Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Synchrony Financial filings document the regulatory record of a consumer finance company with common stock and preferred depositary shares listed on the New York Stock Exchange. Its Form 8-K reports include quarterly earnings releases, financial data supplements, presentations and monthly charge-off and delinquency statistics tied to the company’s credit portfolio.
The company’s proxy materials cover annual meeting matters, director elections, auditor ratification and advisory executive compensation votes. Other filings describe capital-structure activity, including public debt offerings under shelf registration statements, senior note indenture terms, preferred stock series and related exhibits.
Synchrony Financial furnished an 8-K announcing its third quarter 2025 results. The company issued a press release on October 15, 2025 and made supporting materials available, including a Financial Data Supplement, a results presentation for the quarter ended September 30, 2025, and an explanation of non-GAAP measures. These materials were furnished, not filed, under Item 2.02. The report was signed by Executive Vice President, Chief Risk and Legal Officer, Jonathan Mothner.
Daniel O. Colao, a Director of Synchrony Financial (SYF), was reported to have acquired 775 restricted stock units on 09/30/2025 at an implied price of $71.05 per share. After the transaction he beneficially owned 3,297 shares. The filing states these restricted stock units will vest in full on 09/30/2026, and each unit represents the contingent right to one share of common stock. The Form 4 was signed on behalf of the reporting person by an attorney-in-fact on 10/02/2025. The record shows an insider acquisition of equity-based compensation that converts to common stock upon vesting one year after grant.
Kamila K. Chytil, a director of Synchrony Financial (SYF), reported on Form 4 that she acquired 775 restricted stock units (RSUs) on 09/30/2025 at a reported price of $71.05 per share-equivalent. The filing states the RSUs will vest in full on 09/30/2026, and each RSU represents a contingent right to one share of common stock. Following the reported acquisition, the filing lists total beneficial ownership of 15,543 shares. The Form 4 was signed by an attorney-in-fact on 10/02/2025.
Parker P.W., a Director of Synchrony Financial (SYF), reported acquiring 775 restricted stock units on 09/30/2025. The report shows an acquisition price of $71.05 and indicates 32,100 shares beneficially owned following the transaction, held directly. The filing explains these are restricted stock units that will vest in full on 09/30/2026, with each unit representing a contingent right to one share of common stock. The Form 4 was signed on behalf of the reporting person by an attorney in fact on 10/02/2025.
Zane Ellen M, a Director of Synchrony Financial (SYF), reported an acquisition on 09/30/2025 of 775 restricted stock units (RSUs) at a reported price of $71.05 per share. Following the transaction, the reporting person beneficially owns 29,854 shares of Synchrony common stock in a direct ownership form. The filing uses Code V, and the RSUs are disclosed to vest in full on 09/30/2026, with each RSU representing a contingent right to one share. The Form 4 signature is executed by an attorney-in-fact on 10/02/2025.
Arthur W. Coviello Jr., a director of Synchrony Financial (SYF), reported a transaction dated 09/30/2025 in which 775 shares were acquired at $71.05 per share, bringing his total beneficial ownership to 50,169 shares. The filing states these are restricted stock units that will vest in full on 09/30/2026, and each unit represents a contingent right to one share of common stock. The Form 4 was signed by an attorney-in-fact on 10/02/2025. The filing identifies the acquisition as direct ownership and does not disclose any derivative positions or additional terms beyond the vesting date.
Fernando Aguirre, a director of Synchrony Financial (SYF), reported a transaction dated 09/30/2025 showing the vesting/acquisition of 775 shares of Synchrony common stock at a reported price of $71.05. Following the transaction, Mr. Aguirre beneficially owns 27,887 shares directly and indirectly, including 15,300 shares held indirectly by family trusts. The filing explains these 775 shares represent restricted stock units that will vest in full on 09/30/2026, and each unit converts to one share when vested. The Form 4 was signed by an attorney-in-fact on 10/02/2025.
Synchrony Financial director Richie Laurel reported on Form 4 that he acquired 775 shares of Synchrony common stock on 09/30/2025 at a reported price of $71.05 per share. After the transaction he beneficially owns 48,965 shares directly. The filing clarifies the acquisition represents restricted stock units that will vest in full on 09/30/2026, with each unit converting into one share when vested. The Form 4 was signed by an attorney-in-fact and does not disclose any derivative transactions or changes to other holdings.
Synchrony Financial reported that its Board of Directors elected Deborah Ellinger as a director, effective October 1, 2025. She will serve on the company’s Risk Committee and Technology Committee, reflecting a governance focus on risk oversight and technology matters.
Ms. Ellinger will receive total annual director compensation of $320,000, with $100,000 in cash and $220,000 in restricted stock units, plus an additional $20,000 for Risk Committee service and $15,000 for Technology Committee service. She entered into the company’s standard indemnification agreement, and the filing notes there are no related-party arrangements or relationships requiring disclosure.
Synchrony Financial (SYF) insider filing: Bart Schaller, listed as EVP, CEO--Digital, reported the acquisition on 08/15/2025 of 176 dividend equivalent units tied to restricted stock units at an economic value of $71.49 each. These dividend equivalent units vest and settle on the same terms as the underlying restricted stock units and are economically equivalent to one share of common stock each. After this accrual, the report shows 41,945 shares beneficially owned. The form was signed by an attorney-in-fact on 08/19/2025.