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TruGolf Holdings (TRUG) grows Q2 2026 sales while warning on liquidity and dilution

(Moderate)
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

TruGolf Holdings, Inc. reported higher revenue but continued losses for the quarter ended June 30, 2026. Quarterly revenue rose to $5.8 million from $4.3 million a year earlier, with gross profit increasing to $3.5 million. Net loss narrowed to $0.4 million from $3.3 million, helped by lower interest expense after prior-period debt exchanges.

For the first six months of 2026, revenue was $10.8 million and net loss $1.9 million, versus $9.7 million and $6.0 million in 2025. Cash and restricted cash totaled $8.5 million with a working capital deficit of $2.3 million and operating cash use of $1.4 million. The company continues to convert Series A Convertible Preferred Stock into Class A shares, which, along with reset features, can increase dilution. Management reports a continuing material weakness in internal control over financial reporting, and notes Nasdaq bid-price noncompliance risk and a newly filed putative securities class and derivative action, which it states it intends to defend.

Positive

  • Revenue growth and margin expansion: Q2 2026 revenue increased to $5.8 million from $4.3 million, a 34.4% rise, while gross profit grew to $3.5 million from $1.8 million, significantly improving operating results.
  • Losses narrowed sharply: Q2 2026 net loss improved to $447,808 from $3,321,470 and six‑month net loss to $1,895,102 from $5,991,792, reflecting higher revenue and reduced interest expense.
  • Subscription and franchise diversification: Content software subscription revenue rose to $2.8 million in Q2 2026 from $0.3 million, and the company recorded $75,000 in franchise revenue, adding recurring and fee-based streams.
  • Lower financing burden: Other expenses, largely interest, fell by $1.2 million in Q2 and $2.5 million year‑to‑date versus 2025 after exchanging PIPE notes for preferred stock and settling dividend notes.

Negative

  • Ongoing net losses and cash burn: The company posted a six‑month 2026 net loss of $1,895,102 and used $1,400,386 in operating cash, indicating the business is not yet self-funding.
  • Working capital deficit: As of June 30, 2026, TruGolf reported a working capital deficit of $2,345,394, versus a surplus at year‑end 2025, increasing near‑term liquidity pressure.
  • Material weakness in controls: Management concluded disclosure controls and procedures were not effective as of June 30, 2026, due to a previously identified material weakness in internal control over financial reporting.
  • Nasdaq listing risk: The company discloses that its share price has traded below $1.00 since July 31, 2026, and if bid‑price noncompliance is triggered, recent reverse‑split history may prevent any grace period, heightening delisting risk.
  • Significant dilution risk from Series A Preferred: Resettable conversion pricing (latest reset at $2.76) and make‑whole features on Series A Convertible Preferred Stock can increase the number of Class A shares issued and materially dilute common holders.

Filing Explained

By August 14, 254,619 Class A shares had been issued for preferred conversions, while 2,793 Series A shares remained outstanding.

A Form 10-Q is an unaudited quarterly report covering interim financial statements and updates to risks and liquidity. As of June 30, 2026, TruGolf had 2,793 Series A Preferred shares outstanding and 1,569,534 Class A common shares outstanding; after quarter-end, it issued 254,619 additional Class A shares for conversion of 115 preferred shares.

Because these conversions issue Class A shares, they increase the common share count and, absent offsetting changes, reduce existing common holders’ percentage ownership. The preferred stock ranks senior to Class A common stock, carries a 10% cash dividend rate, and has conversion terms that can include dividends, make-whole amounts and other amounts owed to holders.

The conversion price was reset to $2.76 on April 22, 2026. The filing states that the reset, dividend and make-whole provisions can increase the number of Class A shares issued on conversion, so the remaining preferred balance is an ongoing conversion-related dilution mechanism rather than a completed one-time issuance.

Cash, cash equivalents and restricted cash declined from $12,569,263 at December 31, 2025 to $8,474,349 at June 30, 2026; during the six months, operating activities used $1,400,386, investing activities used $2,175,802, and financing activities used $518,726. The next stated Series A reset date is October 22, 2026; the filing also states that remaining below $1.00 for 30 consecutive business days could lead to a Nasdaq delisting notification, subject to appeal.

Q2 2026 Revenue $5,792,180 Three months ended June 30, 2026 net revenue
Q2 2026 Net Loss $447,808 Net loss for the three months ended June 30, 2026
Six‑Month 2026 Net Loss $1,895,102 Net loss for the six months ended June 30, 2026
Cash and Restricted Cash $8,474,349 Cash, cash equivalents and restricted cash as of June 30, 2026
Working Capital Position $2,345,394 deficit Working capital deficit as of June 30, 2026
Deferred Revenue $5,180,889 Current deferred revenue balance at June 30, 2026
Capitalized Software Net $4,877,603 Net capitalized software development costs as of June 30, 2026
Series A Preferred Outstanding 2,793 shares Series A Convertible Preferred Stock outstanding at June 30, 2026
Series A Convertible Preferred Stock financial
"The Series A Preferred accrues cash dividends at a rate of 10% per annum."
Series A convertible preferred stock is a class of shares sold in an early funding round that gives investors a mix of protection and upside: it pays a priority claim over common shares if the company is sold or closes, but can be converted into ordinary shares to share in future growth. Think of it like a hybrid between a safer stake and a ticket to ownership; it matters to investors because it affects who controls the company, how future gains are split, and how much their investment is protected from downside.
Alternate Conversion Price financial
"The Make-Whole Amount is convertible into Class A common stock at the “Alternate Conversion Price”."
Reverse Stock Split financial
"On March 27, 2026, the Company completed a 1-for-10 reverse stock split."
A reverse stock split reduces a company's number of outstanding shares while raising the price per share proportionally, so the total value of each investor's holding is unchanged; a 1-for-10 split turns 100 shares worth $1 each into 10 shares worth $10 each. Companies often do this to regain compliance with an exchange's minimum price rule or to attract investors who avoid very low-priced stocks.
working capital deficit financial
"we had cash on hand of $8,474,349 and a working capital deficit of $2,345,394"
A working capital deficit occurs when a company's short-term obligations—like bills, supplier payments and near-term debt—are larger than its readily available short-term resources such as cash, money expected from customers, and inventory that can be sold. Like a household whose monthly bills exceed its checking account, it signals potential difficulty paying immediate expenses, which matters to investors because it raises the chance the company will need outside financing or cut operations, affecting risk and value.
PIPE convertible notes financial
"following their exchange for Series A Preferred Stock in July 2025 as well as the settlement"
material weakness in internal control over financial reporting regulatory
"due to the material weakness in internal control over financial reporting described"
Revenue (Q2 2026) $5,792,180 Increased 34.4% from $4,310,864 in Q2 2025
Net Loss (Q2 2026) $447,808 Improved from $3,321,470 net loss in Q2 2025
Revenue (Six Months 2026) $10,812,442 Up from $9,700,094 for the six months ended June 30, 2025
Net Loss (Six Months 2026) $1,895,102 Improved from $5,991,792 net loss in the prior-year period
Operating Cash Flow (Six Months 2026) $1,400,386 used Similar to $1,354,546 used in the six months ended June 30, 2025

FAQ

How did TruGolf (TRUG) perform financially in the quarter ended June 30, 2026?

TruGolf generated $5.8 million in Q2 2026 revenue, up from $4.3 million in 2025, and cut its net loss to $447,808 from $3,321,470. Gross profit nearly doubled to $3.5 million, reflecting higher sales and lower costs.

What is TruGolf (TRUG)’s liquidity position and working capital as of June 30, 2026?

As of June 30, 2026, TruGolf held $8,474,349 in cash, cash equivalents and restricted cash and reported a working capital deficit of $2,345,394. Operating activities used $1,400,386 of cash during the first six months of 2026.

How much dilution could TruGolf’s Series A Convertible Preferred Stock create for TRUG shareholders?

TruGolf has 2,793 Series A Convertible Preferred shares outstanding with a reset conversion price recently adjusted to $2.76. Conversion plus make‑whole share issuance can significantly increase Class A shares outstanding, materially diluting existing stockholders over time.

Is TruGolf (TRUG) in compliance with Nasdaq listing requirements?

The company states its stock has closed below $1.00 since July 31, 2026, which may trigger noncompliance with Nasdaq’s bid‑price rule. Because a reverse stock split occurred in March 2026, TruGolf may not receive a compliance grace period if formally deficient.

Does TruGolf (TRUG) still have issues with internal controls over financial reporting?

Yes. Management concluded that disclosure controls and procedures were not effective as of June 30, 2026, due to a continuing material weakness in internal control over financial reporting previously described in the Form 10‑K for the year ended December 31, 2025.

How are TruGolf (TRUG)’s recurring revenues evolving?

