STOCK TITAN

Trupanion (NASDAQ: TRUP) COO sells 431 shares in planned trade

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

TRUPANION, INC. Chief Operating Officer John R. Gallagher executed an open-market sale of 431 shares of common stock at $27.47 per share. This transaction was carried out under a pre-arranged Rule 10b5-1 trading plan, meaning the timing was predetermined. Following the sale, Gallagher directly holds 31,526 shares of Trupanion common stock.

Positive

  • None.

Negative

  • None.
Insider GALLAGHER JOHN R
Role Chief Operating Officer
Sold 431 shs ($12K)
Type Security Shares Price Value
Sale Common Stock 431 $27.47 $12K
Holdings After Transaction: Common Stock — 31,526 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Shares sold 431 shares Open-market sale of common stock
Sale price $27.47 per share Price for the 431 sold shares
Shares held after transaction 31,526 shares Directly owned by John R. Gallagher after sale
Net shares sold 431 shares Net change in buy/sell activity reported
Rule 10b5-1 trading plan regulatory
"The sale reported is effected pursuant to a Rule 10b5-1 trading plan adopted by reporting person"
A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.
open-market sale financial
"transaction_action": "open-market sale""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
Common Stock financial
""security_title": "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
GALLAGHER JOHN R

(Last)(First)(Middle)
6100 4TH AVENUE S
SUITE 200

(Street)
SEATTLE WASHINGTON 98108

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
TRUPANION, INC. [ TRUP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Operating Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/28/2026S431(1)D$27.4731,526D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The sale reported is effected pursuant to a Rule 10b5-1 trading plan adopted by reporting person on August 20, 2025, in order to implement a plan of financial diversification. Accordingly, the reporting person had no discretion with regard to the timing of the transaction.
Remarks:
/s/ Lauren Welsh as attorney-in-fact for John R. Gallagher04/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did TRUPANION, INC. (TRUP) report for John R. Gallagher?

TRUPANION, INC. reported that Chief Operating Officer John R. Gallagher sold 431 shares of common stock. The shares were sold in an open-market transaction at $27.47 per share, as disclosed in a Form 4 insider trading report filed with regulators.

At what price were John R. Gallagher’s TRUP shares sold in the latest Form 4?

John R. Gallagher’s 431 TRUPANION, INC. shares were sold at $27.47 per share. This price reflects the weighted-average sale price reported, giving investors a clear reference level for the disclosed open-market transaction in the company’s common stock.

How many TRUPANION, INC. (TRUP) shares does John R. Gallagher hold after this sale?

After the sale, John R. Gallagher directly holds 31,526 shares of TRUPANION, INC. common stock. This post-transaction balance, reported in the Form 4, helps investors understand his remaining equity exposure and the relative size of the disclosed sale.

Was the TRUP insider sale by John R. Gallagher made under a Rule 10b5-1 plan?

Yes. The Form 4 footnote states the sale was effected under a Rule 10b5-1 trading plan. Such plans are pre-arranged programs that schedule trades in advance, so Gallagher had no discretion over the timing of this specific transaction.

What is the nature of John R. Gallagher’s ownership of TRUPANION, INC. shares after the transaction?

The filing shows John R. Gallagher’s remaining 31,526 TRUPANION, INC. shares as directly owned. The direct ownership classification indicates these shares are held in his own name, rather than through an indirect vehicle such as a trust, partnership, or LLC.

How large was John R. Gallagher’s TRUP share sale relative to the reported position?

John R. Gallagher sold 431 TRUPANION, INC. shares compared with 31,526 shares reported as held afterward. This indicates the disclosed open-market sale represents a small fraction of his directly owned position, based on the figures in the Form 4 filing.