Welcome to our dedicated page for Two Hbrs Invt SEC filings (Ticker: TWO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Two Harbors Investment Corp. (NYSE: TWO) SEC filings page brings together the company’s regulatory disclosures, giving investors access to its real estate investment trust reporting record. As a Maryland corporation and MSR-focused REIT, Two Harbors files annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K with the U.S. Securities and Exchange Commission under Commission File Number 001-34506.
In these filings, Two Harbors provides detailed information on its mortgage servicing rights and residential mortgage-backed securities portfolio, including unpaid principal balances, coupon characteristics, delinquency metrics, prepayment speeds and hedging positions. The company also discloses financing arrangements such as repurchase agreements, revolving credit facilities, warehouse lines of credit, senior notes and convertible senior notes, along with related borrowing rates and maturities. Investors can review these documents to understand how the REIT structures its leverage, manages interest rate risk and reports earnings available for distribution and economic return on book value.
Current reports on Form 8-K highlight material events, including the settlement of litigation with its former external manager, updates to at-the-market equity offering programs, and the Agreement and Plan of Merger with UWM Holdings Corporation. Separate 8-K items describe the merger terms, exchange ratios for common and preferred stock, and the conditions required for the all-stock acquisition to close. Other 8-K filings furnish earnings press releases and earnings call presentations for specific quarters.
On this page, AI-powered tools can help summarize lengthy filings such as 10-Ks, 10-Qs and 8-Ks, explain key terms in plain language and highlight items that may matter most to investors, such as changes in portfolio composition, financing metrics, dividend-related disclosures and merger-related conditions. Users can also review insider ownership changes and other information referenced in proxy statements and Form 4 filings by consulting the underlying SEC documents linked from this feed.
Two Harbors Investment Corp. has agreed to be acquired by UWM Holdings Corporation in an all-stock transaction. Each share of Two Harbors common stock will be exchanged for 2.3328 shares of newly issued UWM Class A common stock, with cash paid instead of any fractional shares. Holders of Two Harbors’ 8.125% Series A, 7.625% Series B and 7.25% Series C preferred stock will receive one newly issued share of the corresponding UWM Series A, Series B and Series C preferred stock for each share they own. The combination is subject to closing conditions, including stockholder approval by Two Harbors stockholders, and will be detailed in a UWM registration statement on Form S-4 with a proxy statement/prospectus for Two Harbors investors.
Two Harbors Investment Corp. disclosed that it has signed a definitive agreement for UWM Holdings Corporation to acquire all outstanding Two Harbors common shares in an all-stock transaction. Each share of Two Harbors common stock is expected to be exchanged for 2.3328 shares of newly issued UWM Class A common stock, with cash paid in lieu of any fractional UWM shares.
Holders of Two Harbors’ 8.125% Series A, 7.625% Series B and 7.25% Series C cumulative redeemable preferred stock would receive one newly issued share of the corresponding UWM preferred series for each preferred share. The companies describe the deal as a proposed Acquisition that will go to Two Harbors stockholders for approval and will be supported by a UWM registration statement on Form S-4, and they outline extensive forward-looking statement cautions and risks around approvals, integration, market conditions and potential legal proceedings.
Two Harbors Investment Corp. filed Post-Effective Amendment No. 1 to its automatic shelf registration statement on Form S-3 primarily as an exhibit-only update. The company states that the sole purpose of this amendment is to add an updated auditor consent from Ernst & Young LLP, dated November 6, 2025, as Exhibit 23.1 and to make corresponding changes to the exhibit index.
The company clarifies that the underlying registration statement and the prospectus it contains remain unchanged and are not reproduced in this amendment. The amendment restates standard items such as estimated issuance expenses, indemnification provisions for directors and officers under Maryland law, and the usual undertakings related to post-effective amendments, liability, and incorporation by reference.
Two Harbors Investment Corp. filed a Form S-3 prospectus for the offer and sale of up to 765,236 shares of common stock under its Dividend Reinvestment and Direct Stock Purchase Plan. Shares may be issued from time to time as participants reinvest dividends or make optional cash purchases, including larger monthly purchases with prior approval.
