Welcome to our dedicated page for SR Bancorp SEC filings (Ticker: SRBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for SR Bancorp, Inc. (NASDAQ: SRBK), the Maryland-incorporated holding company for Somerset Regal Bank, a New Jersey commercial bank headquartered in Bound Brook, New Jersey. Through these filings, investors can review the company’s regulatory disclosures about its commercial banking operations, financial condition, governance and capital management.
SR Bancorp’s core periodic reports, including its Annual Report on Form 10-K and Quarterly Reports on Form 10-Q, contain audited and interim financial statements, management’s discussion and analysis, risk factor discussions and details on loan and deposit portfolios, securities holdings, borrowings and capital. The definitive proxy statement (DEF 14A) describes the annual meeting of stockholders, director elections, voting procedures, the role of the ESOP and 401(k) Plan, and limitations on voting rights for holders above specified ownership thresholds.
Current reports on Form 8-K document specific material events. For SR Bancorp, these include announcements of quarterly and annual financial results, declarations of cash quarterly dividends of $0.05 per share, adoption of stock repurchase programs, management changes such as the retirement of the Chief Executive Officer and appointments of new executives, and the results of annual stockholder meetings. Some 8-K filings also furnish investor presentations or restated earnings releases when prior information has been corrected.
For those tracking capital actions and governance, the filings show how SR Bancorp completed the mutual-to-stock conversion of Somerset Savings Bank, SLA and the related stock offering, and then completed the merger with Regal Bancorp and the combination of Regal Bank into Somerset Bank, which was renamed Somerset Regal Bank. The filings also describe the establishment of the Somerset Regal Charitable Foundation in connection with the conversion.
On Stock Titan, these SRBK filings are updated as they become available from EDGAR. AI-powered summaries highlight key points from lengthy documents, helping readers quickly identify items such as dividend declarations, stock repurchase authorizations, changes in executive roles, voting outcomes at the annual meeting and significant shifts in earnings, credit loss provisions or balance sheet composition.
SR Bancorp, Inc. director Thomas Lupo reported an open-market purchase of 1,000 shares of Common Stock on February 23, 2026 at an average price of $16.4657 per share. After this trade, his directly held Common Stock position increased to 44,015 shares, which includes restricted stock that vests 20% per year starting November 21, 2025.
He also reported holdings of 47,539 stock options, which vest at 20% per year commencing on November 21, 2025.
SR Bancorp, Inc. received a Schedule 13G reporting that the Somerset Regal Bank Employee Stock Ownership Plan Trust, with Delaware Charter Guarantee & Trust Company as trustee, beneficially owns 757,137.71 shares of common stock, or 9.0% of the class as of 12/31/2025.
The trust has sole voting power over 646,538.90 shares and shared voting power over 110,598.81 shares, with sole dispositive power over all 757,137.71 shares. The filer certifies the holdings are in the ordinary course of business and not for influencing control of SR Bancorp.
SR Bancorp, Inc. reported lower profitability for the quarter while growing its balance sheet. For the three months ended December 31, 2025, net income was $834,000 versus $1.0 million a year earlier, with basic earnings per share of $0.11 compared with $0.12. For the six-month period, net income was $1.5 million versus $2.4 million and earnings per share were $0.20 versus $0.27.
Total assets increased to $1.14 billion from $1.08 billion at June 30, 2025, driven largely by loan growth to $835.4 million and higher cash and interest-bearing deposits. Deposits rose to $891.5 million and borrowings to $50.0 million. Credit quality remained strong, with only one $176,000 commercial and industrial loan on non-accrual at December 31, 2025 that was fully repaid in January 2026 and no charge-offs reported.
The allowance for credit losses stood at $5.6 million, and the bank’s Tier 1 leverage ratio was a robust 14.85%, keeping it in the "well capitalized" category. Stock repurchases and dividends reduced stockholders’ equity to $188.5 million, while share-based compensation and ESOP activity continued under the 2024 equity plan.
SR Bancorp, Inc. director Robert Kenneth Mustard increased his stake in the company. On February 2, 2026, he purchased 250 shares of SR Bancorp common stock in an open-market transaction at $17.05 per share. After this trade, he directly owns 1,250 shares of common stock.
SR Bancorp, Inc. executive James Castelletti reported a stock transaction and updated holdings. On January 29, 2026, he disposed of 770 shares of common stock at
He also reports 883 shares of common stock held indirectly through an ESOP and 23,770 stock options with a
SR Bancorp, Inc. executive Neil C. Viotto, EVP and COO, reported a disposition of 882 shares of common stock on January 29, 2026 at $16.64 per share. After this transaction, he directly holds 18,134 common shares, including restricted stock that vests 20% per year starting January 29, 2026 and December 17, 2026.
Viotto also reports indirect ownership of 10,400 common shares through an IRA, 605 shares through a 401(k), and 1,844 shares through an ESOP. In addition, he holds stock options for 23,770 shares at $12.50 and 23,770 shares at $16.55, each vesting 20% annually from January 29, 2026 and December 17, 2026, respectively, and expiring in 2035.
SR Bancorp’s Executive Chair, David M. Orbach, exercised stock options into common shares. On January 30, 2026, he exercised 19,016 stock options at
Following this transaction, Orbach directly beneficially owned 213,949 shares of common stock. He also indirectly held 7,500 shares through his children and 3,048 shares through an ESOP. The filing also notes option and restricted stock awards that vest 20% per year beginning on January 29, 2026 and December 17, 2026.
SR Bancorp, Inc., the holding company for Somerset Regal Bank, filed a current report to note that it has issued a press release with its financial results for the quarter ended December 31, 2025. The press release, dated January 28, 2026, is attached as Exhibit 99.1.
The company specifies that this earnings release is furnished under the securities laws and is not deemed filed or incorporated by reference into other securities offerings. No detailed financial figures are included in this report; those appear in the attached press release.
SR Bancorp, Inc. declared a cash quarterly dividend of $0.05 per share. This dividend will be paid on January 15, 2026 to stockholders who are on record as of December 31, 2025. The announcement underscores the company’s practice of returning cash to shareholders through regular quarterly dividends.
SR Bancorp, Inc. (SRBK)1,000 shares of common stock in an open market transaction at a price of $15.0899 per share, increasing direct beneficial ownership to 49,933 shares, which includes restricted stock that vests 20% per year starting January 29, 2026.
In addition to directly held shares, the reporting person has indirect ownership through various accounts, including 20,924 shares by a 401(k), 1,000 shares by a spouse, 250 shares each held by a son and daughter, and 3,039 shares held through an ESOP. The filing also discloses stock options for 99,833 shares at an exercise price of $12.5, which vest 20% per year beginning January 29, 2026 and are exercisable through January 29, 2035.