STOCK TITAN

1st Source (SRCE) insider reports bona fide gift of 13,700 shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

1st Source Corp insider Carmen C. Murphy reported a bona fide gift of 13,700 shares of common stock on April 27, 2026. The gift was made at a reported price of $0.00 per share, indicating a non-market, no‑consideration transfer rather than an open‑market sale.

Following the gift, Murphy directly holds 752,238 shares of 1st Source common stock and is also shown with multiple indirect holdings through various trusts, an LLC, and her spouse. She is identified as a ten percent owner, so these updates provide an overview of her sizable ongoing ownership position in the company.

Positive

  • None.

Negative

  • None.
Insider Murphy Carmen C
Role null
Type Security Shares Price Value
Gift Common Stock 13,700 $0.00 --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 752,238 shares (Direct, null); Common Stock — 1,184,690 shares (Indirect, By Spouse)
Footnotes (1)
  1. Includes 495,885 shares of common stock held directly by Mr. Murphy, 66,023 shares of common stock held indirectly by Mr. Murphy under the 1st Source Corporation 401(k) Plan, 125,893 shares of common stock held indirectly by Mr. Murphy through a corporation and 496,889 shares of common stock held indirectly by Mr. Murphy through two limited partnerships. Mrs. Murphy disclaims beneficial ownership of these shares of common stock, and this report shall not be deemed an admission that Mrs. Murphy is the beneficial owner of these shares of common stock for purposes of Section 16 or for any other purpose. Mrs. Murphy is a voting member of the LLC. Mrs. Murphy disclaims beneficial ownership of those shares of common stock held by the LLC exceeding her pecuniary interest, and this report shall not be deemed an admission that Mrs. Murphy is the beneficial owner of such excess shares of common stock for purposes of Section 16 or for any other purpose. Mrs. Murphy has the power to direct the trustee with respect to the disposition of the reported shares of common stock. Mrs. Murphy disclaims beneficial ownership of these shares of common stock except to the extent of her pecuniary interest therein, and the inclusion of these shares of common stock in this report shall not be deemed an admission of beneficial ownership of all of the reported shares of common stock for purposes of Section 16 or for any other purpose. Indirect through the 1957 E. L. Morris FBO Carmen C. Murphy Trust. Indirect through the 1959 E. L. Morris FBO Carmen C. Murphy Trust. Indirect through the E. M. Raclin FBO Carmen C. Murphy Trust. Indirect through a 1965 E. L. Morris FBO E. M. Raclin and Carmen C. Murphy Trust. Indirect through a second 1965 E. L. Morris FBO E. M. Raclin and Carmen C. Murphy Trust. Indirect through the Carmen C. Murphy Charitable Annuity Trust. Indirect through the Ernestine M. Raclin Charitable Irrevocable Trust FBO Carmen C. Murphy. Indirect through the 1960 Ernestine M. Raclin Irrevocable Trust FBO Carmen C. Murphy. Indirect through the Ella Morris Charitable Trust FBO Carmen C. Murphy. Indirect through the Ella Morris Irrevocable Charitable Living Trust FBO Carmen C. Murphy. Indirect through the 1965 Ernestine M. Raclin Irrevocable Trust FBO Carmen C. Murphy.
Gifted shares 13,700 shares Bona fide gift of common stock on April 27, 2026
Gift price $0.00 per share Reported transaction price for the 13,700-share gift
Direct holdings after gift 752,238 shares Common stock directly held by Murphy following the gift
Indirect via LLC 584,600 shares Common stock held indirectly through an LLC
Indirect via spouse 1,184,690 shares Common stock held indirectly by spouse
Largest single trust holding 646,582 shares Common stock held indirectly by one listed trust
bona fide gift financial
"transaction_code_description": "Bona fide gift""
beneficial ownership financial
"shall not be deemed an admission that Mrs. Murphy is the beneficial owner"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
pecuniary interest financial
"disclaims beneficial ownership of such excess shares of common stock exceeding her pecuniary interest"
Section 16 regulatory
"for purposes of Section 16 or for any other purpose"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.
indirect through financial
"Indirect through the 1957 E. L. Morris FBO Carmen C. Murphy Trust."
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Murphy Carmen C