Content software subscriptions generated $2,815,379 in Q2 2026 versus $341,443 in 2025, and $4,006,334 for the first half of 2026 versus $1,501,148. Franchise revenue added $75,000 for both Q2 and year‑to‑date 2026, diversifying revenue beyond hardware sales.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 10-Q

 

(Mark One)

 

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the Quarterly Period Ended June 30, 2026

 

or

 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period from __________________________ to __________________________

 

Commission file number 001-40970

 

TRUGOLF HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

 

Nevada   85-3269086
State or Other Jurisdiction   (I.R.S. Employer
of Incorporation or Organization   Identification No.)

 

60 North 1400 West, CentervilleUtah 84014

(Address of Principal Executive Offices) (Zip Code)

 

Registrant’s telephone number, including area code: (801) 298-1997

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class   Trading Symbol(s)   Name of each exchange on which registered
Class A Common Stock, $0.0001 par value   TRUG   The Nasdaq Stock Market LLC

 

Securities registered pursuant to Section 12(g) of the Act: None

 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒

 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No ☒

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

Large accelerated filer   Accelerated filer
Non-accelerated filer   Smaller reporting company
      Emerging growth company

 

If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐ No 

 

As of August 12, 2026, the latest practicable date, 1,903,708 shares of Class A common stock and 19,999 shares of Class B common stock outstanding.

 

 

 

 
 

 

TRUGOLF HOLDINGS, INC.

FORM 10-Q

FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2026 AND 2025

 

TABLE OF CONTENTS

 

PART I – FINANCIAL INFORMATION 3
ITEM 1. FINANCIAL STATEMENTS 3
CONDENSED CONSOLIDATED BALANCE SHEET 3
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS 4
CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ DEFICIT FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2026 AND 20255
CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ DEFICIT FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2026 AND 2025 6
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOW 7
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS 8
ITEM 2. MANAGEMENT DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 14
ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 18
ITEM 4. CONTROLS AND PROCEDURES 18
PART II – OTHER INFORMATION 18
ITEM 1. LEGAL PROCEEDINGS 18
ITEM 1A. RISK FACTORS 19
ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS 20
ITEM 3. DEFAULTS UPON SENIOR SECURITIES 20
ITEM 4. MINE SAFETY DISCLOSURES 20
ITEM 5. OTHER INFORMATION 20
ITEM 6. EXHIBITS 20
SIGNATURES 21

 

2
 

 

PART I – FINANCIAL INFORMATION

 

ITEM 1. FINANCIAL STATEMENTS

 

TRUGOLF HOLDINGS, INC.

CONDENSED CONSOLIDATED BALANCE SHEET

(Unaudited)

 

   June 30,   December 31, 
   2026   2025 
    (Unaudited)       
Assets          
Current assets:          
Cash and cash equivalents  $6,374,349   $10,469,263 
Restricted cash   2,100,000    2,100,000 
Accounts receivable, net   1,265,013    1,060,709 
Inventory, net   1,391,316    863,257 
Prepaid expenses   1,057,780    985,076 
Total current assets   12,188,458    15,478,305 
Property and equipment, net   483,963    355,499 
Capitalized software development costs, net   4,877,603    3,633,661 
Right-of-use assets   417,947    682,648 
Other long-term assets   31,023    31,023 
Total assets  $17,998,994   $20,181,136 
Liabilities and Stockholders’ Equity          
Current Liabilities:          
Accounts payable  $3,249,204   $2,767,385 
Deferred revenue   5,180,889    5,560,725 
Notes payable, current portion   291,507    296,733 
Notes payable to related parties   2,100,000    2,250,000 
Line of credit, bank   802,738    802,738 
Dividend notes payable   118,362    118,362 
Accrued interest   594,590    594,590 
Accrued and other current liabilities   1,903,430    1,508,750 
Lease liability, current portion   293,132    502,526 
Total current liabilities   14,533,852    14,401,809 
Non-current liabilities:          
Note payables, net of current portion   268,500    287,000 
Gross sales royalty payable   1,000,000    1,000,000 
Lease liability, net of current portion   136,361    191,944 
Total liabilities   15,938,713    15,880,753 
Commitments and contingencies (Note 9)   -     -  
Stockholders’ equity:          
Preferred stock, $0.0001 par value, 10 million shares authorized          
Series A Convertible Preferred Stock, $0.0001 par value per share; authorized - 50,000 shares; 2,678 and 5,427 shares issued and outstanding, respectively. Liquidation preference of $614,016 as of June 30, 2026   -    1 
Common stock, $0.0001 par value, 100 million shares authorized:          
Common stock - Class A, $0.0001 par value, 100 million shares authorized; 1,569,534 and 422,899 shares issued and outstanding, respectively   156    41 
Common stock - Class B, $0.0001 par value, 1 million shares authorized; 19,999 shares issued and outstanding, respectively   2    2 
Treasury stock at cost, 9 shares of common stock held, respectively   (2,382,000)   (2,037,000)
Additional paid-in capital   52,687,711    47,413,839 
Accumulated deficit   (48,245,588)   (41,076,500)
Total stockholders’ equity   2,060,281    4,300,383 
Total liabilities and stockholders’ equity  $17,998,994   $20,181,136 

 

The accompanying footnotes are an integral part of these unaudited condensed consolidated financial statements.

 

3
 

 

TRUGOLF HOLDINGS, INC.

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS

(Unaudited)

 

   2026   2025   2026   2025 
   Three Months Ended June 30,   Six Months Ended June 30, 
   2026   2025   2026   2025 
                 
Revenue, net  $5,792,180   $4,310,864   $10,812,442   $9,700,094 
Cost of revenue   2,326,282    2,537,654    4,663,548    4,489,173 
Total gross profit   3,465,898    1,773,210    6,148,894    5,210,921 
                     
Operating expenses:                    
Salaries, wages and benefits   1,240,565    1,006,210    2,033,976    2,953,026 
Selling, general and administrative   2,447,339    2,637,026    5,631,503    5,362,145 
Total operating expenses   3,687,904    3,643,236    7,665,479    8,315,171 
                     
Loss from operations   (222,006)   (1,870,026)   (1,516,585)   (3,104,250)
                     
Other (expense) income:                    
Interest income   45,892    64,830    100,340    119,426 
Interest expense   (263,702)   (1,516,874)   (470,865)   (3,007,568)
Other income (expense)   (7,992)   600    (7,992)   600 
Total other expense   (225,802)   (1,451,444)   (378,517)   (2,887,542)
                     
Loss from operations before provision for income taxes   (447,808)   (3,321,470)   (1,895,102)   (5,991,792)
                     
Provision for income taxes   -    -    -    - 
Net loss  $(447,808)  $(3,321,470)  $(1,895,102)  $(5,991,792)
                     
Net loss per common share - basic and diluted  $(0.37)  $(4.63)  $(2.18)  $(9.31)
                     
Weighted average shares outstanding - basic and diluted   1,206,000    717,928    868,000    643,657 

 

The accompanying footnotes are an integral part of these unaudited condensed consolidated financial statements.

 

4
 

 

TRUGOLF HOLDINGS, INC.

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ DEFICIT

FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2026 AND 2025

(Unaudited)

 

   Shares   Amount   Shares   Amount   Shares   Amount   Shares   Amount   Capital   Deficit   Total 
  

Series A

Preferred Stock

  

Class A

Common Stock

  

Class B

Common Stock

   Treasury Stock  

Additional

Paid-in

    Accumulated     
   Shares   Amount   Shares   Amount   Shares   Amount   Shares   Amount   Capital   Deficit   Total 
                                             
Balance at December 31, 2024   -   $-    52,241   $5    3,434   $-    (9)  $(2,037,000)  $18,551,710   $(21,155,496)  $(4,640,781)
                                                        
Issuance of common stock for interest and make good   -    -    4,805    -    -    -    -    -    1,087,513    -    1,087,513 
Issuance of common stock for conversion of notes   -    -    1,324    -    -    -    -    -    1,655,000    -    1,655,000 
Stock-based compensation- options   -    -    -    -    -    -    -    -    3,341    -    3,341 
Net loss   -    -    -    -    -    -    -    -    -    (2,670,322)   (2,670,322)
Balance as of March 31, 2025   -   $-    58,370   $5    3,434   $-    (9)  $(2,037,000)  $21,297,564   $(23,825,818)  $(4,565,249)
                                                        
Issuance of common stock for PIPE interest and make good             11,115    1                        1,082,193         1,082,194 
Issuance of common stock for conversion of PIPE notes             3,116    -                        1,558,000         1,558,000 
Issuance of common stock for conversion of dividend note payable             8,466    1    16,565    2              3,905,558         3,905,561 
Reverse stock split adjustment             (5)   -                                  - 
Stock-based compensation - options                                           3,342         3,342 
Issuance of Series A Preferred and associated warrants   189    -    -    -    -    -    -    -    5,651,310    -    5,651,310 
Net loss   -    -    -    -    -    -    -    -    -    (3,321,470)   (3,321,470)
Balance as of June 30, 2025   189   $-    81,062   $7    19,999   $2    (9)  $(2,037,000)  $33,497,967   $(27,147,288)  $4,313,688 

 

5
 

 

TRUGOLF HOLDINGS, INC.

