[8-K] SurgePays, Inc. Reports Material Event

Rhea-AI Filing Summary

SurgePays, Inc. furnished an 8‑K to announce it issued a press release with financial results for the quarter ended September 30, 2025.

The press release is attached as Exhibit 99.1 and, under General Instruction B.2, is furnished—not filed—so it is not subject to Section 18 liability and is not incorporated by reference unless specifically referenced.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934

Date of Report (Date of earliest event reported): November 12, 2025

SURGEPAYS, INC.

(Exact name of Registrant as specified in its charter)

Nevada		001-40992		98-0550352
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

3124 Brother Blvd, Suite 104

Bartlett TN 38133

(Address of principal executive offices, including zip code)

(901) 302-9587

(Registrant’s telephone number, including area code)

Check the appropriate box below if the 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

☐	Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock		SURG		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On November 12, 2025, SurgePays, Inc. issued a press release announcing its financial results for the fiscal quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report.

In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits

99.1		Press release, dated November 12, 2025, issued by SurgePays, Inc.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	SURGEPAYS, INC.
Date: November 13, 2025	By:	/s/ Kevin Brian Cox
		Kevin Brian Cox
		Chief Executive Officer

FAQ

What did SurgePays (SURG) disclose in this 8-K?

It furnished a press release announcing financial results for the quarter ended September 30, 2025, attached as Exhibit 99.1.

Where can I find SurgePays’ Q3 2025 results?

In the press release furnished as Exhibit 99.1 to the 8‑K.

Are the materials in the 8-K considered filed or furnished?

They are furnished under General Instruction B.2, not filed.

What is the liability status under Section 18 for this 8-K?

The furnished information, including Exhibit 99.1, is not subject to Section 18 liability.

Is Exhibit 99.1 incorporated by reference into other filings?

No, unless specifically referenced in another filing.

What period do the results cover for SURG?

The fiscal quarter ended September 30, 2025.

What exhibits were included with SurgePays’ 8-K?

Exhibit 99.1 (press release dated November 12, 2025) and Exhibit 104 (Cover Page Inline XBRL).