Director Fred Robertson gifts 4,460 Stellar Bancorp (STEL) shares, keeps large stake

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Stellar Bancorp, Inc. director Fred S. Robertson reported bona fide gifts of a total of 4,460 shares of Common Stock on May 6, 2026. He gifted 2,230 shares held indirectly through the Robertson Family Trust and 2,230 shares held directly, both at no cash consideration.

Following these transfers, the Form 4 shows 82,377 Stellar Bancorp shares held indirectly by the Robertson Family Trust, with Robertson as trustee, and 18,084 shares held directly. These are non-market, charitable-style transfers rather than open-market sales, so they do not reflect a change in trading sentiment.

Insider Trade Summary

4,460 shares gifted

Mixed 2 txns

Insider Robertson Fred S.

Role null

Type	Security	Shares	Price	Value
Gift	Common Stock	2,230	$0.00	--
Gift	Common Stock	2,230	$0.00	--

Holdings After Transaction: Common Stock — 18,084 shares (Direct, null); Common Stock — 82,377 shares (Indirect, By Robertson Family Trust)

Footnotes (1)

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Key Figures

Total shares gifted: 4,460 shares Indirect gift: 2,230 shares Direct gift: 2,230 shares +3 more

6 metrics

Total shares gifted 4,460 shares Bona fide gifts of Common Stock on May 6, 2026

Indirect gift 2,230 shares Gift involving Robertson Family Trust, Common Stock

Direct gift 2,230 shares Gift from direct holdings, Common Stock

Indirect holdings after transaction 82,377 shares Common Stock held indirectly by Robertson Family Trust

Direct holdings after transaction 18,084 shares Common Stock held directly after gifts

Gift price per share $0.0000 per share No consideration for bona fide gifts of Common Stock

Key Terms

Bona fide gift, Common Stock, Robertson Family Trust, indirect ownership

4 terms

Bona fide gift financial

"The transaction code G is described as a Bona fide gift."

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Common Stock financial

"Each reported transaction involves Stellar Bancorp, Inc. Common Stock."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Robertson Family Trust financial

"Shares transferred to the Robertson Family Trust of which the reporting person serves as trustee."

indirect ownership financial

"Nature of ownership is listed as By Robertson Family Trust, indicating indirect ownership."

Form 4 Insider Transactions: What Each Field Means →

05/08/2026 - 04:35 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Robertson Fred S.

(Last)

(First)

(Middle)

9 GREENWAY PLAZA, SUITE 110

(Street)

HOUSTON

TEXAS

77046

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Stellar Bancorp, Inc. [ STEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/06/2026		G		2,230⁽¹⁾	D	$0	18,084	D
Common Stock	05/06/2026		G		2,230⁽¹⁾	A	$0	82,377	I	By Robertson Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Shares transferred to the Robertson Family Trust of which the reporting person serves as trustee.

Remarks:

	/s/ Justin M. Long, attorney-in-fact	05/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did Stellar Bancorp (STEL) disclose?

Stellar Bancorp disclosed that director Fred S. Robertson made bona fide gifts of 4,460 shares of Common Stock. The Form 4 records two separate gift transfers of 2,230 shares each, one from direct holdings and one involving the Robertson Family Trust.

How many Stellar Bancorp (STEL) shares did Fred S. Robertson gift?

Fred S. Robertson gifted a total of 4,460 Stellar Bancorp Common Stock shares. The Form 4 shows two bona fide gifts of 2,230 shares each, reflecting non-market transfers made at zero price per share on May 6, 2026.

What are Fred S. Robertson’s holdings in Stellar Bancorp (STEL) after the gifts?

After the gifts, Fred S. Robertson holds 82,377 Stellar Bancorp shares indirectly through the Robertson Family Trust and 18,084 shares directly. These post-transaction balances are disclosed in the Form 4 as total shares following the reported gifts.

Were the Stellar Bancorp (STEL) insider transactions open-market sales?

No, the transactions were not open-market sales. The Form 4 uses transaction code G and describes them as bona fide gifts at a price of $0.0000 per share, indicating non-market, no-consideration share transfers rather than sales.

What role does the Robertson Family Trust play in the Stellar Bancorp (STEL) filing?

The Robertson Family Trust is listed as holding Stellar Bancorp shares indirectly for Fred S. Robertson. A footnote explains shares were transferred to the trust, where he serves as trustee, and the trust’s post-transaction balance is 82,377 shares.