What is Triumph Financial, Inc.'s earnings per share (EPS)?

Triumph Financial, Inc. (TFIN) reported diluted earnings per share of $0.93 for fiscal year 2025. This represents a 72.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Triumph Financial, Inc. (TFIN) Financials

TFIN

Trailing 12 months to June 30, 2026

Revenue $455.4M +8.6% YoY

Net Income $38.6M +183.7% YoY

EPS (Diluted) $1.48 +244.2% YoY

Operating Cash Flow $112.1M +109.2% YoY

Market Cap $1.5B as of Sep 17, 2026

Price / Sales 3.3x on $455.4M revenue, trailing 12 months to June 30, 2026

Price / Earnings 39.4x on $38.6M net income, trailing 12 months to June 30, 2026

Price / Book 1.6x on $963.3M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 17, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 21, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 21, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the TFIN SEC filings page.

Triumph Financial, Inc. (TFIN) reported $455.4M in revenue over the twelve months to Jun 30, 2026, up 8.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 14 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI TFIN FY2025 2026-09-05

Rising funding costs and externally financed asset growth are compressing profitability despite a recent recovery in operating cash generation.

From FY2021 to FY2025, interest expense increased from $18.4M to $79.9M while net profit margin fell from 26.7% to 5.8%. The combination points to balance-sheet funding pressure as the dominant earnings constraint, rather than a sustained collapse in reported revenue.

Operating cash flow remained above net income in FY2025, at $67.1M versus $25.4M, so reported earnings were not the only source of cash. However, both measures were materially below FY2021 levels, indicating weaker cash-generating capacity even after the profit recovery.

The company’s asset base expanded from $5.96B in FY2021 to $6.38B in FY2025 while debt-to-equity reached 5.8x. In FY2025, external financing of $376.8M helped fund $525.5M of investing outflows, showing that balance-sheet expansion has relied more on financing flows than on retained earnings alone.

Financial Health Signals

Financial Health Score 28/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Triumph Financial, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Triumph Financial, Inc. earned a return on assets of 0.4% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.3% the prior year. Earnings ranks banks on that return over three years, and Triumph Financial, Inc. scores 25/100 among other banks.

Growth

Triumph Financial, Inc. reported revenue of $439.0M in fiscal year 2025, against $415.9M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Triumph Financial, Inc. scores 25/100 among other banks.

Capital

Triumph Financial, Inc. funded 14.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $941.8M of equity against $6.4B of assets. Capital ranks banks on that cushion, and Triumph Financial, Inc. scores 79/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Triumph Financial, Inc. scores 10/100 on it among other banks.

Credit Quality

Not available for Triumph Financial, Inc., and counted as zero in the overall score.

Stability

Triumph Financial, Inc. reported net income of $25.4M in fiscal year 2025, against $16.1M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Triumph Financial, Inc. scores 26/100 among other banks.

Piotroski F-Score Partial

4/6

Triumph Financial, Inc. passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

2.64x

For every $1 of reported earnings, Triumph Financial, Inc. generates $2.64 in operating cash flow ($67.1M OCF vs $25.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$120.2M

YoY+11.3%

QoQ+13.6%

5Y CAGR+2.9%

10Y CAGR+15.1%

Triumph Financial, Inc. generated $120.2M in revenue in Q2 2026. This represents an increase of 11.3% from the same quarter a year earlier. Against the prior quarter it is up 13.6%.

Net Income

$11.4M

YoY+157.2%

QoQ+78.9%

5Y CAGR-16.5%

10Y CAGR+9.4%

Triumph Financial, Inc. reported $11.4M in net income in Q2 2026. This represents an increase of 157.2% from the same quarter a year earlier. Against the prior quarter it is up 78.9%.

EPS (Diluted)

$0.44

YoY+193.3%

QoQ+91.3%

5Y CAGR-16.4%

10Y CAGR+5.8%

Triumph Financial, Inc. earned $0.44 per diluted share (EPS) in Q2 2026. This represents an increase of 193.3% from the same quarter a year earlier. Against the prior quarter it is up 91.3%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$42.7M

YoY+532.0%

QoQ+1190.0%

Triumph Financial, Inc. generated $42.7M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 532.0% from the same quarter a year earlier. Against the prior quarter it is up 1190.0%.

