Welcome to our dedicated page for Stellar Bancorp SEC filings (Ticker: STEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Stellar Bancorp, Inc. (NYSE: STEL) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a Texas-incorporated bank holding company. Stellar Bancorp files reports with the U.S. Securities and Exchange Commission under Commission File Number 001-38280, and these documents offer detailed insight into its commercial banking operations through Stellar Bank.
Investors can review Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q for information on net interest income, loan and deposit balances, capital ratios, asset quality metrics and risk factors. These periodic reports expand on themes highlighted in the company’s earnings releases, such as loan portfolio composition, allowance for credit losses and the performance of its Texas-focused banking franchise.
The company also files Current Reports on Form 8-K to disclose material events. Recent 8-K filings have covered quarterly financial results, investor presentations, declarations of quarterly cash dividends on common stock and capital actions such as the planned redemption of a portion of its subordinated notes. These filings often incorporate press releases and earnings presentations by reference.
On Stock Titan, users can access these SEC filings with AI-powered summaries that highlight key points, helping to interpret complex sections of lengthy documents. Real-time updates from the SEC’s EDGAR system ensure that new 10-K, 10-Q and 8-K filings for Stellar Bancorp appear promptly. The filings page also makes it easier to track items such as dividend declarations and other board actions disclosed under Item 8.01 of Form 8-K.
By using this page, investors and researchers can efficiently review Stellar Bancorp’s regulatory history, understand its financial reporting and examine how management describes the company’s commercial banking activities and risk profile in official SEC documents.
Stellar Bancorp, Inc. plans to redeem a portion of its outstanding subordinated debt. The company has given notice of its intent to redeem $30.0 million aggregate principal amount of its $60.0 million 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029.
The redemption price will be 100% of the principal amount redeemed, plus any accrued and unpaid interest up to, but excluding, the anticipated redemption date of October 1, 2025. This action would retire half of this subordinated notes issuance on the stated timetable.
Stellar Bancorp, Inc. (STEL) director Frances H. Jeter reported a Section 16 transaction selling 80 shares of common stock on 08/27/2025 at no cash price recorded and now beneficially owns 30,236 shares directly. The Form 4 is signed on 08/28/2025 by Justin M. Long. This filing documents a routine insider sale and confirms public disclosure of the ownership change.
Stellar Bancorp, Inc. reported that its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock on August 27, 2025. The dividend will be paid on September 30, 2025 to shareholders of record as of the close of business on September 15, 2025. The company issued a press release with these details, which is included as Exhibit 99.1 and incorporates cautionary language regarding forward-looking statements.
Stellar Bancorp (NYSE: STEL) filed a Form 8-K to furnish—not file—its second-quarter 2025 earnings materials. Exhibit 99.1 contains the full press release and Exhibit 99.2 the slide deck; neither document’s figures are reproduced in the filing, so no revenue, EPS or margin data are available in this text.
The company will host an investor conference call and webcast on Friday, July 25, 2025 at 8:00 a.m. CT to discuss results. Management reiterates that the furnished information is exempt from Section 18 liability and will not be incorporated into Securities Act filings unless specifically referenced. No other material corporate actions, transactions or governance changes are disclosed.