Travelers (NYSE: TRV) legal chief gifts 2,125 company shares

Rhea-AI Filing Summary

TRAVELERS COMPANIES, INC. executive Avrohom J. Kess, Vice Chairman and Chief Legal Officer, reported a bona fide gift of 2,125 shares of common stock. This is a non-market transfer with no sale proceeds. After the gift, he directly holds 48,737.422 shares of Travelers common stock.

Insider Trade Summary

2,125 shares gifted

Mixed 1 txn

Insider Kess Avrohom J.

Role Vice Chmn. & Chief Legal Off.

Type	Security	Shares	Price	Value
Gift	Common Stock	2,125	$0.00	--

Holdings After Transaction: Common Stock — 48,737.422 shares (Direct, null)

Footnotes (1)

Key Figures

Gifted shares: 2,125 shares Shares held after transaction: 48,737.422 shares Gift transactions count: 1 transaction +1 more

4 metrics

Gifted shares 2,125 shares Common Stock bona fide gift on 2026-04-20

Shares held after transaction 48,737.422 shares Directly owned common stock after gift

Gift transactions count 1 transaction Gift dispositions in this Form 4

Gift shares total 2,125 shares Total gifted shares across reported transactions

Key Terms

Bona fide gift, Common Stock, beneficially owned, Form 4

4 terms

Bona fide gift financial

"transaction_code_description": "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Common Stock financial

""security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

beneficially owned financial

"total_shares_following_transaction": "48737.4220""

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kess Avrohom J.

(Last) (First) (Middle)

THE TRAVELERS COMPANIES, INC.

385 WASHINGTON STREET

(Street)

ST. PAUL MINNESOTA 55102

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
TRAVELERS COMPANIES, INC. [ TRV ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Vice Chmn. & Chief Legal Off.

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/20/2026		G		2,125	D	$0	48,737.422	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Wendy C. Skjerven, by power of attorney	04/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did TRV executive Avrohom J. Kess report?

Avrohom J. Kess reported a bona fide gift of 2,125 shares of Travelers common stock. This Form 4 shows a charitable-style transfer, not an open-market sale or purchase, and therefore does not involve a transaction price or trading proceeds.

Is the Avrohom J. Kess Form 4 for TRV a stock sale?

No, the Form 4 shows a bona fide gift of 2,125 common shares, coded “G.” A gift disposition is a non-market transfer, meaning no cash consideration was received and it does not represent an open-market sale of Travelers stock.

How many TRV shares does Avrohom J. Kess hold after the reported gift?

Following the gift of 2,125 common shares, Avrohom J. Kess directly holds 48,737.422 shares of Travelers common stock. This post-transaction balance is disclosed in the Form 4 as total shares beneficially owned after the disposition.

What does transaction code G mean in the TRV Form 4 filing?

Transaction code G in the Form 4 for Travelers indicates a “bona fide gift.” This code confirms the 2,125-share disposition by Avrohom J. Kess was a gift transfer, not a market sale, and therefore carries no transaction price per share.

Did the TRV insider transaction involve derivative securities or options?

No, the filing reports a non-derivative transaction in common stock only. The derivative section shows no remaining derivative positions, indicating this Form 4 relates solely to the gifted 2,125 common shares and not to options or other derivatives.