Cash & Debt

$896.8M

YoY+217.6%

QoQ+54.1%

5Y CAGR+15.1%

10Y CAGR+30.7%

Triumph Financial, Inc. held $896.8M in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

24M

YoY+0.7%

QoQ+0.4%

5Y CAGR-1.0%

10Y CAGR+2.8%

Triumph Financial, Inc. had 24M shares outstanding in Q2 2026. This represents an increase of 0.7% from the same quarter a year earlier. Against the prior quarter it is up 0.4%.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

9.5%

YoY+5.4pp

QoQ+3.5pp

5Y change-17.4pp

10Y change-6.2pp

Triumph Financial, Inc.'s net profit margin was 9.5% in Q2 2026, showing the share of revenue converted to profit. This is up 5.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.5 percentage points.

Return on Equity

1.2%

YoY+0.7pp

QoQ+0.5pp

5Y change-2.4pp

10Y change-0.5pp

Triumph Financial, Inc.'s ROE was 1.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.5 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$2.1M

YoY+1.4%

QoQ+2214.1%

5Y CAGR+11.4%

Triumph Financial, Inc. spent $2.1M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 1.4% from the same quarter a year earlier. Against the prior quarter it is up 2214.1%.

Capital Expenditures

$3.5M

YoY+15.0%

QoQ+100.4%

Triumph Financial, Inc. invested $3.5M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 15.0% from the same quarter a year earlier. Against the prior quarter it is up 100.4%.

R&D Spending

Not reported for Q2 2026.

TFIN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TFIN quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Revenue	$455.4M	$439.0M+5.6%	$415.9M-0.6%	$418.3M-13.7%	$484.6M+14.4%	$423.6M+22.8%	$345.1M+20.1%	$287.5M+15.0%	$250.0M+27.3%	$196.3M+47.3%	$133.3M+7.6%	$123.9M+17.8%	$105.2M+103.5%	$51.7M+99.6%	$25.9M
SG&A Expenses	$233.5M	$233.9M+6.5%	$219.6M+4.3%	$210.6M+4.5%	$201.5M+15.8%	$174.0M+37.0%	$127.0M+12.5%	$112.9M+25.1%	$90.2M+24.1%	$72.7M+33.3%	$54.5M+8.7%	$50.2M+19.1%	$42.1M+103.2%	$20.7M+76.7%	$11.7M
Interest Expense	$83.8M	$79.9M+10.9%	$72.1M+32.6%	$54.3M+189.9%	$18.7M+1.7%	$18.4M-50.7%	$37.4M-32.3%	$55.3M+53.8%	$35.9M+66.8%	$21.5M+77.5%	$12.1M+49.6%	$8.1M+19.8%	$6.8M+71.5%	$3.9M+6.2%	$3.7M
Income Tax	$10.4M	$7.6M+74.3%	$4.4M-62.7%	$11.7M-66.2%	$34.7M+8.5%	$32.0M+54.6%	$20.7M+22.4%	$16.9M+14.3%	$14.8M-40.5%	$24.9M+94.2%	$12.8M+52.1%	$8.4M-18.9%	$10.4M+386.5%	$2.1M+139.5%	-$5.4M
Net Income	$38.6M	$25.4M+57.6%	$16.1M-60.8%	$41.1M-59.8%	$102.3M-9.4%	$113.0M+76.5%	$64.0M+9.4%	$58.5M+13.2%	$51.7M+42.8%	$36.2M+75.0%	$20.7M-28.9%	$29.1M+64.3%	$17.7M+41.2%	$12.6M+24.6%	$10.1M
EPS (Basic)	N/A	$0.94+70.9%	$0.55-66.3%	$1.63-59.9%	$4.06-8.6%	$4.44+73.4%	$2.56+13.3%	$2.26+9.7%	$2.06+11.4%	$1.85+66.7%	$1.11-30.6%	$1.60+3.2%	$1.55+10.7%	$1.40-37.5%	$2.24
EPS (Diluted)	$1.48	$0.93+72.2%	$0.54-66.5%	$1.61-59.3%	$3.96-9.0%	$4.35+71.9%	$2.53+12.4%	$2.25+10.8%	$2.03+12.2%	$1.81+64.5%	$1.10-29.9%	$1.57	$1.52	$1.39	$2.24
Diluted Shares (Avg)	N/A	24M+0.3%	24M+0.9%	24M-5.8%	25M-0.9%	25M+2.6%	25M-5.5%	26M+2.3%	25M+27.4%	20M+10.8%	18M-2.5%	19M	12M	9M	5M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$120.2M+11.3%	$105.8M+4.2%	$120.1M+16.0%	$109.3M+2.9%	$108.1M+2.8%	$101.6M+0.5%	$103.6M-2.4%	$106.2M+1.4%
SG&A Expenses	$60.1M+0.3%	$58.2M-0.9%	$55.1M+2.1%	$60.2M+8.6%	$59.9M+6.9%	$58.7M+8.4%	$53.9M+6.1%	$55.4M+9.0%
Interest Expense	$25.7M+25.3%	$16.7M-6.9%	$20.4M+15.2%	$21.1M+8.9%	$20.5M+7.5%	$17.9M+12.4%	$17.7M+5.1%	$19.4M+19.6%
Income Tax	$4.5M+28.5%	$1.8M+3281.1%	$4.5M+125.9%	-$425K-145.2%	$3.5M+318.6%	$53K-91.3%	$2.0M-35.5%	$940K-80.7%
Net Income	$11.4M+157.2%	$6.4M+37282.4%	$19.2M+400.6%	$1.7M-68.1%	$4.4M+60.9%	$17K-99.6%	$3.8M-60.1%	$5.3M-58.2%
EPS (Basic)	$0.44+193.3%	$0.23+866.7%	$0.78+500.0%	$0.04-78.9%	$0.15+87.5%	-$0.03-121.4%	$0.13-65.8%	$0.19-63.5%
EPS (Diluted)	$0.44+193.3%	$0.23+866.7%	$0.77+541.7%	$0.04	$0.15+87.5%	-$0.03-121.4%	$0.12-68.4%	$0.19-62.7%
Diluted Shares (Avg)	24M+1.6%	24M+2.9%	N/A	24M	24M+0.5%	23M-1.2%	N/A	24M+1.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

