What is The Bancorp Inc.'s earnings per share (EPS)?

The Bancorp Inc. (TBBK) reported diluted earnings per share of $4.92 for fiscal year 2025. This represents a 14.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

The Bancorp Inc. (TBBK) Financials

TBBK

Trailing 12 months to June 30, 2026

Revenue $672.1M +4.7% YoY

Net Income $231.9M +3.4% YoY

EPS (Diluted) $5.32 +14.7% YoY

Free Cash Flow $233.3M -10.1% YoY

Market Cap $2.1B as of Oct 22, 2026

Price / Sales 3.1x on $672.1M revenue, trailing 12 months to June 30, 2026

Price / Earnings 9.0x on $231.9M net income, trailing 12 months to June 30, 2026

Price / Book 3.0x on $705.4M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 22, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the TBBK SEC filings page.

The Bancorp Inc. (TBBK) reported $672.1M in revenue over the twelve months to Jun 30, 2026, up 4.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI TBBK FY2025 2026-10-22

The bank expanded its balance sheet and cash generation, but FY2025 revenue growth translated into little additional net income.

FY2025 revenue grew 31.9%, yet net income rose only 4.9%, showing that increased activity produced much less incremental earnings than before. That slowdown compressed the net margin, while ROE rose to 33.1% as equity fell 12.7%; the return ratio was helped by a smaller capital base.

Cash conversion was unusually direct: operating cash flow equaled 116.1% of net income, while capital expenditures consumed only 2.7% of operating cash flow. That combination suggests reported earnings are supported by cash and the business requires relatively little physical reinvestment to produce them.

Liabilities represented 92.6% of assets and 12.6x equity, so the balance sheet is funded primarily by liabilities rather than shareholder capital. Share buybacks reached $378M while retained earnings rose to $1.0B; together, they help explain why equity fell despite accumulated profits, though they do not isolate every equity movement.

Financial Health Signals

Financial Health Score 56/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of The Bancorp Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

The Bancorp Inc. earned a return on assets of 2.4% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is down from 2.5% the prior year. Earnings ranks banks on that return over three years, and The Bancorp Inc. scores 94/100 among other banks.

Growth

The Bancorp Inc. reported revenue of $703.8M in fiscal year 2025, against $533.8M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and The Bancorp Inc. scores 81/100 among other banks.

Capital

The Bancorp Inc. funded 7.4% of its assets with shareholders' equity at the end of fiscal year 2025, holding $689.8M of equity against $9.4B of assets. Capital ranks banks on that cushion, and The Bancorp Inc. scores 8/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. The Bancorp Inc. scores 98/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. The Bancorp Inc. scores 6/100 on it among other banks.

Stability

The Bancorp Inc. reported net income of $228.2M in fiscal year 2025, against $217.5M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and The Bancorp Inc. scores 49/100 among other banks.

Piotroski F-Score Partial

5/6

The Bancorp Inc. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue

$163.5M

YoY-9.8%

QoQ+1.3%

5Y CAGR+15.4%

10Y CAGR+18.3%

The Bancorp Inc. generated $163.5M in revenue in Q2 2026. This represents a decrease of 9.8% from the same quarter a year earlier. Against the prior quarter it is up 1.3%.

Net Income

$60.7M

YoY+1.4%

QoQ+1.0%

5Y CAGR+15.6%

10Y CAGRn/m

The Bancorp Inc. reported $60.7M in net income in Q2 2026. This represents an increase of 1.4% from the same quarter a year earlier. Against the prior quarter it is up 1.0%.

EPS (Diluted)

$1.45

YoY+14.2%

QoQ+2.8%

5Y CAGR+23.7%

10Y CAGRn/m

The Bancorp Inc. earned $1.45 per diluted share (EPS) in Q2 2026. This represents an increase of 14.2% from the same quarter a year earlier. Against the prior quarter it is up 2.8%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$34.4M

YoY-31.2%

QoQ-59.4%

5Y CAGR+21.3%

The Bancorp Inc. generated $34.4M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 31.2% from the same quarter a year earlier. Against the prior quarter it is down 59.4%.

Cash & Debt

$80.1M

YoY-76.5%

QoQ+19.2%

5Y CAGR-32.9%

10Y CAGR-17.8%

The Bancorp Inc. held $80.1M in cash as of Q2 2026; no long-term debt figure is on record for that period.

