Item 0.05 Item 0.05

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 5.3 Item 5.3

Item 6.5 Item 6.5

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

Net income to common shareholders: $99.6 million Diluted EPS: $0.82 per share Operating diluted EPS: $0.70 per share +5 more

8 metrics

Net income to common shareholders $99.6 million Three months ended March 31, 2026

Diluted EPS $0.82 per share Net income available to common shareholders, Q1 2026

Operating diluted EPS $0.70 per share Operating net income, up 37% versus prior year

Combined ratio 87.8% Consolidated underwriting, Q1 2026 vs 91.4% in 2025

Core combined ratio 88.9% Core underwriting, improved from 95.4% in Q1 2025

Gross written premium $1,002.9 million Total for Q1 2026 across all segments

Capital returned to shareholders $242 million Including $42 million of Q1 2026 share repurchases

Book value per diluted share ex. AOCI $18.98 As of March 31, 2026, up from $18.10 at December 31, 2025

Key Terms

combined ratio, Core combined ratio, attritional loss ratio, Operating ROE, +2 more

6 terms

combined ratio financial

"Combined ratio | 87.8 | % | | 91.4 | %"

The combined ratio is a way insurance companies measure how well they are doing by adding up all their costs and claims and comparing them to the money they earn from premiums. If the ratio is below 100%, it means the company is making a profit; if it's above 100%, they are losing money. It helps see if an insurance company is financially healthy or not.

Core combined ratio financial

"Core combined ratio ⁽¹⁾ | 88.9 | % | | 95.4 | %"

Core combined ratio is an insurer’s key measure of underwriting performance, calculated as the insurer’s regular claims plus operating costs divided by earned premiums, after removing one-time or unusual items (like major catastrophe losses or large reserve changes). It tells investors whether the company's basic insurance business is making money on policies alone—below 100% means underwriting profit, above 100% means loss—so it helps compare underlying trends without distortion from rare events.

attritional loss ratio financial

"Attritional loss ratio | | 59.0 | % | | 58.8 | %"

The attritional loss ratio measures the share of an insurer’s regular, small-to-moderate claims—think routine repairs and medical bills—compared with the premiums earned to cover them. Investors use it to judge the predictable part of an insurer’s costs; a rising attritional loss ratio signals weaker underlying profitability or underpriced products, while a stable low ratio suggests steady, manageable claims and more reliable earnings.

Operating ROE financial

"Annualized Operating ROE ⁽¹⁾ | 15.3 | % | | 13.8 | %"

BSCR financial

"Balance sheet remains strong with BSCR estimate of 242%"

BSCR (Basic Solvency Capital Requirement) is a regulator-style estimate of how much capital an insurer should hold to absorb large unexpected losses, derived from its underwriting, market and credit exposures. Investors use BSCR as a safety gauge: a bigger cushion of available capital versus the BSCR means more protection against shocks, while a shortfall can signal higher risk of forced capital raises, dividend cuts, or solvency pressure.

loss portfolio transfers financial

"Expense related to loss portfolio transfers | 5.6 | | | 5.9"

Earnings Snapshot

Total revenues: $774.6 million

Q1 2026

Total revenues $774.6 million up from $727.3 million in Q1 2025

Operating diluted EPS $0.70 up 37% versus prior year $0.51

Core combined ratio 88.9% improved 6.5 points versus prior year 95.4%

Understanding 8-K Material Events →

05/07/2026 - 04:15 PM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): May 7, 2026 (May 7, 2026)

SIRIUSPOINT LTD.

(Exact name of registrant as specified in its charter)

Bermuda

001-36052

98-1599372

(State or other jurisdiction
of incorporation)

(Commission
File Number)

(I.R.S. Employer
Identification No.)

Point Building

3 Waterloo Lane

Pembroke HM 08 Bermuda

(Address of principal executive offices and Zip Code)

Registrant’s telephone number, including area code: +1 441 542-3300

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common Shares, $0.10 par value	SPNT	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

☐


Item 2.02			Results of Operations and Financial Condition.

On May 7, 2026, SiriusPoint Ltd. issued a press release reporting its financial results for the first quarter ended March 31, 2026 attached hereto as Exhibit 99.1.

The information contained in this Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being furnished pursuant to this Item 2.02. This information shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, or incorporated by reference into any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.


Item 7.01			Regulation FD Disclosure.

On May 7, 2026, SiriusPoint Ltd. made available to investors its first quarter financial supplement attached hereto as Exhibit 99.2 and slide presentation attached hereto as Exhibit 99.3.

The information contained in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2 and Exhibit 99.3 attached hereto, are being furnished pursuant to this Item 7.01. This information shall not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that Section, or incorporated by reference into any filing under the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.


Item 9.01			Financial Statements and Exhibits.

(d) Exhibits



Exhibit No.						Description

99.1						Press Release dated May 7, 2026, announcing the earnings of SiriusPoint Ltd. for the First Quarter Ended March 31, 2026.
99.2						First Quarter Ended March 31, 2026 Financial Supplement.
99.3						SiriusPoint Ltd. Presentation to Investors, dated March 31, 2026.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.



Date: May 7, 2026	/s/ Scott Egan
	Name:	Scott Egan
	Title:	Chief Executive Officer

SiriusPoint Reports First Quarter 2026 Net Income of $100m, Return on Equity of 17.4% and Operating Return on Equity of 15.3%

HAMILTON, Bermuda, May 7, 2026 - SiriusPoint Ltd. (“SiriusPoint” or the “Company”) (NYSE:SPNT), a specialty underwriter, today announced results for its first quarter ended March 31, 2026.

First Quarter 2026 Highlights

•Net income available to SiriusPoint common shareholders of $100 million, or $0.82 per diluted common share

•Operating earnings per share of $0.70, up 37% versus prior year

•Annualized return on equity of 17.4%, with operating return on equity of 15.3%

•Core combined ratio of 88.9% improved 6.5 points versus prior year

•Insurance & Services gross written premium growth of 8%; discipline in Reinsurance with premiums decreasing 10%

•Book value per diluted common share (ex. AOCI) increased 5% from December 31, 2025 to $18.98

•Total capital returned to shareholders of $242 million, including $42 million of common share repurchases(1). Increasing 2026 share repurchase commitment by a further $74 million to our full authorization of $174 million

•Balance sheet remains strong with BSCR estimate of 242%

•Financial Strength Ratings upgraded to ‘A’ by three Rating Agencies in the last three months

(1) As at May 6, 2026.

Scott Egan, Chief Executive Officer, said: “We began 2026 with continued strong momentum. Our first quarter results provide further evidence of our consistent delivery with a Core combined ratio of 88.9%. With an operating return on equity of 15.3%, we are once again operating at the top end of our 12-15% across the cycle target range.

“We believe our strategy and nimbleness positions us well to grow where we see attractive returns, despite market conditions softening in places. During the quarter we have grown our Insurance & Services premium by 8% versus prior year, while being disciplined in the Reinsurance market where we reduced premiums by 10%. We continue to be positive about growth opportunities for the remainder of 2026 in Insurance and will maintain our disciplined approach in Reinsurance.

“We were pleased by the ratings upgrades from S&P, AM Best and Fitch in the last three months, with each recognizing our continued progress and financial strength.

“With a strong balance sheet, clear underwriting strategy, a lower volatility portfolio, and three ratings upgrades, we believe we are positioned well to deliver sustained strong performance.”

Key Financial Metrics

The following table shows certain key financial metrics for the three months ended March 31, 2026 and 2025 and as of March 31, 2026 and December 31, 2025:



	2026			2025
	($ in millions, except for ratios)
Combined ratio	87.8		%	91.4		%
Core combined ratio ⁽¹⁾	88.9		%	95.4		%
Core underwriting income ⁽¹⁾	$	70.9		$	28.5
Core net services income ⁽¹⁾	$	8.4		$	18.9
Operating net income ⁽¹⁾	$	85.7		$	61.0
Operating earnings per share ⁽¹⁾	$	0.70		$	0.51
Annualized ROE	17.4		%	12.9		%
Annualized Operating ROE ⁽¹⁾	15.3		%	13.8		%


	March 31, 2026		December 31, 2025
Book value per common share	$	19.86	$	19.40
Book value per diluted common share	$	19.03	$	18.61
Book value per diluted common share ex. AOCI ⁽¹⁾	$	18.98	$	18.10
Tangible book value per diluted common share ⁽¹⁾	$	17.72	$	17.62

(1)Core combined ratio, Core underwriting income, and Core net services income are non-GAAP financial measures. See definitions in “Non-GAAP Financial Measures” and reconciliations in “Segment Reporting.” Operating net income, Operating earnings per share, Annualized Operating ROE, book value per diluted common share ex. AOCI and tangible book value per diluted common share are non-GAAP financial measures. See definitions and reconciliations in “Non-GAAP Financial Measures.”

First Quarter 2026 Summary

Consolidated underwriting income for the three months ended March 31, 2026 was $77.7 million compared to $54.1 million for the three months ended March 31, 2025. The improvement was primarily driven by premium growth and a decrease in catastrophe losses of $62.5 million, partially offset by a decrease in favorable prior year development of $16.3 million.

Reportable Segments

The determination of our reportable segments is based on the manner in which management monitors the performance of our operations, which consist of two reportable segments - Insurance & Services and Reinsurance. Collectively, the sum of our two segments, Insurance & Services and Reinsurance, constitute our “Core” results. Core underwriting income, Core net services income, Core income and Core combined ratio are non-GAAP financial measures. See reconciliations in “Segment Reporting.” We believe it is useful to review Core results as it better reflects how management views the business and reflects our decision to exit the run off business. The sum of Core results and Corporate results are equal to the consolidated results of operations.

Core Premium Volume

Gross written premium increased by $13.9 million, or 1.4%, to $1,003.8 million for the three months ended March 31, 2026 compared to $989.9 million for the three months ended March 31, 2025. Net written premium decreased by $55.2 million, or 7.3%, to $696.8 million for the three months ended March 31, 2026 compared to $752.0 million for the three months ended March 31, 2025. Net earned premium increased by $12.5 million, or 2.0%, to $638.3 million for the three months ended March 31, 2026 compared to $625.8 million for the three months ended March 31, 2025. The increases in gross written premium and net earned premium were driven by our Insurance & Services segment, including growth in Accident & Health (“A&H”), General Liability, and Surety, partially offset by decreases in our Reinsurance segment, primarily in Property Catastrophe, Bermuda and London Specialty, and New York Casualty. The decrease in net written premium was primarily driven by the decreases in our Reinsurance segment and the ceded premium related to the inception of an aggregate reinsurance program in the current quarter, as well as a large one-time assumed reinsurance contract with a single MGA in our Surety business in the first quarter of 2025.

Core Underwriting Results

Core results for the three months ended March 31, 2026 included income of $79.3 million compared to $47.4 million for the three months ended March 31, 2025. Income for the three months ended March 31, 2026 consists of underwriting income of $70.9 million (88.9% combined ratio) and net services income of $8.4 million, compared to underwriting income of $28.5 million (95.4% combined ratio) and net services income of $18.9 million for the three months ended March 31, 2025. The

improvement in underwriting income was primarily driven by decreased catastrophe losses and a lower attritional loss ratio, partially offset by a decrease in favorable prior year development and higher expense ratios.

Catastrophe losses were minimal for the three months ended March 31, 2026, compared to $67.9 million, or 10.9 percentage points on the combined ratio, for the three months ended March 31, 2025, primarily from the California wildfires. Losses incurred included $32.2 million of favorable prior year loss reserve development for the three months ended March 31, 2026 primarily driven by favorable development in Credit, mainly from better than expected loss experience, as well as favorable development in A&H, due to lower than expected reported attritional losses, compared to $34.3 million for the three months ended March 31, 2025 primarily driven by favorable development in Property, mainly from reserve releases relating to prior year’s catastrophe events, as well as favorable development in A&H, due to lower than expected reported attritional losses. The increased acquisition cost ratio primarily resulted from profit commission accruals related to prior year programs, and the increased other underwriting expense ratio is largely driven by timing items.

The decrease in net services income was due to the deconsolidation of Armada, partially offset by growth in IMG and the acquisition of Assist America. Service margin, which is calculated as Net service fee income as a percentage of services revenues, increased to 14.6% for the three months ended March 31, 2026 from 13.8% for the three months ended March 31, 2025, when adjusted to exclude Armada, driven by the acquisition of Assist America.

Insurance & Services Segment

Insurance & Services gross written premium were $684.6 million for the three months ended March 31, 2026, an increase of $49.5 million, or 7.8%, compared to the three months ended March 31, 2025, primarily driven by growth in A&H, General Liability, and Surety.

Insurance & Services generated income of $38.5 million for the three months ended March 31, 2026, compared to $39.0 million for the three months ended March 31, 2025. Income for the three months ended March 31, 2026 consists of underwriting income of $30.1 million (92.0% combined ratio) and net services income of $8.4 million, compared to underwriting income of $20.1 million (94.0% combined ratio) and net services income of $18.9 million for the three months ended March 31, 2025. The improvement in underwriting income was primarily driven by a lower attritional loss ratio and increased favorable prior year loss reserve development, partially offset by increased expense ratios. For the three months ended March 31, 2026, favorable prior year loss reserve development was $15.1 million compared to $2.5 million for the three months ended March 31, 2025, primarily driven by increases in A&H due to lower than expected reported attritional losses. The increased acquisition cost ratio primarily resulted from profit commission accruals related to prior year programs, and the increased other underwriting expense ratio is largely driven by timing items. The decrease in net services income was due to the deconsolidation of Armada, partially offset by growth in IMG and the acquisition of Assist America.

Reinsurance Segment

Reinsurance gross written premium were $319.2 million for the three months ended March 31, 2026, a decrease of $35.6 million, or 10.0%, compared to the three months ended March 31, 2025, primarily driven by decreases in Property Catastrophe, Bermuda and London Specialty, and New York Casualty.

Reinsurance generated underwriting income of $40.8 million (84.2% combined ratio) for the three months ended March 31, 2026, compared to $8.4 million (97.1% combined ratio) for the three months ended March 31, 2025. The improvement in net underwriting results for the three months ended March 31, 2026 compared to the three months ended March 31, 2025 was primarily driven by a decrease in catastrophe losses of $57.7 million and a lower attritional loss ratio, partially offset by a decrease in favorable prior year loss reserve development of $14.7 million.

Investments

Net investment income decreased to $66.4 million for the three months ended March 31, 2026 compared to $71.2 million for the three months ended March 31, 2025 driven by lower yields in the current period. Net investment gains (losses) increased to $11.4 million for the three months ended March 31, 2026 compared to $(0.3) million for the three months ended March 31, 2025 primarily due to gains on private equity funds classified in Other long-term investments.

Webcast Details

The Company will hold a webcast to discuss its first quarter 2026 results at 8:30 a.m. Eastern Time on May 8, 2026. The webcast of the conference call will be available over the Internet from the Company’s website at www.siriuspt.com under the “Investor Relations” section. Participants should follow the instructions provided on the website to download and install any necessary audio applications. The conference call will be available by dialing 1-877-451-6152 (domestic) or 1-201-389-0879 (international). Participants should ask for the SiriusPoint Ltd. first quarter 2026 earnings call.

The online replay will be available on the Company's website immediately following the call at www.siriuspt.com under the “Investor Relations” section.

Safe Harbor Statement Regarding Forward-Looking Statements

This press release includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are subject to known and unknown risks and uncertainties, many of which may be beyond the Company’s control. The Company cautions you that the forward-looking information presented in this press release is not a guarantee of future events, and that actual events may differ materially from those made in or suggested by the forward-looking information contained in this press release. In addition, forward-looking statements generally can be identified by the use of forward-looking terminology such as “believes,” “intends,” “seeks,” “anticipates,” “aims,” “plans,” “targets,” “estimates,” “expects,” “assumes,” “continues,” “guidance,” “should,” “could,” “will,” “may” and the negative of these or similar terms and phrases. These risks and uncertainties include, but are not limited to, the "Risk Factors" described in the Company's most recent Annual Report on Form 10-K and other subsequent periodic reports filed with the Securities and Exchange Commission.

