The Bancorp (NASDAQ: TBBK) furnishes 2025 earnings release and investor deck

Rhea-AI Filing Summary

The Bancorp, Inc. furnished information about its latest financial results through a current report. The company issued a press release covering its earnings for the three and twelve months ended December 31, 2025, and attached it as Exhibit 99.1.

The Bancorp also provided an investor presentation as Exhibit 99.2, giving additional details on its performance and strategy. Both exhibits are treated as information "furnished" rather than "filed," which limits their use under certain securities law provisions. The report was authorized and signed by Chief Financial Officer Dominic Canuso.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

Current Report

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2026

The Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Commission File Number:  000-51018

Delaware		23-3016517
(State or other jurisdiction of		(IRS Employer
incorporation)		Identification No.)

409 Silverside Road

Wilmington, DE 19809

(Address of principal executive offices, including zip code)

302-385-5000

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[_]   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[_]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[_]   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[_]   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $1.00 per share		TBBK		Nasdaq Global Select

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2).

[_] Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

Item 2.02. Results of Operations and Financial Condition

On January 29, 2026, The Bancorp, Inc. (the "Company") issued a press release regarding its earnings for the three and twelve months ended December 31, 2025. A copy of this press release is furnished with this report as Exhibit 99.1.

Item 7.01. Regulation FD Disclosure.

The Company hereby furnishes the information set forth in the presentation attached hereto as Exhibit 99.2, which is incorporated herein by reference.

The information being furnished pursuant to Item 2.02 and Item 7.01 in this Current Report, including the exhibits hereto, is to be considered “furnished” pursuant to Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits
	99.1	Press Release
	99.2	Investor Presentation
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 29, 2026	The Bancorp, Inc.
	By:	/s/ Dominic Canuso
	Name:	Dominic Canuso
	Title:	Chief Financial Officer (Principal Financial Officer)

FAQ

What did The Bancorp, Inc. (TBBK) disclose in this 8-K filing?

The Bancorp, Inc. disclosed that it issued a press release on earnings for the three and twelve months ended December 31, 2025. It also furnished an accompanying investor presentation, both attached as exhibits to the report for investor reference.

Which financial periods are covered in The Bancorp, Inc. (TBBK) earnings press release?

The earnings press release covers The Bancorp, Inc.’s results for the three-month and twelve-month periods ended December 31, 2025. These periods provide both quarterly and full-year views of the company’s financial performance for investors.

What exhibits are included with The Bancorp, Inc. (TBBK) January 29, 2026 8-K?

The filing includes three exhibits: a press release on earnings labeled Exhibit 99.1, an investor presentation labeled Exhibit 99.2, and a Cover Page Interactive Data File labeled Exhibit 104 embedded within the Inline XBRL-formatted document.

Are The Bancorp, Inc. (TBBK) earnings materials considered filed or furnished?

The earnings press release and investor presentation are expressly described as information "furnished" rather than "filed." This means they are not subject to certain liabilities under Section 18 of the Securities Exchange Act and are not incorporated into Securities Act registration statements.

Who signed The Bancorp, Inc. (TBBK) 8-K related to the December 31, 2025 earnings release?

The 8-K was signed on behalf of The Bancorp, Inc. by Dominic Canuso. He is identified in the report as the company’s Chief Financial Officer and principal financial officer, authorizing the submission of the furnished earnings information.

Where is The Bancorp, Inc. (TBBK) headquartered according to this filing?

The filing lists The Bancorp, Inc.’s principal executive offices at 409 Silverside Road, Wilmington, Delaware 19809. It also provides a main telephone contact number of 302-385-5000 for the company’s headquarters location.