Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Synchrony Financial (NYSE: SYF) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its consumer financing and consumer financial services business. This SEC filings page organizes those disclosures so investors can review how Synchrony reports on its credit performance, capital structure, governance and financial results.
Recent Form 8-K filings show that Synchrony regularly furnishes monthly charge-off and delinquency statistics for its portfolio, covering thirteen-month periods as of specific month-ends. These Regulation FD disclosures give investors a view into credit quality trends and are furnished rather than filed for certain liability purposes. Other 8-Ks report quarterly earnings releases, accompanied by financial data supplements, financial results presentations and explanations of non-GAAP measures, which together outline the company’s operating performance and key metrics.
Synchrony also uses Form 8-K to describe capital markets and capital return actions. One filing details an underwriting agreement for the public offering of fixed-to-floating rate senior notes due 2029 and 2036 under an effective shelf registration statement, including references to the governing indenture and related legal opinions. Additional filings and press releases discuss board-approved share repurchase authorizations and quarterly cash dividends on common and preferred stock series.
Corporate governance disclosures appear in filings covering the election of directors, committee assignments, director compensation and outcomes of the annual meeting of stockholders, including votes on director elections, auditor ratification and advisory votes on executive compensation. Through Stock Titan, users can access these filings as they are made available on EDGAR, while AI-powered summaries help explain the structure and implications of key documents such as 8-Ks, annual and quarterly reports and other material disclosures related to SYF.
Synchrony Financial (NYSE:SYF) filed a Form 4 reporting that EVP & CEO — Home & Auto Curtis Howse exercised 11,380 options at $33.53 and immediately sold the same number of common shares at $65.00 on 24 Jun 2025.
The sale raised roughly $0.74 million and lowered his direct stake by about 9.5% to 108,062 shares. The trades were executed under a pre-arranged Rule 10b5-1 plan adopted 15 Nov 2024.
- No other insiders or derivative positions reported.
- No operational, strategic, or financial guidance changes disclosed.
Synchrony Financial (NYSE:SYF) Form 4 discloses that director Jeffrey G. Naylor sold 10,000 common shares on 06/24/2025 at $65.00 each, a transaction value of roughly $650,000. The sale, executed under a Rule 10b5-1 plan adopted 01/30/2025, reduced Naylor’s direct holdings by about 11% to 78,570 shares. No derivative securities were involved, and no purchase activity was reported.
The filing is significant because the size of the disposal exceeds the 5% threshold that many investors use to gauge insider sentiment. However, the pre-arranged nature of the trade may mitigate signals of declining confidence.
Synchrony Financial (SYF) filed a Form 144 notice indicating a proposed insider sale of 10,000 common shares. The shares are to be sold through Fidelity Brokerage Services on or about 24 June 2025 on the NYSE. The filing assigns an aggregate market value of $650,000, implying a reference price of roughly $65.00 per share. Based on the disclosed outstanding share count of 380,650,709, the planned sale represents approximately 0.0026 % of shares outstanding. No other sales have been reported during the past three months, and the seller’s identity is not provided in the filing.
The securities being sold were acquired via a long series of restricted-stock vestings between 2017 and 2024, with individual vesting lots ranging from 169 to 1,146 shares. The filing contains the standard Rule 144 representation that the seller is not in possession of undisclosed material adverse information.
Synchrony Financial (NYSE: SYF) has filed a Form 144 notice for a proposed sale of securities by an insider. The filing details the planned sale of 11,380 shares of common stock with an aggregate market value of $739,700.
Key transaction details:
- Securities were acquired through options granted on April 1, 2018
- Planned execution date: June 24, 2025
- Broker: Fidelity Brokerage Services LLC
- Current shares outstanding: 380,650,709
The seller has certified no knowledge of material adverse information regarding Synchrony's operations that hasn't been publicly disclosed. No other securities sales were reported by the seller in the past 3 months. The transaction represents approximately 0.003% of total shares outstanding.
Synchrony Financial (SYF) held its 2025 Annual Meeting of Stockholders on June 17, 2025, with several key matters put to shareholder vote. The meeting resulted in the following significant outcomes:
- Board Elections: All nominated directors were successfully elected, with Brian D. Doubles receiving strong support (319.1M votes in favor). Notable directors Kamila Chytil and Arthur W. Coviello Jr. also received overwhelming approval with over 318M votes each.
- Independent Auditor: Shareholders strongly approved KPMG LLP as the company's independent registered public accounting firm for 2025, with 331.6M votes in favor (97.8% approval).
- Executive Compensation: The advisory vote on named executive officer compensation passed with 287.7M votes in favor (89.7% of votes cast), showing strong shareholder support for the company's compensation practices.
The meeting demonstrated robust shareholder engagement with relatively low abstention rates across all proposals, indicating clear shareholder direction on corporate governance matters.