TFIN Balance Sheet

TFIN quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Total Assets	$6.4B+7.3%	$5.9B+11.3%	$5.3B+0.3%	$5.3B-10.5%	$6.0B+0.3%	$5.9B+17.3%	$5.1B+11.0%	$4.6B+30.3%	$3.5B+32.5%	$2.6B+56.2%	$1.7B+16.8%	$1.4B+12.4%	$1.3B+327.3%	$301.5M
Cash & Equivalents	$248.5M-24.7%	$330.1M+15.2%	$286.6M-29.8%	$408.2M+6.5%	$383.2M+21.9%	$314.4M+58.9%	$197.9M-15.8%	$234.9M+75.2%	$134.1M+17.1%	$114.5M+8.8%	$105.3M-34.6%	$160.9M+87.5%	$85.8M+443.6%	$15.8M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$355.3M+46.8%	$241.9M+3.5%	$233.7M0.0%	$233.7M0.0%	$233.7M+43.2%	$163.2M+2.8%	$158.7M0.0%	$158.7M+259.7%	$44.1M+53.2%	$28.8M+80.4%	$16.0M0.0%	$16.0M+13.7%	$14.0M	N/A
Total Liabilities	$5.4B+7.5%	$5.1B+12.8%	$4.5B+0.9%	$4.4B-12.8%	$5.1B-2.1%	$5.2B+17.8%	$4.4B+12.8%	$3.9B+26.3%	$3.1B+32.1%	$2.4B+65.2%	$1.4B+17.6%	$1.2B+7.3%	$1.1B+373.8%	$238.0M
Long-Term Debt	N/A	N/A	N/A	N/A	$27.1M-85.9%	$191.9M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$941.8M+5.7%	$890.9M+3.1%	$864.4M-2.8%	$889.0M+3.5%	$858.9M+18.2%	$726.8M+14.2%	$636.6M0.0%	$636.6M+62.5%	$391.7M+35.4%	$289.3M+7.9%	$268.0M+12.9%	$237.5M+77.8%	$133.6M+110.5%	$63.5M
Retained Earnings	$571.4M+4.0%	$549.2M+2.4%	$536.3M+7.6%	$498.5M+24.8%	$399.4M+37.9%	$289.6M+26.4%	$229.0M+34.3%	$170.5M+42.8%	$119.4M+42.2%	$83.9M+30.9%	$64.1M+79.3%	$35.7M+88.2%	$19.0M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$7.4B+14.0%	$6.9B+9.7%	$6.4B+7.3%	$6.4B+8.4%	$6.5B+12.3%	$6.3B+12.4%	$5.9B+11.3%	$5.9B+4.8%
Cash & Equivalents	$896.8M+217.6%	$581.9M+15.7%	$248.5M-24.7%	$147.2M-69.9%	$282.3M-43.6%	$502.9M+20.6%	$330.1M+15.2%	$489.3M+44.9%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$355.3M+0.4%	$355.3M+46.8%	$355.3M+46.8%	$353.9M+51.4%	$353.9M+51.4%	$241.9M+3.5%	$241.9M+3.5%	$233.7M0.0%
Total Liabilities	$6.4B+15.4%	$5.9B+10.3%	$5.4B+7.5%	$5.4B+9.2%	$5.6B+13.7%	$5.4B+14.3%	$5.1B+12.8%	$5.0B+4.9%
Total Equity	$963.3M+5.6%	$950.7M+6.4%	$941.8M+5.7%	$919.3M+3.8%	$912.4M+4.4%	$893.9M+2.5%	$890.9M+3.1%	$885.8M+4.2%
Retained Earnings	$587.5M+6.4%	$576.9M+5.2%	$571.4M+4.0%	$553.0M+1.2%	$552.0M+1.9%	$548.4M+1.6%	$549.2M+2.4%	$546.2M+3.5%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

