Welcome to our dedicated page for Trustco Bk N Y SEC filings (Ticker: TRST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for TrustCo Bank Corp NY (TRST), a Nasdaq-listed savings and loan holding company focused on community banking. As an SEC registrant, TrustCo files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, along with other required documents.
In its periodic reports, TrustCo presents detailed information on net interest income, net interest margin, loan and deposit balances, asset quality, and capital ratios. These filings expand on the themes highlighted in company press releases, such as residential and commercial lending activity, deposit trends, and the performance of its wealth management and financial services operations. Investors can review discussions of credit risk, nonperforming loans, allowance for credit losses, and other risk management topics in these documents.
Current reports on Form 8-K capture material events including quarterly earnings releases, dividend declarations, and stock repurchase program announcements. For example, recent 8-K filings have incorporated press releases about increased quarterly cash dividends and authorizations for share repurchase programs, as well as notices of upcoming earnings releases and related conference calls.
On Stock Titan, TrustCo’s filings are updated in step with new submissions to the SEC’s EDGAR system. AI-powered summaries help explain the key points of lengthy filings, highlighting items such as changes in capital management, dividend decisions, and notable shifts in loan and deposit metrics. Users can quickly locate 10-K and 10-Q reports for in-depth financial and risk disclosures, as well as 8-K filings that document specific corporate actions. This makes it easier to understand how TrustCo describes its community banking business, capital position, and shareholder return practices in its official regulatory reporting.
TrustCo Bank Corp NY announced that its Board of Directors declared a quarterly cash dividend of $0.38 per share, equal to $1.52 per share on an annualized basis. The dividend will be paid on April 1, 2026 to shareholders of record as of March 6, 2026.
Management highlighted the dividend, alongside a share repurchase program and focus on solid business results, as central to its long-term shareholder value strategy. TrustCo is a $6.4 billion savings and loan holding company operating 134 offices across five states through its Trustco Bank subsidiary.
TRUSTCO BANK CORP N Y filed a Form 13F reporting institutional holdings with a Form 13F Information Table Value Total of $110,952,561 and 133 reported entries. The filing is signed by Michael McMahon, Investment Manager, on 02-12-2026.
Systematic Financial Management reported beneficial ownership of 1,175,389 shares of TrustCo Bank Corp NY common stock as of 12/31/2025, representing 6.33% of the outstanding class.
The firm has sole voting power over 671,514 shares and sole dispositive power over 1,175,389 shares, with no shared voting or dispositive power. The securities are certified as acquired and held in the ordinary course of business, not for the purpose of changing or influencing control of the company.
TrustCo Bank Corp NY disclosed that Executive Vice President and Chief Operating Officer Robert M. Leonard has notified the company of his intention to retire from his positions with the company and its subsidiaries, including Trustco Bank, effective December 31, 2026. The notice was delivered on January 27, 2026, giving the organization a long transition period to manage leadership succession in its operating functions.
TrustCo Bank Corp NY filed a report highlighting ongoing discussions with HoldCo Asset Management about its business, capital allocation, strategy, mergers and acquisitions, and corporate governance. The company reiterated that it previously authorized a share repurchase program to buy back up to two million shares of common stock, described as approximately 11% of its outstanding shares.
TrustCo states it intends to complete these repurchases in 2026, subject to general market conditions, liquidity and capital needs, alternative uses of capital, and its financial performance. The board believes the stock remains highly undervalued and that repurchasing shares is currently a better use of capital than acquisitions. The filing also includes standard cautions about forward‑looking statements and risks that could affect the repurchase program.
TrustCo Bank Corp NY filed a current report stating that it has released its financial results for the quarter ending December 31, 2025. The company issued a press release on January 21, 2026 detailing these quarterly results, which is included as Exhibit 99(a) to the report.
The filing notes that TrustCo’s common stock trades on the Nasdaq Global Select Market under the symbol TRST. Additional technical information, including the cover page XBRL data, is provided as Exhibit 104.
TrustCo Bank Corp NY filed a report stating that it issued a press release on January 12, 2026. The company announced it will release its fourth quarter 2025 financial results on January 21, 2026 and will hold a conference call to discuss those results on January 22, 2026. The press release is included as Exhibit 99(a) to the report.
TrustCo Bank Corp NY (TRST) reported insider activity by its EVP & Chief Operating Officer on a Form 4. On 11/21/2025, 1,600 restricted stock units (RSUs) vested and were settled into the same number of common shares at an exercise price of $0, reflecting the conversion of RSUs into stock on a one-for-one basis. In a separate transaction, 755 common shares were withheld at a price of $41.54 to cover withholding taxes related to the RSU vesting.
After these transactions, the officer beneficially owned 35,590 common shares directly and 1,270 shares indirectly through family. The officer also held derivative positions in RSUs covering 1,599, 2,567 and 4,076 underlying common shares, which vest in three equal annual installments beginning on November 21, 2024, November 19, 2025, and November 18, 2026, respectively. Additional shares were acquired through participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.
TrustCo Bank Corp NY (TRST) Executive Vice President and CFO Michael Ozimek reported equity transactions in company stock on 11/21/2025. A block of 1,107 shares of common stock was acquired at $0 through the vesting and settlement of restricted stock units (RSUs) that convert into common shares on a one-for-one basis. To cover withholding taxes due upon this vesting, 435 common shares were disposed of at $41.54 in an exempt transaction under Rule 16b-3(e). Following these transactions, Ozimek directly beneficially owned 29,972 shares of common stock, along with multiple RSU awards that continue to vest in three equal annual installments beginning on November 21, 2024, November 19, 2025, and November 18, 2026.
TrustCo Bank Corp N Y (TRST)11/21/2025, restricted stock units (RSUs) vested and settled into 1,107 shares of common stock, which were acquired at an exercise price of $0 under transaction code M.
To cover withholding taxes on the RSU vesting, 461 shares of common stock were disposed of at $41.54 under transaction code F, an exempt transaction under Rule 16b-3(e). Following these transactions, the officer beneficially owned 40,218 shares directly and 152 shares indirectly through family. The reporting person also continues to hold several RSU awards, including grants tied to 1,108, 2,200, and 3,057 underlying shares that vest in three equal annual installments beginning on specified November anniversaries. Additional shares are acquired through dividend reinvestment and an employee benefit plan.