Welcome to our dedicated page for Trustco Bk N Y SEC filings (Ticker: TRST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for TrustCo Bank Corp NY (TRST), a Nasdaq-listed savings and loan holding company focused on community banking. As an SEC registrant, TrustCo files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, along with other required documents.
In its periodic reports, TrustCo presents detailed information on net interest income, net interest margin, loan and deposit balances, asset quality, and capital ratios. These filings expand on the themes highlighted in company press releases, such as residential and commercial lending activity, deposit trends, and the performance of its wealth management and financial services operations. Investors can review discussions of credit risk, nonperforming loans, allowance for credit losses, and other risk management topics in these documents.
Current reports on Form 8-K capture material events including quarterly earnings releases, dividend declarations, and stock repurchase program announcements. For example, recent 8-K filings have incorporated press releases about increased quarterly cash dividends and authorizations for share repurchase programs, as well as notices of upcoming earnings releases and related conference calls.
On Stock Titan, TrustCo’s filings are updated in step with new submissions to the SEC’s EDGAR system. AI-powered summaries help explain the key points of lengthy filings, highlighting items such as changes in capital management, dividend decisions, and notable shifts in loan and deposit metrics. Users can quickly locate 10-K and 10-Q reports for in-depth financial and risk disclosures, as well as 8-K filings that document specific corporate actions. This makes it easier to understand how TrustCo describes its community banking business, capital position, and shareholder return practices in its official regulatory reporting.
TrustCo Bank Corp NY filed a report stating that it issued a press release on January 12, 2026. The company announced it will release its fourth quarter 2025 financial results on January 21, 2026 and will hold a conference call to discuss those results on January 22, 2026. The press release is included as Exhibit 99(a) to the report.
TrustCo Bank Corp NY (TRST) reported insider activity by its EVP & Chief Operating Officer on a Form 4. On 11/21/2025, 1,600 restricted stock units (RSUs) vested and were settled into the same number of common shares at an exercise price of $0, reflecting the conversion of RSUs into stock on a one-for-one basis. In a separate transaction, 755 common shares were withheld at a price of $41.54 to cover withholding taxes related to the RSU vesting.
After these transactions, the officer beneficially owned 35,590 common shares directly and 1,270 shares indirectly through family. The officer also held derivative positions in RSUs covering 1,599, 2,567 and 4,076 underlying common shares, which vest in three equal annual installments beginning on November 21, 2024, November 19, 2025, and November 18, 2026, respectively. Additional shares were acquired through participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.
TrustCo Bank Corp NY (TRST) Executive Vice President and CFO Michael Ozimek reported equity transactions in company stock on 11/21/2025. A block of 1,107 shares of common stock was acquired at $0 through the vesting and settlement of restricted stock units (RSUs) that convert into common shares on a one-for-one basis. To cover withholding taxes due upon this vesting, 435 common shares were disposed of at $41.54 in an exempt transaction under Rule 16b-3(e). Following these transactions, Ozimek directly beneficially owned 29,972 shares of common stock, along with multiple RSU awards that continue to vest in three equal annual installments beginning on November 21, 2024, November 19, 2025, and November 18, 2026.
TrustCo Bank Corp N Y (TRST)11/21/2025, restricted stock units (RSUs) vested and settled into 1,107 shares of common stock, which were acquired at an exercise price of $0 under transaction code M.
To cover withholding taxes on the RSU vesting, 461 shares of common stock were disposed of at $41.54 under transaction code F, an exempt transaction under Rule 16b-3(e). Following these transactions, the officer beneficially owned 40,218 shares directly and 152 shares indirectly through family. The reporting person also continues to hold several RSU awards, including grants tied to 1,108, 2,200, and 3,057 underlying shares that vest in three equal annual installments beginning on specified November anniversaries. Additional shares are acquired through dividend reinvestment and an employee benefit plan.
TrustCo Bank Corp N.Y. (TRST) reported an insider equity transaction by its General Counsel & Secretary on 11/21/2025. A block of 271 restricted stock units converted based on the value of common stock and was settled in cash, with a matching disposition of 271 shares of common stock at $41.54 reported in Table I. Following these transactions, the reporting person directly beneficially owns 10,372 shares of common stock.
