Stellar Bancorp exec shares withheld for taxes

Stellar Bancorp, Inc. senior executive Justin M. Long reported a routine tax-related share disposition.

Rhea-AI Filing Summary

Stellar Bancorp, Inc. senior executive Justin M. Long reported a routine tax-related share disposition. On the vesting of previously reported restricted common stock, 796 shares were withheld to cover tax obligations, as indicated by the footnote. After this withholding, he directly holds 53,315 shares of common stock.

Insider Trade Summary

Exercise Price or Tax Liability: 796 shares

Exercise Price or Tax Liability 1 txn

Insider Long Justin M

Role SEVP, GC & Secretary

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	796	$35.51	$28K

Holdings After Transaction: Common Stock — 53,315 shares (Direct)

Footnotes (1)

1. F1. Represents shares withheld to satisfy tax liability for vesting of restricted shares of Common Stock previously reported.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Stellar Bancorp (STEL) report for Justin M. Long?

Stellar Bancorp reported that executive Justin M. Long had 796 common shares withheld to satisfy tax obligations on vesting restricted stock. This was a tax-withholding disposition, not an open-market sale, and followed previously reported grants of restricted shares.

Was the STEL Form 4 transaction an open-market sale of shares?

No, the Form 4 shows a tax-withholding disposition, not an open-market sale. Shares were withheld by Stellar Bancorp to cover Justin M. Long’s tax liability when restricted stock vested, a standard administrative step for equity compensation.

How many Stellar Bancorp (STEL) shares were withheld for taxes in this filing?

The filing shows 796 shares of Stellar Bancorp common stock were withheld to satisfy tax liabilities tied to vesting restricted shares. This reduced the number of shares delivered to the executive but did not involve trading in the open market.

How many Stellar Bancorp (STEL) shares does Justin M. Long hold after this transaction?

After the tax-withholding disposition, Justin M. Long directly holds 53,315 shares of Stellar Bancorp common stock. This figure reflects his position following the 796 shares withheld for taxes on vesting restricted stock awards previously reported.

What does transaction code F mean in the Stellar Bancorp (STEL) Form 4?

Transaction code F in this Form 4 indicates shares were used to pay tax obligations or exercise costs. Here, it reflects 796 Stellar Bancorp shares withheld to satisfy taxes on vesting restricted stock, rather than a discretionary buy or sell decision.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/17/2026 - 05:24 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Long Justin M

(Last) (First) (Middle)

9 GREENWAY PLAZA, SUITE 110

(Street)

HOUSTON TX 77046

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Stellar Bancorp, Inc. [ STEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP, GC & Secretary

3. Date of Earliest Transaction (Month/Day/Year)
03/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/15/2026		F		796(1)	D	$35.51	53,315	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld to satisfy tax liability for vesting of restricted shares of Common Stock previously reported.

Remarks:

	/s/ Justin M. Long	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.