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TransUnion 8-K Filings

TRU NYSE

Every 8-K that TransUnion (TRU) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow TRU and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TRU filings page.

Rhea-AI Summary

TransUnion reported strong Q2 2026 results, with revenue of $1,309.6 million, up 14.9% year over year, and organic constant currency growth of 10.1%. Net income attributable to TransUnion rose to $143.4 million, and diluted EPS increased to $0.74 from $0.56.

Profitability on an adjusted basis also improved. Adjusted EBITDA was $456.1 million, up 12.1%, with a 34.8% margin, and Adjusted Diluted EPS rose to $1.23 from $1.08. U.S. Markets revenue grew 11.5%, led by 18.2% growth in U.S. Financial Services, while International revenue grew 26.9% with 6.3% organic constant currency growth.

Cash generation and guidance strengthened. Cash provided by operating activities for the first half of 2026 increased to $459.1 million from $343.8 million, and the Leverage Ratio was 2.6x. Management raised full-year 2026 guidance to revenue of $5,127–$5,162 million and Adjusted Diluted EPS of $4.75–$4.83, implying 12–13% revenue growth and 11–12% adjusted EPS growth.

Rhea-AI Summary

TransUnion reports that stockholders acted on four items at the Annual Meeting of Stockholders held on May 12, 2026. Stockholders elected twelve directors to one‑year terms expiring at the 2027 annual meeting, with each nominee receiving substantially more votes "for" than "against."

They also ratified the appointment of PricewaterhouseCoopers LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026. On a non‑binding advisory basis, stockholders approved the compensation of the company’s named executive officers and, in a separate advisory vote, supported a stockholder proposal requesting a stockholder right to call a special meeting.

Rhea-AI Summary

TransUnion reported strong first quarter 2026 results and raised its full-year outlook. Revenue for the quarter was $1,245.7 million, up 13.7% year over year, driven by 14% growth in U.S. Markets and 13.1% in International. Net income attributable to TransUnion jumped to $397.1 million from $148.1 million, helped by a $225.5 million gain on the acquisition of majority ownership in Trans Union de Mexico. Adjusted EBITDA reached $437.9 million, up 10.3%, with a 35.2% margin, while Adjusted Diluted EPS rose 12% to $1.18.

Management now expects 2026 revenue of $5.10–$5.135 billion, implying 11–12% growth, Adjusted EBITDA of $1.796–$1.816 billion with a 35.2–35.4% margin, and Adjusted Diluted EPS of $4.68–$4.75, up 9–11%. Organic constant currency revenue is projected to grow 8–9% for 2026, supported by U.S. Financial Services and contributions from recent acquisitions.

Rhea-AI Summary

TransUnion used its 2026 Investor Day to showcase how recent transformation and its AI-powered OneTru platform are intended to drive the next phase of growth across Credit, Marketing, Fraud and Consumer solutions in the U.S. and internationally. Management emphasized proprietary data assets, global technology platforms and emerging‑market exposure, including India and the majority acquisition of Trans Union de México.

The company reintroduced a medium-term financial framework targeting high-single digit organic constant-currency revenue growth, about 50 basis points of annual underlying Adjusted EBITDA margin expansion, and low-to-mid teens Adjusted Diluted EPS growth, with a goal of 90% or greater free cash flow conversion. TransUnion expects roughly $3 billion of free cash flow from 2026 to 2028 and signaled an increased bias toward share repurchases and dividends, while reiterating its previously issued full-year 2026 guidance.

8-K
Rhea-AI Summary

TransUnion reported strong fourth quarter and full-year 2025 results and expanded its revolving credit facility. Q4 revenue reached $1,171 million, up 13% from a year earlier, with net income attributable to TransUnion of $101 million and diluted EPS of $0.52 versus $0.34. Adjusted EBITDA was $417 million, up 10%, with a 35.6% margin.

For 2025, revenue was $4,576 million, up 9%, and net income attributable to TransUnion rose to $455 million from $284 million, with diluted EPS of $2.32 and adjusted diluted EPS of $4.30. The company repurchased about $300 million of shares in 2025, raised its quarterly dividend to $0.125 per share, and ended the year with a leverage ratio of 2.6x.

On February 11, 2026, TransUnion increased incremental revolving credit commitments by $400 million, bringing total revolving commitments under its credit agreement to $1,000 million. For 2026, it guides revenue growth of 8–9%, adjusted EBITDA of $1,756–$1,777 million, and adjusted diluted EPS of $4.63–$4.71, implying 8–10% EPS growth.

Rhea-AI Summary

TransUnion reported changes to its Board of Directors. On December 19, 2025, the Board voted to increase its size from 10 to 12 members, effective January 5, 2026. On the same date, Sayan Chakraborty and Charlotte B. Yarkoni were appointed as new directors, effective January 5, 2026, to fill the two newly created seats.

Both new directors will serve until the 2026 annual meeting of stockholders and until their successors are elected and qualified. Mr. Chakraborty will join the Technology Committee, while Ms. Yarkoni will serve on the Compensation Committee, each effective January 5, 2026. They will be compensated under TransUnion’s standard policies for non-employee independent directors, and the company states there are no related-party arrangements or transactions requiring additional disclosure.

Rhea-AI Summary

TransUnion announced financial results for the quarter ended September 30, 2025 and made its earnings materials available. The company issued a press release and reviewed a slide presentation during its fiscal 2025 third quarter earnings call. The press release is furnished as Exhibit 99.1 and the presentation as Exhibit 99.2.

The materials were furnished under Items 2.02 and 7.01 and are not deemed filed under the Exchange Act. TransUnion notes these materials are summary information intended to be read alongside its SEC filings and other public announcements.

Rhea-AI Summary

TransUnion (TRU) filed a Form 8-K on 24 Jul 2025 to furnish, not file, its second-quarter 2025 earnings materials. Item 2.02 reports the release of a press statement (Ex. 99.1) announcing results for the quarter ended 30 Jun 2025. Item 7.01 furnishes a slide deck (Ex. 99.2) reviewed during the same-day earnings call and intended for future investor presentations. Both exhibits are expressly excluded from Exchange Act §18 liability and are not incorporated by reference into other SEC filings. Aside from furnishing these materials, the 8-K contains no quantitative financial data, strategic transactions, leadership changes, or other material events. The filing was signed by EVP & CFO Todd M. Cello.