Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Synchrony Financial (NYSE: SYF) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its consumer financing and consumer financial services business. This SEC filings page organizes those disclosures so investors can review how Synchrony reports on its credit performance, capital structure, governance and financial results.
Recent Form 8-K filings show that Synchrony regularly furnishes monthly charge-off and delinquency statistics for its portfolio, covering thirteen-month periods as of specific month-ends. These Regulation FD disclosures give investors a view into credit quality trends and are furnished rather than filed for certain liability purposes. Other 8-Ks report quarterly earnings releases, accompanied by financial data supplements, financial results presentations and explanations of non-GAAP measures, which together outline the company’s operating performance and key metrics.
Synchrony also uses Form 8-K to describe capital markets and capital return actions. One filing details an underwriting agreement for the public offering of fixed-to-floating rate senior notes due 2029 and 2036 under an effective shelf registration statement, including references to the governing indenture and related legal opinions. Additional filings and press releases discuss board-approved share repurchase authorizations and quarterly cash dividends on common and preferred stock series.
Corporate governance disclosures appear in filings covering the election of directors, committee assignments, director compensation and outcomes of the annual meeting of stockholders, including votes on director elections, auditor ratification and advisory votes on executive compensation. Through Stock Titan, users can access these filings as they are made available on EDGAR, while AI-powered summaries help explain the structure and implications of key documents such as 8-Ks, annual and quarterly reports and other material disclosures related to SYF.
Synchrony Financial executive Courtney Gentleman reported equity compensation activity tied to performance share units. On January 21, 2026, Gentleman acquired 18,313 shares of Synchrony Financial common stock at $77.13 per share, earned upon vesting of Performance Share Units under the 2023-2025 Long-Term Performance Program based on pre-established performance goals. On the same date, 6,267 shares were withheld by the company at $77.13 per share to cover the related tax liability. Following these transactions, Gentleman directly owned 29,824 shares of Synchrony Financial common stock.
Synchrony Financial executive Bart Schaller, EVP and CEO–Digital, reported equity compensation activity involving the company’s common stock. On January 21, 2026, he acquired 58,939 shares of Synchrony Financial common stock at $77.13 per share. These shares were earned upon the vesting of Performance Share Units granted under the company’s 2023–2025 Long-Term Performance Program, based on pre-established performance goals for that period.
On the same date, 23,638 shares were withheld by Synchrony Financial at a price of $77.13 per share to cover Schaller’s tax obligations related to the PSU vesting. After these transactions, Schaller directly owned 77,425 shares of Synchrony Financial common stock.
Synchrony Financial executive stock activity: Executive Vice President and Chief Financial Officer Brian J. Wenzel reported equity-related transactions in Synchrony Financial common stock on January 21, 2026. He acquired 87,957 shares of common stock at $77.13 per share, earned through the vesting of Performance Share Units under the Company’s 2023–2025 Long-Term Performance Program based on pre-established performance goals for that period. On the same date, 40,845 shares were withheld by Synchrony Financial at $77.13 per share to cover his tax obligations arising from this vesting. Following these transactions, Wenzel directly owned 116,282 shares of Synchrony Financial common stock.
Synchrony Financial executive Darrell Owens reported equity compensation activity involving company common stock. On January 21, 2026, he acquired 15,213 shares of Synchrony Financial common stock at $77.13 per share, earned upon vesting of Performance Share Units under the 2023-2025 Long-Term Performance Program based on pre-established performance goals.
The company withheld 4,909 shares at $77.13 per share to cover Owens’ tax liability related to the PSU vesting. After these transactions, Owens directly held 26,469 shares of Synchrony Financial common stock in his capacity as EVP & CEO--Lifestyle.
Synchrony Financial executive Jonathan S. Mothner, EVP and Chief Risk and Legal Officer, reported stock transactions tied to long-term incentives. On January 21, 2026, he acquired 63,444 shares of Synchrony common stock at $77.13 per share, earned through the vesting of Performance Share Units under the 2023-2025 Long-Term Performance Program based on pre-set performance goals. On the same date, 29,487 shares were withheld by the company at the same price to cover his tax obligations from this vesting. After these transactions, he directly owned 161,057 shares of Synchrony common stock.
Synchrony Financial EVP Alberto Casellas reported equity compensation activity involving company common stock. On January 21, 2026, he acquired 67,590 shares of Synchrony Financial common stock at $77.13 per share, earned through the vesting of Performance Share Units under the 2023–2025 Long-Term Performance Program based on pre-established performance goals.
On the same date, 31,870 shares were withheld by the company at $77.13 per share to cover his tax liability from the PSU vesting. After these transactions, Casellas directly owned 92,850 shares of Synchrony Financial common stock in his capacity as EVP, CEO–Health & Wellness.
Synchrony Financial executive equity award activity: EVP, Chief Technology and Operating Officer Carol Juel reported stock transactions tied to long-term incentive compensation. On 01/21/2026, she acquired 79,305 shares of Synchrony common stock, earned upon vesting of Performance Share Units under the 2023-2025 Long-Term Performance Program based on pre-established performance goals. On the same date, 34,894 shares were withheld by the company to cover her tax liability related to this vesting. After these transactions, she held 102,941 shares of Synchrony common stock directly.
Synchrony Financial reported that one of its directors received a new equity grant in the form of restricted stock units. On December 31, 2025, the director acquired 660 shares of Synchrony Financial common stock at a price of $83.43 per share, increasing the director’s beneficial ownership to 32,775 shares held directly after the transaction.
The award is structured as restricted stock units that will vest in full on December 31, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock, meaning the director must satisfy the vesting conditions before receiving the underlying shares.
Synchrony Financial reported an equity award to one of its directors. On 12/31/2025, the director acquired 660 shares of Synchrony Financial common stock at a price of $83.43 per share, reported as an acquisition of common stock. An accompanying note explains that this represents restricted stock units that will vest in full on December 31, 2026, with each unit converting into one share of common stock at vesting. After this transaction, the director beneficially owned 28,562 shares directly and 15,300 shares indirectly through family trusts.
Synchrony Financial director reports equity award in Form 4 filing. A board member received 660 shares of Synchrony Financial common stock on December 31, 2025 at a price of $83.43 per share, reported as an acquisition. After this transaction, the director beneficially owns 49,755 shares directly.
The award is in the form of restricted stock units that will vest in full on December 31, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock, so the director’s actual share ownership will increase as these units vest.