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ DEFICIT

FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2026 AND 2025

(Unaudited)

 

   Shares   Amount   Shares   Amount   Shares   Amount   Shares   Amount   Capital   Deficit   Total 
  

Series A

Preferred Stock

  

Class A

Common Stock

  

Class B

Common Stock

   Treasury Stock  

Additional

Paid-in

    Accumulated     
   Shares   Amount   Shares   Amount   Shares   Amount   Shares   Amount   Capital   Deficit   Total 
                                             
Balance at December 31, 2025   5,427   $1    422,899   $41    19,999   $2    (9)  $(2,037,000)  $47,413,839   $(41,076,500)  $4,300,383 
                                                        
Issuance of common stock for conversion of Series A Preferred and dividends   (1,349)   (1)   226,828    23    -    -    -    -    2,043,278    (2,043,300)   - 
Reversal of cancelled preferred stock conversions   62    -    (8,721)   (1)   -    -    -    -    (80,731)   80,732    - 
Repurchase of common stock   -    -    -    -    -    -    -    (345,000)   -    -    (345,000)
Net loss   -    -    -    -    -    -    -    -    -    (1,447,294)   (1,447,294)
Balance as of March 31, 2026   4,140   $-    641,006   $63    19,999   $2    (9)  $(2,382,000)  $49,376,386   $(44,486,362)  $2,508,089 
                                                        
Issuance of common stock for conversion of Series A Preferred and dividends   (1,331)   -    928,528    93    -    -    -    -    3,311,325    (3,311,418)   - 
Cancelled preferred stock conversions   (16)   -    -    -    -    -    -    -    -    -    - 
Net loss   -    -    -    -    -    -    -    -    -    (447,808)   (447,808)
Balance as of June 30, 2026   2,793   $-    1,569,534   $156    19,999   $2    (9)  $(2,382,000)  $52,687,711   $(48,245,588)  $2,060,281 

 

The accompanying footnotes are an integral part of these unaudited condensed consolidated financial statements.

 

6
 

 

TRUGOLF HOLDINGS, INC.

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOW

(Unaudited)

 

   2026   2025 
   For the Six Months Ended June 30, 
   2026   2025 
         
Cash flows from operating activities:          
Net loss  $(1,895,102)  $(5,991,792)
Adjustments to reconcile net loss to net cash used in operating activities:          
Depreciation and amortization   803,396    413,409 
Amortization of convertible notes discount   -    359,037 
Amortization of right-of-use asset   264,701    178,344 
Bad debt expense   -    74,818 
Stock issued for make good provisions on debt conversion   -    2,169,707 
Stock options issued to employees   -    6,682 
Changes in operating assets and liabilities:          
Accounts receivable, net   (204,304)   (861,552)
Inventory, net   (528,059)   (348,965)
Prepaid expenses   (72,704)   (173,770)
Other current assets   -    45,737 
Accounts payable   481,819    390,129 
Deferred revenue   (379,836)   1,896,218 
Accrued interest payable   -    (96,429)
Accrued and other current liabilities   394,680    773,570 
Lease liability   (264,977)   (189,689)
Net cash used in operating activities   (1,400,386)   (1,354,546)
           
Cash flows from investing activities:          
Purchases of property and equipment   (176,134)   (45,966)
Capitalized software, net   (1,999,668)   (1,568,778)
Net cash used in investing activities   (2,175,802)   (1,614,744)
           
Cash flows from financing activities:          
Proceeds from PIPE loans, net of discount   -    2,520,000 
Repayments of notes payable   (23,726)   (4,928)
Repayments of notes payable to related party   (150,000)   (268,500)
Repurchase of treasury stock   (345,000)   - 
Net cash provided by (used in) financing activities   (518,726)   2,246,572 
           
Net change in cash, cash equivalents and restricted cash   (4,094,914)   (722,718)
           
Cash, cash equivalents and restricted cash - beginning of period   12,569,263    10,882,077 
           
Cash, cash equivalents and restricted cash - end of period  $8,474,349   $10,159,359 
           
Supplemental cash flow information:          
Cash paid for:          
Interest  $57,468   $108,993 
Income taxes  $-   $- 
Non-cash investing and financing activities:          
Series A Convertible Preferred Stock dividends converted to Class A Common Stock  $5,354,718   $- 
PIPE note principal converted to Class A Common Stock  $-   $3,213,000 
Dividend note principal converted to Class A and Class B Common Stock  $-   $3,905,561 
Exchange of PIPE Notes and Series A and B Warrants for Series A Convertible Preferred Stock and Warrants for Series A Convertible Preferred Stock  $-   $5,651,310 

 

The accompanying footnotes are an integral part of these unaudited condensed consolidated financial statements.

 

7
 

 

TRUGOLF HOLDINGS, INC.

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 1 – NATURE OF THE ORGANIZATION AND BUSINESS

 

Organization and Business

 

TruGolf Holdings, Inc. (including its subsidiaries, “TruGolf”, “the Company,” “we,” “us,” or “our”) designs, develops, manufactures, and sells golf simulators and related software for residential and commercial applications.

 

On May 10, 2024, the Company formed TruGolf Links Franchising, LLC (“Links”), a wholly-owned subsidiary, to establish and sell franchises utilizing the Company’s indoor golf and recreational sports simulators.

 

On March 10, 2026, the Company completed its redomestication from Delaware to Nevada (the “Redomestication”). In connection with the Redomestication, the Company adopted new articles of incorporation and bylaws governed by Nevada law. At the effective time of the Redomestication, each outstanding share of the Company’s common stock and preferred stock converted into an equivalent corresponding share of the Nevada corporation, with no change in par value.

 

Reverse Stock Split

 

On March 27, 2026, the Company completed a 1-for-10 reverse stock split of the Class A common stock and Class B common stock of the Company’s issued and outstanding common stock, effective as of March 27, 2026 (the “2026 Reverse Stock Split”, and together with the 2025 Reverse Stock Split, the “Reverse Stock Split”) and began trading on a 2026 Reverse Stock Split-adjusted basis on Nasdaq on March 27, 2026. As a result of the 2026 Reverse Stock Split, the number of Class A common stock outstanding was reduced from 5,355,626 to approximately 535,563 and the number of Class B common stock outstanding was reduced from 199,999 to 19,999, and the number of authorized shares of Class A common stock was reduced from 1,000,000,000 shares to 100,000,000 shares, and the number of authorized shares of Class B common stock was reduced from 10,000,000 shares to 1,000,000 shares. All share amounts have been retroactively adjusted for the Reverse Stock Split.

 

Proportionate adjustments for the Reverse Stock Split were made to the exercise prices and number of shares issuable under the Company’s equity incentive plans, and the number of shares underlying outstanding equity awards and warrants, as applicable.

 

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

The significant accounting policies of ours are described in Note 2 to the audited consolidated financial statements included in our Annual Report on Form 10-K for the fiscal year ended December 31, 2025. The following policies are either new to the Company or have been updated to reflect changes in the current period.

 

Basis of Presentation

 

The accompanying unaudited condensed consolidated financial statements of TruGolf have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with Article 8 of Regulation S-X and the related rules and regulations of the U.S. Securities and Exchange Commission (the “SEC”). These interim unaudited condensed financial statements should be read in conjunction with those audited financial statements included in the Form 10-K, as filed with the SEC on April 15, 2026 (“Form 10-K”). In the opinion of management, all adjustments considered necessary for a fair presentation of the financial statements, consisting of normal recurring accruals, have been made. Operating results for the three and six months ended June 30, 2026, are not necessarily indicative of the results that may be expected for the entire year.

 

Reclassifications

 

Certain reclassifications within the balance sheets and statements of operations have been made to the prior period’s financial statements to conform to the current period financial statement presentation. There is no impact in total on the results of operations and cash flows in all periods presented.