Shares Outstanding

41M

YoY-11.5%

QoQ-2.0%

5Y CAGR-6.5%

10Y CAGR+0.7%

The Bancorp Inc. had 41M shares outstanding in Q2 2026. This represents a decrease of 11.5% from the same quarter a year earlier. Against the prior quarter it is down 2.0%.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

37.1%

YoY+4.1pp

QoQ-0.1pp

5Y change+0.3pp

The Bancorp Inc.'s net profit margin was 37.1% in Q2 2026, showing the share of revenue converted to profit. This is up 4.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.1 percentage points.

Return on Equity

8.6%

YoY+1.6pp

QoQ0.0pp

5Y change+3.8pp

10Y change+19.4pp

The Bancorp Inc.'s quarterly ROE was 8.6% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 1.6 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$50.5M

YoY+33.3%

QoQ+0.4%

5Y CAGR+38.2%

The Bancorp Inc. spent $50.5M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 33.3% from the same quarter a year earlier. Against the prior quarter it is up 0.4%.

Capital Expenditures

$466K

YoY-8.1%

QoQ-0.4%

5Y CAGR-13.3%

The Bancorp Inc. invested $466K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 8.1% from the same quarter a year earlier. Against the prior quarter it is down 0.4%.

R&D Spending

Not reported for Q2 2026.

TBBK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TBBK quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$672.1M	$703.8M+31.9%	$533.8M+14.5%	$466.1M+31.5%	$354.5M+12.3%	$315.6M+12.9%	$279.5M+13.9%	$245.4M-10.6%	$274.6M+38.5%	$198.2M+49.7%	$132.5M-34.8%	$203.0M+40.5%	$144.5M+18.0%	$122.5M+57.9%	$77.6M-27.5%	$106.9M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$81K-30.8%	$117K-31.2%	$170K-83.7%	$1.0M	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$245.3M-10.6%	$274.5M+38.6%	$198.1M+50.7%	$131.4M	N/A	N/A	N/A	N/A	N/A
Interest Expense	$164.7M	$175.9M+0.3%	$175.4M+12.8%	$155.5M+161.5%	$59.5M+429.0%	$11.2M-29.4%	$15.9M-58.4%	$38.3M+41.2%	$27.1M+76.7%	$15.3M+25.2%	$12.3M-9.9%	$13.6M+20.4%	$11.3M+4.9%	$10.8M-5.6%	$11.4M-5.2%	$12.0M
Income Tax	$75.9M	$74.8M+0.3%	$74.6M+15.7%	$64.5M+35.2%	$47.7M+41.4%	$33.7M+21.8%	$27.7M+30.4%	$21.2M-34.2%	$32.2M+39.8%	$23.1Mn/m	-$12.7M-973.4%	$1.4Mn/m	-$14.5M-314.6%	$6.8Mn/m	-$3.5M-181.0%	$4.3M
Net Income	$231.9M	$228.2M+4.9%	$217.5M+13.1%	$192.3M+47.7%	$130.2M+17.7%	$110.7M+38.2%	$80.1M+55.3%	$51.6M-41.9%	$88.7M+309.2%	$21.7Mn/m	-$96.5M-818.4%	$13.4M-76.5%	$57.1Mn/m	-$14.4Mn/m	-$43.2M-583.9%	$8.9M
EPS (Basic)	N/A	$4.99+14.7%	$4.35+23.6%	$3.52+53.0%	$2.30+19.2%	$1.93+38.8%	$1.39+52.7%	$0.91-42.0%	$1.57+302.6%	$0.39n/m	-$2.17-720.0%	$0.35-77.0%	$1.52n/m	-$0.39n/m	-$1.30-564.3%	$0.28
EPS (Diluted)	$5.32	$4.92+14.7%	$4.29+22.9%	$3.49+53.7%	$2.27+20.7%	$1.88+37.2%	$1.37+52.2%	$0.90-41.9%	$1.55+297.4%	$0.39n/m	-$2.17-720.0%	$0.35-76.5%	$1.49n/m	-$0.40n/m	-$1.30-564.3%	$0.28
Diluted Shares (Avg)	N/A	46M-8.5%	51M-7.9%	55M-3.9%	57M-2.7%	59M+0.7%	58M+1.9%	57M+0.5%	57M+1.6%	56M+26.0%	45M+17.1%	38M-0.7%	38M+2.4%	37M+12.6%	33M+4.1%	32M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$163.5M-9.8%	$161.3M-8.0%	$172.6M+8.2%	$174.6M+38.8%	$181.2M+45.6%	$175.4M+41.7%	$159.6M+33.9%	$125.8M+8.8%
Interest Expense	$41.6M-8.9%	$41.0M-14.7%	$39.9M-10.2%	$42.2M-8.2%	$45.7M+4.9%	$48.1M+16.1%	$44.5M+11.5%	$45.9M+14.6%
Income Tax	$20.3M+2.3%	$18.6M+3.2%	$18.7M-8.7%	$18.2M+4.1%	$19.8M+9.3%	$18.1M-2.3%	$20.5M+34.8%	$17.5M+7.3%
Net Income	$60.7M+1.4%	$60.1M+5.1%	$56.3M+0.7%	$54.9M+6.6%	$59.8M+11.4%	$57.2M+1.3%	$55.9M+27.0%	$51.5M+2.8%
EPS (Basic)	$1.46+14.1%	$1.43+18.2%	$1.30+11.1%	$1.20+13.2%	$1.28+21.9%	$1.21+13.1%	$1.17+42.7%	$1.06+14.0%
EPS (Diluted)	$1.45+14.2%	$1.41+18.5%	$1.28+12.3%	$1.18+13.5%	$1.27+21.0%	$1.19+12.3%	$1.14+40.7%	$1.04+13.0%
Diluted Shares (Avg)	42M-11.4%	43M-11.2%	N/A	47M-6.0%	47M-8.1%	48M-10.1%	N/A	49M-9.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

