Welcome to our dedicated page for Stellar Bancorp SEC filings (Ticker: STEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Stellar Bancorp, Inc. (NYSE: STEL) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a Texas-incorporated bank holding company. Stellar Bancorp files reports with the U.S. Securities and Exchange Commission under Commission File Number 001-38280, and these documents offer detailed insight into its commercial banking operations through Stellar Bank.
Investors can review Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q for information on net interest income, loan and deposit balances, capital ratios, asset quality metrics and risk factors. These periodic reports expand on themes highlighted in the company’s earnings releases, such as loan portfolio composition, allowance for credit losses and the performance of its Texas-focused banking franchise.
The company also files Current Reports on Form 8-K to disclose material events. Recent 8-K filings have covered quarterly financial results, investor presentations, declarations of quarterly cash dividends on common stock and capital actions such as the planned redemption of a portion of its subordinated notes. These filings often incorporate press releases and earnings presentations by reference.
On Stock Titan, users can access these SEC filings with AI-powered summaries that highlight key points, helping to interpret complex sections of lengthy documents. Real-time updates from the SEC’s EDGAR system ensure that new 10-K, 10-Q and 8-K filings for Stellar Bancorp appear promptly. The filings page also makes it easier to track items such as dividend declarations and other board actions disclosed under Item 8.01 of Form 8-K.
By using this page, investors and researchers can efficiently review Stellar Bancorp’s regulatory history, understand its financial reporting and examine how management describes the company’s commercial banking activities and risk profile in official SEC documents.
Stellar Bancorp, Inc. senior executive vice president and chief credit officer Joe F. West reported stock awards in the company’s common stock. On March 1, 2026, he acquired two grants of 3,226 shares each at a price of $0.00 per share. One grant consists of restricted shares that vest in approximately equal installments on March 1, 2027, 2028 and 2029, subject to his continued employment. The other grant is an award of performance share units subject to both time and performance vesting conditions. Following these awards, his direct ownership increased to 102,869 shares of Stellar Bancorp common stock.
Stellar Bancorp, Inc. President Ramon A. Vitulli III reported equity compensation awards of common stock. On March 1, 2026, he acquired two separate awards of 6,041 shares each at a price of $0.00 per share, reflecting stock-based compensation rather than open-market buying.
One award represents restricted shares of common stock that vest in approximately equal installments on March 1, 2027, 2028 and 2029, subject to his continued employment on each vesting date. The other award consists of performance share units that are subject to both time-based and performance vesting conditions. Following these awards, his directly held common stock increased to 120,998 shares.
Sirkel Jason D. reported acquisition or exercise transactions in this Form 4 filing.
Stellar Bancorp, Inc. Chief Banking Officer Jason D. Sirkel reported equity awards of common stock on March 1, 2026. He received two grants of 2,328 common shares each at $0.00 per share. One grant represents restricted stock that vests in roughly equal parts on March 1, 2027, 2028 and 2029, subject to continued employment, and another represents performance share units subject to both time- and performance-based vesting. Following these awards, he also holds employee stock options covering 30,000 shares of common stock.
Stellar Bancorp, Inc. Executive Chairman Steven F. Retzloff reported equity awards of the company’s common stock. On March 1, 2026 he acquired 5,365 restricted shares that vest in roughly equal installments on March 1, 2027, 2028, and 2029, subject to continued employment. He also received 8,047 performance share units subject to time and performance vesting conditions, bringing his directly held common shares to 137,627. He additionally reports indirect ownership stakes through several related entities.
Stellar Bancorp, Inc. executive Justin M. Long, SEVP, GC & Secretary, reported equity awards of common stock on March 1, 2026. He acquired a total of 7,074 shares at no cash cost through two grant/award transactions. Footnotes state these include restricted shares vesting in approximately equal installments on March 1, 2027, 2028 and 2029, subject to continued employment, and performance share units subject to time and performance vesting conditions. Following these awards, he directly holds 54,111 shares of Stellar Bancorp common stock.
Egge Paul P reported acquisition or exercise transactions in this Form 4 filing.
Stellar Bancorp, Inc. Senior Executive VP and CFO Paul P. Egge reported two stock award grants totaling 9,142 shares of common stock on March 1, 2026, at a stated price of $0.00 per share. Following these grants, he directly owned 69,587 common shares.
The filing notes that the awards include restricted shares that vest in approximately equal installments on March 1, 2027, 2028 and 2029, conditioned on continued employment. It also describes performance share units that are subject to both time-based and performance-based vesting conditions.
Stellar Bancorp, Inc. director and Chief Executive Officer Robert R. Franklin Jr. reported two equity awards of common stock. He acquired 11,038 restricted shares and 16,557 performance share units at a stated price of $0.00 per share as compensatory grants.
The 11,038 restricted shares vest in approximately equal installments on March 1 of 2027, 2028, and 2029, conditioned on continued employment on each vesting date. The 16,557 performance share units are subject to both time-based and performance-based vesting conditions before becoming fully earned.
Stellar Bancorp, Inc. granted equity awards to Senior Executive VP and Chief Risk Officer Akin Okan I. on March 1, 2026. He acquired 2,855 restricted shares of common stock at $0.00 per share that vest in roughly equal installments on March 1, 2027, March 1, 2028 and March 1, 2029, subject to continued employment. He also received a separate award of 2,855 performance share units that are subject to both time- and performance-based vesting conditions. Following these awards, his directly held common stock balances reported in the filing increased to 83,714 shares and then 86,569 shares after the second grant.
Stellar Bancorp, Inc. Senior Executive VP and Chief Credit Officer Joe F. West reported a Form 4 transaction involving common stock. On the vesting of previously reported restricted shares, 412 shares were disposed of at $37.66 per share to satisfy tax withholding obligations, leaving him with 96,417 directly owned shares.
Stellar Bancorp, Inc. President Ramon A. Vitulli III reported a tax-related share disposition involving the company’s common stock. On March 1, 2026, 735 shares were withheld at $37.66 per share to satisfy tax liabilities arising from the vesting of previously reported restricted stock awards.
Following this tax-withholding disposition, Vitulli’s directly held common stock balance is reported as 108,916 shares. This event reflects administrative share withholding for taxes rather than an open-market purchase or sale.