 

8
 

 

Recently Issued Accounting Pronouncements Not Yet Adopted

 

In September 2025, the FASB issued ASU 2025-06, “Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40): Targeted Improvements to the Accounting for Internal-Use Software,” which modernizes the guidance for capitalizing internal-use software costs to better reflect contemporary software development practices, including agile and iterative methodologies. The amendments remove all references to prescriptive project stages from the existing three-stage framework and replace them with a principles-based approach under which an entity begins capitalizing software costs when two criteria are met: (1) management has authorized and committed to funding the software project, and (2) it is probable that the project will be completed and the software will be used to perform its intended function. The standard also supersedes the existing guidance on website development costs under Subtopic 350-50 and incorporates those costs into the Subtopic 350-40 framework, and requires capitalized internal-use software costs to comply with the disclosure requirements of ASC 360-10, Property, Plant, and Equipment. ASU 2025-06 is effective for all entities for annual reporting periods beginning after December 15, 2027, and interim reporting periods within those annual reporting periods. Early adoption is permitted, and the standard may be applied on a retrospective, prospective, or modified retrospective basis. The Company is currently evaluating the impact this standard will have on its financial statements.

 

In November 2024, the FASB issued ASU 2024-03, “Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses,” which requires the disaggregated disclosure of specific expense categories, including purchases of inventory, employee compensation, depreciation, and amortization included in each relevant expense caption presented on the statement of operations. The standard also requires disclosure of qualitative description of the amounts remaining in relevant expense captions that are not separately disaggregated quantitatively, as well as the total amount of selling expenses and an entity’s definition of selling expenses. ASU 2024-03 is effective for annual periods beginning after December 15, 2026, and interim periods beginning after December 15, 2027. The Company is currently evaluating the impact this standard will have on its financial statements.

 

NOTE 3 – NET LOSS PER SHARE

 

Basic net loss per share is computed by dividing net loss attributable to common stockholders by the weighted-average number of common shares outstanding during the period. Diluted net loss per share is the same as basic net loss per share for the periods presented because all potentially dilutive securities were anti-dilutive.

 

Potentially dilutive securities excluded from the computation of diluted net loss per share consisted of the following:

  

   2026   2025   2026   2025 
   Three Months Ended June 30,   Six Months Ended June 30, 
   2026   2025   2026   2025 
Stock options   2,262    2,262    2,262    2,262 
Series A preferred shares (1)   475,981    -    475,981    - 
Common stock - Series A preferred warrants   1,457,315    587    1,457,315    587 
Earnout shares   9,000    9,000    9,000    9,000 
Underwriter warrants   1,265    1,265    1,265    1,265 
Pipe convertible notes (2)   -    29,873    -    29,873 
Common stock - Series A warrants   -    5,109    -    5,109 
Common stock - Series B warrants   -    -    -    - 
Totals   1,945,823    48,096    1,945,823    48,096 

 

  (1)Does not include shares for make-whole conversion provisions based on variable floating factors that were not determinable as of June 30, 2026.
  (2)Does not include shares for interest or make-whole amounts as the number of shares is undeterminable since the calculation is based on variable floating factors

 

9
 

 

NOTE 4 – CAPITALIZED SOFTWARE

 

Capitalized software development costs consist primarily of costs incurred to develop and enhance of the Company’s proprietary software platform E6 GOLF® software platform. Software development costs are capitalized when the capitalization criteria are met and are amortized using the straight-line method over their estimated useful lives beginning when the related software is placed into service.

 

The components of capitalized software development costs were as follows:

  

   June 30,   December 31, 
   2026   2025 
Capitalized software  $6,932,629   $4,771,611 
Less accumulated amortization   (2,055,026)   (1,137,950)
Capitalized software costs, net  $4,877,603   $3,633,661 

 

Amortization expense related to capitalized software development costs was $286,513 and $755,726 for the three and six months ended June 30, 2026, respectively, compared with $332,758 and $433,058 for the three and six months ended June 30, 2025, respectively.

 

NOTE 5– RELATED PARTY TRANSACTIONS

 

Related party notes payable consisted of the following:

  

   June 30,   December 31, 
   2026   2025 
Note payable - ARJ Trust  $650,000   $650,000 
Loan - Chris Jones   1,450,000    1,600,000 
Notes payable   2,100,000    2,250,000 
Less current portion   (2,100,000)   (2,250,000)
Note payable long-term portion  $-   $- 

 

ARJ Trust

 

In December 2008, the Company entered into a note payable with ARJ Trust, a trust that is indirectly controlled by the Company’s chief executive officer. The note had a principal amount of $500,000, an interest rate of 8.50% per annum, and an amended maturity date of September 30, 2026. The Company is required to make monthly interest-only payments of $3,541.

 

In June 2010, the Company entered into a second note payable with ARJ Trust. The note has a principal amount of $150,000, an interest rate of 8.50% per annum, and an amended maturity date of September 30, 2026. The Company is required to make monthly interest-only payments of $1,063.

 

The Company made interest-only payments of $13,812 during the six months ended June 30, 2026 and 2025, respectively. The principal balance of the notes was $650,000 at June 30, 2026 and December 31, 2025.

 

Chief Executive Officer

 

During the year ended December 31, 2024, the Company’s Chief Executive Officer loaned the Company an aggregate of $2.0 million to fund operating expenses. The loan bears no interest and has no stated maturity date. During the six months ended June 30, 2026, the Company repaid an additional $150,000 of principal. The outstanding principal balance of the loan was $1,450,000 as of June 30, 2026, compared to the $1,600,000 as of December 31, 2025.

 

10
 

 

NOTE 6 – STOCKHOLDERS’ EQUITY

 

Series A Convertible Preferred Stock

 

On April 22, 2025, in connection with the execution of certain exchange agreements, the Company designated 50,000 shares of authorized and unissued preferred stock as Series A Convertible Preferred Stock. Upon completion of the Redomestication, these shares were converted into Series A Convertible Preferred Stock of the redomesticated entity on substantially the same terms (“Series A Preferred”).

 

Each share of Series A Preferred has an initial stated value of $1,000 per share, subject to adjustment pursuant to the Company’s Articles of Incorporation for stock splits, stock dividends, recapitalizations, reorganizations, reclassifications, combinations, subdivisions and similar events. The Series A Preferred ranks senior to the Company’s Class A common stock with respect to dividends, distributions, and upon liquidation, dissolution, and winding up.

 

The Series A Preferred accrues cash dividends at a rate of 10% per annum. Dividends may be paid in cash, shares of the Company’s Class A common stock at a rate of 15% per annum, through increases to the stated value of the Series A Preferred (“Capitalized Dividends”), or in a combination thereof, subject to the terms of the Articles of Incorporation. The conversion amount of the Series A Preferred may also include certain additional amounts, make-whole amounts and other amounts payable pursuant to the Articles of Incorporation. The increase in the gross stated value of the Series A Preferred primarily relates to capitalized dividends and other adjustments pursuant to the Articles of Incorporation.

 

The conversion price of the Series A Preferred is subject to periodic reset provisions based on the market price of the Company’s Class A common stock. The Series A Preferred also contains anti-dilution and stock combination event adjustment provisions, including adjustments based on an “Event Market Price,” as defined in the Articles of Incorporation, which may affect the conversion price and the number of shares issuable upon conversion. In connection with the Company’s 2026 reverse stock split, the conversion price was proportionately adjusted to $21.60 per share. On April 22, 2026, the conversion price was adjusted to $2.76 per share pursuant to the reset provisions.

 

Upon the voluntary conversion by the holders of the Series A Preferred, in addition to the issuance of Class A common stock issuable upon conversion of the stated value of the Series A Preferred, the Company shall issue to the holders of Class A common stock all dividends that would otherwise have accrued on such Series A Preferred if such share were held until the five-year anniversary of issuance (the “Make-Whole Amount”). The Make-Whole Amount is convertible into Class A common stock at the “Alternate Conversion Price” which is equal to the lesser of (i) the conversion price, and (ii) 90% of the lowest volume weighted average price (“VWAP”) of the Class A common stock during the five consecutive trading days immediately prior to such conversion (subject to the Floor Price of $35.00 (the “Floor Price”)) (the “Alternate Conversion Price”). If at the time of a conversion the Alternate Conversion Price is determined to be the Floor Price because such Floor Price is greater than 90% of the then five-day VWAP of a share of Class A common stock, then the Conversion Amount, is automatically increased pro rata, by the applicable Alternate Conversion Floor Amount. The “Conversion Amount” means, on any date, the sum of (1) the stated value plus (2) any declared and unpaid dividends on the Series A Preferred plus (3) the Make-Whole Amount, if any, plus (4) any other amounts owed to such holder. The “Alternate Conversion Floor Amount” means an amount equal to the product obtained by multiplying (A) the higher of (I) the highest price that the Class A common stock trades at on the trading day immediately preceding the relevant date and (II) the applicable Alternate Conversion Price and (B) the difference obtained by subtracting (I) the number of shares of Class A common stock delivered to such holder from (II) the quotient obtained by dividing (x) the applicable Conversion Amount, by (y) the applicable Alternate Conversion Price without giving effect to the Floor Price.