All forward-looking statements speak only as of the date made and the Company undertakes no obligation to update or revise publicly any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by applicable law.

Non-GAAP Financial Measures and Other Financial Metrics

About the Company

SiriusPoint is a global underwriter of insurance and reinsurance providing solutions to clients and brokers around the world. Bermuda-headquartered with offices in New York, London, Stockholm and other locations, we are listed on the New York Stock Exchange (SPNT). We have licenses to write Property & Casualty and Accident & Health insurance and reinsurance globally. Our offering and distribution capabilities are strengthened by a portfolio of strategic partnerships with Managing General Agents and Program Administrators. With approximately $3.0 billion total capital, SiriusPoint’s operating companies have a financial strength rating of A from AM Best, S&P and Fitch, and A3 from Moody’s. For more information, please visit www.siriuspt.com.

Contacts

Investor Relations

Liam Blackledge - Investor Relations and Strategy Manager

Liam.Blackledge@siriuspt.com

+ 44 203 772 3082

Media

Natalie King - Global Head of Marketing and External Communications

Natalie.King@siriuspt.com

+ 44 770 728 8817

SIRIUSPOINT LTD.

CONSOLIDATED BALANCE SHEETS (UNAUDITED)

As of March 31, 2026 and December 31, 2025

(expressed in millions of U.S. dollars, except per share and share amounts)



	March 31, 2026		December 31, 2025
Assets
Debt securities, available for sale, at fair value, net of allowance for credit losses of $0.0 (2025 - $0.0) (cost - $4,896.1; 2025 - $5,118.3)	$	4,892.9	$	5,168.6
Debt securities, trading, at fair value (cost - $111.3; 2025 - $114.6)	86.0		90.3
Short-term investments, at fair value (cost -$32.2; 2025 - $28.4)	32.5		28.3

Other long-term investments, at fair value (cost - $410.4; 2025 - $421.9) (includes related party investments at fair value of $203.8 (2025 - $216.1))	295.4		315.1

Total investments	5,306.8		5,602.3
Cash and cash equivalents	856.9		731.2
Restricted cash and cash equivalents	153.8		171.2


Due from brokers	40.1		7.5
Interest and dividends receivable	41.4		47.1
Insurance and reinsurance balances receivable, net	2,420.8		2,260.3
Deferred acquisition costs, net	403.4		384.1
Unearned premiums ceded	573.3		487.4
Loss and loss adjustment expenses recoverable, net	2,020.2		2,102.3
Deferred tax asset	256.7		267.7
Goodwill	18.6		—
Intangible assets	139.8		121.2
Other assets	251.2		272.1
Assets held for sale	—		115.2
Total assets	$	12,483.0	$	12,569.6
Liabilities
Loss and loss adjustment expense reserves	$	5,732.7	$	5,782.5
Unearned premium reserves	1,991.2		1,855.4
Reinsurance balances payable	1,455.0		1,447.6

Debt	679.6		688.6


Due to brokers	3.4		5.5
Deferred tax liability	73.4		73.0


Other liabilities	244.3		246.1

Total liabilities	10,179.6		10,098.7
Commitments and contingent liabilities
Shareholders’ equity

Series B preference shares (2025 - par value $0.10; authorized and issued: 8,000,000)	—		200.0
Common shares (issued and outstanding: 115,936,935; 2025 - 116,989,799)	11.6		11.7
Additional paid-in capital	956.4		967.7
Retained earnings	1,328.1		1,228.5
Accumulated other comprehensive income, net of tax	6.3		61.9
Shareholders’ equity attributable to SiriusPoint shareholders	2,302.4		2,469.8
Noncontrolling interests	1.0		1.1
Total shareholders’ equity	2,303.4		2,470.9
Total liabilities, noncontrolling interests and shareholders’ equity	$	12,483.0	$	12,569.6

SIRIUSPOINT LTD.

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)

For the three months ended March 31, 2026 and 2025

(expressed in millions of U.S. dollars, except per share and share amounts)



	2026		2025
Revenues
Net earned premium	$	638.9	$	626.7
Net investment income	66.4		71.2
Net investment gains (losses)	11.4		(0.3)


Other revenues	57.9		29.7

Total revenues	774.6		727.3
Expenses
Loss and loss adjustment expenses incurred, net	362.9		401.8
Acquisition costs, net	147.8		129.7
Other underwriting expenses	50.5		41.1
Net corporate and other expenses	71.2		60.6
Intangible asset amortization	2.6		2.9
Interest expense	16.8		18.1
Foreign exchange (gains) losses	1.3		(2.2)
Total expenses	653.1		652.0
Income before income tax expense	121.5		75.3
Income tax expense	(19.2)		(13.3)
Net income	102.3		62.0
Net income attributable to noncontrolling interests	(0.1)		(0.4)
Net income available to SiriusPoint	102.2		61.6
Dividends on Series B preference shares	(2.6)		(4.0)
Net income available to SiriusPoint common shareholders	$	99.6	$	57.6
Earnings per share available to SiriusPoint common shareholders
Basic earnings per share available to SiriusPoint common shareholders	$	0.85	$	0.50
Diluted earnings per share available to SiriusPoint common shareholders	$	0.82	$	0.49
Weighted average number of common shares used in the determination of earnings per share
Basic	116,725,419		115,975,961
Diluted	121,695,056		118,555,166

SIRIUSPOINT LTD.

SEGMENT REPORTING


	Three months ended March 31, 2026
	Insurance & Services			Reinsurance			Core			Eliminations (2)		Corporate		Segment Measure Reclass		Total
Gross written premium	$	684.6		$	319.2		$	1,003.8		$	—	$	(0.9)	$	—	$	1,002.9
Net written premium	461.1			235.7			696.8			—		(1.6)		—		695.2
Net earned premium	380.1			258.2			638.3			—		0.6		—		638.9
Loss and loss adjustment expenses incurred, net	215.7			134.0			349.7			(1.8)		15.0		—		362.9
Acquisition costs, net	108.0			63.8			171.8			(23.8)		(0.2)		—		147.8
Other underwriting expenses	26.3			19.6			45.9			—		4.6		—		50.5
Underwriting income (loss)	30.1			40.8			70.9			25.6		(18.8)		—		77.7
Services revenues	54.0			—			54.0			(23.1)		—		(30.9)		—
Services expenses	46.1			—			46.1			—		—		(46.1)		—
Net services fee income	7.9			—			7.9			(23.1)		—		15.2		—
Services noncontrolling loss	0.5			—			0.5			—		—		(0.5)		—

Net services income	8.4			—			8.4			(23.1)		—		14.7		—
Segment income (loss)	38.5			40.8			79.3			2.5		(18.8)		14.7		77.7
Net investment income												66.4		—		66.4
Net investment gains (losses)												11.4		—		11.4

Other revenues												27.0		30.9		57.9

Net corporate and other expenses												(25.1)		(46.1)		(71.2)
Intangible asset amortization												(2.6)		—		(2.6)
Interest expense												(16.8)		—		(16.8)
Foreign exchange losses												(1.3)		—		(1.3)
Income before income tax expense	$	38.5		$	40.8		79.3			2.5		40.2		(0.5)		121.5
Income tax expense							—			—		(19.2)		—		(19.2)
Net income							79.3			2.5		21.0		(0.5)		102.3
Net income attributable to noncontrolling interest							—			—		(0.6)		0.5		(0.1)
Net income available to SiriusPoint							$	79.3		$	2.5	$	20.4	$	—	$	102.2

Attritional losses	$	230.8		$	145.7		$	376.5		$	(1.8)	$	0.7	$	—	$	375.4
Catastrophe losses	—			5.4			5.4			—		—		—		5.4
Prior year loss reserve development	(15.1)			(17.1)			(32.2)			—		14.3		—		(17.9)
Loss and loss adjustment expenses incurred, net	$	215.7		$	134.0		$	349.7		$	(1.8)	$	15.0	$	—	$	362.9

Underwriting Ratios: (1)
Attritional loss ratio	60.7		%	56.4		%	59.0		%							58.8		%
Catastrophe loss ratio	—		%	2.1		%	0.8		%							0.8		%
Prior year loss development ratio	(4.0)		%	(6.6)		%	(5.0)		%							(2.8)		%
Loss ratio	56.7		%	51.9		%	54.8		%							56.8		%
Acquisition cost ratio	28.4		%	24.7		%	26.9		%							23.1		%
Other underwriting expenses ratio	6.9		%	7.6		%	7.2		%							7.9		%
Combined ratio	92.0		%	84.2		%	88.9		%							87.8		%

(1)Underwriting ratios are calculated by dividing the related expense by net earned premium.

(2)Insurance & Services MGAs recognize fees for service using revenue from contracts with customers accounting standards, whereas insurance companies recognize acquisition expenses using insurance contract accounting standards. While ultimate revenues and expenses recognized will match, there will be recognition timing differences based on the different accounting standards.


	Three months ended March 31, 2025
	Insurance & Services			Reinsurance			Core			Eliminations (2)		Corporate		Segment Measure Reclass		Total
Gross written premium	$	635.1		$	354.8		$	989.9		$	—	$	(5.2)	$	—	$	984.7
Net written premium	483.5			268.5			752.0			—		(9.0)		—		743.0
Net earned premium	336.2			289.6			625.8			—		0.9		—		626.7
Loss and loss adjustment expenses incurred, net	209.9			195.3			405.2			(2.0)		(1.4)		—		401.8
Acquisition costs, net	87.3			67.1			154.4			(28.0)		3.3		—		129.7
Other underwriting expenses	18.9			18.8			37.7			—		3.4		—		41.1
Underwriting income (loss)	20.1			8.4			28.5			30.0		(4.4)		—		54.1
Services revenues	62.1			—			62.1			(30.2)		—		(31.9)		—
Services expenses	43.1			—			43.1			—		—		(43.1)		—
Net services fee income	19.0			—			19.0			(30.2)		—		11.2		—
Services noncontrolling income	(0.1)			—			(0.1)			—		—		0.1		—

Net services income	18.9			—			18.9			(30.2)		—		11.3		—
Segment income (loss)	39.0			8.4			47.4			(0.2)		(4.4)		11.3		54.1
Net investment income												71.2		—		71.2
Net investment gains (losses)												(0.3)		—		(0.3)

Other revenues												(2.2)		31.9		29.7

Net corporate and other expenses												(17.5)		(43.1)		(60.6)
Intangible asset amortization												(2.9)		—		(2.9)
Interest expense												(18.1)		—		(18.1)
Foreign exchange gains												2.2		—		2.2
Income before income tax expense	$	39.0		$	8.4		47.4			(0.2)		28.0		0.1		75.3
Income tax expense							—			—		(13.3)		—		(13.3)
Net income							47.4			(0.2)		14.7		0.1		62.0
Net income attributable to noncontrolling interest							—			—		(0.3)		(0.1)		(0.4)
Net income available to SiriusPoint							$	47.4		$	(0.2)	$	14.4	$	—	$	61.6

Attritional losses	$	207.6		$	164.0		$	371.6		$	(2.0)	$	(1.5)	$	—	$	368.1
Catastrophe losses	4.8			63.1			67.9			—		—		—		67.9
Prior year loss reserve development	(2.5)			(31.8)			(34.3)			—		0.1		—		(34.2)
Loss and loss adjustment expenses incurred, net	$	209.9		$	195.3		$	405.2		$	(2.0)	$	(1.4)	$	—	$	401.8

Underwriting Ratios: (1)
Attritional loss ratio	61.7		%	56.6		%	59.3		%							58.8		%
Catastrophe loss ratio	1.4		%	21.8		%	10.9		%							10.8		%
Prior year loss development ratio	(0.7)		%	(11.0)		%	(5.5)		%							(5.5)		%
Loss ratio	62.4		%	67.4		%	64.7		%							64.1		%
Acquisition cost ratio	26.0		%	23.2		%	24.7		%							20.7		%
Other underwriting expenses ratio	5.6		%	6.5		%	6.0		%							6.6		%
Combined ratio	94.0		%	97.1		%	95.4		%							91.4		%

(1)Underwriting ratios are calculated by dividing the related expense by net earned premium.

SIRIUSPOINT LTD.

NON-GAAP FINANCIAL MEASURES AND RECONCILIATIONS & OTHER FINANCIAL MEASURES

Non-GAAP Financial Measures

Core Results

Collectively, the sum of the Company's two segments, Insurance & Services and Reinsurance, constitute "Core" results. Core underwriting income, Core net services income, Core income and Core combined ratio are non-GAAP financial measures. We believe it is useful to review Core results as it better reflects how management views the business and reflects our decision to exit the run off business. The sum of Core results and Corporate results are equal to the consolidated results of operations.

Core underwriting income - calculated by subtracting loss and loss adjustment expenses incurred, net, acquisition costs, net, and other underwriting expenses from net premiums earned.

Core net services income - consists of services revenues which include commissions, brokerage and fee income related to consolidated MGAs, and other revenues, as well as services expenses which include direct expenses related to consolidated MGAs and services noncontrolling income which represent minority ownership interests in consolidated MGAs. Net services income is a key indicator of the profitability of the Company's services provided.

Core income - consists of two components, core underwriting income and core net services income. Core income is a key measure of our segment performance.

Core combined ratio - calculated by dividing the sum of Core loss and loss adjustment expenses incurred, net, acquisition costs, net and other underwriting expenses by Core net premiums earned. Accident year loss ratio and accident year combined ratio are calculated by excluding prior year loss reserve development to present the impact of current accident year net loss and loss adjustment expenses on the Core loss ratio and Core combined ratio, respectively. Attritional loss ratio excludes catastrophe losses from the accident year loss ratio as they are not predictable as to timing and amount. These ratios are useful indicators of our underwriting profitability.

Book Value Per Diluted Common Share Metrics

Book value per diluted common share excluding AOCI and tangible book value per diluted common share, as presented, are non-GAAP financial measures and the most directly comparable U.S. GAAP measure is book value per diluted common share. Management believes it is useful to exclude AOCI because it may fluctuate significantly between periods based on movements in interest and currency rates. Tangible book value per diluted common share excludes goodwill and intangible assets. Management believes that effects of goodwill and intangible assets are not indicative of underlying underwriting results or trends and make book value comparisons to less acquisitive peer companies less meaningful. Tangible book value per diluted common share is useful because it provides a more accurate measure of the realizable value of shareholder returns.

The following table sets forth the computation of book value per common share, book value per diluted common share, book value per diluted common share excluding AOCI, and tangible book value per diluted common share as of March 31, 2026 and December 31, 2025:


	March 31, 2026		December 31, 2025
	($ in millions, except share and per share amounts)


Common shareholders’ equity attributable to SiriusPoint common shareholders	$	2,302.4	$	2,269.8

Accumulated other comprehensive income, net of tax	6.3		61.9
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI	2,296.1		2,207.9

Intangible assets	139.8		121.2
Goodwill	18.6		—
Tangible common shareholders' equity attributable to SiriusPoint common shareholders	$	2,144.0	$	2,148.6

Common shares outstanding	115,936,935		116,989,799
Effect of dilutive stock options, restricted share units and warrants	5,065,622		4,983,345
Book value per diluted common share denominator	121,002,557		121,973,144



Book value per common share	$	19.86	$	19.40
Book value per diluted common share	$	19.03	$	18.61
Book value per diluted common share ex. AOCI	$	18.98	$	18.10
Tangible book value per diluted common share	$	17.72	$	17.62

Operating and Core Operating Metrics

Operating net income, Core Operating net income, Operating earnings per share and Core Operating earnings per share are non-GAAP financial measures and the most directly comparable U.S. GAAP measures are net income and diluted earnings per share. Operating net income excludes items which we believe are not indicative of the operations of our operating businesses, including realized and unrealized gains (losses) on strategic and other investments and liability-classified capital instruments, non-recurring costs associated with acquisitions or sales of subsidiaries, income (expense) related to loss portfolio transfers, deferred tax assets attributable to the enactment of the Bermuda corporate income tax, development on COVID-19 reserves resulting from the COVID-19 reserve study performed concurrently with the settlement of the Series A Preference shares in the third quarter of 2024, and foreign exchange gains (losses). Core Operating net income also excludes the Corporate (run off) business. We believe it is useful to review Operating net income and Core Operating net income as it better reflects how we view the business, as well as provides investors with an alternative metric that can assist in predicting future earnings and profitability that are complementary to GAAP metrics. Operating ROE is calculated by dividing annualized Operating net income for the period by average common shareholders’ equity, excluding AOCI, and after adjusting for the above noted items to arrive at Operating net income. Core Operating ROE also excludes the results of the Corporate (run off) business.

