Every 8-K that 1st Source Corp (SRCE) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SRCE and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SRCE filings page.
1st Source Corporation, a $9.3 billion community bank with specialty finance and renewable energy lending, shows growth in earnings and margin through 2026 year-to-date. Net income was $158 million in 2025 and $88 million for 2026 YTD, with diluted EPS of $6.41 in 2025 and $3.58 for 2026 YTD. Net interest income reached $348 million in 2025 and $183 million 2026 YTD as the net interest margin improved to 4.24% 2026 YTD.
Total assets were $9,263 million as of June 30, 2026, including $7,225 million of loans and leases and $7,432 million of deposits. Asset quality metrics remain conservative, with a loan and lease loss allowance of 2.30% of net loans and leases, low nonperforming assets, and limited net charge-offs in 2026 YTD.
Capital ratios are strong, with a Tier 1 leverage ratio of 14.92%, tangible common equity-to-tangible assets of 13.36%, and a total risk-based capital ratio of 17.96%, all above well-capitalized regulatory thresholds. Tangible book value per share increased to $50.93, and common dividends per share continued a 38-year growth streak.
1st Source Corporation reported record second quarter 2026 results, with net income of $47.54 million and diluted EPS of $1.95, up 18.99% and 19.63% from the prior quarter and 27.40% and 29.14% from a year earlier. Return on average assets reached 2.06% and return on average common equity 14.66%.
Average loans and leases were $7.14 billion and average deposits $7.43 billion, both higher quarter over quarter. Tax-equivalent net interest income rose to $93.30 million with a 4.24% net interest margin. Credit quality improved, with provision for credit losses down to $1.54 million, net charge-offs at 0.03% of average loans, and nonperforming assets at 1.01% of loans and leases. The board approved a higher quarterly cash dividend of $0.45 per share, and capital ratios remained strong, including a Common Equity Tier 1 ratio of 15.49%.
1st Source Corporation provides an investor presentation highlighting its community banking, specialty finance, and renewable energy lending businesses along with recent financial performance. Total assets were $9.1 billion and total deposits $7.2 billion as of 2026 year-to-date.
Average loans and leases reached $7.0 billion in 2026 year-to-date, with a fully tax-equivalent yield of 6.55%. Net income was $158 million in 2025 and $40 million for 2026 year-to-date, equal to diluted earnings per share of $6.41 for 2025 and $1.63 for 2026 year-to-date.
The bank reports a net interest margin on a fully tax-equivalent basis of 4.25% for 2026 year-to-date, noninterest income of $22.5 million representing about 20% of total revenue, and an efficiency ratio of 48.2%. Capital remains strong, with a tangible common equity-to-tangible assets ratio of 13.22% and a Tier 1 leverage ratio of 17.80% for 2026 year-to-date.
1st Source Corporation reported results of its April 23, 2026 annual meeting. Shareholders approved amendments to three equity and incentive compensation plans, including reserving 1,250,000 shares for the Executive Incentive Plan, 100,000 shares for the Strategic Deployment Incentive Plan, and increasing the Restricted Stock Award Plan pool to 500,000 shares.
Shareholders elected four directors to terms expiring in April 2029 and gave advisory approval to executive compensation. They also approved the amended incentive and restricted stock plans and ratified the appointment of Forvis Mazars, LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026.
1st Source Corporation reported record first quarter 2026 results with net income of $39.96 million, up 6.49% from a year earlier but down 2.88% from the prior quarter. Diluted EPS was $1.63, rising from $1.52 a year ago and slipping from $1.67 in the previous quarter.
Tax‑equivalent net interest income reached $90.29 million, up 11.36% year over year, as the net interest margin expanded to 4.25% from 3.90%. Average loans and leases grew to $7.02 billion, while average deposits were $7.19 billion, reflecting lower brokered balances.
The board approved a higher quarterly cash dividend of $0.43 per share, up 13.16% from a year ago, and the company repurchased 338,356 shares for $23.35 million. Credit costs increased, with a $7.27 million provision for credit losses and net charge‑offs of $3.96 million, though the allowance rose to 2.33% of loans and leases and nonperforming assets were 1.03% of loans and leases as of March 31, 2026.
1st Source Corporation disclosed that Executive Chairman Christopher J. Murphy III is undergoing treatment for bladder cancer and will work remotely and avoid public contact for at least the next nine weeks. In a letter to shareholders, he emphasized that the cancer is being managed rather than eradicated and that he plans to work as much as possible during a new chemotherapy protocol.
Murphy highlighted that the company and 1st Source Bank benefit from strong, consistent executive leadership, naming CEO Andrea Short, Bank President Kevin Murphy, and CFO Brett Bauer as key leaders guiding a strong tactical plan for 2026 and a three-year strategic plan. He expressed confidence in the leadership team and the company’s long-term mission to serve clients and communities.
1st Source Corporation furnished an investor presentation that its executive officers may use in meetings with investors and analysts. The presentation is attached as Exhibit 99.1 to this report. The company specifies that this material is provided under Regulation FD and is not deemed “filed” under securities laws.
1st Source Corporation filed a current report to let investors know it has released its financial results for the fourth quarter of 2025. The company issued a press release on January 22, 2026 announcing its fourth-quarter earnings, and that release is attached to the report as Exhibit 99.1.
The press release, which is incorporated by reference into the report, covers the company’s financial performance for the quarter ended December 31, 2025. This filing mainly serves as a formal notice and public record that those quarterly earnings have been published.
1st Source Corporation filed an 8-K under Item 7.01 (Regulation FD) to furnish an investor presentation as Exhibit 99.1. The executive team may use this material in meetings with investors and analysts.
The company states that Item 7.01 and Exhibit 99.1 are not deemed “filed” under the Exchange Act and are not incorporated into Securities Act filings. The filing also lists the cover page Inline XBRL data file as Exhibit 104. 1st Source’s common stock trades on NASDAQ under the symbol SRCE.
1st Source Corporation announced a leadership change. Executive Vice President and Chief Risk Officer John B. Griffith notified the Board on October 22, 2025 of his intent to retire from his roles at the Company and 1st Source Bank, effective December 31, 2025.
The filing notes the change under routine leadership updates and includes standard cover page data and signature by General Counsel and Secretary Brian S. Duba.
1st Source Corporation filed an 8-K announcing it issued a press release with third quarter 2025 earnings. The press release, attached as Exhibit 99.1, is dated October 23, 2025 and covers results for the quarter ended September 30, 2025. The company’s common stock trades on NASDAQ under the symbol SRCE. The filing is signed by Treasurer and CFO Brett A. Bauer, who also serves as Principal Accounting Officer.
1st Source Corporation filed an amended report to detail new employment agreements for key executives following previously announced management changes effective October 1, 2025.
Christopher J. Murphy III will serve as Executive Chairman of the Company and 1st Source Bank under an agreement running initially through December 31, 2028, with an annual base salary of $750,000 starting January 1, 2026 and provisions for change-in-control and other termination payments.
Andrea G. Short will serve as President and Chief Executive Officer of the Company and Chief Executive Officer of the Bank under an agreement initially through December 31, 2030, with a $650,000 base salary from January 1, 2026. Kevin C. Murphy and Brett A. Bauer also entered new agreements for senior roles, with base salaries of $450,000 and $400,000 respectively from January 1, 2026, plus future restricted share grants and participation in incentive and benefit plans.