 

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Conversion of Series A Preferred Stock

 

During the three months ended June 30, 2026, the Company issued an aggregate of 928,528 shares of Class A common stock upon conversion of 1,331 shares of Series A Preferred. During the six months ended June 30, 2026, the Company issued an aggregate of 1,058,144 shares of Class A common stock upon conversion of 2,680 shares of Series A preferred. The shares issued had fair values ranging from $8.08 to $21.60 per share.

 

During the six months ended June 30, 2026, the Company issued an aggregate of 97,212 shares of Class A common stock to holders of Series A Preferred in satisfaction of accrued dividends in lieu of cash. No such shares were issued during the three months ended June 30, 2026.

 

The Company also reversed the conversion of 62 shares of Series A Preferred that had previously been reflected as converted as of December 31, 2025. The related issuance of 8,721 shares of Class A common stock was subsequently cancelled because the shares were not issued or delivered to the holders. Accordingly, the Company reinstated the related preferred stock balances and reversed the previously recorded conversion entries, resulting primarily in reductions to Class A common stock and additional paid-in capital, with a corresponding adjustment to accumulated deficit related to amounts previously recognized under the make-whole provisions.

 

The Company evaluated the impact of the cancelled conversions on its previously issued financial statements, including earnings per share, and concluded that the effect was not material.

 

NOTE 7 – REVENUE FROM CONTRACTS WITH CUSTOMERS

 

The Company’s revenues are disaggregated based on revenue type, including (i) golf simulators, (ii) content software subscriptions, (iii) franchise revenue, and (iv) other.

 

The Company’s net revenues for the three and six months ended June 30, 2026 and 2025, are disaggregated as follows:

 

 

   2026   2025   2026   2025 
   Three Months Ended June 30,   Six Months Ended June 30, 
   2026   2025   2026   2025 
Revenues:                
Golf Simulators(1)  $2,722,531   $3,210,559   $6,387,397   $6,798,471 
Content Software Subscriptions   2,815,379    341,443   $4,006,334    1,501,148 
Franchise Revenue   75,000    -   $75,000    75,000 
Other(2)   179,270    758,862   $343,711    1,325,475 
Total net revenue  $5,792,180   $4,310,864   $10,812,442   $9,700,094 

 

(1)Includes items such as hardware and proprietary perpetual licenses
(2)Includes items such as shipping income and installation income

 

NOTE 8 – SEGMENT INFORMATION

 

The Company currently operates as one business segment, which is also its sole reportable segment, focusing on the manufacturing and sale of indoor golf simulators. The Company’s business activities have similar economic and other characteristics, including the nature of its products, manufacturing processes, types of customers, and distribution methods. The determination of a single business segment is consistent with the consolidated financial information regularly provided to the Company’s chief operating decision makers (“CODMs”). The Company’s CODMs consist of its Principal Executive Officer, Director, and Principal Financial Officer, who collectively review and evaluate consolidated profit and loss and total assets for the purpose of assessing performance, making operating decisions, allocating resources, and planning and forecasting for future periods.

 

NOTE 9 – COMMITMENTS AND CONTINGENCIES

 

From time to time, the Company may become involved in claims and legal proceedings arising in the ordinary course of business. Management is not currently aware of any matters that are expected to have material adverse effect on the Company’s financial position, results of operations, or cash flows.

 

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NOTE 10 – SUBSEQUENT EVENT

 

Subsequent to June 30, 2026, the Company repaid an additional $6,000 of principal on the loan from its Chief Executive Officer. Following this payment, the outstanding principal balance of the loan was $1,444,000.

 

Issuance of Common Stock

 

Subsequent to June 30, 2026, the Company issued an aggregate of 254,619 shares of Class A common stock with fair values ranging from $2.76 to $21.60 per share for the conversion of 115 shares Series A Preferred Convertible Stock.

 

Legal Proceedings

 

On July 24, 2026, a putative class action and shareholder derivative complaint captioned Parker LaChance, individually and on behalf of all others similarly situated, and derivatively on behalf of TruGolf Holdings, Inc. v. TruGolf Holdings, Inc.; Christopher Jones; B. Shaun Limbers; Humphrey P. Polanen; Riley Russell; AJ Redmer; Haynie & Company; SandTrap Opportunities LLC; ATW Opportunities Master Fund II, L.P.; ATW Partners Opportunities Management, LLC; Kerry Propper; and Antonio Ruiz-Giménez was filed against the Company and certain of its current and former officers and directors, Haynie & Company, and certain investor entities and individuals in the United States District Court for the District of Utah, Case No. 2:26-cv-00695. The plaintiff, Parker LaChance, purports to bring the action individually and on behalf of a putative class of persons who purchased or otherwise acquired the Company’s Class A common stock between September 10, 2025 and May 20, 2026, and derivatively on behalf of the Company.

 

The complaint alleges, among other things, that the Company’s registration statements, proxy statements, and periodic reports contained material misstatements and omissions arising from certain financing transactions. The complaint purports to assert claims for violation of Sections 11 and 15 of the Securities Act of 1933 against the Company, certain current and former officers and directors, and Haynie & Company; violation of Section 14(a) of the Securities Exchange Act of 1934 and Rule 14a-9 thereunder against the Company and certain officers and directors in connection with proxy solicitations; violation of Section 10(b) of the Exchange Act and Rule 10b-5 thereunder, and Section 20(a) of the Exchange Act, against the Company and its Chief Executive Officer; and, derivatively, claims for breach of fiduciary duty against certain officers and directors, aiding and abetting breach of fiduciary duty against certain investor defendants, and unjust enrichment in the alternative.

 

The complaint seeks, among other relief, class certification, compensatory damages in an amount to be determined at trial together with prejudgment interest, rescission or a rescissory measure of damages under the Securities Act claims to the extent available, damages to the Company (including disgorgement of profits and other benefits) on the derivative claims, corporate governance reforms, an award of costs and attorneys’ fees, and a jury trial.

 

The Company believes it has meritorious defenses to the allegations and intends to defend the action vigorously. At this stage of the proceeding, the Company is unable to predict the outcome of this matter or estimate a range of reasonably possible loss, if any, and no amounts have been accrued in connection with this matter as of the date of this filing.

 

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ITEM 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

 

The following discussion and analysis provide information which we believe relevant to an assessment and understanding of our financial condition and results of operations. The following financial information is derived from our financial statements and should be read in conjunction with such financial statements and notes thereto set forth elsewhere herein.

 

Cautionary Note Regarding Forward Looking Statements

 

This Quarterly Report on Form 10-Q for the three and six months ended June 30, 2026 (“Form 10-Q”) contains certain “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended (“Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (“Exchange Act”). All statements other than statements of historical facts contained in this Form 10-Q, including statements regarding the financial position, business strategy and the plans and objectives of management for our future operations, are forward-looking statements. These forward-looking statements are based on the beliefs of management, as well as assumptions made by and information currently available to us. When used in this Form 10-Q, the words “anticipate,” “believe,” “estimate,” “expect,” “forecasts,” “may,” “will,” “should,” “seek,” “scheduled,” “intend,” “plan,” and “expect” and variations of these words or similar expressions (or the negative versions of such words or expressions) are intended to identify forward-looking statements.

 

The forward-looking statements in this Form 10-Q are not guarantees of future performance, conditions or results, and involve a number of known and unknown risks, uncertainties, assumptions and other important factors, many of which are outside of the Company’s control, that could cause the actual results or outcomes to differ materially from those discussed in the forward-looking statements. These forward-looking statements speak only as of the date of this Form 10-Q and are subject to numerous risks, including, but not limited to the following:

 

the occurrence of any event, change, or other circumstances, including the outcome of any legal proceedings that may be instituted against us;
the ability to maintain the listing of our securities on Nasdaq, and the potential liquidity and trading of our securities;
the risk of disruption to our current plans and operations;
the ability to recognize the anticipated benefits of our business and the Business Combination, which may be affected by, among other things, competition and the ability to grow, manage growth profitably, and retain key employees;
costs related to our business;
changes in applicable laws or regulations;
our ability to meet future capital requirements to fund our operations, which may involve debt and/or equity financing, and to obtain such debt and/or equity financing on favorable terms, and our sources and uses of cash;
our ability to maintain existing license agreements;
our ability to achieve and maintain profitability in the future;
our financial performance; and
other factors disclosed under the section entitled “Risk Factors”.

 

These forward-looking statements are subject to a number of risks, uncertainties and assumptions, including those described in “Risk Factors” included in our Annual Report on Form 10-K for the year ended December 31, 2025, as filed with the U.S. Securities and Exchange Commission (“SEC”) on April 15, 2026 (the “Form 10-K”). Moreover, we operate in a very competitive and rapidly changing environment. New risks emerge from time to time. It is not possible for our management to predict all risks, nor can we assess the impact of all factors on our business or the extent to which any factor, or combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements we may make. In light of these risks, uncertainties and assumptions, the forward-looking events and circumstances discussed in this report may not occur and actual results could differ materially and adversely from those anticipated or implied in the forward-looking statements.