TBBK Balance Sheet

TBBK quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$9.4B+7.2%	$8.7B+13.3%	$7.7B-2.5%	$7.9B+15.5%	$6.8B+9.0%	$6.3B+11.0%	$5.7B+27.5%	$4.4B-5.7%	$4.7B-3.1%	$4.9B+1.9%	$4.8B-4.4%	$5.0B+8.5%	$4.6B+26.7%	$3.6B+20.5%	$3.0B
Cash & Equivalents	$112.6M-80.2%	$570.1M-45.1%	$1.0B+16.9%	$888.2M+47.6%	$601.8M+74.2%	$345.5M-63.4%	$944.5M+70.4%	$554.3M-39.0%	$908.9M-9.0%	$999.1M-13.5%	$1.2B+3.7%	$1.1B-9.8%	$1.2B+27.9%	$966.6M+29.2%	$748.1M
Goodwill	$263K0.0%	$263K0.0%	$263K0.0%	$263K0.0%	$263K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$8.7B+9.1%	$7.9B+15.1%	$6.9B-4.3%	$7.2B+16.4%	$6.2B+8.7%	$5.7B+10.1%	$5.2B+28.3%	$4.0B-8.0%	$4.4B-3.8%	$4.6B+2.5%	$4.4B-4.7%	$4.7B+7.4%	$4.3B+29.2%	$3.4B+22.8%	$2.7B
Long-Term Debt	N/A	$14.1M-63.5%	$38.6M+286.0%	$10.0M-74.7%	$39.5M-2.0%	$40.3M-1.7%	$41.0M-1.6%	$41.7M-1.5%	$42.3M-83.9%	$263.1M	N/A	N/A	N/A	N/A	N/A
Total Equity	$689.8M-12.7%	$789.8M-2.2%	$807.3M+16.3%	$694.0M+6.4%	$652.5M+12.3%	$581.2M+20.0%	$484.5M+19.1%	$406.8M+25.5%	$324.1M+8.4%	$299.0M-6.6%	$320.0M+0.3%	$319.0M+29.1%	$247.1M-6.3%	$263.7M+2.1%	$258.3M
Retained Earnings	$1.0B+29.3%	$779.2M+38.7%	$561.6M+52.1%	$369.3M+54.5%	$239.1M+86.1%	$128.5M+153.1%	$50.7Mn/m	-$817Kn/m	-$89.5Mn/m	-$111.9Mn/m	-$15.4Mn/m	-$28.2Mn/m	-$84.9Mn/m	-$65.6Mn/m	-$9.3M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$9.2B+4.3%	$9.9B+5.5%	$9.4B+7.2%	$8.6B+6.2%	$8.8B+8.5%	$9.4B+18.6%	$8.7B+13.3%	$8.1B+8.4%
Cash & Equivalents	$80.1M-76.5%	$67.2M-93.4%	$112.6M-80.2%	$84.7M+51.8%	$340.3M-16.1%	$1.0B-18.3%	$570.1M-45.1%	$55.8M-93.8%
Goodwill	N/A	N/A	$263K0.0%	$263K0.0%	$263K0.0%	$263K0.0%	$263K0.0%	$263K0.0%
Total Liabilities	$8.5B+6.7%	$9.2B+7.5%	$8.7B+9.1%	$7.8B+7.4%	$8.0B+8.3%	$8.6B+20.5%	$7.9B+15.1%	$7.3B+8.8%
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	$14.1M-63.5%	N/A
Total Equity	$705.4M-18.0%	$697.0M-16.0%	$689.8M-12.7%	$778.2M-4.6%	$860.3M+10.7%	$829.7M+1.6%	$789.8M-2.2%	$815.3M+5.4%
Retained Earnings	$1.1B+25.9%	$1.1B+27.6%	$1.0B+29.3%	$951.1M+31.5%	$896.1M+33.4%	$836.3M+35.3%	$779.2M+38.7%	$723.2M+39.7%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.