(Last)(First)(Middle)
1237 EAST JEFFERSON BOULEVARD

(Street)
SOUTH BEND INDIANA 46617

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
1ST SOURCE CORP [ SRCE ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
DirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/27/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/27/2026G13,700D$0752,238D
Common Stock1,184,690IBy Spouse(1)
Common Stock584,600IBy LLC(2)
Common Stock283,897IBy Trust(3)(4)
Common Stock646,582IBy Trust(3)(5)
Common Stock17,246IBy Trust(3)(6)
Common Stock43,132IBy Trust(3)(7)
Common Stock41,640IBy Trust(3)(8)
Common Stock115,684IBy Trust(3)(9)
Common Stock147,255IBy Trust(3)(10)
Common Stock229,930IBy Trust(3)(11)
Common Stock1,598IBy Trust(3)(12)
Common Stock6,228IBy Trust(3)(13)
Common Stock228,382IBy Trust(3)(14)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Includes 495,885 shares of common stock held directly by Mr. Murphy, 66,023 shares of common stock held indirectly by Mr. Murphy under the 1st Source Corporation 401(k) Plan, 125,893 shares of common stock held indirectly by Mr. Murphy through a corporation and 496,889 shares of common stock held indirectly by Mr. Murphy through two limited partnerships. Mrs. Murphy disclaims beneficial ownership of these shares of common stock, and this report shall not be deemed an admission that Mrs. Murphy is the beneficial owner of these shares of common stock for purposes of Section 16 or for any other purpose.
2. Mrs. Murphy is a voting member of the LLC. Mrs. Murphy disclaims beneficial ownership of those shares of common stock held by the LLC exceeding her pecuniary interest, and this report shall not be deemed an admission that Mrs. Murphy is the beneficial owner of such excess shares of common stock for purposes of Section 16 or for any other purpose.
3. Mrs. Murphy has the power to direct the trustee with respect to the disposition of the reported shares of common stock. Mrs. Murphy disclaims beneficial ownership of these shares of common stock except to the extent of her pecuniary interest therein, and the inclusion of these shares of common stock in this report shall not be deemed an admission of beneficial ownership of all of the reported shares of common stock for purposes of Section 16 or for any other purpose.
4. Indirect through the 1957 E. L. Morris FBO Carmen C. Murphy Trust.
5. Indirect through the 1959 E. L. Morris FBO Carmen C. Murphy Trust.
6. Indirect through the E. M. Raclin FBO Carmen C. Murphy Trust.
7. Indirect through a 1965 E. L. Morris FBO E. M. Raclin and Carmen C. Murphy Trust.
8. Indirect through a second 1965 E. L. Morris FBO E. M. Raclin and Carmen C. Murphy Trust.
9. Indirect through the Carmen C. Murphy Charitable Annuity Trust.
10. Indirect through the Ernestine M. Raclin Charitable Irrevocable Trust FBO Carmen C. Murphy.
11. Indirect through the 1960 Ernestine M. Raclin Irrevocable Trust FBO Carmen C. Murphy.
12. Indirect through the Ella Morris Charitable Trust FBO Carmen C. Murphy.
13. Indirect through the Ella Morris Irrevocable Charitable Living Trust FBO Carmen C. Murphy.
14. Indirect through the 1965 Ernestine M. Raclin Irrevocable Trust FBO Carmen C. Murphy.
Remarks:
/s/ Brian S. Duba, Attorney-in-Fact04/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Carmen C. Murphy report for 1ST SOURCE CORP (SRCE)?

Carmen C. Murphy reported a bona fide gift of 13,700 shares of 1st Source Corp common stock. The transaction occurred on April 27, 2026 and was reported at a price of $0.00 per share, indicating a non-market, no‑consideration transfer.

How many 1ST SOURCE CORP shares did Carmen C. Murphy hold directly after the gift?

After the reported gift, Carmen C. Murphy directly held 752,238 shares of 1st Source Corp common stock. This figure reflects her direct ownership position following the 13,700‑share bona fide gift recorded on April 27, 2026.

Does the Form 4 for SRCE show any insider buying or selling on the market?

The Form 4 shows no open-market purchases or sales by Carmen C. Murphy. It reports a bona fide gift of 13,700 shares at $0.00 per share and several entries updating indirect holdings through trusts, an LLC, and a spouse.

What types of indirect holdings does Carmen C. Murphy report in 1ST SOURCE CORP?

Carmen C. Murphy reports indirect ownership of 1st Source common stock through multiple trusts, an LLC, and her spouse. Individual entries show share totals for each vehicle, and footnotes explain that she may disclaim beneficial ownership beyond her pecuniary interest.

How many SRCE shares are held indirectly through Carmen C. Murphy’s spouse and an LLC?

The filing lists 1,184,690 shares of 1st Source common stock held indirectly by her spouse, and 584,600 shares held indirectly through an LLC. Footnotes state she may disclaim beneficial ownership of shares exceeding her pecuniary interest in these entities.

What does the bona fide gift on the SRCE Form 4 imply about cash proceeds?

A bona fide gift means the 13,700 1st Source shares were transferred without consideration, so no cash proceeds are shown. This differs from an open-market sale and is generally viewed as a non‑market, estate or charitable planning transaction.