State Street to redeem $500M 5.751% notes on Nov 4, 2025

State Street Corporation announced it will redeem its $500,000,000 aggregate principal amount of 5.751% Fixed-to-Floating Rate Senior Notes due 2026 on November 4, 2025.

Rhea-AI Filing Summary

State Street Corporation announced it will redeem its $500,000,000 aggregate principal amount of 5.751% Fixed-to-Floating Rate Senior Notes due 2026 on November 4, 2025. The redemption price will equal 100% of principal plus accrued and unpaid interest to, but excluding, the redemption date. After that date, interest on the notes will cease to accrue.

State Street plans to fund the aggregate redemption price using cash on hand. This action retires the 2026 notes ahead of maturity at par, with holders receiving principal plus the interest accrued up to the redemption date.

Insights

Bank credit analyst

Debt redemption: $500M 2026 notes called at par plus interest.

State Street will redeem $500,000,000 of 5.751% senior notes due 2026 on November 4, 2025 at 100% of principal plus accrued interest. The company states it will use cash on hand to fund the redemption, implying a direct cash outflow to retire these securities.

This reduces outstanding near-term debt and stops further interest accrual after the redemption date. The filing does not discuss comparative funding costs or subsequent issuances, so the net impact on interest expense depends on the company’s broader liability management not detailed here.

Key milestone is the November 4, 2025 redemption date, when interest ceases to accrue and holders receive principal plus accrued interest.

8-K Event Classification

Item 7.01 — Regulation FD Disclosure

1 item

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did State Street (STT) announce regarding its debt?

State Street will redeem $500,000,000 of 5.751% Fixed-to-Floating Rate Senior Notes due 2026 on November 4, 2025.

At what price will STT redeem the 2026 notes?

The notes will be redeemed at 100% of principal, plus accrued and unpaid interest to, but excluding, November 4, 2025.

How will State Street fund the redemption?

State Street intends to fund the aggregate redemption price using cash on hand.

When does interest stop accruing on the redeemed notes?

Interest will cease to accrue on the notes on and after November 4, 2025.

What is the coupon and maturity of the notes being redeemed?

The notes carry a 5.751% coupon and were scheduled to mature in 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 10/29/2025 - 07:25 AM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

______________________

FORM 8-K

_________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 29, 2025

______________________

State Street Corporation

(Exact name of Registrant as Specified in its Charter)

____________________

Massachusetts

001-07511

04-2456637

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

One Congress Street

Boston

Massachusetts

02114

(Address of principal executive offices, and Zip Code)

Registrant’s telephone number, including area code: (617) 786-3000

________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock, $1 par value per share

STT

New York Stock Exchange

Depositary Shares, each representing a 1/4,000th ownership interest in a share of

STT.PRG

New York Stock Exchange

Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series G, without par value per share

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨

Item 7.01.    Regulation FD Disclosure.

On October 29, 2025, State Street Corporation (“State Street”) notified the holders of its $500,000,000 aggregate principal amount of 5.751% Fixed-to-Floating Rate Senior Notes due 2026 (the “Notes”) that it will redeem all of the Notes on November 4, 2025 (the “Redemption Date”). The Notes will be redeemed at a redemption price equal to 100% of the principal amount of the Notes to be redeemed, plus accrued and unpaid interest thereon to, but excluding, the Redemption Date. On and after the Redemption Date, interest will cease to accrue on the Notes. State Street intends to fund the aggregate redemption price using cash on hand.

The information in Item 7.01 of this Current Report on Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

STATE STREET CORPORATION

By:

/s/ Elizabeth M. Schaefer

Name:

Elizabeth M. Schaefer,

Title:

Senior Vice President, Chief Accounting Officer and Interim Controller

Date:

October 29, 2025