 

Although we believe that the expectations reflected in the forward-looking statements are reasonable and the information included in this report is accurate, we cannot guarantee that the future results, level of activity, performance or events and circumstances reflected in the forward-looking statements will be achieved or occur. We undertake no obligation to update publicly any forward-looking statements for any reason after the date of this report to confirm these statements to actual results or changes in our expectations. We qualify all of our forward-looking statements by these cautionary statements.

 

The following discussion and analysis of our financial condition and results of operations should be read in conjunction with our unaudited condensed consolidated financial statements and related notes appearing elsewhere in this Form 10-Q (the “Financial Statements”), and also with our audited consolidated financial statements and notes thereto included in our Form 10-K.

 

Company Overview

 

We design, develop, manufacture, and sell golf simulators and related software for residential and commercial applications. Our product offerings include portable, professional, commercial, and custom simulators, as well as standalone software products including E6 Connect and E6 GOLF. We also offer multi-sport gaming applications. Our franchise operations are conducted through our wholly-owned subsidiary, TruGolf Links Franchising, LLC, (“Links”)

 

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Reverse Stock Split

 

On March 27, 2026, the Company completed a 1-for-10 reverse stock split of the Class A common stock and Class B common stock of the Company’s issued and outstanding common stock, effective as of March 27, 2026 (the “2026 Reverse Stock Split”, and together with the 2025 Reverse Stock Split, the “Reverse Stock Split”) and began trading on a 2026 Reverse Stock Split-adjusted basis on Nasdaq on March 27, 2026. As a result of the 2026 Reverse Stock Split, the number of Class A common stock outstanding as of December 31, 2025, was reduced from 5,355,626 to approximately 535,563 and the number of Class B common stock outstanding was reduced from 199,999 to 19,999, and the number of authorized shares of Class A common stock was reduced from 1,000,000,000 shares to 100,000,000 shares, and the number of authorized shares of Class B common stock was reduced from 10,000,000 to 1,000,000. All share amounts have been retroactively adjusted for the Reverse Stock Split.

 

Results of Operations

 

Comparison of the Three Months Ended June 30, 2026, to the Three Months Ended June 30, 2025

 

   2026   2025   Variance 
Revenue, net  $5,792,180   $4,310,864   $1,481,316 
Cost of revenue   2,326,282    2,537,654    (211,372)
Total gross profit   3,465,898    1,773,210    1,692,688 
                
Operating expenses               
Salaries, wages and benefits   1,240,565    1,006,210    234,355 
Selling, general and administrative   2,447,339    2,637,026    (189,687)
Operating loss   (222,006)   (1,870,026)   1,648,020 
Other expenses, net   (225,802)   (1,451,444)   1,225,642 
Loss before income taxes  $(447,808)  $(3,321,470)  $2,873,662 

 

Revenues

 

Revenues increased by $1,481,316, or 34.4% for the three months ended June 30, 2026, compared to the three months ended June 30, 2025. The increase is primarily attributable to higher product acceptance, which resulted in increased revenue recognition from product sales, as well as the recognition of previously deferred revenue upon satisfaction of the applicable revenue recognition criteria.

 

Cost of Revenues

 

Cost of revenue decreased by $211,372, or 8.3% for the three months ended June 30, 2026, as compared to the three months ended June 30, 2025. The decrease was partially attributable to (i) the allocation of salaries and wages of warehouse employees of $330,204 during the three months ended June 30, 2026, compared to its absence during the prior year period, (ii) the increase in shipping costs of $192,590 during the three months ended June 30, 2026 as compared to the prior year period, (iii) inventory adjustments decreased by $328,276, reflecting reduced inventory write-downs and other inventory-related adjustments, and (iv) other product cost variances decreased by $405,890 as compared to the prior year period.

 

Operating Expenses

 

Total operating expenses increased by $44,668, for the three months ended June 30, 2026, as compared to the three months ended June 30, 2025.

 

Salaries, Wages and Benefits

 

Salaries, wages and benefits increased by $234,355, or 23.3%, to 1,240,565 for the three months ended June 30, 2026, compared to $1,006,210 the three months ended June 30, 2025. The increase was primarily due to a reduction in employee compensation capitalized as software development costs, which resulted in a greater portion of payroll cost being recognized as operating expense during the current-year period. Employee compensation capitalized as software development costs decreased to $933,603 for the three months ended June 30, 2026, from $1,298,247 in the prior year period.

 

Selling, General and Administrative

 

Selling, general and administrative decreased by $189,687, or 7.2%, to $2,447,339 for the three months ended June 30, 2026, compared to $2,637,026, for the three months ended June 30, 2025. The overall decrease was primarily attributable to a $323,248 decrease in bad debt expense in accordance with the Company’s accounting policy for recording the allowance for doubtful accounts, as well as a $166,619 decrease in other selling, general and administrative expenses. These decreases were partially offset by an increase in amortization expense related to capitalized software costs to $286,513 for the three months ended June 30, 2026, from $111,188 for the comparable prior-year period, and an increase in rent expense of $124,855, primarily resulting from a lease modification executed during the year ended December 31, 2025, which increased the Company’s monthly lease payments.

 

Other Expenses, net

 

Other expenses, net decreased by $1,225,642, or 84.4%, for the three months ended June 30, 2026, compared with the three months ended June 30, 2025. The decrease was primarily attributable to the elimination of interest expense associated with the PIPE convertible notes following their exchange for Series A Preferred Stock in July 2025 as well as the settlement of the dividend notes payable in April 2025.

 

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Comparison of the Six Months Ended June 30, 2026, to the Six Months Ended June 30, 2025

 

   2026   2025   Variance 
Revenue, net  $10,812,442   $9,700,094   $1,112,348 
Cost of revenue   4,663,548    4,489,173    174,375 
Total gross profit   6,148,894    5,210,921    937,973 
                
Operating expenses               
Salaries, wages and benefits   2,033,976    2,953,026    (919,050)
Selling, general and administrative   5,631,503    5,362,145    269,358 
Operating loss   (1,516,585)   (3,104,250)   1,587,665 
Other expenses, net   (378,517)   (2,887,542)   2,509,025 
Loss before income taxes  $(1,895,102)  $(5,991,792)  $4,096,690 

 

Revenues

 

Revenues increased by $1,112,348 for the six months ended June 30, 2026, compared to the six months ended June 30, 2025. The increase is primarily attributable to higher product acceptance, which resulted in increased revenue recognition from product sales, increase in revenue from the franchise division, as well as the recognition of previously deferred revenue upon satisfaction of the applicable revenue recognition criteria.

 

Cost of Revenues

 

Cost of revenue increased by $174,375, or 3.9% for the six months ended June 30, 2026, as compared to the six months ended June 30, 2025. The increase was partially attributable to (i) the allocation of salaries and wages of warehouse employees of $528,277 during the six months ended June 30, 2026, compared to its absence during the prior year period, (ii) the increase in shipping costs of $227,341 during the six months ended June 30, 2026 as compared to the prior year period, (iii) inventory adjustments decreased by $379,210, reflecting reduced inventory write-downs and other inventory-related adjustments, and (iv) other product cost variances decreased by $202,033 as compared to the prior year period.

 

Operating Expenses

 

Salaries, Wages and Benefits

 

Salaries, wages and benefits decreased by $919,050, or 31.1%, to $2,033,976 for the six months ended June 30, 2026, compared to $2,953,026 for the six months ended June 30, 2025. The decrease was primarily attributable to a lower amount of employee compensation being capitalized as software development costs during the current-year period. The Company capitalized $1,999,668 of employee compensation as software development costs during the six months ended June 30, 2026, compared to $1,568,778 during the corresponding prior year period.

 

Selling, General and Administrative

 

Selling, general and administrative increased by $269,358, or 5.0%, to $5,631,503 for the six months ended June 30, 2026, compared to $5,362,145, for the six months ended June 30, 2025. The overall increase was primarily attributable to an increase in amortization expense related primarily to capitalized software costs of $755,726 for the six months ended June 30, 2026, compared to $211,488 for the six months ended June 30, 2025, and an increase in rent expense of $124,855, primarily resulting from a lease modification executed during the year ended December 31, 2025, which increased the Company’s monthly lease payments. The increases were partially offset by an decrease of $264,318 in bad debt expense in accordance with the Company’s accounting policy for recording the allowance for doubtful accounts, a decrease of $212,235 in legal fees, as well as a $192,540 decrease in other selling, general and administrative expenses.

