Welcome to our dedicated page for Stellar Bancorp SEC filings (Ticker: STEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Stellar Bancorp, Inc. (NYSE: STEL) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a Texas-incorporated bank holding company. Stellar Bancorp files reports with the U.S. Securities and Exchange Commission under Commission File Number 001-38280, and these documents offer detailed insight into its commercial banking operations through Stellar Bank.
Investors can review Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q for information on net interest income, loan and deposit balances, capital ratios, asset quality metrics and risk factors. These periodic reports expand on themes highlighted in the company’s earnings releases, such as loan portfolio composition, allowance for credit losses and the performance of its Texas-focused banking franchise.
The company also files Current Reports on Form 8-K to disclose material events. Recent 8-K filings have covered quarterly financial results, investor presentations, declarations of quarterly cash dividends on common stock and capital actions such as the planned redemption of a portion of its subordinated notes. These filings often incorporate press releases and earnings presentations by reference.
On Stock Titan, users can access these SEC filings with AI-powered summaries that highlight key points, helping to interpret complex sections of lengthy documents. Real-time updates from the SEC’s EDGAR system ensure that new 10-K, 10-Q and 8-K filings for Stellar Bancorp appear promptly. The filings page also makes it easier to track items such as dividend declarations and other board actions disclosed under Item 8.01 of Form 8-K.
By using this page, investors and researchers can efficiently review Stellar Bancorp’s regulatory history, understand its financial reporting and examine how management describes the company’s commercial banking activities and risk profile in official SEC documents.
Stellar Bancorp, Inc. redeemed the remaining $30.0 million aggregate principal amount of its 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029 on April 1, 2026.
The redemption price was 100% of the principal amount plus accrued and unpaid interest to, but excluding, the redemption date, resulting in all outstanding Notes being redeemed.
Stellar Bancorp Inc — The Vanguard Group filed an amended Schedule 13G reporting 0 shares beneficially owned and 0% of common stock. The filing states that, following an internal realignment on January 12, 2026, certain Vanguard subsidiaries now report ownership separately in reliance on SEC Release No. 34-39538.
The amendment clarifies that The Vanguard Group no longer has beneficial ownership over securities held by those subsidiaries or business divisions; the filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
Stellar Bancorp, Inc. Senior Executive VP and Chief Credit Officer Joe F. West reported a small tax-related share disposition. The company withheld 676 shares of Common Stock at $35.51 per share to cover his tax liability upon vesting of previously reported restricted shares. Following this withholding, West directly holds 102,193 shares of Stellar Bancorp common stock, indicating this was a routine compensation and tax event rather than an open-market trade.
Stellar Bancorp, Inc. President Ramon A. Vitulli III reported a routine tax-related share disposition. On the vesting of previously reported restricted stock, 1,318 shares of common stock were withheld to cover tax liabilities. After this withholding, he directly holds 119,680 shares of Stellar Bancorp common stock.
Stellar Bancorp, Inc. Chief Banking Officer Jason D. Sirkel reported a routine tax-related share disposition. On March 15, 2026, 444 shares of common stock were withheld at $35.51 per share to satisfy tax liabilities from the vesting of previously granted restricted shares.
After this withholding, Sirkel directly holds 35,535 shares of common stock and has 30,000 employee stock options outstanding. The filing reflects compensation-related tax withholding rather than an open-market purchase or sale.
Stellar Bancorp, Inc. Executive Chairman Steven F. Retzloff reported a routine tax-related share disposition. On March 15, 2026, 1,181 shares of common stock were withheld at $35.51 per share to satisfy tax liabilities from vesting restricted stock, rather than sold in the open market. After this transaction, he directly holds 136,446 common shares and has additional indirect holdings of 25,531 shares through Retzloff Industries, Inc., 378,240 shares through Retzloff Holdings, LTD., and 12,598 shares through SF Retzloff Family Limited Partnership, LTD.
Stellar Bancorp, Inc. senior executive Justin M. Long reported a routine tax-related share disposition. On the vesting of previously reported restricted common stock, 796 shares were withheld to cover tax obligations, as indicated by the footnote. After this withholding, he directly holds 53,315 shares of common stock.
Stellar Bancorp, Inc. director and Chief Executive Officer Robert R. Franklin Jr. reported a routine tax-related share withholding. On the transaction date, 3,837 shares of Common Stock were withheld at $35.51 per share to cover tax liability from vesting of previously reported restricted shares. Following this non-market disposition, he directly holds 418,843 shares of Common Stock.
Stellar Bancorp, Inc. Senior Executive VP and CFO Paul P. Egge reported a small tax-related share disposition tied to vesting of restricted stock. On the transaction date, 993 shares of common stock were withheld at $35.51 per share to cover tax liabilities on previously reported restricted shares.
After this withholding, Egge directly held 68,594 shares of common stock. Because this was a tax-withholding event rather than an open-market trade, it reflects routine compensation and tax management rather than an active decision to buy or sell shares in the market.
Stellar Bancorp, Inc. Senior Executive Vice President and Chief Risk Officer Akin Okan I. reported a routine tax-related share disposition. On the reported date, 618 shares of common stock were withheld at $35.51 per share to cover tax liabilities tied to vesting restricted stock previously granted. Following this withholding, he directly holds 85,951 shares of Stellar Bancorp common stock, indicating that the event reflects compensation-related tax settlement rather than an open-market sale.