Welcome to our dedicated page for Southern States Bancshares SEC filings (Ticker: SSBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to historical SEC filings for Southern States Bancshares, Inc. (SSBK), which operated as a bank holding company for Southern States Bank, an Alabama state-chartered commercial bank. These documents record the company’s regulatory history before its merger into FB Financial Corporation and the subsequent delisting of its common stock from Nasdaq.
Southern States’ periodic reports, such as its annual reports on Form 10-K and quarterly reports on Form 10-Q, contain detailed information on its commercial banking activities. These filings discuss loan and deposit balances, net interest income, net interest margin, noninterest income and expense, credit quality metrics, capital ratios and the impact of transactions such as the acquisition of Century Bank. They also provide narrative analysis of factors affecting earnings and balance sheet composition.
Merger-related filings are especially important for understanding the final phase of SSBK’s history. A Registration Statement on Form S-4 filed by FB Financial in connection with the merger included a joint proxy statement/prospectus describing the terms of the transaction. A Form 8-K filed by Southern States on July 1, 2025 reports that on that date Southern States merged with and into FB Financial, and Southern States Bank merged with and into FirstBank. The same Form 8-K explains that each share of Southern States common stock was converted into the right to receive 0.800 shares of FB Financial common stock and that Southern States would cease to exist as a separate legal entity.
Trading and registration changes are documented in a Form 25 filed on July 1, 2025, which serves as a notification of removal from listing and/or registration under Section 12(b) of the Securities Exchange Act of 1934 for Southern States’ common stock on Nasdaq. The July 1, 2025 Form 8-K notes that Nasdaq was asked to suspend trading and withdraw the listing and that FB Financial, as successor, intended to file Form 15 certifications to deregister the Southern States common stock and suspend its reporting obligations.
On Stock Titan, users can review these filings with AI-powered summaries that highlight key points from lengthy documents, helping to interpret complex merger provisions, capital disclosures and credit quality discussions without reading every page of the original forms.