 

Other Income (Expenses)

 

Other expenses, net decreased by $2,509,025, or 86.9%, for the six months ended June 30, 2026, compared with the six months ended June 30, 2025. The decrease was primarily attributable to the elimination of interest expense associated with the PIPE convertible notes following their exchange for Series A Preferred Stock in July 2025 as well as the settlement of the dividend notes payable in April 2025.

 

Liquidity and Capital Resources

 

Liquidity

 

As of June 30, 2026, we had cash on hand of $8,474,349 and a working capital deficit of $2,345,394 as compared to cash on hand of $12,569,263 and a working capital surplus of $1,076,496 as of December 31, 2025. The decrease in working capital is primarily attributable to a decrease in cash on hand of $4,094,910, an increase of accounts receivable, net of $204,304, an increase in inventory of $528,059, and an increase in prepaid expenses of $72,704, which was partially offset by an increase in accounts payable of $481,822, an increase in other current liabilities of $129,704 and a decrease in deferred revenue of $379,836 and a decrease of $150,000 in note payable to related parties.

 

The Company’s operating activities consume the majority of its cash resources. The Company anticipates that it will continue to incur operating losses as it executes its development plans for 2026, as well as other potential strategic and business development initiatives. In addition, the Company has had and expects to have negative cash flows from operations, at least into the near future. The Company has previously funded, and plans to continue funding, these losses primarily with the sale of equity and convertible notes, although no assurances can be given that such financing will be available on acceptable terms or at all. The accompanying unaudited condensed consolidated financial statements do not include any adjustments that might be necessary should the Company be unable to continue as a going concern.

 

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Cash Flows

 

During the six months ended June 30, 2026, our cash used in operating activities was $1,400,386 compared to $1,354,546 during the six months ended June 30, 2025.

 

During the six months ended June 30, 2026, our net cash used in investing activities was $2,175,802 as compared to net cash used in investing activities of $1,614,744 during the six months ended June 30, 2025. The increase in cash used in investing activities was primarily due to an increase in capitalized costs for software development.

 

During the six months ended June 30, 2026, our net cash used in financing activities was $518,726 compared to net cash provided of $2,246,572 during the six months ended June 30, 2025. The decrease in cash provided by financing activities was primarily due to repurchase of treasury stock and cash payment of $150,000 for repayment of notes payable to a related party during the six months ended June 30, 2026, compared to $268,500 of such payments during the six months ended June 30, 2025, as well as $2,520,000 in cash proceeds from the convertible PIPE notes in 2025.

 

Critical Accounting Estimates

 

The preparation of our consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect reported amounts of assets, liabilities, revenues, and expenses. The following estimates involve the highest degree of judgment and uncertainty and have had or are reasonably likely to have a material impact on our financial condition or results of operations. The descriptions should be read in conjunction with Note 2 – Summary of Significant Accounting Policies, which describes the underlying accounting policies.

 

Allowance for Current Expected Losses

 

We estimate our allowance for current expected credit losses on accounts receivable using a rate loss model that considers customer payment history, aging, current economic conditions, and management’s judgment regarding ultimate collectability. As of June 30, 2026, we recorded an allowance of $1,372,500 against gross accounts receivable of $2,637,513, representing a reserve rate of 52.0%. The reserve rate reflects the concentration of our receivables among a limited number of commercial customers and the extended payment terms common in our industry.

 

This estimate is inherently uncertain because it requires management to predict future customer behavior based on historical patterns that may not be indicative of future collections. A 10% increase or decrease in our reserve rate would change the allowance by approximately $264,000, with a corresponding impact on net income. Given the concentration of our receivable balance, the financial condition of a single significant customer could have a disproportionate effect on this estimate.

 

Inventory Valuation

 

We carry inventory at the lower of cost or net realizable value. Estimating net realizable value requires management to assess product demand, technological obsolescence, and the expected selling prices of inventory on hand. During the three months ended March 31, 2026, we recorded $64,343 in inventory valuation adjustments in connection with our transition to a new accounting system, which required a comprehensive reconciliation of physical inventory counts to book records. These adjustments demonstrate the inherent uncertainty in this estimate.

 

Going forward, our inventory valuation is subject to risk from rapid changes in product technology and customer demand, particularly as we continue to evolve our simulator hardware lineup. A deterioration in demand for existing hardware models or the introduction of new products that render current inventory obsolete could require additional write-downs beyond those already recorded. Management reviews inventory for impairment indicators on a quarterly basis.

 

Capitalized Software Development Costs and Technological Feasibility and Useful Life

 

We capitalize software development costs once technological feasibility is established and cease capitalization when the product is available for general release. As of June 30, 2026, capitalized software development costs, net of accumulated amortization, were $4,877,603, and amortization expense was $755,726 for the six months ended June 30, 2026, compared to $433,058 for the six months ended June 30, 2025.

 

Two estimates embedded in this balance involve significant judgment. First, the determination of when technological feasibility is achieved affects the amount of costs eligible for capitalization versus those that must be expensed as incurred. An earlier or later feasibility determination could materially change the amount capitalized in any given period. Second, we amortize capitalized software costs over an estimated useful life of three years. If the actual useful life of our software products proves shorter than three years due to technological change or loss of market relevance, we would be required to accelerate amortization or record an impairment charge. Conversely, if useful lives are longer than estimated, our amortization expense may be overstated. Given the $4,877,603 net balance subject to this estimate, a change in the estimated useful life from three years to two years would increase annual amortization expense by approximately $813,000, which would be material to our results of operations.

 

Recent Accounting Developments

 

For a discussion of recently issued accounting developments and their impact on our unaudited condensed consolidated financial statements, refer to Note 2— Summary of Significant Accounting Policies in our Financial Statements.

 

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ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

 

Smaller reporting companies are not required to provide the information required by this item.

 

ITEM 4. CONTROLS AND PROCEDURES

 

Our Company conducted an evaluation, under the supervision and with the participation of the Company’s management, including the Company’s principal executive officer and principal financial officer, of the effectiveness of the design and operation of its disclosure controls and procedures as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”) as of the end of the period covered by this Form 10-Q. Based on that evaluation, our Company’s principal executive officer and principal financial officer have concluded that our disclosure controls and procedures were not effective, as of June 30, 2026, due to the material weakness in internal control over financial reporting described in Part II, Item 9A of our Annual Report on Form 10-K for the year ended December 31, 2025.

 

Changes in Internal Control over Financial Reporting

 

There have been no changes in our internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) during the period covered by this Form 10-Q that have materially affected or are reasonably likely to materially affect, our internal control over financial reporting.

 

PART II – OTHER INFORMATION

 

ITEM 1. LEGAL PROCEEDINGS

 

Our Company is a party to various lawsuits, claims, and other legal proceedings that arise from time to time in the ordinary course of business, including but not limited to commercial disputes, intellectual property matters, and employment related matters. In addition, our Company may bring claims or initiate lawsuits from time to time against various third parties with respect to matters arising out of the ordinary course of our Company’s business, including but not limited to commercial and intellectual property related matters.

 

For the matters we disclose that do not include an estimate of the amount of loss or range of losses, such an estimate is not possible or is immaterial, and we may be unable to estimate the possible loss or range of losses that could potentially result from the application of non-monetary remedies. Until the final resolution of such matters, if any of our estimates and assumptions change or prove to have been incorrect, we may experience losses in excess of the amounts recorded, which could have a material effect on our business, consolidated financial position, results of operations, or cash flows.

 

On July 24, 2026, a putative class action and shareholder derivative complaint captioned Parker LaChance, individually and on behalf of all others similarly situated, and derivatively on behalf of TruGolf Holdings, Inc. v. TruGolf Holdings, Inc.; Christopher Jones; B. Shaun Limbers; Humphrey P. Polanen; Riley Russell; AJ Redmer; Haynie & Company; SandTrap Opportunities LLC; ATW Opportunities Master Fund II, L.P.; ATW Partners Opportunities Management, LLC; Kerry Propper; and Antonio Ruiz-Giménez was filed against the Company and certain of its current and former officers and directors, Haynie & Company and certain investor entities and individuals in the United States District Court for the District of Utah, Case No. 2:26-cv-00695. The plaintiff, Parker LaChance, purports to bring the action individually and on behalf of a putative class of persons who purchased or otherwise acquired the Company’s Class A common stock between September 10, 2025 and May 20, 2026, and derivatively on behalf of the Company.

