Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Synchrony Financial filings document the regulatory record of a consumer finance company with common stock and preferred depositary shares listed on the New York Stock Exchange. Its Form 8-K reports include quarterly earnings releases, financial data supplements, presentations and monthly charge-off and delinquency statistics tied to the company’s credit portfolio.
The company’s proxy materials cover annual meeting matters, director elections, auditor ratification and advisory executive compensation votes. Other filings describe capital-structure activity, including public debt offerings under shelf registration statements, senior note indenture terms, preferred stock series and related exhibits.
Synchrony Financial (SYF) is furnishing unaudited monthly credit-quality statistics for its loan portfolio for each of the thirteen months ended August 31, 2026. As of August 31, 2026, period-end loan receivables were $103.0 billion, with average loan receivables of $102.3 billion for that month.
For August 2026, the company reports a 30+ delinquency rate of 4.2% and a net charge-off rate of 4.9%. Because recovery adjustments are zero in August, the adjusted net charge-off rate, a non‑GAAP measure that spreads recoveries (including debt sales) evenly across each quarter, is also 4.9%. Synchrony states that consumer credit card loan receivables represent more than 90% of total period-end loan receivables and that it intends to continue furnishing these statistics on a monthly basis.
Synchrony Financial (SYF) reported that executive Alberto Casellas received compensation-related awards tied to company stock. On August 17, 2026 he acquired 182.0000 dividend equivalent units at $80.7500 each, increasing his directly held dividend equivalent units to 50,691.0000. These units accrue as dividends on common shares underlying restricted stock units and vest and settle on the same terms as those restricted stock units; each unit is the economic equivalent of one share of Synchrony Financial common stock. He also acquired 0.7820 phantom stock units under the Synchrony Financial Deferred Compensation Plan through a dividend reinvestment feature, bringing his phantom stock unit balance to 186.4530. These phantom units are to be settled in cash six months after his separation from service, subject to the plan, and each is also the economic equivalent of one share of Synchrony Financial common stock.
Synchrony Financial (symbol: SYF) is the issuer of record for a Form 4 filing submitted to the SEC.
Synchrony Financial (symbol: SYF) is the issuer of record for a Form 4 filing submitted to the SEC.
Synchrony Financial (symbol: SYF) is the issuer of record for a Form 4 filing submitted to the SEC.
Synchrony Financial (SYF) reported that director Kamila K. Chytil acquired 14 Dividend Equivalent Units on August 17, 2026 as a grant related to existing restricted stock units. Each Dividend Equivalent Unit is the economic equivalent of one share of Synchrony Financial common stock and vests and settles on the same terms as the underlying restricted stock units. Following this award, Chytil directly holds a reported total of 17,929 Dividend Equivalent Units, with the balance adjusted over time for fractional-share rounding.
Synchrony Financial (SYF) reported that its President and CEO, as reporting person, received a grant of dividend equivalent units. On August 17, 2026, the reporting person acquired 1,001 dividend equivalent units at a referenced value of $80.75 per unit, bringing direct holdings to 828,886 units. The units were accrued as dividends on common shares underlying restricted stock units and will vest, settle, and expire on the same terms as those restricted stock units; each unit is the economic equivalent of one share of Synchrony Financial common stock, with the balance adjusted over time for fractional-share rounding.
Synchrony Financial (SYF) reported that director Richie Laurel acquired 138 dividend equivalent units on August 17, 2026, at a reference value of $80.75 per unit. These units arose from dividends paid on common shares underlying previously granted restricted and deferred stock units under company plans. After this accrual and minor rounding adjustments over time, Laurel holds 51,824 dividend equivalent units directly.
Synchrony Financial (SYF) reported an insider equity compensation change for director Deborah G. Ellinger10 Dividend Equivalent Units$80.752,352
Synchrony Financial (symbol: SYF) is the issuer of record for a Form 4 filing submitted to the SEC.