Welcome to our dedicated page for Toast SEC filings (Ticker: TOST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for Toast, Inc. (NYSE: TOST), a cloud-based, all-in-one digital technology platform for the restaurant community and hospitality sector. As a registrant with Class A common stock listed on the New York Stock Exchange under the symbol TOST, Toast files periodic and current reports with the U.S. Securities and Exchange Commission.
Among the filings available are current reports on Form 8-K, which Toast uses to furnish quarterly earnings press releases and disclose certain corporate events. For example, the company has filed 8-Ks to announce financial results for fiscal quarters and to report the appointment of a new Class I director to its Board of Directors, along with related compensation and governance details. These documents provide insight into Toast’s financial performance, key business metrics, and board-level changes.
Investors reviewing Toast’s SEC filings can examine information on revenue by category—subscription services, financial technology solutions, and hardware and professional services—as well as metrics such as annualized recurring run-rate, total locations on the platform, and gross payment volume, as reported in the company’s earnings materials. Filings also describe non-GAAP financial measures, reconciliations, and risk factors referenced in other reports.
On Stock Titan, Toast’s SEC filings are supplemented with AI-powered summaries that explain the key points of lengthy documents in clear language. Real-time updates from EDGAR help users see new 8-Ks and other filings as they are posted, while AI-generated highlights make it easier to understand the significance of quarterly reports, governance disclosures, and other regulatory materials related to TOST.
Toast, Inc. reported strong Q3 performance with revenue of $1,633 million, up 25% year over year, driven by growth in subscription services and financial technology solutions. Net income was $105 million, and diluted EPS was $0.16, reflecting improved operating leverage as gross profit rose to $432 million.
Key operating metrics continued to scale: Gross Payment Volume reached $51.5 billion in the quarter (up 24%), and ARR was $2,016 million as of September 30, 2025 (up 30%). Adjusted EBITDA was $176 million for the quarter and $470 million year-to-date, highlighting expanded profitability after excluding non-cash and one-time items.
Liquidity strengthened, with cash and cash equivalents of $1,357 million and marketable securities of $500 million, plus $346 million available under the credit facility. Year-to-date, operating cash flow was $467 million and free cash flow was $430 million. The company repurchased $23 million of Class A stock in Q3 and $54 million year-to-date, with approximately $140 million remaining under the authorization.
Toast, Inc. (TOST) reported an insider transaction on a Form 4 for its Chief Revenue Officer, reflecting routine RSU settlement. On November 1, 2025, 2,934 Class A shares were acquired following the vesting of restricted stock units (Code M).
After the transaction, the officer directly beneficially owned 72,866 shares. The derivative table shows 2,935 RSUs remaining outstanding. The RSUs vest in sixteen equal quarterly installments beginning February 1, 2022, and convert to Class A common stock on a one-for-one basis upon vesting and settlement.
Toast, Inc. filed a Form 4 reporting an officer equity transaction. On 11/01/2025, President and CFO Elena Gomez acquired 3,912 shares of Class A Common Stock through the vesting/settlement of restricted stock units (Form 4 code M) at a price of $0, bringing her directly held shares to 153,484.
The RSUs convert to Class A Common Stock on a one-for-one basis and vest in sixteen equal quarterly installments following February 1, 2022.
Toast, Inc. (TOST) reported an insider equity transaction on a Form 4. President and Director Stephen Fredette settled 3,521 Restricted Stock Units (RSUs) on 11/01/2025 (Code M), converting them one-for-one into Class A common stock.
After the transaction, he held 901,996 Class A shares directly, plus indirect holdings of 66,896 (Fredette Family Nominee Trust), 1,718,029 (SHFA 2021 Nominee Trust), and 224,853 (SHFA Family Trust). The filing notes RSUs vest in sixteen equal quarterly installments following February 1, 2022. It also states ownership of 25,722,670 Class B shares, each convertible into one Class A share.
Toast, Inc. (TOST) disclosed an insider equity change on a Form 4. CEO and Director Aman Narang reported the conversion of 3,521 Restricted Stock Units into Class A common stock on 11/01/2025 (transaction code M), at a stated price of $0.
Following this transaction, he directly owned 321,671 shares of Class A common stock. The filing notes he also holds 18,912,840 shares of Class B common stock, each convertible into one Class A share. The RSUs convert one-for-one into Class A upon vesting and were scheduled to vest in sixteen equal quarterly installments following February 1, 2022.
Toast, Inc. (TOST) Form 4: General Counsel Brian R. Elworthy reported the vesting and settlement of 2,152 Restricted Stock Units (RSUs) into 2,152 shares of Class A Common Stock on 11/01/2025 (Code M). Following the transaction, he beneficially owns 230,076 shares directly and 39,368 shares indirectly through the Brian R. Elworthy Irrevocable Trust of 2019.
The RSUs convert one-for-one into common stock upon vesting. The award vests in sixteen equal quarterly installments following February 1, 2022.
Toast, Inc. furnished an 8-K announcing its financial results for the fiscal quarter ended September 30, 2025. The detailed results are provided in a press release attached as Exhibit 99.1.
The information in this report and Exhibit 99.1 is furnished, not filed, under the Exchange Act and is not subject to Section 18 liabilities, nor incorporated by reference into other filings except if specifically referenced.
Toast, Inc. (TOST) filed a Form 144 notice for a proposed sale of 1,442 Class A shares by Jonathan S. Vassil. The filing lists an aggregate market value of $51,247.24, an approximate sale date of 11/04/2025, execution via Fidelity Brokerage Services LLC, and trading on the NYSE.
The shares were acquired on 11/03/2025 through restricted stock vesting as compensation. Over the past three months, the seller reported additional sales: 1,427 shares on 08/04/2025 for $69,032.55 and 6,530 shares on 10/02/2025 for $232,231.62. Shares outstanding were 510,000,000; this is a baseline figure, not the amount being offered.
Toast (TOST) received a Form 144 notice indicating a planned sale of 2,021 Class A shares through Fidelity Brokerage Services LLC, with an aggregate market value of 71824.32. The shares are listed on the NYSE, with an approximate sale date of 11/04/2025.
The seller acquired the shares on 11/03/2025 via Restricted Stock Vesting as compensation. Shares outstanding were 510000000; this is a baseline figure, not the amount being offered. Recent sales by the same named individual in the past three months totaled 2006 shares on 08/04/2025 (gross proceeds 97042.26) and 9054 shares on 10/02/2025 (gross proceeds 321994.64).
Toast (TOST) received a Form 144 notice for a proposed sale of 1,732 Class A shares. The planned transaction is listed with Fidelity Brokerage Services LLC and an approximate sale date of 11/04/2025 on the NYSE, reflecting an aggregate market value of $61,553.55.
The filer acquired these shares on 11/03/2025 via restricted stock vesting, labeled as compensation. Recent activity includes sales during the past three months: 1,719 shares on 08/04/2025 for $83,158.34 and 13,652 shares on 10/02/2025 for $485,516.99. The filing notes 510,000,000 shares outstanding for context.