The following table sets forth the computation of Operating net income, Core Operating net income, Operating earnings per share and Core Operating earnings per share for the three months ended March 31, 2026 and 2025:



	2026		2025
	($ in millions, except share and per share amounts)
Net income available to SiriusPoint common shareholders	$	99.6	$	57.6
Adjustments:
Gain on sale or deconsolidation of consolidated MGAs	(25.2)		—
Losses on strategic and other investments	1.8		0.5
MGA & Strategic Investment Rationalization	(23.4)		0.5



Expense related to loss portfolio transfers	5.6		5.9

Foreign exchange (gains) losses	1.3		(2.2)

Other non-recurring items	5.3		—
Income tax expense on adjustments (1)	(2.7)		(0.8)
Operating net income	85.7		61.0
Corporate (run off) underwriting results	18.8		4.4
Income tax expense on adjustments (1)	(3.6)		(0.8)
Core Operating net income	$	100.9	$	64.6

Weighted average number of diluted common shares used in the determination of earnings per share	121,695,056		118,555,166


Operating diluted earnings per share	$	0.70	$	0.51
Core Operating diluted earnings per share	$	0.83	$	0.54

(1) For the three months ended March 31, 2026 and 2025, an effective tax rate of 19% is applied to the adjustments to calculate the income tax expense, where applicable. Periods may have a different effective tax rate based on the jurisdiction of specific transactions.

The following table sets forth the computation of Operating Return on Average Common Shareholders’ Equity for the three months ended March 31, 2026 and 2025:



	2026			2025
	($ in millions, except for ratios)
Operating net income	$	85.7		$	61.0
Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period	2,269.8			1,737.4
Less: Accumulated other comprehensive income (loss), net of tax - beginning of period	61.9			(4.1)
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - beginning of period	2,207.9			1,741.5
Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period	2,302.4			1,825.2
Adjustments to net income to arrive at Operating net income	(13.9)			3.4
Less: Accumulated other comprehensive income, net of tax - end of period	6.3			26.4
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - end of period	2,282.2			1,802.2
Average common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI	$	2,245.1		$	1,771.9
Annualized Operating ROE	15.3		%	13.8		%

The following table sets forth the computation of Core Operating Return on Average Common Shareholders’ Equity for the three months ended March 31, 2026 and 2025:



	2026			2025
	($ in millions, except for ratios)
Core Operating net income	$	100.9		$	64.6
Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period	2,269.8			1,737.4
Less: Accumulated other comprehensive income (loss), net of tax - beginning of period	61.9			(4.1)
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - beginning of period	2,207.9			1,741.5
Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period	2,302.4			1,825.2
Adjustments to net income to arrive at Core Operating net income	1.3			7.0
Less: Accumulated other comprehensive income, net of tax - end of period	6.3			26.4
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - end of period	2,297.4			1,805.8
Average common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI	$	2,252.7		$	1,773.7
Annualized Core Operating ROE	17.9		%	14.6		%

Other Financial Measures

Annualized Return on Average Common Shareholders’ Equity Attributable to SiriusPoint Common Shareholders

Annualized return on average common shareholders’ equity attributable to SiriusPoint common shareholders is calculated by dividing annualized net income available to SiriusPoint common shareholders for the period by the average common shareholders’ equity determined using the common shareholders’ equity balances at the beginning and end of the period.

Annualized return on average common shareholders’ equity attributable to SiriusPoint common shareholders for the three months ended March 31, 2026 and 2025 was calculated as follows:



	2026			2025
	($ in millions, except for ratios)
Net income available to SiriusPoint common shareholders	$	99.6		$	57.6
Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period	2,269.8			1,737.4


Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period	2,302.4			1,825.2
Average common shareholders’ equity attributable to SiriusPoint common shareholders	$	2,286.1		$	1,781.3

Annualized return on average common shareholders’ equity attributable to SiriusPoint common shareholders	17.4		%	12.9		%

SiriusPoint Ltd.

Financial Supplement

March 31, 2026

(UNAUDITED)

This financial supplement is for informational purposes only. It should be read in conjunction with documents filed with the Securities and Exchange Commission by SiriusPoint Ltd., including the Company’s Quarterly Report on Form 10-Q.


Point Building						Liam Blackledge - Investor Relations and Strategy Manager
3 Waterloo Lane						Tel: + 44 203 772 3082
Pembroke HM 08						Email: investor.relations@siriuspt.com
Bermuda						Website: www.siriuspt.com

SiriusPoint Ltd.

Basis of Presentation and Non-GAAP Financial Measures:

Unless the context otherwise indicates or requires, as used in this financial supplement references to “we,” “our,” “us,” the “Company,” and "SiriusPoint" refer to SiriusPoint Ltd. and its directly and indirectly owned subsidiaries, as a combined entity, except where otherwise stated or where it is clear that the terms mean only SiriusPoint Ltd. exclusive of its subsidiaries. We have made rounding adjustments to reach some of the figures included in this financial supplement and, unless otherwise indicated, percentages presented in this financial supplement are approximate.

In presenting SiriusPoint’s results, management has included financial measures that are not calculated under standards or rules that comprise accounting principles generally accepted in the United States (“GAAP”). SiriusPoint’s management uses this information in its internal analysis of results and believes that this information may be informative to investors in gauging the quality of SiriusPoint’s financial performance, identifying trends in our results and providing meaningful period-to-period comparisons. Core underwriting income, Core net services income, Core income, Core combined ratio, accident year loss ratio, accident year combined ratio, attritional loss ratio and combined ratio ex. catastrophe losses are non-GAAP financial measures. Management believes it is useful to review Core results as it better reflects how management views the business and reflects the Company’s decision to exit the run off business. Book value per diluted common share excluding accumulated other comprehensive income (loss) ("AOCI") and tangible book value per diluted common share, as presented, are non-GAAP financial measures and the most directly comparable U.S. GAAP measure is book value per diluted common share. Management believes it is useful to exclude AOCI because it may fluctuate significantly between periods based on movements in interest and currency rates. Management believes the effects of intangible assets are not indicative of underlying underwriting results or trends and make book value comparisons to less acquisitive peer companies less meaningful. Operating net income, Core Operating net income, Operating earnings per share and Core Operating earnings per share are non-GAAP financial measures and the most directly comparable U.S. GAAP measures are net income and diluted earnings per share. Operating net income excludes items which we believe are not indicative of the operations of our operating businesses, including realized and unrealized gains (losses) on strategic and other investments and liability-classified capital instruments, non-recurring costs associated with acquisitions or sales of subsidiaries, income (expense) related to loss portfolio transfers, deferred tax assets attributable to the enactment of the Bermuda corporate income tax, development on COVID-19 reserves resulting from the COVID-19 reserve study performed concurrently with the settlement of the Series A Preference shares in the third quarter of 2024, and foreign exchange gains (losses). Core Operating net income also excludes the Corporate (run off) business. We believe it is useful to review Operating net income and Core Operating net income as it better reflects how we view the business, as well as provides investors with an alternative metric that can assist in predicting future earnings and profitability that are complementary to GAAP metrics. Operating ROE is calculated by dividing annualized Operating net income for the period by average common shareholders’ equity, excluding AOCI, and after adjusting for the above noted items to arrive at Operating net income. Core Operating ROE also excludes the results of the Corporate (run off) business. Reconciliations and definitions of such measures to the most directly comparable GAAP figures are included in the attached financial information in accordance with Regulation G and Item 10(e) of Regulation S-K, as applicable.

Safe Harbor Statement Regarding Forward-Looking Statements:

This financial supplement includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are subject to known and unknown risks and uncertainties, many of which may be beyond the Company’s control. The Company cautions you that the forward-looking information presented in this financial supplement is not a guarantee of future events, and that actual events may differ materially from those made in or suggested by the forward-looking information contained in this financial supplement. In addition, forward-looking statements generally can be identified by the use of forward-looking terminology such as “believes,” “intends,” “seeks,” “anticipates,” “aims,” “plans,” “targets,” “estimates,” “expects,” “assumes,” “continues,” “should,” “could,” “will,” “may” and the negative of these or similar terms and phrases. Actual events, results and outcomes may differ materially from the Company’s expectations due to a variety of known and unknown risks, uncertainties and other factors. Among the risks and uncertainties that could cause actual results to differ from those described in the forward-looking statements are the following: These risks and uncertainties include, but are not limited to, the "Risk Factors" described in the Company's most recent Annual Report on Form 10-K and other subsequent periodic reports filed with the Securities and Exchange Commission.

Page 2 of 20

SiriusPoint Ltd.

Table of Contents



Key Performance Indicators
Key Financial Metrics						4

Consolidated Financial Statements
Consolidated Balance Sheets - by Quarter						5

Consolidated Statements of Income - by Quarter						6
Consolidated Statements of Comprehensive Income - by Quarter						7

Operating Segment Information
Segment Reporting - Three months ended March 31, 2026						8
Segment Reporting - Three months ended March 31, 2025						9




Consolidated Results - by Quarter						10
Core Results - by Quarter						11
Insurance & Services Segment - by Quarter						12
Reinsurance Segment - by Quarter						13

Investments
Investments - by Quarter						14


Other

Earnings per Share - by Quarter						15
Annualized Return on Average Common Shareholders’ Equity - by Quarter						16
Book Value per Share - by Quarter						17
Net Corporate and Other Expenses - by Quarter						18
Operating and Core Operating Net Income and Earnings per Share						19

Operating and Core Operating Return on Average Common Shareholders’ Equity						20

Page 3 of 20

SiriusPoint Ltd.

Key Financial Metrics

March 31, 2026 and 2025

(expressed in millions of U.S. dollars, except per share data and ratios)



	2026			2025
	($ in millions, except for ratios and per share amounts)
Combined ratio	87.8		%	91.4		%
Core combined ratio (1)	88.9		%	95.4		%
Core underwriting income (1)	$	70.9		$	28.5
Core net services income (1)	$	8.4		$	18.9
Operating net income (1)	$	85.7		$	61.0
Operating earnings per share (1)	$	0.70		$	0.51
Annualized ROE	17.4		%	12.9		%
Annualized Operating ROE (1)	15.3		%	13.8		%


	March 31, 2026		December 31, 2025
Book value per common share	$	19.86	$	19.40
Book value per diluted common share	$	19.03	$	18.61
Book value per diluted common share ex. AOCI (1)	$	18.98	$	18.10
Tangible book value per diluted common share (1)	$	17.72	$	17.62

(1)Core combined ratio, Core underwriting income, and Core net services income are non-GAAP financial measures. See reconciliations in “Segment Reporting.” Operating net income, Operating earnings per share, and Annualized Operating ROE are non-GAAP financial measures. See reconciliations in “Operating net income and Operating earnings per share" and "Operating ROE." Book value per diluted common share ex. AOCI and tangible book value per diluted common share are non-GAAP financial measures. See reconciliation in “Book Value per Share - by Quarter.”

Page 4 of 20

SiriusPoint Ltd.

Consolidated Balance Sheets - by Quarter

(expressed in millions of U.S. dollars)


	March 31, 2026		December 31, 2025		September 30, 2025		June 30, 2025		March 31, 2025
Assets
Debt securities, available for sale, at fair value, net of allowance for credit losses	$	4,892.9	$	5,168.6	$	5,145.6	$	4,735.9	$	4,635.2
Debt securities, trading, at fair value	86.0		90.3		98.7		102.9		117.6
Short-term investments, at fair value	32.5		28.3		24.6		54.9		48.2

Other long-term investments, at fair value	295.4		315.1		318.3		320.1		317.7

Total investments	5,306.8		5,602.3		5,587.2		5,213.8		5,118.7
Cash and cash equivalents	856.9		731.2		582.4		732.4		740.3
Restricted cash and cash equivalents	153.8		171.2		135.3		190.8		184.9


Due from brokers	40.1		7.5		10.0		8.2		18.8
Interest and dividends receivable	41.4		47.1		43.9		42.5		42.1
Insurance and reinsurance balances receivable, net	2,420.8		2,260.3		2,291.4		2,290.1		2,240.8
Deferred acquisition costs, net	403.4		384.1		381.1		379.5		369.3
Unearned premiums ceded	573.3		487.4		487.1		484.0		514.3
Loss and loss adjustment expenses recoverable, net	2,020.2		2,102.3		2,162.9		2,263.9		2,335.7
Deferred tax asset	256.7		267.7		282.2		297.1		293.3
Goodwill	18.6		—		—		—		—
Intangible assets	139.8		121.2		123.6		135.1		137.9
Other assets	251.2		272.1		330.0		318.3		284.4
Assets held for sale	—		115.2		43.1		—		—
Total assets	$	12,483.0	$	12,569.6	$	12,460.2	$	12,355.7	$	12,280.5
Liabilities
Loss and loss adjustment expense reserves	$	5,732.7	$	5,782.5	$	5,811.7	$	5,817.4	$	5,762.6
Unearned premium reserves	1,991.2		1,855.4		1,867.9		1,854.0		1,816.8
Reinsurance balances payable	1,455.0		1,447.6		1,492.1		1,539.9		1,707.5
Deferred gain on retroactive reinsurance	—		—		—		—		6.6
Debt	679.6		688.6		682.5		678.4		663.5


Due to brokers	3.4		5.5		27.5		9.0		6.6
Deferred tax liability	73.4		73.0		78.5		89.6		94.2


Liabilities held for sale	—		—		25.8		—		—
Other liabilities	244.3		246.1		263.2		260.6		196.0
Total liabilities	10,179.6		10,098.7		10,249.2		10,248.9		10,253.8
Commitments and contingent liabilities

Shareholders’ equity

Series B preference shares	—		200.0		200.0		200.0		200.0
Common shares	11.6		11.7		11.7		11.7		11.6
Additional paid-in capital	956.4		967.7		957.4		945.8		944.7
Retained earnings	1,328.1		1,228.5		988.5		901.7		842.5
Accumulated other comprehensive income (loss), net of tax	6.3		61.9		52.3		46.5		26.4
Shareholders’ equity attributable to SiriusPoint shareholders	2,302.4		2,469.8		2,209.9		2,105.7		2,025.2
Noncontrolling interests	1.0		1.1		1.1		1.1		1.5
Total shareholders’ equity	2,303.4		2,470.9		2,211.0		2,106.8		2,026.7
Total liabilities, noncontrolling interests and shareholders’ equity	$	12,483.0	$	12,569.6	$	12,460.2	$	12,355.7	$	12,280.5

Page 5 of 20

SiriusPoint Ltd.