TFIN Cash Flow Statement

TFIN quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Operating Cash Flow	$112.1M	$67.1M+14.6%	$58.5M-2.5%	$60.0M-25.7%	$80.8M-41.0%	$137.0M+40.7%	$97.3M+34.3%	$72.5M-1.9%	$73.8M+56.2%	$47.3M+52.6%	$31.0M+22.5%	$25.3M+28.5%	$19.7M+81.1%	$10.9M+152.6%	$4.3M
Depreciation & Amortization	N/A	$26.5M-3.8%	$27.5M+8.9%	$25.3M+0.1%	$25.2M+10.1%	$22.9M+20.3%	$19.1M+10.3%	$17.3M+36.0%	$12.7M+38.0%	$9.2M+39.4%	$6.6M+7.8%	$6.1M+25.7%	$4.9M+246.3%	$1.4M-7.3%	$1.5M
Stock-Based Compensation	N/A	$14.0M-3.5%	$14.5M+9.8%	$13.2M-37.5%	$21.2M+4.2%	$20.3M+339.9%	$4.6M+26.4%	$3.7M+33.6%	$2.7M+51.9%	$1.8M-23.9%	$2.4M-23.1%	$3.1M+14.4%	$2.7M+1985.3%	$129K	$0
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$2.7M+95.5%	$1.4M-49.0%	$2.8M
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$16.9M+79.0%	$9.5M+510.8%	$1.5M
Investing Cash Flow	-$345.9M	-$525.5M+10.9%	-$590.0M-355.6%	-$129.5M-119.4%	$666.1M+757.8%	$77.7M+110.0%	-$774.7M-48.9%	-$520.4M-93.9%	-$268.3M+29.4%	-$379.8M-38.8%	-$273.6M	N/A	N/A	N/A	N/A
Financing Cash Flow	$848.2M	$376.8M-34.5%	$574.9M+1204.6%	-$52.1M+92.8%	-$721.9M-395.0%	-$145.8M-118.4%	$793.9M+93.2%	$410.9M+39.1%	$295.3M-16.1%	$352.1M+39.8%	$251.8M	N/A	N/A	N/A	N/A
Dividends Paid	$3.2M	$3.2M0.0%	$3.2M0.0%	$3.2M0.0%	$3.2M0.0%	$3.2M+88.5%	$1.7M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$2.2M	$2.2M-32.4%	$3.3M-96.0%	$81.6M+6.4%	$76.7M+6081.6%	$1.2M-96.5%	$35.8M-44.6%	$64.5M+16112.1%	$398K+8.7%	$366K-44.0%	$654K+90.7%	$343K+113.0%	$161K	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$46.2M+371.2%	$5.1M+239.7%	$36.5M+75.2%	$24.4M-8.2%	$9.8M-55.2%	-$3.6M+66.3%	$20.8M-50.5%	$26.6M+195.8%
Depreciation & Amortization	$5.2M-28.6%	$5.4M-14.9%	$6.1M-9.8%	$6.7M-11.7%	$7.4M+7.2%	$6.3M+0.1%	$6.8M+6.6%	$7.5M+16.1%
Stock-Based Compensation	$4.1M+19.8%	$3.4M+20.7%	N/A	$4.0M-0.3%	$3.4M-0.3%	$2.8M-21.9%	N/A	$4.0M+8.4%
Capital Expenditures	$3.5M+15.0%	$1.7M-58.8%	N/A	$2.0M+141.3%	$3.0M	$4.2M	N/A	$815K
Free Cash Flow	$42.7M+532.0%	$3.3M+142.0%	N/A	$22.4M-13.0%	$6.8M	-$7.9M	N/A	$25.8M
Investing Cash Flow	-$215.8M+47.6%	-$171.4M-10.6%	$70.5M+127.8%	-$29.2M+71.7%	-$411.8M-228.8%	-$154.9M-43.8%	-$253.8M-232.1%	-$103.2M-218.6%
Financing Cash Flow	$484.5M+167.0%	$499.8M+50.8%	-$5.7M-107.8%	-$130.3M-299.8%	$181.4M-3.0%	$331.4M+33.2%	$73.8M+125.9%	$65.2M+215.7%
Dividends Paid	$802K0.0%	$801K0.0%	$802K0.0%	$801K0.0%	$802K0.0%	$801K0.0%	$802K0.0%	$801K0.0%
Share Buybacks	$2.1M+1.4%	$92K-28.1%	$0-100.0%	$0	$2.1M-34.7%	$128K+58.0%	-$1K	$0