TBBK Cash Flow Statement

TBBK quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$240.1M	$265.0M+26.2%	$209.9M+12.3%	$186.9M+56.2%	$119.6M+42.6%	$83.9M-30.5%	$120.7M+80.5%	$66.9Mn/m	-$174.0Mn/m	-$28.1Mn/m	-$162.0Mn/m	-$234.9Mn/m	-$50.0Mn/m	-$39.0Mn/m	-$79.3M-310.6%	$37.6M
Depreciation & Amortization	N/A	$4.6M+9.5%	$4.2M+21.0%	$3.5M+5.2%	$3.3M0.0%	$3.3M-12.2%	$3.8M-28.1%	$5.2M+30.8%	$4.0M-10.2%	$4.5M-10.6%	$5.0M+5.0%	$4.7M+5.0%	$4.5M+22.4%	$3.7M+33.7%	$2.8M+13.1%	$2.4M
Stock-Based Compensation	N/A	$19.6M+30.8%	$15.0M+31.5%	$11.4M+50.1%	$7.6M-12.0%	$8.6M+34.2%	$6.4M+13.0%	$5.7M+64.9%	$3.5M+6.3%	$3.2M+17.5%	$2.8M+39.8%	$2.0M-25.2%	$2.6M-16.3%	$3.2M+21.7%	$2.6M+44.2%	$1.8M
Capital Expenditures	$6.8M	$7.1M+42.5%	$5.0M-60.8%	$12.7M+147.2%	$5.1M+231.4%	$1.5M-58.6%	$3.7M+85.8%	$2.0M-15.4%	$2.4M+361.9%	$515K-93.6%	$8.0M-10.8%	$9.0M+36.1%	$6.6M-27.3%	$9.1M+78.5%	$5.1M+142.1%	$2.1M
Free Cash Flow	$233.3M	$257.9M+25.9%	$204.9M+17.7%	$174.2M+52.1%	$114.5M+39.0%	$82.3M-29.6%	$116.9M+80.3%	$64.9Mn/m	-$176.3Mn/m	-$28.6Mn/m	-$170.0Mn/m	-$243.9Mn/m	-$56.6Mn/m	-$48.1Mn/m	-$84.4M-337.5%	$35.5M
Investing Cash Flow	-$652.5M	-$1.1Bn/m	-$1.5B-458.8%	$415.4Mn/m	-$826.7Mn/m	-$305.9Mn/m	-$1.2Bn/m	-$793.3M-1039.1%	$84.5Mn/m	-$84.3Mn/m	-$154.9M-130.9%	$501.3Mn/m	-$418.8Mn/m	-$657.4Mn/m	-$360.4Mn/m	-$355.7M
Financing Cash Flow	$152.3M	$341.7M-58.0%	$812.7Mn/m	-$452.4M-145.5%	$993.5M+107.7%	$478.3M-6.0%	$509.0M-54.4%	$1.1Bn/m	-$265.1M-1290.0%	$22.3M-86.1%	$160.8Mn/m	-$225.5M-165.0%	$347.1M-64.1%	$965.7M+46.7%	$658.2M+10.6%	$594.9M
Share Buybacks	$403.6M	$378.3M+49.9%	$252.4M+152.4%	$100.0M+66.7%	$60.0M+50.0%	$40.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$866K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$34.9M-31.0%	$85.2M-9.8%	-$31.6M-147.5%	$151.6M+198.4%	$50.5M+195.1%	$94.5M+25.3%	$66.6M+9.0%	$50.8M-4.6%
Stock-Based Compensation	N/A	$4.8M+3.6%	N/A	$5.0M+28.2%	$5.2M+36.8%	$4.6M+38.4%	N/A	$3.9M+39.3%
Capital Expenditures	$466K-8.1%	$468K-38.8%	$5.2M+754.0%	$634K-43.6%	$507K-69.1%	$765K-52.3%	$607K+89.7%	$1.1M-61.2%
Free Cash Flow	$34.4M-31.2%	$84.8M-9.6%	-$36.8M-155.8%	$150.9M+203.8%	$50.0M+223.1%	$93.8M+27.0%	$66.0M+8.5%	$49.7M-1.3%
Investing Cash Flow	$708.3Mn/m	-$615.9Mn/m	-$622.6Mn/m	-$122.3Mn/m	-$95.0Mn/m	-$224.3Mn/m	-$187.0Mn/m	-$255.2M-325.4%
Financing Cash Flow	-$730.3Mn/m	$485.2M-16.5%	$682.2M+7.5%	-$284.9Mn/m	-$636.5M-488.3%	$580.9M+264.3%	$634.8M+319.2%	-$145.4Mn/m
Share Buybacks	$50.5M+33.3%	$50.3M+33.5%	$151.5M+200.0%	$151.3M+199.7%	$37.9M-62.5%	$37.7M-25.2%	$50.5M+102.0%	$50.5M+102.0%