Consolidated Statements of Income - by Quarter

(expressed in millions of U.S. dollars, except share and per share data)


	March 31, 2026		December 31, 2025		September 30, 2025		June 30, 2025		March 31, 2025
Revenues
Net earned premium	$	638.9	$	667.4	$	647.7	$	652.0	$	626.7
Net investment income	66.4		68.9		66.5		68.2		71.2
Net investment gains (losses)	11.4		(9.5)		6.2		0.7		(0.3)


Other revenues	57.9		246.9		35.5		27.3		29.7

Total revenues	774.6		973.7		755.9		748.2		727.3
Expenses
Loss and loss adjustment expenses incurred, net	362.9		372.2		372.9		372.6		401.8
Acquisition costs, net	147.8		173.2		139.8		140.9		129.7
Other underwriting expenses	50.5		54.9		43.6		48.3		41.1
Net corporate and other expenses	71.2		63.0		62.5		70.9		60.6
Intangible asset amortization	2.6		2.4		2.8		2.8		2.9
Interest expense	16.8		19.5		21.0		21.1		18.1
Foreign exchange (gains) losses	1.3		8.3		2.4		16.7		(2.2)
Total expenses	653.1		693.5		645.0		673.3		652.0
Income before income tax expense	121.5		280.2		110.9		74.9		75.3
Income tax expense	(19.2)		(36.1)		(20.2)		(11.6)		(13.3)
Net income	102.3		244.1		90.7		63.3		62.0
Net (income) loss attributable to noncontrolling interests	(0.1)		(0.1)		0.1		(0.1)		(0.4)
Net income available to SiriusPoint	102.2		244.0		90.8		63.2		61.6
Dividends on Series B preference shares	(2.6)		(4.0)		(4.0)		(4.0)		(4.0)
Net income available to SiriusPoint common shareholders	$	99.6	$	240.0	$	86.8	$	59.2	$	57.6
Earnings per share available to SiriusPoint common shareholders
Basic earnings per share available to SiriusPoint common shareholders ⁽¹⁾	$	0.85	$	2.05	$	0.74	$	0.51	$	0.50
Diluted earnings per share available to SiriusPoint common shareholders ⁽¹⁾	$	0.82	$	1.97	$	0.73	$	0.50	$	0.49
Weighted average number of common shares used in the determination of earnings per share
Basic	116,725,419		116,788,646		116,726,540		116,523,435		115,975,961
Diluted	121,695,056		121,838,966		118,817,903		118,669,471		118,555,166

(1) Basic earnings per share is based on the weighted average number of common shares and participating securities outstanding during the period. The Company treats certain of its unvested restricted shares as participating securities. The weighted average number of common shares excludes any dilutive effect of outstanding warrants, options or restricted share awards and units. Diluted earnings per share is based on the weighted average number of common shares outstanding and includes any dilutive effects of warrants, options, restricted share awards and units, and is determined using the treasury stock method. In the event of a net loss, all participating securities, outstanding warrants, options and restricted shares and units are excluded from both basic and diluted loss per share since their inclusion would be anti-dilutive.

Page 6 of 20

SiriusPoint Ltd.

Consolidated Statements of Comprehensive Income - by Quarter

(expressed in millions of U.S. dollars)


	March 31, 2026		December 31, 2025		September 30, 2025		June 30, 2025		March 31, 2025
Comprehensive income
Net income	$	102.3	$	244.1	$	90.7	$	63.3	$	62.0
Other comprehensive income (loss), net of tax
Change in foreign currency translation adjustments	(5.3)		2.2		(3.3)		3.4		(0.2)
Unrealized gains (losses) from debt securities held as available for sale investments	(57.3)		6.1		2.2		19.1		32.7
Reclassifications from accumulated other comprehensive income (loss)	7.0		1.3		6.9		(2.4)		(2.0)
Total other comprehensive income (loss)	(55.6)		9.6		5.8		20.1		30.5
Comprehensive income	46.7		253.7		96.5		83.4		92.5
Net (income) loss attributable to noncontrolling interests	(0.1)		(0.1)		0.1		(0.1)		(0.4)
Comprehensive income available to SiriusPoint	$	46.6	$	253.6	$	96.6	$	83.3	$	92.1

Page 7 of 20

SiriusPoint Ltd.

Segment Reporting - Three months ended March 31, 2026

(expressed in millions of U.S. dollars, except ratios)



	Insurance & Services			Reinsurance			Core			Eliminations (2)		Corporate		Segment Measure Reclass		Total
Gross written premium	$	684.6		$	319.2		$	1,003.8		$	—	$	(0.9)	$	—	$	1,002.9
Net written premium	461.1			235.7			696.8			—		(1.6)		—		695.2
Net earned premium	380.1			258.2			638.3			—		0.6		—		638.9
Loss and loss adjustment expenses incurred, net	215.7			134.0			349.7			(1.8)		15.0		—		362.9
Acquisition costs, net	108.0			63.8			171.8			(23.8)		(0.2)		—		147.8
Other underwriting expenses	26.3			19.6			45.9			—		4.6		—		50.5
Underwriting income (loss)	30.1			40.8			70.9			25.6		(18.8)		—		77.7
Services revenues	54.0			—			54.0			(23.1)		—		(30.9)		—
Services expenses	46.1			—			46.1			—		—		(46.1)		—
Net services fee income	7.9			—			7.9			(23.1)		—		15.2		—
Services noncontrolling loss	0.5			—			0.5			—		—		(0.5)		—
Net services income	8.4			—			8.4			(23.1)		—		14.7		—
Segment income (loss)	38.5			40.8			79.3			2.5		(18.8)		14.7		77.7
Net investment income												66.4		—		66.4
Net investment gains (losses)												11.4		—		11.4

Other revenues												27.0		30.9		57.9

Net corporate and other expenses												(25.1)		(46.1)		(71.2)
Intangible asset amortization												(2.6)		—		(2.6)
Interest expense												(16.8)		—		(16.8)
Foreign exchange losses												(1.3)		—		(1.3)
Income before income tax expense	$	38.5		$	40.8		79.3			2.5		40.2		(0.5)		121.5
Income tax expense							—			—		(19.2)		—		(19.2)
Net income							79.3			2.5		21.0		(0.5)		102.3
Net income attributable to noncontrolling interest							—			—		(0.6)		0.5		(0.1)
Net income available to SiriusPoint							$	79.3		$	2.5	$	20.4	$	—	$	102.2

Attritional losses	$	230.8		$	145.7		$	376.5		$	(1.8)	$	0.7	$	—	$	375.4
Catastrophe losses	—			5.4			5.4			—		—		—		5.4
Prior year loss reserve development	(15.1)			(17.1)			(32.2)			—		14.3		—		(17.9)
Loss and loss adjustment expenses incurred, net	$	215.7		$	134.0		$	349.7		$	(1.8)	$	15.0	$	—	$	362.9

Underwriting Ratios: (1)
Attritional loss ratio	60.7		%	56.4		%	59.0		%							58.8		%
Catastrophe loss ratio	—		%	2.1		%	0.8		%							0.8		%
Prior year loss development ratio	(4.0)		%	(6.6)		%	(5.0)		%							(2.8)		%
Loss ratio	56.7		%	51.9		%	54.8		%							56.8		%
Acquisition cost ratio	28.4		%	24.7		%	26.9		%							23.1		%
Other underwriting expenses ratio	6.9		%	7.6		%	7.2		%							7.9		%
Combined ratio	92.0		%	84.2		%	88.9		%							87.8		%

(1)Underwriting ratios are calculated by dividing the related expense by net earned premium.

Page 8 of 20

SiriusPoint Ltd.

Segment Reporting - Three months ended March 31, 2025

(expressed in millions of U.S. dollars, except ratios)



	Insurance & Services			Reinsurance			Core			Eliminations (2)		Corporate		Segment Measure Reclass		Total
Gross written premium	$	635.1		$	354.8		$	989.9		$	—	$	(5.2)	$	—	$	984.7
Net written premium	483.5			268.5			752.0			—		(9.0)		—		743.0
Net earned premium	336.2			289.6			625.8			—		0.9		—		626.7
Loss and loss adjustment expenses incurred, net	209.9			195.3			405.2			(2.0)		(1.4)		—		401.8
Acquisition costs, net	87.3			67.1			154.4			(28.0)		3.3		—		129.7
Other underwriting expenses	18.9			18.8			37.7			—		3.4		—		41.1
Underwriting income (loss)	20.1			8.4			28.5			30.0		(4.4)		—		54.1
Services revenues	62.1			—			62.1			(30.2)		—		(31.9)		—
Services expenses	43.1			—			43.1			—		—		(43.1)		—
Net services fee income	19.0			—			19.0			(30.2)		—		11.2		—
Services noncontrolling income	(0.1)			—			(0.1)			—		—		0.1		—
Net services income	18.9			—			18.9			(30.2)		—		11.3		—
Segment income (loss)	39.0			8.4			47.4			(0.2)		(4.4)		11.3		54.1
Net investment income												71.2		—		71.2
Net investment gains (losses)												(0.3)		—		(0.3)

Other revenues												(2.2)		31.9		29.7

Net corporate and other expenses												(17.5)		(43.1)		(60.6)
Intangible asset amortization												(2.9)		—		(2.9)
Interest expense												(18.1)		—		(18.1)
Foreign exchange gains												2.2		—		2.2
Income before income tax expense	$	39.0		$	8.4		47.4			(0.2)		28.0		0.1		75.3
Income tax expense							—			—		(13.3)		—		(13.3)
Net income							47.4			(0.2)		14.7		0.1		62.0
Net income attributable to noncontrolling interest							—			—		(0.3)		(0.1)		(0.4)
Net income available to SiriusPoint							$	47.4		$	(0.2)	$	14.4	$	—	$	61.6

Attritional losses	$	207.6		$	164.0		$	371.6		$	(2.0)	$	(1.5)	$	—	$	368.1
Catastrophe losses	4.8			63.1			67.9			—		—		—		67.9
Prior year loss reserve development	(2.5)			(31.8)			(34.3)			—		0.1		—		(34.2)
Loss and loss adjustment expenses incurred, net	$	209.9		$	195.3		$	405.2		$	(2.0)	$	(1.4)	$	—	$	401.8

Underwriting Ratios: (1)
Attritional loss ratio	61.7		%	56.6		%	59.3		%							58.8		%
Catastrophe loss ratio	1.4		%	21.8		%	10.9		%							10.8		%
Prior year loss development ratio	(0.7)		%	(11.0)		%	(5.5)		%							(5.5)		%
Loss ratio	62.4		%	67.4		%	64.7		%							64.1		%
Acquisition cost ratio	26.0		%	23.2		%	24.7		%							20.7		%
Other underwriting expenses ratio	5.6		%	6.5		%	6.0		%							6.6		%
Combined ratio	94.0		%	97.1		%	95.4		%							91.4		%

(1)Underwriting ratios are calculated by dividing the related expense by net earned premium.

Page 9 of 20

SiriusPoint Ltd.

Consolidated Results - by Quarter

(expressed in millions of U.S. dollars, except ratios)


	March 31, 2026			December 31, 2025			September 30, 2025			June 30, 2025			March 31, 2025
Revenues
Gross written premium	$	1,002.9		$	898.3		$	874.4		$	948.2		$	984.7

Net written premium	695.2			655.1			670.3			704.4			743.0

Net earned premium	638.9			667.4			647.7			652.0			626.7
Expenses
Loss and loss adjustment expenses incurred, net	362.9			372.2			372.9			372.6			401.8
Acquisition costs, net	147.8			173.2			139.8			140.9			129.7
Other underwriting expenses	50.5			54.9			43.6			48.3			41.1

Underwriting income	$	77.7		$	67.1		$	91.4		$	90.2		$	54.1

Attritional losses	$	375.4		$	387.2		$	381.8		$	381.8		$	368.1
Catastrophe losses, net of reinsurance and reinstatement premiums	5.4			7.0			—			(0.5)			67.9
Favorable prior year loss reserve development	$	(17.9)		$	(22.0)		$	(8.9)		$	(8.7)		$	(34.2)

Underwriting Ratios (1):
Loss ratio	56.8		%	55.8		%	57.6		%	57.1		%	64.1		%
Acquisition cost ratio	23.1		%	26.0		%	21.6		%	21.6		%	20.7		%
Other underwriting expenses ratio	7.9		%	8.2		%	6.7		%	7.4		%	6.6		%
Combined ratio	87.8		%	90.0		%	85.9		%	86.1		%	91.4		%

(1)Underwriting ratios are calculated by dividing the related expense by net earned premium.

Page 10 of 20

SiriusPoint Ltd.

Core Results - by Quarter (1)

(expressed in millions of U.S. dollars, except ratios)


	March 31, 2026			December 31, 2025			September 30, 2025			June 30, 2025			March 31, 2025
Revenues
Gross written premium	$	1,003.8		$	896.9		$	871.6		$	930.1		$	989.9

Net written premium	696.8			660.9			664.9			699.8			752.0

Net earned premium	638.3			676.6			643.5			645.6			625.8
Expenses
Loss and loss adjustment expenses incurred, net	349.7			389.5			370.8			365.6			405.2
Acquisition costs, net	171.8			188.7			163.0			168.4			154.4
Other underwriting expenses	45.9			49.8			40.1			44.0			37.7

Underwriting income	70.9			48.6			69.6			67.6			28.5
Services revenues	54.0			45.7			58.5			58.1			62.1
Services expenses	46.1			41.4			48.5			49.6			43.1
Net services fee income	7.9			4.3			10.0			8.5			19.0
Services noncontrolling (income) loss	0.5			(0.1)			0.1			0.2			(0.1)

Net services income	8.4			4.2			10.1			8.7			18.9
Segment income	$	79.3		$	52.8		$	79.7		$	76.3		$	47.4

Attritional losses	$	376.5		$	397.5		$	379.9		$	379.9		$	371.6
Catastrophe losses, net of reinsurance and reinstatement premiums	5.4			7.0			—			(0.5)			67.9
Favorable prior year loss reserve development	$	(32.2)		$	(15.0)		$	(9.1)		$	(13.8)		$	(34.3)

Underwriting Ratios (2):
Loss ratio	54.8		%	57.6		%	57.6		%	56.6		%	64.7		%
Acquisition cost ratio	26.9		%	27.9		%	25.3		%	26.1		%	24.7		%
Other underwriting expenses ratio	7.2		%	7.4		%	6.2		%	6.8		%	6.0		%
Combined ratio	88.9		%	92.9		%	89.1		%	89.5		%	95.4		%

Accident year loss ratio	59.8		%	59.8		%	59.0		%	58.8		%	70.2		%
Accident year combined ratio	93.9		%	95.0		%	90.6		%	91.7		%	100.9		%
Attritional loss ratio	59.0		%	58.8		%	59.0		%	58.8		%	59.3		%
Combined ratio ex. catastrophe losses	88.1		%	91.9		%	89.1		%	89.6		%	84.5		%

(1)Collectively, the sum of our two segments, Reinsurance and Insurance & Services, constitute our "Core" results. Core underwriting income, Core net services income, Core income, Core combined ratio, accident year loss ratio, accident year combined ratio and attritional loss ratio are non-GAAP financial measures. We believe it is useful to review Core results as it better reflects how management views the business and reflects our decision to exit the run off business. The sum of Core results and Corporate results are equal to the consolidated results of operations.

(2)Underwriting ratios are calculated by dividing the related expense by net earned premium. Accident year loss ratio and accident year combined ratio exclude prior year loss reserve development to present the impact of current accident year net loss and loss adjustment expenses on the loss ratio and combined ratio, respectively. Attritional loss ratio and combined ratio ex. catastrophe losses exclude catastrophe losses from the respective ratios as they are not predictable as to timing and amount.

Page 11 of 20

SiriusPoint Ltd.