TFIN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

TFIN quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Net Margin	5.8%+1.9pp	3.9%-5.9pp	9.8%-11.3pp	21.1%-5.6pp	26.7%+8.1pp	18.6%-1.8pp	20.4%-0.3pp	20.7%+2.2pp	18.4%+2.9pp	15.5%-8.0pp	23.5%+6.6pp	16.9%-7.4pp	24.3%-14.6pp	38.9%
Return on Equity	2.7%+0.9pp	1.8%-2.9pp	4.8%-6.8pp	11.5%-1.6pp	13.2%+4.3pp	8.8%-0.4pp	9.2%+1.1pp	8.1%-1.1pp	9.3%+2.1pp	7.1%-3.7pp	10.9%+3.4pp	7.5%-1.9pp	9.4%-6.5pp	15.9%
Return on Assets	0.4%+0.1pp	0.3%-0.5pp	0.8%-1.1pp	1.9%0.0pp	1.9%+0.8pp	1.1%-0.1pp	1.2%0.0pp	1.1%+0.1pp	1.0%+0.3pp	0.8%-0.9pp	1.7%+0.5pp	1.2%+0.3pp	1.0%-2.4pp	3.3%
Debt-to-Equity	5.78+0.1x	5.68+0.5x	5.19+0.2x	5.00+5.0x	0.03-0.2x	0.26-6.7x	6.95+0.8x	6.16-1.8x	7.93-0.2x	8.13+2.8x	5.31+0.2x	5.10-3.3x	8.44+4.7x	3.75
Asset Turnover	0.070.0x	0.070.0x	0.080.0x	0.090.0x	0.070.0x	0.060.0x	0.060.0x	0.050.0x	0.060.0x	0.050.0x	0.070.0x	0.070.0x	0.040.0x	0.09
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	16.1%-2.2pp	18.3%+12.3pp	6.0%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	9.5%+5.4pp	6.0%+6.0pp	16.0%+12.3pp	1.6%-3.5pp	4.1%+1.5pp	0.0%-4.1pp	3.7%-5.4pp	5.0%-7.2pp
Return on Equity	1.2%+0.7pp	0.7%+0.7pp	2.0%+1.6pp	0.2%-0.4pp	0.5%+0.2pp	0.0%-0.5pp	0.4%-0.7pp	0.6%-0.9pp
Return on Assets	0.1%+0.1pp	0.1%+0.1pp	0.3%+0.2pp	0.0%-0.1pp	0.1%0.0pp	0.0%-0.1pp	0.1%-0.1pp	0.1%-0.1pp
Debt-to-Equity	6.69+0.6x	6.23+0.2x	5.78+0.1x	5.92+0.3x	6.12+0.5x	6.01+0.6x	5.68+0.5x	5.620.0x
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x
FCF Margin	35.5%+29.2pp	3.1%+10.9pp	N/A	20.5%-3.7pp	6.3%	-7.7%	N/A	24.3%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Triumph Financial, Inc. TFIN	FY2025	$439.0M	$25.4M	5.8%	$1.5B	28/100
NATIONAL BANK HOLDINGS CORP. NBHC	FY2025	$416.1M	$109.6M	26.3%	$1.8B	53/100
Byline Bancorp, Inc. BY	FY2025	$446.3M	$130.1M	29.1%	$1.7B	59/100
Hope Bancorp, Inc. HOPE	FY2025	$498.7M	$62.0M	12.4%	$1.8B	34/100
Dime Commercial Bancshares, Inc. DCOM	FY2025	$452.9M	$110.7M	24.4%	$1.8B	37/100
QCR Holdings Inc QCRH	FY2025	$369.5M	$127.2M	34.4%	$1.7B	52/100