The filing also shows continuing equity incentives: 270 restricted stock units tied to cash value, plus additional grants covering 807 shares and 2,547 shares of common stock that vest in three annual installments beginning on November 19, 2025 and November 18, 2026, respectively. The remarks note that additional shares were acquired through participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.
TrustCo Bank Corp NY (TRST) Chairman, President & CEO and Director reported routine equity compensation activity on a Form 4. On 11/21/2025, 4,184 shares of common stock were acquired at $0 upon the vesting and settlement of restricted stock units (RSUs), which convert into common stock on a one-for-one basis. In a separate exempt transaction under Rule 16b-3(e), 2,112 shares were withheld at $41.54 per share to cover taxes due on the RSU vesting.
After these transactions, the reporting person directly beneficially owned 301,189 shares of common stock, plus 89,131 shares held indirectly by family. The filing also shows outstanding RSUs for 4,183, 6,965, and 9,934 underlying shares of common stock, each vesting in three equal annual installments beginning on November 21, 2024, November 19, 2025, and November 18, 2026, respectively.
TrustCo Bank Corp NY (TRST) executive Michael M. Ozimek reported routine equity transactions related to restricted stock units (RSUs). On 11/19/2025, 1,100 RSUs vested and were settled into an equal number of common shares at an exercise price of $0, reflecting a standard equity compensation event. On the same date, 455 common shares were withheld at a price of $39.70 per share to cover tax obligations from the RSU vesting.
After these transactions, Ozimek directly owned 39,572 shares of common stock and indirectly held 152 shares through a family account. He also continued to hold RSUs covering 2,215 and 3,057 underlying common shares that vest in three equal annual installments beginning on specified anniversaries of their grant dates. The filing notes additional shares acquired through dividend reinvestment and employee benefit plan features.
TrustCo Bank Corp NY (TRST) executive vice president and chief operating officer reported routine equity transactions under a Form 4. On 11/19/2025, 1,283 restricted stock units (RSUs) vested and were settled into the same number of common shares at an exercise price of $0, reflecting the conversion of prior equity awards into stock.
To cover withholding taxes on this vesting, 595 common shares were withheld by the company in an exempt transaction at a price of $39.7 per share. After these transactions, the officer directly owned 34,745 common shares and indirectly held 1,270 shares through a family account. The filing also shows continuing ownership of multiple RSU awards that each convert into one share upon vesting, with installments scheduled to vest annually starting on November 21, 2024, November 19, 2025, and November 18, 2026.
TrustCo Bank Corp N Y (TRST) reported insider equity activity by its General Counsel & Secretary. On 11/19/2025, the officer exercised 403 restricted stock units, with the Form 4 indicating acquisition of 403 common shares at $0 and a same-day disposition of 403 shares at $39.70. Following these transactions, the officer directly beneficially owned 10,372 shares of TrustCo common stock.
The filing also shows derivative holdings of restricted stock units, including 807 units tied to the 403-unit vesting, plus additional restricted stock units covering 541 and 2,547 shares. Certain restricted stock units settle only in cash based on the value of one share on the applicable vesting or settlement date, while others provide a right to receive one share of common stock upon vesting, generally in three equal annual installments beginning on specified November dates.
TrustCo Bank Corp NY Chairman, President & CEO, who is also a director, reported routine equity compensation activity in company stock. On 11/19/2025, 3,483 restricted stock units (RSUs) vested and were settled into an equal number of common shares at an exercise price of $0, reflecting stock awarded previously as compensation.
To cover withholding taxes on this vesting, 1,764 common shares were withheld at a price of $39.70 in an exempt transaction under Rule 16b-3(e). After these transactions, the executive directly owned 299,117 common shares and indirectly owned 89,131 shares through family holdings, along with multiple outstanding RSU awards scheduled to vest in three equal annual installments beginning on November 21, 2024, November 19, 2025, and November 18, 2026.
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