Insurance & Services Segment - by Quarter

(expressed in millions of U.S. dollars, except ratios)


	March 31, 2026			December 31, 2025			September 30, 2025			June 30, 2025			March 31, 2025
Revenues
Gross written premium	$	684.6		$	556.0		$	562.0		$	560.4		$	635.1

Net written premium	461.1			377.1			396.8			392.8			483.5

Net earned premium	380.1			395.0			381.2			369.2			336.2
Expenses
Loss and loss adjustment expenses incurred, net	215.7			230.5			225.3			209.2			209.9
Acquisition costs, net	108.0			113.1			98.3			97.9			87.3
Other underwriting expenses	26.3			24.9			19.9			22.6			18.9

Underwriting income	30.1			26.5			37.7			39.5			20.1
Services revenues	54.0			45.7			58.5			58.1			62.1
Services expenses	46.1			41.4			48.5			49.6			43.1
Net services fee income	7.9			4.3			10.0			8.5			19.0
Services noncontrolling (income) loss	0.5			(0.1)			0.1			0.2			(0.1)
Net services income	8.4			4.2			10.1			8.7			18.9
Segment income	$	38.5		$	30.7		$	47.8		$	48.2		$	39.0

Attritional losses	$	230.8		$	238.4		$	234.8		$	218.9		$	207.6
Catastrophe losses, net of reinsurance and reinstatement premiums	—			2.5			—			—			4.8
Favorable prior year loss reserve development	$	(15.1)		$	(10.4)		$	(9.5)		$	(9.7)		$	(2.5)

Underwriting Ratios (1):
Loss ratio	56.7		%	58.4		%	59.1		%	56.7		%	62.4		%
Acquisition cost ratio	28.4		%	28.6		%	25.8		%	26.5		%	26.0		%
Other underwriting expenses ratio	6.9		%	6.3		%	5.2		%	6.1		%	5.6		%
Combined ratio	92.0		%	93.3		%	90.1		%	89.3		%	94.0		%

Accident year loss ratio	60.7		%	61.0		%	61.6		%	59.3		%	63.2		%
Accident year combined ratio	96.1		%	95.9		%	92.6		%	91.9		%	94.8		%
Attritional loss ratio	60.7		%	60.4		%	61.6		%	59.3		%	61.7		%
Combined ratio ex. catastrophe losses	92.0		%	92.7		%	90.1		%	89.3		%	92.6		%

(1)Underwriting ratios are calculated by dividing the related expense by net earned premium. Accident year loss ratio, accident year combined ratio and attritional loss ratio are non-GAAP financial measures. Accident year loss ratio and accident year combined ratio exclude prior year loss reserve development to present the impact of current accident year net loss and loss adjustment expenses on the loss ratio and combined ratio, respectively. Attritional loss ratio and combined ratio ex. catastrophe losses exclude catastrophe losses from the respective ratios as they are not predictable as to timing and amount.

Page 12 of 20

SiriusPoint Ltd.

Reinsurance Segment - by Quarter

(expressed in millions of U.S. dollars, except ratios)


	March 31, 2026			December 31, 2025			September 30, 2025			June 30, 2025			March 31, 2025
Revenues
Gross written premium	$	319.2		$	340.9		$	309.6		$	369.7		$	354.8

Net written premium	235.7			283.8			268.1			307.0			268.5

Net earned premium	258.2			281.6			262.3			276.4			289.6
Expenses
Loss and loss adjustment expenses incurred, net	134.0			159.0			145.5			156.4			195.3
Acquisition costs, net	63.8			75.6			64.7			70.5			67.1
Other underwriting expenses	19.6			24.9			20.2			21.4			18.8

Underwriting income	$	40.8		$	22.1		$	31.9		$	28.1		$	8.4







Attritional losses	$	145.7		$	159.1		$	145.1		$	161.0		$	164.0
Catastrophe losses, net of reinsurance and reinstatement premiums	5.4			4.5			—			(0.5)			63.1
(Favorable) adverse prior year loss reserve development	$	(17.1)		$	(4.6)		$	0.4		$	(4.1)		$	(31.8)

Underwriting Ratios (1):
Loss ratio	51.9		%	56.5		%	55.5		%	56.6		%	67.4		%
Acquisition cost ratio	24.7		%	26.8		%	24.7		%	25.5		%	23.2		%
Other underwriting expense ratio	7.6		%	8.8		%	7.7		%	7.7		%	6.5		%
Combined ratio	84.2		%	92.1		%	87.9		%	89.8		%	97.1		%

Accident year loss ratio	58.5		%	58.1		%	55.3		%	58.1		%	78.4		%
Accident year combined ratio	90.8		%	93.8		%	87.7		%	91.3		%	108.1		%
Attritional loss ratio	56.4		%	56.5		%	55.3		%	58.3		%	56.6		%
Combined ratio ex. catastrophe losses	82.1		%	90.5		%	87.9		%	90.0		%	75.3		%

Page 13 of 20

SiriusPoint Ltd.

Investments - by Quarter

(expressed in millions of U.S. dollars)


	March 31, 2026				December 31, 2025				September 30, 2025				June 30, 2025				March 31, 2025
	Fair Value		%		Fair Value		%		Fair Value		%		Fair Value		%		Fair Value		%
Asset-backed securities	$	866.2	16.2	%	$	921.1	16.5	%	$	914.4	16.4	%	$	984.4	18.9	%	$	1,007.8	19.8	%
Residential mortgage-backed securities	943.0		17.8	%	963.1		17.2	%	974.4		17.5	%	916.9		17.6	%	931.0		18.2	%
Commercial mortgage-backed securities	211.6		4.0	%	231.9		4.1	%	204.4		3.7	%	177.6		3.4	%	174.0		3.4	%

Corporate debt securities	2,040.1		38.4	%	2,198.2		39.2	%	2,043.0		36.7	%	1,701.3		32.6	%	1,618.3		31.6	%
U.S. government and government agency	811.8		15.3	%	835.7		14.9	%	990.1		17.7	%	936.2		18.0	%	881.4		17.2	%
Non-U.S. government and government agency	20.2		0.4	%	18.6		0.3	%	19.3		0.2	%	19.5		0.3	%	22.7		0.4	%



Total debt securities, available for sale	4,892.9		92.1	%	5,168.6		92.2	%	5,145.6		92.2	%	4,735.9		90.8	%	4,635.2		90.6	%
Asset-backed securities	5.2		0.1	%	5.9		0.1	%	8.6		0.2	%	9.7		0.2	%	19.1		0.4	%
Residential mortgage-backed securities	43.5		0.8	%	45.0		0.8	%	46.1		0.8	%	47.0		0.9	%	47.9		0.9	%
Commercial mortgage-backed securities	29.9		0.6	%	31.9		0.6	%	36.1		0.6	%	38.6		0.7	%	42.7		0.8	%

Corporate debt securities	3.6		0.1	%	3.7		0.1	%	3.7		0.1	%	3.5		0.1	%	3.8		0.1	%
U.S. government and government agency	3.8		0.1	%	3.8		0.1	%	4.2		0.1	%	4.1		0.1	%	4.1		0.1	%




Total debt securities, trading	86.0		1.7	%	90.3		1.7	%	98.7		1.8	%	102.9		2.0	%	117.6		2.3	%




Short-term investments	32.5		0.6	%	28.3		0.5	%	24.6		0.3	%	54.9		1.0	%	48.2		0.9	%
Other long-term investments	63.7		1.2	%	88.1		1.6	%	93.5		1.7	%	92.2		1.8	%	92.4		1.8	%

Cost and equity method investments	72.9		1.4	%	69.3		1.2	%	66.8		1.2	%	68.8		1.3	%	65.1		1.3	%
Investments in funds valued at net asset value	158.8		3.0	%	157.7		2.8	%	158.0		2.8	%	159.1		3.1	%	160.2		3.1	%
Total investments	$	5,306.8	100.0	%	$	5,602.3	100.0	%	$	5,587.2	100.0	%	$	5,213.8	100.0	%	$	5,118.7	100.0	%

Page 14 of 20

SiriusPoint Ltd.

Earnings per Share - by Quarter

(expressed in millions of U.S. dollars, except share and per share data)


	March 31, 2026		December 31, 2025		September 30, 2025		June 30, 2025		March 31, 2025
Weighted-average number of common shares outstanding:
Basic number of common shares outstanding	116,725,419		116,788,646		116,726,540		116,523,435		115,975,961
Dilutive effect of options, restricted share awards, restricted share units	4,969,637		5,050,320		2,091,363		2,146,036		2,579,205
Diluted number of common shares outstanding	121,695,056		121,838,966		118,817,903		118,669,471		118,555,166

Basic earnings per common share:
Net income available to SiriusPoint common shareholders	$	99.6	$	240.0	$	86.8	$	59.2	$	57.6
Net income allocated to SiriusPoint participating common shareholders	(0.1)		(0.1)		(0.1)		(0.1)		(0.1)
Net income allocated to SiriusPoint common shareholders	$	99.5	$	239.9	$	86.7	$	59.1	$	57.5

Basic earnings per share available to SiriusPoint common shareholders ⁽¹⁾	$	0.85	$	2.05	$	0.74	$	0.51	$	0.50

Diluted earnings per common share:
Net income available to SiriusPoint common shareholders	$	99.6	$	240.0	$	86.8	$	59.2	$	57.6
Net income allocated to SiriusPoint participating common shareholders	(0.1)		(0.1)		(0.1)		(0.1)		(0.1)

Net income allocated to SiriusPoint common shareholders	$	99.5	$	239.9	$	86.7	$	59.1	$	57.5

Diluted earnings per share available to SiriusPoint common shareholders ⁽¹⁾	$	0.82	$	1.97	$	0.73	$	0.50	$	0.49

(1)Basic earnings per share is based on the weighted average number of common shares and participating securities outstanding during the period. The Company treats certain of its unvested restricted shares as participating securities. The weighted average number of common shares excludes any dilutive effect of outstanding warrants, options or restricted share awards and units. Diluted earnings per share is based on the weighted average number of common shares outstanding and includes any dilutive effects of warrants, options, restricted share awards and units, and is determined using the treasury stock method. In the event of a net loss, all participating securities, outstanding warrants, options and restricted shares and units are excluded from both basic and diluted loss per share since their inclusion would be anti-dilutive.

Page 15 of 20

SiriusPoint Ltd.

Annualized Return on Average Common Shareholders’ Equity - by Quarter

(expressed in millions of U.S. dollars, except share and per share data and ratios)


	March 31, 2026			December 31, 2025			September 30, 2025			June 30, 2025			March 31, 2025
Net income available to SiriusPoint common shareholders	$	99.6		$	240.0		$	86.8		$	59.2		$	57.6
Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period	2,269.8			2,009.9			1,905.7			1,825.2			1,737.4


Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period	2,302.4			2,269.8			2,009.9			1,905.7			1,825.2
Average common shareholders’ equity attributable to SiriusPoint common shareholders	$	2,286.1		$	2,139.9		$	1,957.8		$	1,865.5		$	1,781.3
Annualized return on average common shareholders’ equity attributable to SiriusPoint common shareholders (1)	17.4		%	44.9		%	17.7		%	12.7		%	12.9		%

(1)Annualized return on average common shareholders’ equity attributable to SiriusPoint common shareholders is calculated by dividing annualized net income available to SiriusPoint common shareholders for the period by the average common shareholders’ equity determined using the common shareholders’ equity balances at the beginning and end of the period.

Page 16 of 20

SiriusPoint Ltd.

Book Value per Share - by Quarter

(expressed in millions of U.S. dollars, except share and per share data)


	March 31, 2026		December 31, 2025		September 30, 2025		June 30, 2025		March 31, 2025


Common shareholders’ equity attributable to SiriusPoint common shareholders	$	2,302.4	$	2,269.8	$	2,009.9	$	1,905.7	$	1,825.2

Accumulated other comprehensive income (loss), net of tax	6.3		61.9		52.3		46.5		26.4
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI	2,296.1		2,207.9		1,957.6		1,859.2		1,798.8

Intangible assets	139.8		121.2		123.6		135.1		137.9
Goodwill	18.6		—		—		—		—
Tangible common shareholders' equity attributable to SiriusPoint common shareholders	$	2,144.0	$	2,148.6	$	1,886.3	$	1,770.6	$	1,687.3

Common shares outstanding	115,936,935		116,989,799		116,807,497		116,759,539		116,020,526
Effect of dilutive stock options, restricted share units and warrants	5,065,622		4,983,345		2,034,652		2,136,069		2,708,756
Book value per diluted common share denominator	121,002,557		121,973,144		118,842,149		118,895,608		118,729,282

Book value per common share	$	19.86	$	19.40	$	17.21	$	16.32	$	15.73
Book value per diluted common share	$	19.03	$	18.61	$	16.91	$	16.03	$	15.37
Book value per diluted common share ex. AOCI (1)	$	18.98	$	18.10	$	16.47	$	15.64	$	15.15
Tangible book value per diluted common share (1)	$	17.72	$	17.62	$	15.87	$	14.89	$	14.21

(1)Book value per diluted common share excluding AOCI and tangible book value per diluted common share, as presented, are non-GAAP financial measures and the most directly comparable U.S. GAAP measure is book value per diluted common share. Management believes it is useful to exclude AOCI because it may fluctuate significantly between periods based on movements in interest and currency rates. Tangible book value per diluted common share excludes goodwill and intangible assets. Management believes that effects of goodwill and intangible assets are not indicative of underlying underwriting results or trends and make book value comparisons to less acquisitive peer companies less meaningful. Tangible book value per diluted common share is useful because it provides a more accurate measure of the realizable value of shareholder returns.

Page 17 of 20

SiriusPoint Ltd.

Net Corporate and Other Expenses - by Quarter

(expressed in millions of U.S. dollars)


	March 31, 2026		December 31, 2025		September 30, 2025		June 30, 2025		March 31, 2025
Net corporate and other expenses	$	71.2	$	63.0	$	62.5	$	70.9	$	60.6


MGA Service expenses	$	46.1	$	41.4	$	48.5	$	49.6	$	43.1

Corporate and other expenses	$	19.8	$	13.9	$	12.8	$	19.0	$	16.9
Salaries, benefits and incentives	5.4		2.1		3.4		1.8		3.8
Professional fees	8.5		6.1		6.3		5.6		4.6
Taxes and regulatory fees	1.7		2.5		0.6		5.6		3.3
Corporate insurance	1.4		1.1		1.4		0.9		1.4
Depreciation	1.0		2.1		1.1		1.1		1.2

Other corporate expenses	1.8		—		—		4.0		2.6

Non-recurring corporate and other expenses	$	5.3	$	7.7	$	1.2	$	2.3	$	0.6
Salaries, benefits and incentives	4.0		6.3		0.3		0.3		—
Professional fees	1.3		1.4		0.9		2.0		0.6

Page 18 of 20

SiriusPoint Ltd.

Operating and Core Operating Net Income and Earnings per Share

March 31, 2026 and 2025

(expressed in millions of U.S. dollars, except share and per share data)



	2026		2025
Net income available to SiriusPoint common shareholders	$	99.6	$	57.6
Adjustments:
Gain on sale or deconsolidation of consolidated MGAs	(25.2)		—
Losses on strategic and other investments	1.8		0.5
MGA & Strategic Investment Rationalization	(23.4)		0.5





Expense related to loss portfolio transfers	5.6		5.9

Foreign exchange (gains) losses	1.3		(2.2)

Other non-recurring items	5.3		—
Income tax expense on adjustments (1)	(2.7)		(0.8)
Operating net income	85.7		61.0
Corporate (run off) underwriting results	18.8		4.4
Income tax expense on adjustments (1)	(3.6)		(0.8)
Core Operating net income	$	100.9	$	64.6

Weighted average number of diluted common shares used in the determination of earnings per share	121,695,056		118,555,166
Operating diluted earnings per share	$	0.70	$	0.51

Core Operating diluted earnings per share	$	0.83	$	0.54

(1) For the three months ended March 31, 2026 and 2025, an effective tax rate of 19% is applied to the above adjustments to calculate the associated income tax expense, where applicable. Periods may have a different effective tax rate based on the jurisdiction of specific transactions.

Page 19 of 20

SiriusPoint Ltd.

