Stellar Bancorp (STEL) SEVP Justin Long granted 7,074 stock and PSU shares

Rhea-AI Filing Summary

Stellar Bancorp, Inc. executive Justin M. Long, SEVP, GC & Secretary, reported equity awards of common stock on March 1, 2026. He acquired a total of 7,074 shares at no cash cost through two grant/award transactions. Footnotes state these include restricted shares vesting in approximately equal installments on March 1, 2027, 2028 and 2029, subject to continued employment, and performance share units subject to time and performance vesting conditions. Following these awards, he directly holds 54,111 shares of Stellar Bancorp common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Long Justin M

(Last) (First) (Middle)

9 GREENWAY PLAZA, SUITE 110

(Street)

HOUSTON TX 77046

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Stellar Bancorp, Inc. [ STEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP, GC & Secretary

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/01/2026		A		3,537(1)	A	$0	50,574	D
Common Stock	03/01/2026		A		3,537(2)	A	$0	54,111	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted shares of common stock, which vest in approximately equal installments on March 1, 2027, 2028 and 2029, subject to continued employment with the issuer on such date.

2. Represents award of performance share units subject to time and performance vesting conditions.

Remarks:

	/s/ Justin M. Long	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Stellar Bancorp (STEL) executive Justin M. Long report in this Form 4?

Justin M. Long reports receiving equity awards of Stellar Bancorp common stock on March 1, 2026. The filing shows two grant transactions totaling 7,074 shares, consisting of restricted stock and performance share units subject to vesting conditions rather than open-market purchases.

How many Stellar Bancorp (STEL) shares did Justin M. Long acquire in the latest filing?

Justin M. Long acquired 7,074 shares of Stellar Bancorp common stock through equity awards. The Form 4 shows two separate award transactions of 3,537 shares each, granted at a price of $0.00 per share as part of his compensation, not through cash purchases.

What are the vesting terms of Justin M. Long’s new Stellar Bancorp (STEL) stock awards?

The filing states that some awards are restricted shares vesting in roughly equal installments on March 1, 2027, 2028 and 2029, contingent on continued employment. It also notes performance share units that depend on both time-based and performance-based vesting conditions being satisfied before shares fully vest.

Did Justin M. Long buy Stellar Bancorp (STEL) shares on the open market?

No, the transactions are coded as grant or award acquisitions at $0.00 per share. This indicates they are part of equity compensation, such as restricted stock and performance share units, rather than open-market stock purchases using personal funds on a stock exchange.

How many Stellar Bancorp (STEL) shares does Justin M. Long own after these awards?

After the March 1, 2026 awards, Justin M. Long directly holds 54,111 shares of Stellar Bancorp common stock. This total reflects the latest line in the Form 4’s ownership column, incorporating the newly granted equity awards into his direct holdings position.

What role does Justin M. Long hold at Stellar Bancorp (STEL) in this Form 4?

Justin M. Long is identified as an officer of Stellar Bancorp, serving as Senior Executive Vice President, General Counsel and Secretary. The Form 4 records changes in his beneficial ownership of Stellar Bancorp common stock through equity compensation grants associated with his executive role.