Synchrony director granted 883 RSUs at $68.02

GUTHRIE ROY A reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 04/02/2026 - 05:45 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

GUTHRIE ROY A reported acquisition or exercise transactions in this Form 4 filing.

Synchrony Financial director Roy A. Guthrie received a grant of 883 restricted stock units of common stock at $68.02 per share-equivalent. These restricted stock units will vest in full on March 31, 2027, with each unit representing a contingent right to receive one share of Synchrony Financial common stock.

After this grant, Guthrie directly holds 39,763 shares of common stock. Separately, Guthrie 2012 Investments LP owns 34,106 shares of common stock; Guthrie serves as Investment Manager of this partnership and disclaims beneficial ownership of those shares except to the extent of his direct pecuniary interest.

Insider Trade Summary

Grant/Award: 883 shares

Grant/Award 1 txn

Insider GUTHRIE ROY A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	883	$68.02	$60K
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 39,763 shares (Direct); Common Stock — 34,106 shares (Indirect, See footnote)

Holdings Before and After: Common Stock, 38,880 to 39,763 shares (Direct)

Footnotes (2)

1. F1. Represents restricted stock units that will vest in full on March 31, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.
2. F2. Mr. Guthrie is the Investment Manager of Guthrie 2012 Investments LP, which owns 34,106 shares of common stock. Mr. Guthrie disclaims beneficial ownership of the shares of common stock held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest therein.

Key Figures

Restricted stock units granted: 883 units Grant price per unit: $68.02 per share-equivalent Direct holdings after grant: 39,763 shares +2 more

5 metrics

Restricted stock units granted 883 units Grant of SYF common stock equivalents on March 31, 2026

Grant price per unit $68.02 per share-equivalent Value assigned to each restricted stock unit

Direct holdings after grant 39,763 shares Common stock directly held by Roy A. Guthrie after reported transactions

Indirect LP holdings 34,106 shares Shares owned by Guthrie 2012 Investments LP with beneficial ownership disclaimed

Vesting date March 31, 2027 Date when all 883 restricted stock units vest in full

Key Terms

restricted stock units, contingent right, beneficial ownership, pecuniary interest, +1 more

5 terms

restricted stock units financial

"Represents restricted stock units that will vest in full on March 31, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock."

beneficial ownership financial

"Mr. Guthrie disclaims beneficial ownership of the shares of common stock held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest therein."

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

pecuniary interest financial

"except to the extent of his direct pecuniary interest therein."

indirect ownership financial

"total_shares_following_transaction: 34106.0000, direct_or_indirect: I, nature_of_ownership: See footnote"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Synchrony Financial (SYF) director Roy A. Guthrie receive in this Form 4 filing?

Roy A. Guthrie received a grant of 883 restricted stock units of Synchrony Financial common stock at $68.02 per share-equivalent. Each unit represents a contingent right to receive one common share upon vesting.

When do Roy A. Guthrie’s new restricted stock units in Synchrony Financial (SYF) vest?

The 883 restricted stock units granted to Roy A. Guthrie will vest in full on March 31, 2027. Upon vesting, each unit converts into one share of Synchrony Financial common stock, subject to applicable plan terms.

How many Synchrony Financial (SYF) shares does Roy A. Guthrie hold directly after this grant?

Following the grant, Roy A. Guthrie directly holds 39,763 shares of Synchrony Financial common stock. This direct holding figure includes the impact of the 883 restricted stock units reported in the Form 4 filing.

What is Guthrie 2012 Investments LP’s position in Synchrony Financial (SYF) shares?

Guthrie 2012 Investments LP owns 34,106 shares of Synchrony Financial common stock. Roy A. Guthrie is the Investment Manager of this partnership and disclaims beneficial ownership except for his direct pecuniary interest in those shares.

How is beneficial ownership of Synchrony Financial (SYF) shares treated for Guthrie 2012 Investments LP?

The filing states that Roy A. Guthrie disclaims beneficial ownership of Synchrony Financial shares held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest. This clarifies his economic stake versus control or full ownership.

Does this Synchrony Financial (SYF) Form 4 show any insider stock sales by Roy A. Guthrie?

This Form 4 reports an acquisition of 883 restricted stock units by Roy A. Guthrie and an indirect holding entry. It does not report any open-market or other sales of Synchrony Financial common stock by him in this transaction set.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GUTHRIE ROY A

(Last) (First) (Middle)

C/O SYNCHRONY FINANCIAL

777 LONG RIDGE ROAD

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/31/2026(1)		A		883	A	$68.02	39,763	D
Common Stock								34,106	I	See footnote(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in full on March 31, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

2. Mr. Guthrie is the Investment Manager of Guthrie 2012 Investments LP, which owns 34,106 shares of common stock. Mr. Guthrie disclaims beneficial ownership of the shares of common stock held by Guthrie 2012 Investments LP, except to the extent of his direct pecuniary interest therein.

Remarks:

	/s/ Danielle Do, as attorney in fact	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)