Operating and Core Operating Return on Average Common Shareholders’ Equity

March 31, 2026 and 2025

(expressed in millions of U.S. dollars, except ratios)



	2026			2025
Operating net income	$	85.7		$	61.0
Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period	2,269.8			1,737.4
Less: Accumulated other comprehensive income (loss), net of tax - beginning of period	61.9			(4.1)
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - beginning of period	2,207.9			1,741.5
Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period	2,302.4			1,825.2
Adjustments to net income to arrive at Operating net income	(13.9)			3.4
Less: Accumulated other comprehensive income, net of tax - end of period	6.3			26.4
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - end of period	2,282.2			1,802.2
Average common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI	$	2,245.1		$	1,771.9
Annualized Operating ROE	15.3		%	13.8		%



	2026			2025
Core Operating net income	$	100.9		$	64.6
Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period	2,269.8			1,737.4
Less: Accumulated other comprehensive income (loss), net of tax - beginning of period	61.9			(4.1)
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - beginning of period	2,207.9			1,741.5
Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period	2,302.4			1,825.2
Adjustments to net income to arrive at Core Operating net income	1.3			7.0
Less: Accumulated other comprehensive income, net of tax - end of period	6.3			26.4
Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - end of period	2,297.4			1,805.8
Average common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI	$	2,252.7		$	1,773.7
Annualized Core Operating ROE	17.9		%	14.6		%

Page 20 of 20

Q1 2026 INVESTOR PRESENTATION May 7, 2026 NYSE: SPNT

Basis of Presentation and Non-GAAP Financial Measures: Unless the context otherwise indicates or requires, as used in this presentation references to “we,” “our,” “us,” the “Company,” and "SiriusPoint" refer to SiriusPoint Ltd. and its directly and indirectly owned subsidiaries, as a combined entity, except where otherwise stated or where it is clear that the terms mean only SiriusPoint Ltd. exclusive of its subsidiaries. We have made rounding adjustments to reach some of the figures included in this presentation and, unless otherwise indicated, percentages presented in this presentation are approximate. In presenting SiriusPoint’s results, management has included financial measures that are not calculated under standards or rules that comprise accounting principles generally accepted in the United States (“GAAP”). SiriusPoint’s management uses this information in its internal analysis of results and believes that this information may be informative to investors in gauging the quality of SiriusPoint’s financial performance, identifying trends in our results and providing meaningful period-to-period comparisons. Core underwriting income, Core net services income, Core income, Core combined ratio, accident year loss ratio, accident year combined ratio, attritional loss ratio and combined ratio ex. catastrophe losses are non-GAAP financial measures. Management believes it is useful to review Core results as it better reflects how management views the business and reflects the Company’s decision to exit the run off business. Book value per diluted common share excluding accumulated other comprehensive income (loss) ("AOCI") and tangible book value per diluted common share, as presented, are non-GAAP financial measures and the most directly comparable U.S. GAAP measure is book value per diluted common share. Management believes it is useful to exclude AOCI because it may fluctuate significantly between periods based on movements in interest and currency rates. Management believes the effects of intangible assets are not indicative of underlying underwriting results or trends and make book value comparisons to less acquisitive peer companies less meaningful. Operating net income, Core Operating net income, Operating earnings per share and Core Operating earnings per share are non-GAAP financial measures and the most directly comparable U.S. GAAP measures are net income and diluted earnings per share. Operating net income excludes items which we believe are not indicative of the operations of our operating businesses, including realized and unrealized gains (losses) on strategic and other investments and liability-classified capital instruments, non-recurring costs associated with acquisitions or sales of subsidiaries, income (expense) related to loss portfolio transfers, deferred tax assets attributable to the enactment of the Bermuda corporate income tax, development on COVID-19 reserves resulting from the COVID-19 reserve study performed concurrently with the settlement of the Series A Preference shares in the third quarter of 2024, and foreign exchange gains (losses). Core Operating net income also excludes the Corporate (run off) business. We believe it is useful to review Operating net income and Core Operating net income as it better reflects how we view the business, as well as provides investors with an alternative metric that can assist in predicting future earnings and profitability that are complementary to GAAP metrics. Operating ROE is calculated by dividing annualized Operating net income for the period by average common shareholders’ equity, excluding AOCI, and after adjusting for the above noted items to arrive at Operating net income. Core Operating ROE also excludes the results of the Corporate (run off) business. A reconciliation of these non-GAAP financial measures to the most directly comparable GAAP measure is contained in our Form 10-Q, Earnings Release or Financial Supplement for the quarter ended March 31, 2026 and in Appendices 1-3 on slides 25-27 in this deck. Safe Harbor Statement Regarding Forward-Looking Statements: This presentation includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are subject to known and unknown risks and uncertainties, many of which may be beyond the Company’s control. The Company cautions you that the forward-looking information presented in this presentation is not a guarantee of future events, and that actual events may differ materially from those made in or suggested by the forward-looking information contained in this presentation. In addition, forward-looking statements generally can be identified by the use of forward-looking terminology such as “believes,” “intends,” “seeks,” “anticipates,” “aims,” “plans,” “targets,” “estimates,” “expects,” “assumes,” “continues,” “guidance,” “should,” “could,” “will,” “may” and the negative of these or similar terms and phrases.These risks and uncertainties include, but are not limited to, the "Risk Factors" described in the Company's most recent Annual Report on Form 10-K and other subsequent periodic reports filed with the Securities and Exchange Commission. All forward-looking statements speak only as of the date made and the Company undertakes no obligation to update or revise publicly any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by applicable law. Appendix 7 on slide 31 contains a glossary of abbreviated terms. 2 DISCLAIMER

AGENDA 3 Highlights & Strategic Update Scott Egan, Group CEO First Quarter Financial Results Jim McKinney, Group CFO Q&A

Highlights & Strategic Update

5 SIRIUSPOINT OVERVIEW Notes: [1] Core Gross Written Premium on a Last Twelve Months basis. [2] Represents total shareholders' equity plus debt capital. [3] SiriusPoint Group Bermuda Solvency Capital Ratio calculated as available economic capital and surplus divided by the enhanced capital requirement. Q1'26 figure is an estimate. [4] Financial Strength Ratings and outlook according to Fitch, AM Best and S&P. Moody's FSR of A3 with stable outlook. Drive excellence as a best-in-class specialty underwriter, with a diverse and low-volatility portfolio, that targets a 12-15% ROE across the cycle Total AssetsTotal InvestmentsTotal Capitalization2 $3.0bn $6.3bn $12.5bn BSCR Ratio3 242% Financial Strength Rating4 A (Stable) Strong Balance Sheet with Robust Risk Management Relentless Focus on Underwriting Disciplined and Agile Capital Allocator Dynamic Multi-Channel Global Access 28% 20% 10% 8% 7% 6% 6% 6% 5% 4% Accident & Health General Liability Other Property Surety Other Casualty Aviation Credit Marine & Energy Gross Written Premium1 $3.7bn FinPro Property Cat Re

6 POSITIONED WELL FOR CYCLE RESILIENCE Disciplined underwriting delivers Core Combined Ratio of 88.9% and Core Operating ROE3 of 17.9% Targeted GWP growth in Insurance & Services (+8%), discipline in Reinsurance (-10%) Operating ROE2 of 15.3%, above target range Book Value Per Share (ex. AOCI) up 5% Buyback commitment increased by $74m to full $174m authorization. $242m capital returned YTD, inc. $42m of share repurchases4 Financial Strength Ratings upgraded to 'A' by S&P, AM Best and Fitch in the last three months 15.3% Operating Return on Equity1 $0.70 Operating EPS2 Q1 2026 HIGHLIGHTS Notes: [1] Operating Return on Equity represents a non-GAAP measure. See Appendix 3 on slide 27 for a reconciliation to Return on Equity. [2] Operating Diluted Earnings Per Share is a non-GAAP measure. See Appendix 2 on slide 26 for a reconciliation to Diluted Earnings Per Share. [3] Core Operating Return on Equity is a non-GAAP measure. See Appendix 3 on slide 27 for a reconciliation to Return on Equity. [4] $200m of preference shares redeemed and $42m of common shares repurchased as at May 6, 2026.

$11.59 $12.41 $12.63 $12.91 $13.33 $13.74 $14.47 $14.25 $14.64 $15.15 $15.64 $16.47 $18.10 $18.98 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 $87.3 $70.2 $84.5 $74.7 $36.6 $107.9 $57.8 $94.3 $43.5 $61.0 $78.1 $85.2 $85.8 $85.7 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 7 TRACK RECORD OF ATTRACTIVE EARNINGS AND VALUE CREATION Notes: [1] Operating Net Income represents a non-GAAP measure. See Appendix 1 on slide 25 for a reconciliation to Net Income. [2] Operating Return on Equity represents a non-GAAP measure. See Appendix 3 on slide 27 for a reconciliation to Return on Equity. Operating Net Income1 Book Value Per Share (ex. AOCI) $ numbers in USD millions, except per share data +64% G rowth Long-Term Value Framework 12.8% 14.6% 16.2% 15.3% Operating Return on Equity FY 23 FY 24 FY 25 Q1'26 Target niche and growing markets Act nimbly, actively manage diversified portfolio Optimize capital to target a 12-15% ROE across the cycle 2 +41% Growth YoY

8 INSURANCE GROWTH WHILE RETAINING UNDERWRITING DISCIPLINE Core Combined Ratio (ex. LPT Benefit2)Trailing Last Twelve Months Premium Growth1 91.7% 93.8% 91.7% 92.5% 87.0% 83.7% 84.7% 89.6% 89.1% 91.9% 88.1% 6.6% 10.9% 92.9% 93.8% 91.7% 93.5% 88.9% 90.3% 95.6% 89.5% 89.1% 92.9% 88.9% Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Catastrophe Loss Ratio Combined Ratio (ex. Catastrophe Losses) 25% 16% 3% 13% 13% 14% 22% 15% 25% 26% 21% 2% 10% 0% (4)% 0% 5% 8% 10% 6% 3% 0% Insurance & Services Reinsurance Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Notes: [1] Reflects Last Twelve Months Core continuing lines premium for 2023 and 2024 which excludes business exited in 2022 and 2023. [2] LPT benefit refers to reserve releases associated with the 2023 LPT and associated deferred gains.

9 CONSISTENT AND STRONG CORE BUSINESS Core Operating Return on Equity1 18.2% 9.4% 15.0% 8.2% 13.8% 17.0% 17.7% 17.1% 15.3% 16.8% 14.6% 12.6% 14.3% 18.0% 18.8% 18.7% 17.9% Operating ROE Core Operating ROE Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Notes: [1] Core Operating Return on Equity and Operating Return on Equity are non-GAAP measures. See Appendix 3 on slide 27 for reconciliations to Return on Equity. – Introduced Core Operating ROE metric, which excludes run off result from Operating ROE, to give a better indication of the performance of the go-forward business – Consistent performance of Core portfolio in all quarters since underwriting restructuring – Strong Core Operating ROE1, exceeding 12% for 8 out of the last 9 quarters – Diverse book has delivered strong ROE during quarters of high catastrophe and aviation losses Key Messages 10.6%

10 HIGHLY DIVERSIFIED CORE PORTFOLIO Notes: [1] Gross Written Premium on a Last Twelve Months basis. [2] Direct represents consolidated MGA premiums and premiums derived without a broker or MGA. 64% 36% 57%28% 8% 7% Distribution Channel Market Access 52% 23% 10% 15% Underwriting Hub Core Portfolio Premium Splits1 28% 20% 10% 8% 7% 6% 6% 6% 5% 4% Accident & Health General Liability Other Property Surety Other Casualty Aviation Credit Marine & Energy Gross Written Premium $3.7bn FinPro Property Cat Re 44% 28% 28% Duration Insurance & Services Reinsurance USA UK & Lloyd's Bermuda Europe & Other <2 Years 2-4 Years 4+ Years MGA Broker Direct2 Lloyd's

11 CORE SPECIALTY LINES Accident & Health Property Cat Re Notes: GWP pie charts represent Last Twelve Months Gross Written Premium for Core segment by underwriting hub. FinPro contains Financial, Professional and Transactional Liability. Other Casualty contains Auto Liability, Workers Compensation, Medical Malpractice and Other Casualty lines. General Liability Other Property Surety Other Casualty Aviation Credit USAUK & Lloyd's Europe & Other USA UK & Lloyd's Bermuda USA UK & Lloyd's Europe & Other USA UK & Lloyd's Bermuda USA Bermuda USA UK & Lloyd's Bermuda Europe & Other USA UK & Lloyd's Europe & Other GWP $1.0bn GWP $746m GWP $362m GWP $242m GWP $235m GWP $231m GWP $228m GWP $162m Marine & Energy FinPro USA UK & Lloyd's Bermuda Europe & Other USA UK & Lloyd's Bermuda Europe & Other GWP $279m GWP $186m

High Profitability, Low Volatility Combined Ratio Co m bi ne d Ra tio V ol at ili ty SiriusPoint (Current) SiriusPoint (2020-2022) Market Average 82.0% 84.0% 86.0% 88.0% 90.0% 92.0% 94.0% 96.0% 98.0% 100.0% 102.0% 104.0% 106.0% —% 2.5% 5.0% 7.5% 10.0% 12.5% 15.0% 17.5% 20.0% 2 Year Combined Ratio Volatility1 12 PROFITABLE AND LOW VOLATILITY UNDERWRITING PORTFOLIO Notes: [1] Combined ratio volatility is measured as the standard deviation in quarterly combined ratios for the last eight quarters (i.e. two years) as at Q4'25. Combined ratios are premium-weighted over the period. The SiriusPoint combined ratio is for Core segment and excludes benefits related to LPTs. LPT benefit refers to reserve releases associated with the 2023 LPT and associated deferred gains. Peers for Market Average include American Financial Group, AIG, Arch, AXIS, Chubb, Everest, Fidelis, Hamilton, James River, Markel, RenaissanceRe, RLI, Selective, Skyward Specialty, Travelers and W.R. Berkley. Outliers have been omitted from the quadrant. 2.4% 3.4% 5.0% 11.1% SiriusPoint US Specialty Peers US Large Multiline Bermuda-Domiciled Peers Key Messages – Favorable combined ratio and volatility versus market average – Volatility profile aligns with US Specialty peers – Rigorous and disciplined approach to portfolio and capital management enables low volatility, high Operating ROE outcomes across the cycle 2 Year Combined Ratio Volatility Quadrant1 High Profitability, High Volatility Low Profitability, High Volatility Low Profitability, Low Volatility

13 RIGOROUS APPROACH TO PARTNERING WITH MGAs Notes: [1] Refers to P&C MGA partners. Disciplined approach to MGA partner selection >90% new opportunities declined In-depth discovery period for potential partners 6-9 months typical time in discovery before onboarding onboarding onboarding long term THOROUGH ONBOARDING PROCESS ALIGNED INCENTIVE STRUCTURES LONG-TERM, STICKY PARTNERSHIPS Skin in the game drives alignment of interests 88% partners with profit sharing features1 Partners incentivized on underwriting not growth 0% partners with volume- based incentives Partnering with strategically aligned, long-term partners 96% programs renewed in the last year Seasoned and well-established MGA strategy 60% of premiums from partners with a 4+ year relationship Prudent approach to reserving and risk management for new programs 100% new programs reserved above pricing projections Scaling and growth for new partners managed tightly CONSERVATIVE INITIAL APPROACH 26% of partners were onboarded in last 2 years who produce just 10% of MGA premiums

30% 28% 26% 24% 19% 17% 16% 14% 13% 12% 14 RUN OFF (NON-CORE) PORTFOLIO Notes: [1] Figure includes the reserves added to the segment in 2023. Key Message – No additions to the run off (Non-Core) book since 2023 underwriting portfolio restructuring – $460m remaining net reserves as at Q1'26 (halved from $1.0bn at Q4'231) – Expect to be c.90% reported by mid-2027 – Run off portfolio continues to decrease as a percentage of total net reserves, reduced to 12% at Q1'26 $1,008 $942 $885 $854 $638 $574 $556 $528 $477 $460 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Run off (Corporate) Portfolio Reserves $11 -$10 $1 -$4 -$7 -$7 -$10 -$19 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Run off (Corporate) Underwriting Performance $ numbers in USD millions % of Total Reserves $(53) $(33) 2024 LPT Transaction