The Plan allows monthly optional cash investments of $50–$10,000, and—with company approval—purchases above $10,000 that may be offered at a discount of up to 3% from the market price. Two Harbors intends to use net proceeds for general corporate purposes, including purchasing mortgage servicing rights (MSR), Agency RMBS, refinancing or repaying debt, and potential equity repurchases or redemptions, consistent with REIT qualification. The company’s common stock trades on the NYSE as “TWO.”
To support REIT status, ownership of any class of stock is limited to 9.8% by value or number of shares, subject to exceptions. Equiniti Trust Company, LLC administers the Plan.
Two Harbors Investment Corp. reported a Q3 2025 net loss of $127.9M, reflecting a $175.1M litigation settlement expense, lower MSR valuations, and realized losses on securities. Net servicing income was $162.7M while net interest expense was $(23.5)M. Other results included losses on swaps offset by gains on other derivatives.
For the nine months ended September 30, 2025, net loss totaled $466.0M, including $375.0M of litigation settlement expense. Total assets were $10.87B and stockholders’ equity was $1.77B. Available-for-sale securities were $6.35B and mortgage servicing rights were $2.63B. Cash and cash equivalents were $770.5M; repurchase agreements stood at $7.10B and senior notes at $110.9M. Shares outstanding were 104,155,818 as of October 23, 2025.
Two Harbors Investment Corp. furnished an update on its business by announcing financial results for the quarter ended September 30, 2025. The company provided a press release and an earnings call presentation as Exhibits 99.1 and 99.2.
The materials are furnished, not filed, and are not incorporated by reference. This 8-K is an administrative disclosure accompanying the company’s Q3 2025 results communication.
Allspring Global Investments Holdings, LLC filed an amendment to a Schedule 13G reporting ownership in Two Harbors Investment Corp common shares. The filing states Allspring beneficially owns 4,203,377 shares, representing 4.0% of the class. It reports sole voting power over 4,066,301 shares and sole dispositive power over 4,203,377 shares, with no shared voting or dispositive power. The securities are held for clients of Allspring-affiliated investment advisers and were acquired in the ordinary course of business, not to influence control. The filing is signed by a Senior Compliance Manager on 10/08/2025.
Two Harbors Investment Corp. filed an 8-K reporting new equity distribution arrangements and related legal opinions. The filing attaches an Amended and Restated Equity Distribution Agreement with Citizens JMP Securities, LLC and a separate Equity Distribution Agreement with BTIG, LLC, both dated September 19, 2025. The exhibits include a legal opinion from Ballard Spahr LLP confirming the legality of the shares and the firm’s consent. The filing identifies these documents as exhibits and is signed by the company’s Chief Legal Officer and Secretary.
Two Harbors Investment Corp. registered an at-the-market offering of up to 15,000,000 shares of common stock under amended equity distribution agreements with Citizens JMP Securities, LLC and BTIG, LLC dated September 19, 2025. Shares may be sold on the NYSE (ticker TWO) or through market-maker transactions; the closing price on September 18, 2025 was $9.93 per share. Sales will be on mutually agreed terms and the sales agents may receive up to 2% of gross proceeds as compensation. Net proceeds are intended for general corporate purposes including acquisition of target assets such as MSR and Agency RMBS, debt repayment, repurchases or other corporate needs. Ownership of common stock is restricted to preserve REIT status, generally limiting any person to 9.8% by value or number of outstanding shares. The prospectus supplement incorporates risk factors and other SEC filings by reference.
Two Harbors Investment Corp. entered into a Settlement Agreement with Pine River entities to resolve all claims in two previously disclosed lawsuits. The company will make a cash payment of $375 million to Pine River within 30 days of the agreement. After receiving this payment, Pine River will dismiss with prejudice all claims in the federal action, while the state action has already been dismissed without prejudice.
Pine River will relinquish any ownership or other interest in intellectual property it licensed, conveyed, or developed for the company. Both sides agreed to unconditionally release each other and their representatives from all claims in the lawsuits, and the settlement does not constitute an admission of fault or liability by either party. The company also issued a press release with business updates and its third quarter 2025 common and preferred stock dividends.