 

The complaint alleges, among other things, that the Company’s registration statements, proxy statements, and periodic reports contained material misstatements and omissions arising from certain financing transactions. The complaint purports to assert claims for violation of Sections 11 and 15 of the Securities Act of 1933 against the Company, certain current and former officers and directors, and Haynie & Company; violation of Section 14(a) of the Securities Exchange Act of 1934 and Rule 14a-9 thereunder against the Company and certain officers and directors in connection with proxy solicitations; violation of Section 10(b) of the Exchange Act and Rule 10b-5 thereunder, and Section 20(a) of the Exchange Act, against the Company and its Chief Executive Officer; and, derivatively, claims for breach of fiduciary duty against certain officers and directors, aiding and abetting breach of fiduciary duty against certain investor defendants, and unjust enrichment in the alternative.

 

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The complaint seeks, among other relief, class certification, compensatory damages in an amount to be determined at trial together with prejudgment interest, rescission or a rescissory measure of damages under the Securities Act claims to the extent available, damages to the Company (including disgorgement of profits and other benefits) on the derivative claims, corporate governance reforms, an award of costs and attorneys’ fees, and a jury trial.

 

The Company believes it has meritorious defenses to the allegations and intends to defend the action vigorously. At this stage of the proceeding, the Company is unable to predict the outcome of this matter or estimate a range of reasonably possible loss, if any, and no amounts have been accrued in connection with this matter as of the date of this filing.

 

Except as described above, as of the date of this Form 10-Q, we believe that none of our pending lawsuits, claims, and other proceedings are expected to have a material adverse effect on our business, consolidated financial position, results of operations, or cash flows. However, management’s judgment may prove materially inaccurate, and such judgment is made subject to the known uncertainties of litigation.

 

ITEM 1A. RISK FACTORS

 

Information regarding our risk factors appears in Item 1A. of our Annual Report on Form 10-K for the year ended December 31, 2025. The risks described in our Annual Report on Form 10-K, as well as additional risks and uncertainties not presently known to us or that we currently deem immaterial, could materially and adversely affect our business, results of operations, and financial condition, which in turn could materially and adversely affect the trading price of shares of our Class A common stock. Except as set forth below, as of the date of this Quarterly Report on Form 10-Q, there have been no material updates or changes with respect to the risk factors previously disclosed in our Annual Report on Form 10-K.

 

The conversion of our outstanding Series A Preferred Stock into Class A common stock will dilute the ownership interest of our stockholders.

 

The conversion price of our Series A Preferred Stock is subject to adjustment in certain circumstances, including (i) if we sell Class A common stock or equivalents at a price below the then-current conversion price (subject to certain exceptions), (ii) on each six-month anniversary of issuance (each, a “Reset Date”) if the conversion price then in effect exceeds the closing price of the Class A common stock on such date, and (iii) upon stock splits, stock dividends, or similar recapitalization events. The most recent Reset Date was April 22, 2026, resulting in a Reset Price of $2.76. The next Reset Date will be October 22, 2026. Upon conversion, we must issue to the holders Class A common stock representing all dividends that would otherwise have accrued on such Series A Preferred through the five-year anniversary of issuance, and this amount converts at a price equal to the lesser of the conversion price, or 90% of the lowest VWAP of Class A common stock during the five trading days prior to conversion (subject to a floor price). In addition, if the floor price exceeds 90% of the five-day VWAP, the stated value of the Series A Preferred is subject to increase. If the conversion price of the Series A Preferred decreases or the stated value of the Series A Preferred increases, the number of shares underlying the Series A Preferred Stock will increase, materially diluting our stockholders. See Note 6 – Stockholders’ Equity - Series A Convertible Preferred Stock for further details.

 

We are not currently in compliance with Nasdaqs continued listing requirements related to the bid price of our common stock and if we are unable to regain compliance with the listing requirements, our common stock will be delisted from Nasdaq which could have a material adverse effect on our financial condition and could make it more difficult for stockholders to sell their shares.

 

Our common stock is listed on Nasdaq, and we are therefore subject to its continued listing requirements, including requirements with respect to the market value of publicly held shares, market value of listed shares, minimum bid price per share, and minimum stockholder’s equity, among others, and requirements relating to board and committee independence. If we fail to satisfy one or more of the requirements, we may be delisted from Nasdaq.

 

Since July 31, 2026, the closing price of our common stock has been below $1.00, and if our common stock remains below $1.00 for 30 consecutive business days we will not be in compliance with Nasdaq Listing Rule 5550(a)(2) (the “bid price rule”). In accordance with Nasdaq rules, we would normally be provided with a grace period of 180 calendar days to regain compliance with the bid price rule. However, since we completed a reverse stock split in March 2026, which is within the last one-year period, if we do not meet the bid price rule, we will not be eligible for any compliance period and the Nasdaq Staff will provide written notification to us that our common stock may be delisted. We would then be entitled to appeal the Staff’s determination to a Nasdaq Listing Qualifications Panel and request a hearing. There can be no assurance that, if we do appeal the delisting determination by the Staff to the Nasdaq Listing Qualifications Panel, that such appeal would be successful.

 

Delisting from Nasdaq would adversely affect our ability to raise additional financing through the public or private sale of equity securities, may significantly affect the ability of investors to trade our securities and may negatively affect the value and liquidity of our common stock. Delisting also could have other negative results, including the potential loss of employee confidence, the loss of institutional investors and general investors that will consider investing in our common stock, a reduction in the number of market makers in our common stock, a reduction in the availability of information concerning the trading prices and volume of our common stock, a reduction in the number of broker-dealers willing to execute trades in shares of our common stock or interest in business development opportunities. Further, we would likely become a “penny stock”, which would make trading of our common stock more difficult.

 

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ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS

 

Recent Sales of Unregistered Securities

 

There are no transactions that have not been previously reported in a Current Report on Form 8-K or in our prior filings.

 

Purchases of Equity Securities by the Issuer and Affiliated Purchasers

 

On May 25, 2025, our Board approved the adoption of a stock repurchase program (the “2025 Repurchase Program”), which ended on May 28, 2026. Under the 2025 Repurchase Program, the Company could purchase up to $2 million worth of shares of its Common Stock, with no shares exceeding a price of $2.00 per share, from time to time in the open market, in privately negotiated transactions, pursuant to a Rule 10b5-1 trading plan or otherwise in accordance with applicable securities laws and other requirements. The 2025 Repurchase Program did not obligate the Company to repurchase any dollar amount or number of shares of Common Stock. We purchased a total of 439,208 shares of our Common Stock under the 2025 Repurchase Program for $346,503.

 

During the quarter ended March 31, 2026. We did not purchase any shares under the 2025 Repurchase Program during the quarter ended June 30, 2026.

 

ITEM 3. DEFAULTS UPON SENIOR SECURITIES

 

None.

 

ITEM 4. MINE SAFETY DISCLOSURES

 

Not applicable.

 

ITEM 5. OTHER INFORMATION

 

During the period covered by this Quarterly Report, none of the Company’s directors or executive officers has adopted or terminated a Rule 10b5-1 trading arrangement or a non-Rule 10b5-1 trading arrangement (each as defined in Item 408 of Regulation S-K under the Securities Exchange Act of 1934, as amended).

 

ITEM 6. EXHIBITS

 

3.1   Amended and Restated Articles of Incorporation of TruGolf Holdings, Inc. (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on March 13, 2026)
     
3.2   Bylaws of TruGolf Holdings, Inc. (incorporated by reference to Exhibit 3.2 to the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on March 13, 2026)
     
3.3   Certificate of Change (incorporated by reference to Exhibit 3.3 to the Company’s Annual Report on Form 10-K filed with the Securities and Exchange Commission on April 15, 2026)
     
10.1   Employment Agreement between Steven Passey and TruGolf Holdings, inc. dated May 1, 2026 (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on May 6, 2026)
     
31.1**   Rule 13a-14(a) / 15d-14(a) Certification of Principal Executive Officer and Principal Financial Officer
     
31.2 **   Rule 13a-14(a)/15d-14(a) Certification of Principal Financial Officer
     
32.1*   Section 1350 Certification of Principal Executive Officer and Principal Financial Officer
     
101 INS**   Inline XBRL Instance Document
101 SCH**   Inline XBRL Taxonomy Extension Schema Document
101 CAL**   Inline XBRL Taxonomy Calculation Linkbase Document
101 DEF**   Inline XBRL Taxonomy Extension Definition Linkbase Document
101 LAB**   Inline XBRL Taxonomy Labels Linkbase Document
101 PRE**   Inline XBRL Taxonomy Presentation Linkbase Document
104   Cover Page Interactive Data File (embedded within the Inline XBRL document)

 

**Filed herewith.
*Furnished herewith.

 

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SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

TRUGOLF HOLDINGS, INC.

 

August 14, 2026   /s/ Christopher Jones
Date   Christopher (Chris) Jones
    Chief Executive Officer
    (Principal Executive Officer)
     
August 14, 2026   /s/ Steven K. Passey
Date   Steven K. Passey
    Chief Financial Officer
    (Principal Financial Officer and Principal Accounting Officer)

 

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