15 SIRIUSPOINT FORWARD OUTLOOK Seasoned management team with demonstrated track record of execution Low volatility underwriter with track record of delivering or exceeding our profitability targets Undervalued balance sheet with demonstrated significant upside from MGA portfolio Agile capital allocator with proven ability to move and optimize capital Disciplined profitable growth with untapped opportunities and a strong track record Attractive markets targeting underserved and defensible niches Our delivery targets a 12-15% return on equity across the cycle Strong underwriting culture with compensation aligned to shareholder value creation

First Quarter Results Update

– GWP1 up 1%, with NWP1 decreasing by 7% (driven by one-off items including the pre-announced aggregate cover) and NEP1 up 2% – UW Income increased $42m to $71m – COR improved 6.5 ppts to 88.9%1 – Diluted EPS of $0.82, or $0.70 on an operating basis4 – Total net services fee income1 of $8m, up 34% YoY for go- forward MGAs – Strong Investment result with NII of $66m – Other notable pre-tax items impacting Q1'26 net income: ◦ $25m gain from Arcadian sale closing6 ◦ $19m loss on run off portfolio ◦ $17m interest expense of which $6m6 relates to LPTs – $0.88 increase in diluted book value per share (ex. AOCI) Financial Highlights $ numbers in USD millions Q1'25 Q1'26 Gross Written Premium $990 $1,004 Net Written Premium $752 $697 COR (%) 95.4% 88.9% UW Income $29 $71 Net Services Fee Income $19 $8 Total Investment Result2 $71 $78 Operating Net Income3 $61 $86 Operating Earnings Per Share4 $0.51 $0.70 Q4'25 Q1'26 Common Shareholders' Equity5 $2,270 $2,302 Diluted Book Value Per Share (ex. AOCI) $18.10 $18.98 Q1 2026 FINANCIAL RESULTS 17 Notes: [1] Reflects Core segment. [2] Total investment result calculated as the sum of net realized and unrealized investment gains (losses), net realized and unrealized investment gains (losses) from related party investment funds and net investment income. [3] Operating Net Income represents a non-GAAP measure. See Appendix 1 on slide 25 for a reconciliation to Net Income. [4] Operating Diluted Earnings Per Share is a non-GAAP measure. See Appendix 2 on slide 26 for a reconciliation to Earnings Per Share. [5] Common shareholders’ equity attributable to SiriusPoint common shareholders at end of period. [6] Excluded from operating net income. Key Comments CO RE B U SI N ES S

$524 $635 $685 Q1'24 Q1'25 Q1'26 – Premium Gross written premium increased 8% for the quarter, driven largely by growth in A&H, General Liability and Surety Net written premiums decreased due to one- time item in prior year and pre-announced aggregate program – Loss Performance Loss ratio improved by 5.7 ppts, with lower attritional losses, lower catastrophe losses and higher favorable prior year development – Underwriting Result Combined ratio improved by 2.0 ppts in the quarter, or 0.6 ppts on an "earnings quality" ex. catastrophe basis Acquisition costs increased by 2.4 ppts, largely related to profit commission on older programs partially offsetting the 3.3 ppt increase in favorable PYD OUE increased by 1.3 ppts largely due to timing, reiterate 6.5-7.0% FY 26 guidance 18 SEGMENT RESULTS Insurances & Services Segment Reinsurance Segment 66.8% 62.4% 56.7% 24.7% 26.0% 28.4% 6.9% 5.6% 6.9% 98.4% 94.0% 92.0% OUE Ratio Acq. Cost Ratio Loss Ratio Q1'24 Q1'25 Q1'26 +8% $ numbers in USD millions – Premium Gross written premium decreased 10% for the quarter, driven by significant reductions in Property Cat Re premiums (31%) due to market conditions, and reinstatement premiums in Q1'25 numbers – Loss Performance Loss ratio improved by 15.5 ppts, driven by lower catastrophe losses given CA Wildfires in 2025 – Underwriting Result Combined ratio improved by 12.9 ppts in the first quarter with loss ratio improvement partially offset by a 1.5 increase in the acquisition cost ratio and 1.1 increase in the OUE ratio, reiterate 6.5-7.0% FY 26 guidance $356 $355 $319 Q1'24 Q1'25 Q1'26 49.1% 67.4% 51.9% 27.5% 23.2% 24.7% 7.6% 6.5% 7.6% 84.2% 97.1% 84.2% OUE Ratio Acq. Cost Ratio Loss Ratio Q1'24 Q1'25 Q1'26 (10)% Gross Written Premium Combined Ratio Gross Written Premium Combined Ratio

11.7% 7.9% 6.4% 4.5% 4.3% 4.1% 3.5% 3.2% 2.7% 2.6% 1.9% 1.4% 0.6% 0.5% Company A Company G Company H Company F Company I Company E Company C Company B Company D Company M Company K Company L SiriusPoint Company J 22.5% 8.4% 8.4% 6.3% 5.5% 5.3% 3.9% 3.5% 2.9% 2.8% 2.7% 1.8% 1.2% 0.7% Company A Company B Company G Company F Company E Company C Company I Company H SiriusPoint Company D Company K Company M Company L Company J 22.5% 8.0% 7.3% 6.5% 6.3% 5.5% 5.0% 5.0% 4.3% 2.6% 2.5% 2.5% 1.7% 0.8% Company A Company G Company E Company H Company B Company F Company I Company C Company D Company K Company M SiriusPoint Company L Company K 25.3% 16.3% 9.0% 7.8% 7.8% 6.0% 5.9% 5.5% 5.0% 4.3% 2.2% 1.6% 1.1% 0.6% Company A Company B Company C Company D Company E SiriusPoint Company F Company G Company I Company H Company K Company M Company L Company J 19 DELIBERATE ACTIONS HAVE REDUCED CATASTROPHE VOLATILITY FY 21 Catastrophe Loss Ratio FY 23 Catastrophe Loss Ratio FY 24 Notes: Peer companies include American Financial Group, AIG, Arch, AXIS, Chubb, Everest, Fidelis, Hamilton, Markel, Selective, Skyward Specialty, Travelers and W.R. Berkley. 33.6% 18.8% 15.1% 10.9% 9.5% 8.3% 7.1% 6.0% 5.4% 5.4% 3.0% 2.5% 2.4% 1.8% Company A SiriusPoint Company B Company C Company D Company E Company F Company G Company H Company I Company J Company K Company L Company M FY 25 Catastrophe Loss Ratio MOVE SLIDE TO APPENDIX FROM Q2 Catastrophe Loss Ratio FY 22 Catastrophe Loss Ratio 7.2% 6.2% 4.5% 4.4% 3.6% 3.2% 3.0% 2.4% 2.2% 1.8% 1.8% 0.8% 0.0% Company A Company H Company I Company G Company F Company D Company E Company J Company L Company N Company M Company K SiriusPoint Company B Q1'26 Catastrophe Loss Ratio Earnings Release Pending

20 RESERVING PRUDENCE DEMONSTRATED BY PYD TRACK RECORD Notes: [1] Reflects consolidated results. [2] Q1'23 favorable prior year development excludes the one-off $102m benefit from the 2023 loss portfolio transfer. Favorable Prior Year Development1,2 $4.1 $3.8 $33.0 $24.7 $11.1 $38.9 $1.1 $30.6 $37.3 $34.2 $8.7 $8.9 $22.0 $17.9 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 4.5% 3.3% 2.2% 0.5% FY 23 FY 24 FY 25 Q1'26 Reserve Releases as % of Opening Net Reserves1 $ numbers in USD millions – Twenty consecutive quarters of favorable prior year development – External reserve review completed at FY 24 determined reserves were sufficiently prudent – Full quarterly reserve review completed by actuarial team – New business booked with reserve load in excess of pricing indications – LPTs continue to benefit from high levels of coverage in excess of reserves Key Comments $208 $334 $185 $244 $296 $211 LPT Limit Remaining in Excess of Reserves Reserves covered by LPT at 3/31/26 Compre LPT (Signed 2021) Compre LPT (Signed 2023) Enstar LPT (Signed 2024) Loss Portfolio Transfers LPT Buffer (as % of reserves) 117% 89% 114%

$71 $66$71 $78 Q1'25 Q1'26 14% 43% 28% 14% 1% HIGH QUALITY INVESTMENT PORTFOLIO 21 $ numbers in USD millions Key Comments Notes: [1] Third Point Enhanced Fund. [2] Other includes Strategic Investments, TP Ventures and Legacy & Other Alts. [3] Excludes short-term investments. Investment Result – Q1'26 Net Investment Income of $66m in line with expectations – No defaults across fixed income portfolio during the quarter – Limited exposure to private credit, with a focus on senior secured first-lien – Continue to expect FY 26 NII to be in line with FY 25 Credit Quality3Investment Balances by Asset Class 32% 19%16% 13% 9% 5% 3% AAA AA A BBB Not Rated / Below IG STI Corporate Other2 Fixed Income Duration3 Avg. Credit Quality 3.1 years AA- Reinvestment Rate >4.5% Investment Result $78m MBS Cash Government ABS CLO TPE1 Q1'26 $6.3bn Net Investment Income Total Investment Result

256% 3% (17)% 242% (18)% 224% Q4'25E Net Capital Generation Capital Returned Q1'26E Stress Test Scenario Post-event Q1'26E 22 Notes: [1] SiriusPoint Group BSCR ratio calculated as available economic capital and surplus divided by the Bermuda solvency capital requirement as of December 31, 2025 and March 31, 2026, respectively. BSCR ratio is an estimate. STRONG FINANCIAL STRENGTH AND CAPITAL POSITION – BSCR ratio optimized to maximize shareholder value whilst retaining prudence to withstand extreme 1-in-250 year stress-test scenarios – S&P, AM Best and Fitch upgraded financial strength ratings to 'A' from 'A-' – Operating the business against 'AAA’ rating requirement per S&P model – Capital mix remains high quality and highly diversified BSCR Ratio Walk1 $ numbers in USD millions Stress-Test Scenario 1-in-250 year event (on a per occurrence basis net of recoveries, reinstatements and after tax) Modeled Cost: $214m Financial Strength Ratings (FSR) Key Comments Equity Capital GAAP Capital Debt Capital $2.3bn $0.7bn $3.0bn RATING UPGRADED 4/16/26 REVIEWED 3/12/26 RATING UPGRADED 2/25/26 RATING UPGRADED 4/21/26 A A3 A A (STABLE) (STABLE)(STABLE) (STABLE)

$704 $682 $662 $671 $1,112 Available dividend capacity from subsidiaries and HoldCo Investments Revolving Credit Facility undrawn capacity Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 23 Notes: [1] Debt / Capital Ratio calculated as debt divided by total capital. Debt + Preferred / Capital calculated as debt plus preference shares divided by total capital. Total capital represents the sum of shareholders’ equity and debt. [2] HoldCo Investments comprised of investment assets, cash and cash equivalents. STRONG LIQUIDITY AND LEVERAGE REDUCED TO HISTORIC LOW Leverage1 Liquidity $ numbers in USD millions Key Comments 2 27.2% 23.8% 24.8% 21.8% 22.8% 34.2% 29.7% 32.5% 28.1% Debt / Capital Debt + Preferred / Capital FY 22 FY 23 FY 24 FY 25 Q1'26 – Robust capital and liquidity position: ◦ Leverage ratio1 decreased to historic low of 22.8% driven by preference share redemption and strong earnings ◦ Liquidity increased from sale of Arcadian, higher dividend capacity (resets at start of the year) and portfolio repositioning – Balance sheet continues to be undervalued, with consolidated MGAs held at book value of $106m producing $30-40m of annual net services fee income – LPTs continue to have >95% of the combined limit remaining

Appendix

25 RECONCILIATION OF OPERATING NET INCOME Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24 Q4'23 Q3'23 Q2'23 Q1'23 Q4'22 Net income (loss) available to SiriusPoint common shareholders $ 99.6 $ 240.0 $ 86.8 $ 59.2 $ 57.6 $ (21.3) $ 4.5 $ 109.9 $ 90.8 $ 93.5 $ 57.5 $ 55.9 $ 131.9 $ (26.6) Non-recurring adjustments: Gains on sale or deconsolidation of consolidated MGAs (25.2) (222.4) — — — — — (96.0) — — — — — — (Gains) losses on strategic and other investments 1.8 6.0 (1.1) — 0.5 34.3 3.4 52.9 (0.1) 15.4 17.2 3.7 3.9 25.7 MGA & Strategic Investment Rationalization (23.4) (216.4) (1.1) — 0.5 34.3 3.4 (43.1) (0.1) 15.4 17.2 3.7 3.9 25.7 (Income) loss on settlement and change in fair value of liability-classified capital instruments (CMIG Merger Instruments) — — — — — 25.9 117.3 (10.6) 15.9 15.0 0.3 19.1 25.0 11.5 COVID-19 favorable reserve development1 — — — — — — (19.9) — — — — — — — CMIG Instruments & Transactions — — — — — 25.9 97.4 (10.6) 15.9 15.0 0.3 19.1 25.0 11.5 (Income) expense related to loss portfolio transfers 5.6 7.2 7.7 6.6 5.9 28.9 1.9 5.8 8.0 2.1 4.5 (6.6) (101.6) — Bermuda corporate income tax enactment — (13.0) — — — — — — — (100.8) — — — — Restructuring costs — — — — — $ — — — — — — — — 30.0 Foreign exchange (gains) losses 1.3 8.3 2.4 16.7 (2.2) (12.9) 3.0 3.6 (3.7) 19.2 (1.8) 17.4 0.1 61.5 Other non-recurring items 5.3 6.5 (11.0) — — — — — — — — — — — Income tax (expense) benefit on adjustments2 (2.7) 53.2 0.4 (4.4) (0.8) (11.4) (15.9) (7.8) (3.0) (7.8) (3.0) (5.0) 10.9 (14.8) Operating net income available to SiriusPoint common shareholders $ 85.7 $ 85.8 $ 85.2 $ 78.1 $ 61.0 $ 43.5 $ 94.3 $ 57.8 $ 107.9 $ 36.6 $ 74.7 $ 84.5 $ 70.2 $ 87.3 Run off (Non-Core) underwriting results $ 18.8 $ 10.3 $ 6.6 $ 7.1 $ 4.4 $ 52.6 $ (1.0) $ 9.6 $ (10.7) Adjustment for previously excluded amounts relating to run off — — 0.6 (1.3) (1.3) (25.3) (1.6) (0.8) 0.7 Run off tax impact (3.6) (2.0) (1.4) (1.1) (0.6) (4.1) 0.4 (1.3) 1.5 Core Operating net income available to SiriusPoint common shareholders $ 100.9 $ 94.1 $ 91.0 $ 82.8 $ 63.5 $ 66.7 $ 92.1 $ 65.3 $ 99.4 Notes: Metric referenced on slides 7 and 17. [1] This development, primarily related to business written by legacy Third Point Reinsurance Ltd., is the result of the COVID-19 reserve study performed concurrently with the settlement of the Series A Preference shares in the third quarter of 2024. [2] An effective tax rate of 15% for 2022 to 2024 and 19% for 2025 and onwards is applied to the adjustments to calculate the income tax (expense) benefit, where applicable. Periods may have a different effective tax rate based on the jurisdiction of specific transactions. APPENDIX 1

