TWFG, Inc. (TWFG) counsel reports 6,171-share tax withholding

Rhea-AI Filing Summary

TWFG, Inc. reports that General Counsel and Secretary Julie E. Benes had 6,171 shares of Class A Common Stock withheld on July 17, 2026 to satisfy tax withholding obligations tied to the release of RSUs at $26.35 per share, leaving her with 37,454 directly held shares. This was a tax-withholding disposition, not an open-market sale.

Insider Trade Summary

Net Seller: 6,171 shares

Net Sell 1 txn

Insider Benes Julie E.

Role General Counsel and Secretary

Type	Security	Shares	Price	Value
Tax Withholding	Class A Common Stock F1	6,171	$26.35	$163K

Holdings After Transaction: Class A Common Stock — 37,454 shares (Direct)

Footnotes (1)

1. F1. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of restricted stock units ("RSU").

Key Figures

Shares withheld for taxes: 6,171 shares Per-share value for withholding: $26.35 per share Shares held after transaction: 37,454 shares

3 metrics

Shares withheld for taxes 6,171 shares Class A Common Stock withheld on July 17, 2026 for RSU tax obligations

Per-share value for withholding $26.35 per share Value used for the 6,171-share tax-withholding disposition

Shares held after transaction 37,454 shares Direct ownership by Julie E. Benes following the July 17, 2026 withholding

Key Terms

restricted stock units ("RSU"), tax withholding obligations, tax-withholding disposition

3 terms

restricted stock units ("RSU") financial

"in connection with the release of restricted stock units ("RSU")"

tax withholding obligations financial

"to satisfy tax withholding obligations in connection with the release"

tax-withholding disposition financial

"This was a tax-withholding disposition, not an open-market sale"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/21/2026 - 05:59 PM Accepted by SEC EDGAR 07/21/2026 - 05:59 PM Learn about SEC filing dates

FAQ

What insider transaction did TWFG (TWFG) report for Julie E. Benes?

TWFG reported that General Counsel and Secretary Julie E. Benes had 6,171 shares of Class A Common Stock withheld on July 17, 2026 to cover tax obligations related to RSU vesting, at a value of $26.35 per share.

How many TWFG (TWFG) shares were involved in Julie E. Benes's tax withholding?

The transaction involved 6,171 shares of TWFG Class A Common Stock, withheld at $26.35 per share. These shares were used to satisfy tax withholding obligations arising from the release of restricted stock units (RSUs).

Why were Julie E. Benes's TWFG (TWFG) shares withheld?

According to the filing, the 6,171 shares were withheld at Julie E. Benes’s election to satisfy tax withholding obligations in connection with the release of restricted stock units, rather than being sold on the open market.

How many TWFG (TWFG) shares does Julie E. Benes hold after the transaction?

Following the tax-withholding disposition, Julie E. Benes directly holds 37,454 shares of TWFG Class A Common Stock. This figure reflects her position after the 6,171 shares were withheld for RSU-related tax obligations.

Was Julie E. Benes's TWFG (TWFG) transaction under a Rule 10b5-1 trading plan?

The Form 4 indicates the transaction was not executed under a Rule 10b5-1 trading plan. It is characterized instead as a tax-withholding disposition associated with the release of restricted stock units.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benes Julie E.

(Last) (First) (Middle)

C/O TWFG, INC.

10055 GROGANS MILL RD, SUITE 500

(Street)

THE WOODLANDS TEXAS 77380

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
TWFG, Inc. [ TWFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel and Secretary

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	07/17/2026		F		6,171(1)	D	$26.35	37,454	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The shares are withheld at the election of the Reporting Person to satisfy tax withholding obligations in connection with the release of restricted stock units ("RSU").

Remarks:

	/s/ Julie E. Benes	07/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)