STOCK TITAN

Trupanion (TRUP) CAO exercises RSUs; shares withheld to cover taxes, no open-market sales

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

TRUPANION, INC. Chief Administration Officer Brenna McGibney reported compensation-related stock activity, with restricted stock units vesting into 6,431 shares of common stock on May 22 and May 25, 2026. The company withheld 3,439 shares at prices around $21.98 and $21.86 solely to cover tax obligations, not as open-market sales. Following these transactions, McGibney holds 11,265 common shares directly.

Positive

  • None.

Negative

  • None.
Insider MCGIBNEY BRENNA
Role Chief Administration Officer
Type Security Shares Price Value
Exercise Restricted Stock Unit (RSU) 234 $0.00 --
Exercise Restricted Stock Unit (RSU) 31 $0.00 --
Exercise Restricted Stock Unit (RSU) 18 $0.00 --
Exercise Restricted Stock Unit (RSU) 338 $0.00 --
Exercise Restricted Stock Unit (RSU) 27 $0.00 --
Exercise Common Stock 234 $0.00 --
Tax Withholding Common Stock 125 $21.86 $3K
Exercise Common Stock 31 $0.00 --
Tax Withholding Common Stock 16 $21.86 $349.76
Exercise Common Stock 18 $0.00 --
Tax Withholding Common Stock 9 $21.86 $196.74
Exercise Common Stock 338 $0.00 --
Tax Withholding Common Stock 180 $21.86 $4K
Exercise Common Stock 27 $0.00 --
Tax Withholding Common Stock 14 $21.86 $306.04
Exercise Restricted Stock Unit (RSU) 1,250 $0.00 --
Exercise Restricted Stock Unit (RSU) 1,882 $0.00 --
Exercise Restricted Stock Unit (RSU) 2,651 $0.00 --
Exercise Common Stock 1,250 $0.00 --
Tax Withholding Common Stock 669 $21.98 $15K
Exercise Common Stock 1,882 $0.00 --
Tax Withholding Common Stock 1,007 $21.98 $22K
Exercise Common Stock 2,651 $0.00 --
Tax Withholding Common Stock 1,419 $21.98 $31K
Holdings After Transaction: Restricted Stock Unit (RSU) — 234 shares (Direct, null); Common Stock — 11,375 shares (Direct, null)
Footnotes (1)
  1. Restricted stock units convert into common stock on a one-for-one basis. This Form 4 discloses the shares of common stock that have been withheld by the issuer to satisfy its income tax withholding and remittance obligations in connection with the vesting of the restricted stock units, and does not represent a sale by the reporting person. On February 27, 2024, the reporting person was granted 20,000 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/4th of the total shares on February 25, 2025, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date. On February 27, 2025, the reporting person was granted 15,053 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/8th of the total shares on May 22, 2025, after which 1/8th of the total shares vest quarterly, subject to continued service through each vest date. On February 20, 2026, the reporting person was granted 21,212 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/8th of the total shares on May 22, 2026, after which 1/8th of the total shares vest quarterly, subject to continued service through each vest date. On August 12, 2022, the reporting person was granted 3,738 restricted stock units (RSUs). The RSUs vest and will convert to common stock of the Issuer as to 1/4th of the total shares on August 25, 2023, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date. On February 27, 2023, the reporting person was granted 495 restricted stock units (RSUs). The RSUs vest and will convert to common stock of the Issuer as to 1/4th of the total shares on February 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date. On May 15, 2023, the reporting person was granted 277 restricted stock units (RSUs). The RSUs vested and converted into common stock of the Issuer as to 1/4th of the total shares on May 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date. On August 14, 2023, the reporting person was granted 5,410 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/4th of the total shares on August 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date. On August 14, 2023, the reporting person was granted 434 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/4th of the total shares on August 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date.
RSU shares vested 6,431 shares Common stock from RSU vesting on May 22 and 25, 2026
Shares withheld for taxes 3,439 shares Tax-withholding dispositions coded F
Tax withholding price 1 $21.98 per share Common stock withheld on May 22, 2026
Tax withholding price 2 $21.86 per share Common stock withheld on May 25, 2026
Shares held after transactions 11,265 shares Direct common stock ownership following May 25, 2026 activity
2024 RSU grant size 20,000 RSUs Grant dated February 27, 2024
2025 RSU grant size 15,053 RSUs Grant dated February 27, 2025
2026 RSU grant size 21,212 RSUs Grant dated February 20, 2026
Restricted Stock Unit (RSU) financial
"Restricted stock units convert into common stock on a one-for-one basis."
A restricted stock unit (RSU) is a promise from a company to give an employee company shares (or cash equal to their value) at a future date if certain conditions are met, such as staying with the company or hitting performance targets. For investors, RSUs matter because when they convert into actual shares they increase the number of shares available and can create selling pressure as employees cash out—think of them as a future paycheck paid in company stock.
tax-withholding disposition financial
"shares of common stock that have been withheld by the issuer to satisfy its income tax withholding"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
derivative exercise/conversion financial
"Exercise or conversion of derivative security"
Form 4 regulatory
"This Form 4 discloses the shares of common stock that have been withheld"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
Chief Administration Officer financial
"officer_title": "Chief Administration Officer""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
MCGIBNEY BRENNA

(Last)(First)(Middle)
309-1277 LYNN VALLEY ROAD

(Street)
NORTH VANCOUVERV7J 0A2

(City)(State)(Zip)