Where Triumph Financial, Inc. Ranks

Frequently Asked Questions

What is Triumph Financial, Inc.'s annual revenue?

Triumph Financial, Inc. (TFIN) reported $439.0M in total revenue for fiscal year 2025. This represents a 5.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Triumph Financial, Inc.'s revenue growing?

Triumph Financial, Inc. (TFIN) revenue grew by 5.6% year-over-year, from $415.9M to $439.0M in fiscal year 2025.

Is Triumph Financial, Inc. profitable?

Yes, Triumph Financial, Inc. (TFIN) reported a net income of $25.4M in fiscal year 2025, with a net profit margin of 5.8%.

What is Triumph Financial, Inc.'s net profit margin?

Triumph Financial, Inc. (TFIN) had a net profit margin of 5.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Triumph Financial, Inc.'s return on equity (ROE)?

Triumph Financial, Inc. (TFIN) has a return on equity of 2.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Triumph Financial, Inc.'s operating cash flow?

Triumph Financial, Inc. (TFIN) generated $67.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Triumph Financial, Inc.'s total assets?

Triumph Financial, Inc. (TFIN) had $6.4B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Triumph Financial, Inc. buy back shares?

Yes, Triumph Financial, Inc. (TFIN) spent $2.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Triumph Financial, Inc. have outstanding?

Triumph Financial, Inc. (TFIN) had 24M shares outstanding as of fiscal year 2025.

What is Triumph Financial, Inc.'s debt-to-equity ratio?

Triumph Financial, Inc. (TFIN) had a debt-to-equity ratio of 5.78 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Triumph Financial, Inc.'s return on assets (ROA)?

Triumph Financial, Inc. (TFIN) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Triumph Financial, Inc.'s P/E ratio?

Triumph Financial, Inc. (TFIN) trades at 39.4x earnings, its market capitalization divided by net income of $38.6M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.5B as of Sep 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Triumph Financial, Inc.'s price-to-sales ratio?

Triumph Financial, Inc. (TFIN) trades at 3.3x sales, its market capitalization divided by revenue of $455.4M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.5B as of Sep 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Triumph Financial, Inc.'s Piotroski F-Score?

Triumph Financial, Inc. (TFIN) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Triumph Financial, Inc.'s earnings high quality?

Triumph Financial, Inc. (TFIN) has an earnings quality ratio of 2.64x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Triumph Financial, Inc.?

Triumph Financial, Inc. (TFIN) scores 28 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.