Welcome to our dedicated page for Stellar Bancorp SEC filings (Ticker: STEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Stellar Bancorp, Inc. SEC filings document the reporting obligations of a bank holding company whose common stock trades under STEL. The filing record includes Form 8-K material-event reports covering operating and financial results, dividend declarations, subordinated note redemptions, material definitive agreements and capital-structure disclosures.
The company's regulatory documents also address shareholder communications and voting matters, governance actions and exchange-listed common stock information. For Stellar Bank's holding company, these disclosures frame commercial banking performance, balance-sheet actions and formal corporate events.
Prosperity Bancshares, Inc. and Stellar Bancorp, Inc. announced receipt of required regulatory approvals for their previously announced merger, including a waiver of prior approval from the Federal Reserve Bank of Dallas and approvals from the FDIC and Texas Department of Banking. The special meeting of Stellar shareholders is scheduled for May 27, 2026, and the Merger is expected to be completed on or about July 1, 2026, subject to Stellar shareholder approval and customary closing conditions. Prosperity filed a registration statement on Form S-4 (File No. 333-294882) that was declared effective on April 21, 2026.
Stellar Bancorp, Inc. files an 8-K reporting receipt of all regulatory approvals for its proposed merger into Prosperity Bancshares. A waiver of prior Federal Reserve approval and approvals from the FDIC and Texas Department of Banking have been received. The special meeting of Stellar shareholders is scheduled for May 27, 2026. The companies state the merger is expected to be completed on or about July 1, 2026, subject to shareholder approval and satisfaction or waiver of customary closing conditions. Prosperity’s Form S-4 was declared effective on April 21, 2026, and the proxy statement/prospectus mailing is expected to commence on or about April 23, 2026.
Stellar Bancorp, Inc. reported that it and Prosperity Bancshares, Inc. have received all regulatory approvals needed for Prosperity’s pending acquisition of Stellar and the related merger of Stellar Bank into Prosperity Bank. Approvals include a waiver of prior approval from the Federal Reserve Bank of Dallas and merger approvals from the FDIC and the Texas Department of Banking.
A special meeting of Stellar shareholders to vote on the Merger Agreement is scheduled for May 27, 2026, and the merger is expected to close on or about July 1, 2026, subject to shareholder approval and other customary closing conditions. A Form S-4 registration statement for Prosperity stock to be issued in the transaction is effective, and the joint proxy statement/prospectus is being mailed to Stellar shareholders.
Stellar Bancorp, Inc. proposes to merge with and into Prosperity Bancshares, Inc. Under the merger agreement dated January 27, 2026, each share of Stellar common stock will be converted into $11.36 in cash plus 0.3803 shares of Prosperity common stock.
Based on Prosperity’s January 27, 2026 closing price of $72.90, the merger consideration equated to $39.08 per Stellar share (approximate aggregate value $2.0 billion). As of April 15, 2026, that same consideration equated to $37.65 per Stellar share. Prosperity expects to issue approximately 19,361,338 shares and pay approximately $578,345,529 in cash. The special meeting of Stellar shareholders is scheduled for May 27, 2026, and Stellar’s board unanimously recommends voting FOR the merger.
Stellar Bancorp, Inc. filed an amendment to its annual report to add detailed Part III information on directors, executive officers, governance and 2025 executive compensation, and to update the common share count to 50,910,698 as of April 10, 2026.
The company reported 2025 net income of $102.9 million, or diluted EPS of $1.99, with return on average assets of 0.97% and return on average equity of 6.34%. Tangible book value per share rose to $21.62, and noninterest-bearing deposits were 37.8% of total deposits. Net charge-offs were 0.05% of average loans and nonperforming loans were 0.72% of total loans.
The Compensation Committee emphasizes pay for performance using cash bonuses and equity awards tied to metrics such as pre-tax pre-provision return on average assets, return on average tangible common equity and net charge-offs. For 2025, annual cash bonuses were earned at 105.2% of target, and long-term incentives combined restricted stock and performance share units linked to relative total shareholder return.
Stellar Bancorp, Inc. redeemed the remaining $30.0 million aggregate principal amount of its 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029 on April 1, 2026.
The redemption price was 100% of the principal amount plus accrued and unpaid interest to, but excluding, the redemption date, resulting in all outstanding Notes being redeemed.
Stellar Bancorp Inc — The Vanguard Group filed an amended Schedule 13G reporting 0 shares beneficially owned and 0% of common stock. The filing states that, following an internal realignment on January 12, 2026, certain Vanguard subsidiaries now report ownership separately in reliance on SEC Release No. 34-39538.
The amendment clarifies that The Vanguard Group no longer has beneficial ownership over securities held by those subsidiaries or business divisions; the filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
Stellar Bancorp, Inc. Senior Executive VP and Chief Credit Officer Joe F. West reported a small tax-related share disposition. The company withheld 676 shares of Common Stock at $35.51 per share to cover his tax liability upon vesting of previously reported restricted shares. Following this withholding, West directly holds 102,193 shares of Stellar Bancorp common stock, indicating this was a routine compensation and tax event rather than an open-market trade.
Stellar Bancorp, Inc. President Ramon A. Vitulli III reported a routine tax-related share disposition. On the vesting of previously reported restricted stock, 1,318 shares of common stock were withheld to cover tax liabilities. After this withholding, he directly holds 119,680 shares of Stellar Bancorp common stock.
Stellar Bancorp, Inc. Chief Banking Officer Jason D. Sirkel reported a routine tax-related share disposition. On March 15, 2026, 444 shares of common stock were withheld at $35.51 per share to satisfy tax liabilities from the vesting of previously granted restricted shares.
After this withholding, Sirkel directly holds 35,535 shares of common stock and has 30,000 employee stock options outstanding. The filing reflects compensation-related tax withholding rather than an open-market purchase or sale.