Here are the 10-Q quarterly reports from Triumph Financial, Inc. (TFIN) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow TFIN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TFIN filings page.
Triumph Financial, Inc. reported third-quarter 2026 net income of $13.4 million, versus $1.7 million a year earlier; net interest income was $103.1 million versus $87.8 million. Nine-month net income was $31.2 million versus $6.1 million, and operating cash flow was $76.8 million versus $30.6 million. The 2025 nine-month result included an $11.5 million pretax benefit from a USPS settlement; the settlement had no 2026 pretax impact.
At September 30, 2026, assets were $7.68 billion, loans held for investment were $5.68 billion, and deposits were $6.47 billion. Nonperforming loans and nonperforming factored receivables totaled $150.4 million, versus $57.6 million at December 31, 2025. New discounted-cash-flow models reduced the allowance for credit losses by $1.204 million, recorded as a reduction of credit loss expense for the three and nine months ended September 30, 2026; the models use a four-quarter forecast and four-quarter reversion to historical loss rates.
TBK Bank is agent bank for a $60.5 million floorplan facility with Tricolor Holdings, LLC as lead borrower, and holds approximately $22.5 million. Tricolor and its affiliates filed for Chapter 7 bankruptcy on September 10, 2025. As of September 30, 2026, the bank believed its collateral position adequately secured the balance; other creditors asserted interests in some collateral, which a bankruptcy court may determine. The company said adverse developments could result in losses that might be material.
Triumph Financial, Inc., a Dallas-based financial holding company focused on banking, factoring, payments and intelligence services, reported Q2 2026 net income of $11.4 million and basic EPS of $0.44, up from $4.4 million and $0.15 a year earlier. For the first six months of 2026, net income was $17.7 million versus $4.4 million in 2025, as net interest income reached $184.9 million and noninterest income $41.1 million.
Total assets were $7.40 billion at June 30, 2026, with loans held for investment of $5.48 billion and deposits of $6.22 billion, including $3.78 billion of noninterest-bearing balances. Cash and cash equivalents increased to $896.8 million, while Federal Home Loan Bank advances were fully repaid.
The allowance for credit losses on loans was $34.8 million, with nonperforming loans and nonperforming factored receivables of $90.5 million compared with $57.6 million at year-end 2025 and net charge-offs of $3.6 million year-to-date. Notes highlight the $151.7 million 2025 acquisition of Greenscreens AI, Inc., the $47.5 million USPS settlement that lifted 2025 but not 2026 earnings, and a $60.5 million Tricolor floorplan facility where the borrower’s Chapter 7 bankruptcy could lead to collateral-related losses.
Triumph Financial, Inc. reported solid improvement for the three months ended March 31, 2026. Net income rose to $6.4 million from $17 thousand a year earlier, and net income available to common stockholders reached $5.6 million, or $0.23 per diluted share versus a loss of $0.03.
Net interest income edged up to $86.1 million, helped by lower interest expense, while a $0.6 million credit loss benefit contrasted with prior-year expense. Noninterest income increased to $19.7 million and noninterest expense decreased slightly to $98.3 million, supporting the earnings swing.
Total assets grew to $6.88 billion, with loans held for investment at $5.19 billion and total deposits at $5.70 billion. Federal Home Loan Bank advances fell sharply to $30 million. Regulatory capital remained strong, with the holding company’s Tier 1 risk-based ratio at 10.7% and common equity Tier 1 at 9.1%, above minimum requirements.
Triumph Financial, Inc. (TFIN) reported Q3 2025 results showing modest revenue stability but lower profitability. Net income was $1,708, down from $5,347 a year ago, as higher operating costs outweighed gains in fee-based revenue. Diluted EPS was $0.04.
Net interest income was $87,833 versus $88,699 in Q3 2024, while noninterest income increased to $21,448 from $17,497 on stronger fee income. Noninterest expense rose to $103,714 from $95,646, driven by higher salaries and technology-related costs, contributing to the earnings decline. Credit loss expense was $4,284, similar to last year.
On the balance sheet, loans, net were $4,953,373 (up from $4,506,246 at December 31, 2024) and total deposits were $4,955,246 (up from $4,820,820). Federal Home Loan Bank advances increased to $280,000 from $30,000, adding funding support. Total assets reached $6,357,149 and stockholders’ equity was $919,333. Goodwill and intangible assets rose alongside the build‑out of the Intelligence segment, including recent acquisitions. Shares outstanding were 23,763,401 as of October 13, 2025.