BRITISH COLUMBIA, CANADA

(Country)
2. Issuer Name and Ticker or Trading Symbol
TRUPANION, INC. [ TRUP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Administration Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/22/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/22/2026M1,250A(1)9,703D
Common Stock05/22/2026F669(2)D$21.989,034D
Common Stock05/22/2026M1,882A(1)10,916D
Common Stock05/22/2026F1,007(2)D$21.989,909D
Common Stock05/22/2026M2,651A(1)12,560D
Common Stock05/22/2026F1,419(2)D$21.9811,141D
Common Stock05/25/2026M234A(1)11,375D
Common Stock05/25/2026F125(2)D$21.8611,250D
Common Stock05/25/2026M31A(1)11,281D
Common Stock05/25/2026F16(2)D$21.8611,265D
Common Stock05/25/2026M18A(1)11,283D
Common Stock05/25/2026F9(2)D$21.8611,274D
Common Stock05/25/2026M338A(1)11,612D
Common Stock05/25/2026F180(2)D$21.8611,432D
Common Stock05/25/2026M27A(1)11,459D
Common Stock05/25/2026F14(2)D$21.8611,445D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit (RSU)(1)05/22/2026M1,250 (3)02/25/2028(3)Common Stock1,250$08,750D
Restricted Stock Unit (RSU)(1)05/22/2026M1,882 (4)02/22/2027(4)Common Stock1,882$05,645D
Restricted Stock Unit (RSU)(1)05/22/2026M2,651 (5)02/22/2028(5)Common Stock2,651$018,561D
Restricted Stock Unit (RSU)(1)05/25/2026M234 (6)08/25/2026(6)Common Stock234$0234D
Restricted Stock Unit (RSU)(1)05/25/2026M31 (7)02/25/2027(7)Common Stock31$093D
Restricted Stock Unit (RSU)(1)05/25/2026M18 (8)05/25/2027(8)Common Stock18$069D
Restricted Stock Unit (RSU)(1)05/25/2026M338 (9)08/25/2027(9)Common Stock338$01,691D
Restricted Stock Unit (RSU)(1)05/25/2026M27 (10)08/25/2027(10)Common Stock27$0136D
Explanation of Responses:
1. Restricted stock units convert into common stock on a one-for-one basis.
2. This Form 4 discloses the shares of common stock that have been withheld by the issuer to satisfy its income tax withholding and remittance obligations in connection with the vesting of the restricted stock units, and does not represent a sale by the reporting person.
3. On February 27, 2024, the reporting person was granted 20,000 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/4th of the total shares on February 25, 2025, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date.
4. On February 27, 2025, the reporting person was granted 15,053 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/8th of the total shares on May 22, 2025, after which 1/8th of the total shares vest quarterly, subject to continued service through each vest date.
5. On February 20, 2026, the reporting person was granted 21,212 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/8th of the total shares on May 22, 2026, after which 1/8th of the total shares vest quarterly, subject to continued service through each vest date.
6. On August 12, 2022, the reporting person was granted 3,738 restricted stock units (RSUs). The RSUs vest and will convert to common stock of the Issuer as to 1/4th of the total shares on August 25, 2023, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date.
7. On February 27, 2023, the reporting person was granted 495 restricted stock units (RSUs). The RSUs vest and will convert to common stock of the Issuer as to 1/4th of the total shares on February 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date.
8. On May 15, 2023, the reporting person was granted 277 restricted stock units (RSUs). The RSUs vested and converted into common stock of the Issuer as to 1/4th of the total shares on May 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date.
9. On August 14, 2023, the reporting person was granted 5,410 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/4th of the total shares on August 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date.
10. On August 14, 2023, the reporting person was granted 434 restricted stock units (RSUs). The RSUs vest and convert into common stock of the Issuer as to 1/4th of the total shares on August 25, 2024, after which 1/16th of the total shares vest quarterly, subject to continued service through each vest date.
Remarks:
/s/ Lauren Welsh as attorney-in-fact for Brenna McGibney05/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did TRUPANION (TRUP) executive Brenna McGibney report in this Form 4?

Brenna McGibney reported RSUs vesting into common stock and related tax withholding. On May 22 and May 25, 2026, 6,431 shares were acquired through RSU vesting and 3,439 shares were withheld to satisfy income tax obligations, with no open-market stock sales disclosed.

Were any TRUPANION (TRUP) shares sold on the open market in this filing?

No open-market sales were reported in this Form 4. Shares marked with transaction code F were withheld by the company at about $21.98 and $21.86 per share to cover tax liabilities arising from RSU vesting, and do not represent discretionary sales by McGibney.

How many TRUPANION (TRUP) shares did Brenna McGibney acquire through RSU vesting?

McGibney acquired 6,431 shares of common stock through RSU vesting. These derivative exercises, recorded with transaction code M, reflect restricted stock units converting into common stock on a one-for-one basis, as specified in the accompanying footnotes to the Form 4.

How many TRUPANION (TRUP) shares were used to cover taxes in this Form 4?

A total of 3,439 shares were withheld to cover tax obligations. These dispositions, coded F, occurred at prices near $21.98 and $21.86 per share and represent payment of income tax withholding rather than market sales by the reporting person.

What is Brenna McGibney’s TRUPANION (TRUP) shareholding after these transactions?

After the reported transactions, McGibney directly owns 11,265 shares of Trupanion common stock. This figure reflects the net position after RSU vesting added shares and the issuer’s share withholdings satisfied income tax obligations related to those vesting events.

How do TRUPANION (TRUP) restricted stock units convert under McGibney’s grants?

The RSUs convert into common stock on a one-for-one basis. Footnotes describe several grants, including 20,000 RSUs from February 27, 2024, and 15,053 and 21,212 RSUs from 2025 and 2026, which vest initially then continue vesting quarterly with ongoing service.