Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit-card loss tables, CECL roll-forwards, and securitization trust cash-flow waterfalls make Synchrony Financial’s disclosures anything but light reading. If you’ve ever spent hours hunting for partner-level receivables data or combing Form 4s to see when executives buy shares, you know the challenge. That’s why this page brings every Synchrony Financial SEC filing explained simply and in one place.
Our AI scans each incoming document from EDGAR in real time, distilling the 300-plus pages of a Synchrony Financial annual report 10-K simplified down to the key shifts in net-charge-offs, funding costs, and capital ratios. Need the latest Synchrony Financial quarterly earnings report 10-Q filing? It’s here within minutes, paired with concise trend commentary. Curious about executive pay? Open the Synchrony Financial proxy statement executive compensation and jump straight to CEO incentive metrics. Monitoring insider activity is equally direct: receive alerts for every Synchrony Financial Form 4 insider transactions real-time so you never miss a trade.
Beyond the big three filings, you’ll also find immediate access to Synchrony Financial 8-K material events explained—from new retail-partner agreements to changes in loss-reserve forecasts. Our coverage extends to all Synchrony Financial insider trading Form 4 transactions, shelf-registration S-3s, and capital-return authorisations. Each document comes with an AI-powered synopsis, practical use-case tags (liquidity, partner concentration, credit trends), and cross-links to historical data. Whether you’re analysing allowance movements, comparing segment margins, or simply trying to understand Synchrony’s risk profile, Stock Titan’s platform answers the questions investors actually ask: “Is management buying stock?”, “How did charge-offs move this quarter?”, and “What triggers appear in the covenant schedules?”. Explore, filter, and export—understanding Synchrony Financial SEC documents with AI has never been easier. Unlock deeper insights today with our Synchrony Financial earnings report filing analysis and stay ahead of every Synchrony Financial executive stock transactions Form 4 update.
Synchrony Financial (SYF) reported a small change in insider holdings for an executive. On November 17, 2025, an officer received 249 dividend equivalent units tied to previously granted restricted stock units. These units were valued at $70.47 each and are designed to mirror dividends paid on the underlying common shares.
After this transaction, the officer beneficially owns 58,530 Synchrony Financial common shares directly. The dividend equivalent units vest and settle on the same schedule and terms as the related restricted stock units and are economically equal to one share of common stock each. The reporting person serves as EVP, Chief Technology and Operating Officer of Synchrony Financial.
A director of Synchrony Financial (SYF) reported the automatic accrual of 15 dividend equivalent units on November 17, 2025. These units were credited as dividends paid on the common shares underlying the director’s restricted stock units. Each dividend equivalent unit is described as the economic equivalent of one share of Synchrony Financial common stock and will vest and settle on the same terms and schedule as the related restricted stock units.
Following this transaction, the director beneficially owns 3,312 Synchrony Financial common shares in direct form. The filing is a routine Form 4 disclosure of equity-based compensation rather than an open-market purchase or sale.
Synchrony Financial EVP reports multiple stock transactions. An executive officer of Synchrony Financial (SYF), serving as EVP, Chief Risk and Legal Officer, reported several transactions dated 11/17/2025. These included 238 dividend equivalent units acquired at $70.47, which mirror restricted stock units, and the sale of 20,000 shares of common stock at $72.80 under a Rule 10b5-1 trading plan adopted on July 28, 2025. The executive also exercised 12,000 employee stock options at $34.30 per share and sold 12,000 shares of common stock at $72.80 on the same date. Following these transactions, the executive directly beneficially owns 127,100 shares of Synchrony Financial common stock and 11,258 employee stock options.
Synchrony Financial director Form 4 filing reports that a board member received 148 dividend equivalent units of Synchrony Financial common stock on November 17, 2025. These units were accrued as dividends on common shares underlying previously granted restricted stock units and deferred stock units under the company’s Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan.
Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock. Following this transaction, the reporting person holds 38,074 shares of common stock directly and 34,106 shares indirectly through Guthrie 2012 Investments LP, for which he is investment manager and disclaims beneficial ownership except for his direct pecuniary interest.
Synchrony Financial director reports automatic dividend share equivalents
A director of Synchrony Financial (SYF) reported an automatic accrual of dividend equivalent units on common stock. On November 17, 2025, the reporting person acquired 190 dividend equivalent units at a value of $70.47 per unit. These units relate to dividends paid on common shares underlying previously granted restricted stock units and deferred stock units under the company’s Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock. Following this transaction, the reporting person beneficially owned 61,452 common share equivalents, held in a direct capacity.
Synchrony Financial (SYF) executive EVP & CEO--Diversified & Value reported a routine equity-related transaction on Form 4. On 11/17/2025, the officer accrued 76 dividend equivalent units tied to dividends paid on common shares underlying existing restricted stock units, at a referenced value of $70.47 per unit.
After this transaction, the officer beneficially owns 17,778 dividend equivalent units, held directly. These units are economically equivalent to shares of Synchrony common stock and vest, settle, and expire on the same terms as the related restricted stock units, meaning they follow the same schedule and conditions as the original equity awards.
Synchrony Financial (SYF) reported a Form 4 showing a routine equity-related transaction for one of its directors. On November 17, 2025, the director acquired 149 dividend equivalent units, recorded as an acquisition at a price of $70.47 per unit. The filing states that these units were accrued as dividends paid on the common shares underlying previously granted restricted stock units and deferred stock units under the company’s Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan.
Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock. Following this transaction, the director beneficially owns 49,751 common shares directly.
Synchrony Financial (SYF)11/17/2025, the EVP, CEO–Digital received 179 dividend equivalent units, recorded as an acquisition. These units were credited at a reference price of $70.47 per unit and are tied to restricted stock units already held.
After this transaction, the reporting person beneficially owned 42,124 Synchrony Financial common share equivalents, held in direct ownership. The dividend equivalent units vest and settle on the same schedule and terms as the related restricted stock units, and each unit is the economic equivalent of one share of Synchrony Financial common stock.
Synchrony Financial (SYF) reported a routine insider equity adjustment for an executive officer. On 11/17/2025, the EVP & CEO–Lifestyle received 69 dividend equivalent units, which were accrued as dividends paid on common shares underlying existing restricted stock units.
Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock and was valued at $70.47 per unit for this transaction. These units vest and settle on the same schedule and terms as the related restricted stock units. Following this accrual, the reporting person beneficially owns 16,165 non-derivative securities, held in direct ownership.
Synchrony Financial director reported a small increase in holdings through dividend-related awards. On November 17, 2025, the director received 15 dividend equivalent units tied to previously granted restricted stock units, at a referenced value of $70.47 per unit. These dividend equivalent units vest and settle on the same schedule and terms as the underlying restricted stock units, and each unit is economically equal to one share of Synchrony Financial common stock.
Following this transaction, the director beneficially owns 35,784 Synchrony Financial common shares, held directly. The filing is made on Form 4, reflecting routine equity-based compensation in the form of dividend equivalent units rather than an open-market share purchase or sale.
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