Not reported in any period shown, so not listed: Depreciation & Amortization, Dividends Paid.

TBBK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TBBK quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	100.0%0.0pp	100.0%+0.1pp	99.9%+0.7pp	99.2%	N/A	N/A	N/A	N/A	N/A
Net Margin	32.4%-8.3pp	40.8%-0.5pp	41.3%+4.5pp	36.7%+1.7pp	35.1%+6.4pp	28.6%+7.6pp	21.0%-11.3pp	32.3%+21.4pp	10.9%+83.8pp	-72.9%-79.5pp	6.6%-32.9pp	39.5%+51.3pp	-11.8%+43.9pp	-55.6%-64.0pp	8.3%
Return on Equity	33.1%+5.5pp	27.5%+3.7pp	23.8%+5.1pp	18.8%+1.8pp	17.0%+3.2pp	13.8%+3.1pp	10.6%-11.2pp	21.8%+15.1pp	6.7%+39.0pp	-32.3%-36.5pp	4.2%-13.7pp	17.9%+23.7pp	-5.8%+10.5pp	-16.4%-19.8pp	3.5%
Return on Assets	2.4%0.0pp	2.5%0.0pp	2.5%+0.9pp	1.7%0.0pp	1.6%+0.3pp	1.3%+0.4pp	0.9%-1.1pp	2.0%+1.5pp	0.5%+2.5pp	-2.0%-2.3pp	0.3%-0.9pp	1.1%+1.5pp	-0.3%+0.9pp	-1.2%-1.5pp	0.3%
Debt-to-Equity	N/A	0.020.0x	0.050.0x	0.010.0x	0.060.0x	0.070.0x	0.080.0x	0.100.0x	0.13-0.7x	0.88	N/A	N/A	N/A	N/A	N/A
Liabilities-to-Equity	12.56+2.5x	10.05+1.5x	8.55-1.8x	10.39+0.9x	9.49-0.3x	9.80-0.9x	10.68+0.8x	9.91-3.6x	13.52-1.7x	15.25+1.4x	13.89-0.7x	14.63-3.0x	17.59+4.8x	12.75+2.1x	10.60
Asset Turnover	0.080.0x	0.060.0x	0.060.0x	0.040.0x	0.050.0x	0.040.0x	0.040.0x	0.060.0x	0.040.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.020.0x	0.04
FCF Margin	36.6%-1.8pp	38.4%+1.0pp	37.4%+5.1pp	32.3%+6.2pp	26.1%-15.7pp	41.8%+15.4pp	26.4%+90.6pp	-64.2%-49.8pp	-14.4%	-128.4%	-120.1%	-39.2%+0.1pp	-39.3%	-108.8%	33.2%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	37.1%+4.1pp	37.2%+4.6pp	32.6%-2.4pp	31.5%-9.5pp	33.0%-10.1pp	32.6%-13.0pp	35.0%-1.9pp	40.9%-2.4pp
Return on Equity	8.6%+1.6pp	8.6%+1.7pp	8.2%+1.1pp	7.1%+0.7pp	7.0%0.0pp	6.9%0.0pp	7.1%+1.6pp	6.3%-0.2pp
Return on Assets	0.7%0.0pp	0.6%0.0pp	0.6%0.0pp	0.6%0.0pp	0.7%0.0pp	0.6%-0.1pp	0.6%+0.1pp	0.6%0.0pp
Debt-to-Equity	N/A	N/A	N/A	N/A	N/A	N/A	0.020.0x	N/A
Liabilities-to-Equity	12.07+2.8x	13.20+2.9x	12.56+2.5x	10.05+1.1x	9.28-0.2x	10.31+1.6x	10.05+1.5x	8.93+0.3x
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x
FCF Margin	21.0%-6.6pp	52.5%-0.9pp	-21.3%-62.7pp	86.4%+47.0pp	27.6%+15.2pp	53.5%-6.2pp	41.3%-9.7pp	39.5%-4.0pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
The Bancorp Inc. TBBK	FY2025	$703.8M	$228.2M	32.4%	$2.1B	56/100
Fulton Financial Corp FULT	FY2025	$1.3B	$391.6M	29.8%	$4.3B	60/100
Renasant Corporation RNST	FY2025	$985.8M	$181.3M	18.4%	$3.7B	59/100
First BanCorp. FBP	FY2025	$1.3B	$344.9M	27.5%	$4.2B	61/100
Independent Bank Corp/MA INDB	FY2025	$857.5M	$205.1M	23.9%	$3.9B	61/100
First Interstate BancSystem, Inc. FIBK	FY2025	$1.1B	$302.1M	28.5%	$3.4B	55/100

