[425] TWO HARBORS INVESTMENT CORP. Business Combination Communication

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Filed by Two Harbors Investment Corp.

pursuant to Rule 425 under the Securities Act of 1933

and deemed to be filed pursuant to Rule 14a-6(b)

under the Securities Exchange Act of 1934

Subject Company: Two Harbors Investment Corp.

Commission File No.: 001-34506

Date: March 17, 2026

The following communication was sent to certain stockholders of Two Harbors Investment Corp. (“Two Harbors”) via email and ordinary mail on March 17, 2026 in connection with the proposed transaction between Two Harbors and UWM Holdings Corporation (“UWMC”).