26 RECONCILIATION OF OPERATING EARNINGS PER SHARE Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24 Q4'23 Q3'23 Q2'23 Q1'23 Q4'22 Diluted earnings per share available to SiriusPoint common shareholders $ 0.82 $ 1.97 $ 0.73 $ 0.50 $ 0.49 $ (0.13) $ 0.03 $ 0.57 $ 0.49 $ 0.50 $ 0.32 $ 0.31 $ 0.74 $ (0.17) Non-recurring adjustments: Gains on sale or deconsolidation of consolidated MGAs (0.21) (1.83) — — — — — (0.54) — — — — — — (Gains) losses on strategic and other investments 0.01 0.05 (0.01) — — 0.21 0.02 0.30 — 0.09 0.10 0.02 0.02 0.16 MGA & Strategic Investment Rationalization (0.20) (1.78) (0.01) — — 0.21 0.02 (0.24) — 0.09 0.10 0.02 0.02 0.16 (Income) loss on settlement and change in fair value of liability- classified capital instruments (CMIG Merger Instruments) — — — — — 0.16 0.68 (0.06) 0.09 0.09 — 0.11 0.15 0.07 COVID-19 favorable reserve development1 — — — — — — (0.12) — — — — — — — CMIG Instruments & Transactions — — — — — 0.16 0.56 (0.06) 0.09 0.09 — 0.11 0.15 0.07 (Income) expense related to loss portfolio transfers 0.05 0.06 0.06 0.06 0.05 0.18 0.01 0.03 0.05 0.01 0.03 (0.04) (0.62) — Bermuda corporate income tax enactment — (0.11) — — — — — — — (0.58) — — — — Restructuring costs — — — — — — — — — — — — — 0.19 Foreign exchange (gains) losses 0.01 0.07 0.02 0.14 (0.02) (0.08) 0.02 0.02 (0.02) 0.11 (0.01) 0.10 — 0.38 Other non-recurring items 0.04 0.05 (0.09) — — — — — — — — — — — Income tax (expense) benefit on adjustments2 (0.02) 0.44 — (0.04) (0.01) (0.07) (0.09) (0.04) (0.02) (0.04) (0.02) (0.03) 0.07 (0.09) Effect of above adjustments allocated to participating shareholders — — — — — — (0.02) 0.02 (0.01) 0.02 (0.01) (0.01) 0.03 — Operating diluted earnings per share available to SiriusPoint common shareholders $ 0.70 $ 0.70 $ 0.72 $ 0.66 $ 0.52 $ 0.27 $ 0.53 $ 0.30 $ 0.58 $ 0.20 $ 0.41 $ 0.47 $ 0.40 $ 0.54 Run off (Non-Core) underwriting results $ 0.15 $ 0.08 $ 0.06 $ 0.06 $ 0.04 $ 0.33 $ (0.01) $ 0.05 $ (0.06) Adjustment for previously excluded amounts relating to run off — — 0.01 (0.01) (0.01) (0.15) (0.01) — — Run off tax impact (0.03) (0.02) (0.01) (0.01) (0.01) (0.03) — (0.01) 0.01 Core Operating diluted earnings per share available to SiriusPoint common shareholders $ 0.82 $ 0.76 $ 0.78 $ 0.70 $ 0.54 $ 0.42 $ 0.51 $ 0.34 $ 0.53 Notes: Metric referenced on slides 6 and 17. [1] This development, primarily related to business written by legacy Third Point Reinsurance Ltd., is the result of the COVID-19 reserve study performed concurrently with the settlement of the Series A Preference shares in the third quarter of 2024. [2] An effective tax rate of 15% for 2022 to 2024 and 19% for 2025 and onwards is applied to the adjustments to calculate the income tax (expense) benefit, where applicable. Periods may have a different effective tax rate based on the jurisdiction of specific transactions. APPENDIX 2

27 RECONCILIATION OF OPERATING RETURN ON EQUITY AND CORE OPERATING RETURN ON EQUITY Notes: Metric(s) referenced on slides 6, 7 and 9. [1] This development, primarily related to business written by legacy Third Point Reinsurance Ltd., is the result of the COVID-19 reserve study performed concurrently with the settlement of the Series A Preference shares in the third quarter of 2024. [2] For the three months ended March 31, 2026 and 2025, an effective tax rate of 19%, respectively, is applied to the adjustments to calculate the income tax expense. Adjustments may have a different effective tax rate based on the jurisdiction of specific transactions. APPENDIX 3 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24 Operating net income $ 85.7 $ 85.8 $ 85.2 $ 78.1 $ 61.0 $ 43.5 $ 94.3 $ 57.8 $ 107.9 Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period 2,269.8 2,009.9 1,905.7 1,825.2 1,737.4 2,494.9 2,504.1 2,402.6 2,313.9 Less: Accumulated other comprehensive income (loss), net of tax - beginning of period 61.9 52.3 — 26.4 (4.1) 81.5 (28.0) (17.4) 3.1 Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - beginning of period 2,207.9 1,957.6 1,905.7 1,798.8 1,741.5 2,413.4 2,532.1 2,420.0 2,310.8 Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period 2,302.4 2,269.8 2,009.9 1,905.7 1,825.2 1,737.4 2,494.9 2,504.1 2,402.6 Adjustments to Net income to arrive at Operating net income (13.9) (154.2) (1.6) 18.9 3.4 64.8 89.8 (52.1) 17.1 Less: Accumulated other comprehensive income (loss), net of tax - end of period 6.3 61.9 52.3 46.5 26.4 (4.1) 81.5 (28.0) (17.4) Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - end of period 2,282.2 2,053.7 1,956.0 1,878.1 1,802.2 1,806.3 2,503.2 2,480.0 2,437.1 Average common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI 2,245.1 2,005.6 1,930.8 1,838.4 1,771.9 2,109.8 2,517.7 2,450.0 2,373.9 Annualized Operating ROE 15.3 % 17.1 % 17.7 % 17.0 % 13.8 % 8.2 % 15.0 % 9.4 % 18.2 % Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24 Core Operating net income $ 100.9 $ 94.1 $ 91.0 $ 82.8 $ 63.5 $ 66.7 $ 92.1 $ 65.3 $ 99.4 Common shareholders’ equity attributable to SiriusPoint common shareholders - beginning of period 2,269.8 2,009.9 1,905.7 1,825.2 1,737.4 2,494.9 2,504.1 2,402.6 2,313.9 Less: Accumulated other comprehensive income (loss), net of tax - beginning of period 61.9 52.3 — 26.4 (4.1) 81.5 (28.0) (17.4) 3.1 Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - beginning of period 2,207.9 1,957.6 1,905.7 1,798.8 1,741.5 2,413.4 2,532.1 2,420.0 2,310.8 Common shareholders’ equity attributable to SiriusPoint common shareholders - end of period 2,302.4 2,469.8 2,209.9 2,105.7 2,025.2 1,937.4 2,694.9 2,704.1 2,602.6 Adjustments to Net income to arrive at Core Operating net income 1.3 (145.9) 4.2 23.6 5.9 88.0 87.6 (44.6) 8.6 Less: Accumulated other comprehensive income (loss), net of tax - end of period 6.3 61.9 52.3 46.5 26.4 (4.1) 81.5 (28.0) (17.4) Common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI - end of period 2,297.4 2,262.0 2,161.8 2,082.8 2,004.7 2,029.5 2,701.0 2,687.5 2,628.6 Average common shareholders’ equity attributable to SiriusPoint common shareholders ex. AOCI 2,252.7 2,109.8 2,033.8 1,940.8 1,873.1 2,221.5 2,616.6 2,553.8 2,469.7 Annualized Core Operating ROE 17.9 % 18.7 % 18.8 % 18.0 % 14.3 % 12.6 % 14.6 % 10.6 % 16.8 %

2022-2023: Turnaround 2024: Major Reshaping 28 Notes: [1] Total Shareholder Return (TSR) calculated from September 21, 2022, when the management changes occurred. 2025 Onwards figure calculated through May 6, 2026. [2] For Core business. [3] As demonstrated on slide 12 based on the last eight quarters (i.e., two years) as at Q4'25. PLATFORM RESHAPING ENABLING PROFITABLE GROWTH 132% Cumulative TSR to date1 228% Cumulative TSR to date1 Exited non-core International Property Reinsurance, Cyber & Workers' Compensation De-risked investment portfolio Underwriter compensation structure aligned to shareholder interests Implemented >$50m of run-rate cost savings Significant improvement on employee engagement metrics LPTs covering $2.1bn of reserves from exited business, with >95% limit remaining Completed external validation of reserving prudence - 15 consecutive quarters of favorable PYD at FY 24 Settled Merger Instruments eliminating dilution and removing volatility Unlocked and recognized $100m off-Balance Sheet MGA value during 2024 Capital structure simplified through share buyback and debt actions 366% Cumulative TSR to date1 $1.0bn Capital returned to shareholders Outperformed across the cycle Operating ROE target of 12-15% in FY 25 and Q1'26 Fourteen consecutive quarters of UW profit Track record of strong growth in Insurance & Services, discipline in Reinsurance FY 25 attritional combined ratio2 of 91.6% down from 93.1% in FY 24 and 95.8% in FY 23 Stable combined ratio performance vs peers3; growth in A&H and Surety Realized $189m off-Balance Sheet MGA value Robust balance sheet: BSCR ratio improved to 242% and leverage ratio reduced to historic low 2025 Onwards: Profitable Growth APPENDIX 4 $242m Capital returned to shareholders

24% 46% 11% 8% 7% 4% IMG Health/Medical Life Personal Accident Supplemental Health Other Travel 29 GLOBAL ACCIDENT & HEALTH Investing in IMG's Distribution and ServicesAccident & Health Portfolio Overview – IMG is a 100%-owned A&H MGA that is a core part of the business for both underwriting and fee income – IMG's announced acquisitions integrate complementary businesses to form a unified platform ◦ Expands global footprint ◦ Strengthens capabilities ◦ Drives operational efficiency – Undervalued on the Balance Sheet ($103m at Q1'26) with $30-40m of expected fee income in 2026 SiriusPoint GWP Accident & Health GWP LTM GWP $1.0bn 20+ year track record of consistent profitability Stable book is a "volatility shock absorber" to wider portfolio Less correlated to wider P&C pricing cycles Low capital intensity underwriting and capital-light fee income + + 28% 72% 2026e Net Service Fee Income $30-40m Q1'26 Consolidated IMG Book Value $103m LTM GWP $3.7bn APPENDIX 5

$262m $204m $105m $102m $77m Held Value <$5m Held Value $5-$10m Held Value $10-$20m Held Value >$20m Q4'22 Q4'23 Q4'24 Q4'25 Q1'26 30 STRATEGIC MGA INVESTMENTS Rationalization Updates 2026e Net Service Fee Income $30-40m Q1'26 Consolidated MGA Book Value $106m Non-Consolidated MGA Investments $ numbers in USD millions Core (Go-Forward) Q1'26 Change Service Revenue $54 26% Net Services Fee Income $8 34% Service Margin 14.6% +0.8 ppts APPENDIX 6 Notes: [1] Based on Last Twelve Months Adjusted Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) at time of transaction. 100% Equity Stake COMPLETED Q4'25 49% Equity Stake COMPLETED Q1'26 • Sale of 100% equity stake in consolidated MGA Armada for $250m completed in Q4'25 • Upon closing, SiriusPoint recognized a $222m pre-tax gain • Deal represents a 14x EBITDA multiple1 • Capacity extension agreed until the end of 2030 on existing economic terms, reiterating strategy of partnering with high-quality MGAs without need to take an equity stake • Sale of 49% equity stake in Arcadian for $140m total consideration completed in Q1'26 • Upon closing, SiriusPoint recognized a $25m pre-tax and post-tax gain ◦ This gain is in addition to the $96m gain recognized in Q2'24 when Arcadian was deconsolidated • Capacity extension agreed until the end of 2031 on existing economic terms Consolidated MGA Investments

31 ABBREVIATION GLOSSARY APPENDIX 7 Abbreviation Definition Abbreviation Definition A&H Accident & Health LPT Loss Portfolio Transfer ABS Asset Backed Security MBS Mortgage Backed Security Acq Acquisition MGA Managing General Agent AOCI Accumulated Other Comprehensive Income NEP Net Earned Premium BVPS Book Value Per Share NII Net Investment Income BSCR Bermuda Solvency Capital Ratio NWP Net Written Premium CLO Collateralized Loan Obligation OUE Other Underwriting Expense COR Combined Ratio P&C Property & Casualty EBITDA Earnings Before Interest, Taxes, Depreciation, and Amortization PPT Point EPS Earnings Per Share Pref Series B Preference Shares FinPro Financial & Professional Lines PYD Prior Year Development FSR Financial Strength Rating ROE Return on Equity FY Full Year STI Short-term Investment GAAP Generally Accepted Accounting Principles TPE Third Point Enhanced Fund GWP Gross Written Premium TSR Total Shareholder Return HoldCo Holding Company UW Underwriting IG Investment Grade XL Excess of Loss IMG International Medical Group YoY Year over Year

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FAQ

How did SiriusPoint (SPNT) perform financially in Q1 2026?

SiriusPoint generated $99.6 million of net income available to common shareholders in Q1 2026, or $0.82 diluted EPS. Total revenues reached $774.6 million, while Operating net income was $85.7 million with Operating diluted EPS of $0.70, reflecting stronger underwriting results.

What happened to SiriusPoint’s combined ratio and underwriting results in Q1 2026?

SiriusPoint’s consolidated combined ratio improved to 87.8% from 91.4% a year earlier. The Core combined ratio also improved to 88.9% from 95.4%, as Core underwriting income rose to $70.9 million versus $28.5 million, driven mainly by lower catastrophe losses and better underlying performance.

How did SiriusPoint’s Insurance & Services and Reinsurance segments perform in Q1 2026?

Insurance & Services gross written premium increased 7.8% to $684.6 million, supported by growth in Accident & Health, General Liability, and Surety. Reinsurance gross written premium decreased 10.0% to $319.2 million, reflecting reductions in Property Catastrophe and certain specialty and casualty lines.

What were SiriusPoint’s return on equity metrics for Q1 2026?

Annualized return on equity for Q1 2026 was 17.4%, up from 12.9% a year earlier. Annualized Operating ROE was 15.3%, compared with 13.8% in Q1 2025, showing improved profitability on both a reported and operating basis for common shareholders.

How much capital did SiriusPoint return to shareholders in Q1 2026?

SiriusPoint returned $242 million of capital to shareholders in Q1 2026, including $42 million of common share repurchases. The company also increased its 2026 share repurchase commitment by $74 million to reach its full authorization of $174 million.

Did SiriusPoint’s financial strength ratings change recently?

SiriusPoint’s operating companies received financial strength rating upgrades to ‘A’ from three rating agencies in the last three months. Management highlighted these upgrades, along with the company’s lower-volatility portfolio and BSCR ratio of 242%, as evidence of improved financial strength.

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SiriusPoint (NYSE: SPNT) Q1 2026 earnings show stronger ROE and sub-90% combined ratio

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How did SiriusPoint (SPNT) perform financially in Q1 2026?

What happened to SiriusPoint’s combined ratio and underwriting results in Q1 2026?

How did SiriusPoint’s Insurance & Services and Reinsurance segments perform in Q1 2026?

What were SiriusPoint’s return on equity metrics for Q1 2026?

How much capital did SiriusPoint return to shareholders in Q1 2026?

Did SiriusPoint’s financial strength ratings change recently?

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SiriusPoint (NYSE: SPNT) Q1 2026 earnings show stronger ROE and sub-90% combined ratio

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How did SiriusPoint (SPNT) perform financially in Q1 2026?

What happened to SiriusPoint’s combined ratio and underwriting results in Q1 2026?

How did SiriusPoint’s Insurance & Services and Reinsurance segments perform in Q1 2026?

What were SiriusPoint’s return on equity metrics for Q1 2026?

How much capital did SiriusPoint return to shareholders in Q1 2026?

What is SiriusPoint’s book value per share and capital position after Q1 2026?

Did SiriusPoint’s financial strength ratings change recently?

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