Where The Bancorp Inc. Ranks

Frequently Asked Questions

What is The Bancorp Inc.'s annual revenue?

The Bancorp Inc. (TBBK) reported $703.8M in total revenue for fiscal year 2025. This represents a 31.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is The Bancorp Inc.'s revenue growing?

The Bancorp Inc. (TBBK) revenue grew by 31.9% year-over-year, from $533.8M to $703.8M in fiscal year 2025.

Is The Bancorp Inc. profitable?

Yes, The Bancorp Inc. (TBBK) reported a net income of $231.9M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $228.2M, with a net profit margin of 32.4%.

What is The Bancorp Inc.'s net profit margin?

The Bancorp Inc. (TBBK) had a net profit margin of 32.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is The Bancorp Inc.'s return on equity (ROE)?

The Bancorp Inc. (TBBK) has a return on equity of 33.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is The Bancorp Inc.'s free cash flow?

The Bancorp Inc. (TBBK) generated $257.9M in free cash flow during fiscal year 2025. This represents a 25.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is The Bancorp Inc.'s operating cash flow?

The Bancorp Inc. (TBBK) generated $265.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are The Bancorp Inc.'s total assets?

The Bancorp Inc. (TBBK) had $9.4B in total assets as of fiscal year 2025, including both current and long-term assets.

What are The Bancorp Inc.'s capital expenditures?

The Bancorp Inc. (TBBK) invested $7.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does The Bancorp Inc. buy back shares?

Yes, The Bancorp Inc. (TBBK) spent $378.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does The Bancorp Inc. have outstanding?

The Bancorp Inc. (TBBK) had 42M shares outstanding as of fiscal year 2025.

What is The Bancorp Inc.'s liabilities-to-equity ratio?

The Bancorp Inc. (TBBK) had a liabilities-to-equity ratio of 12.56 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

What is The Bancorp Inc.'s return on assets (ROA)?

The Bancorp Inc. (TBBK) had a return on assets of 2.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is The Bancorp Inc.'s P/E ratio?

The Bancorp Inc. (TBBK) trades at 9.0x earnings, its market capitalization divided by $231.9M net income, trailing 12 months to June 30, 2026. The market capitalization is $2.1B as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is The Bancorp Inc.'s price-to-sales ratio?

The Bancorp Inc. (TBBK) trades at 3.1x sales, its market capitalization divided by $672.1M revenue, trailing 12 months to June 30, 2026. The market capitalization is $2.1B as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is The Bancorp Inc.'s Piotroski F-Score?

The Bancorp Inc. (TBBK) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is The Bancorp Inc.?

The Bancorp Inc. (TBBK) scores 56 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.