Every 10-Q that TRI COUNTY FINCL GRP CORP (TYFG) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow TYFG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TYFG filings page.
Tri-County Financial Group, Inc. reported higher profitability for the quarter and six months ended June 30, 2026. Net income rose to $4.1 million for the quarter and $8.6 million year-to-date, compared with $3.5 million and $6.1 million a year earlier. Basic EPS increased to $1.73 for the quarter and $3.61 for six months.
Net interest income improved to $14.2 million for the quarter and $27.8 million year-to-date, supported by lower interest expense. Total assets were $1.56 billion, with loans, net, at $1.26 billion and deposits of $1.30 billion. Mortgage banking remained an important contributor, generating $5.2 million in income year-to-date.
Credit quality metrics were stable: the allowance for credit losses on loans was $14.8 million and non-accrual loans totaled $3.9 million. The allowance for unfunded commitments increased to $1.9 million, reflecting updated credit loss expectations. Shareholders’ equity rose to $165.0 million, and cash and cash equivalents increased to $60.9 million.
Tri-County Financial Group, Inc. reported much stronger quarterly results for the three months ended March 31, 2026. Net income rose to $4,472K from $2,554K a year earlier, with basic earnings per share increasing to $1.88 from $1.07.
Net interest income improved to $13,684K from $11,638K, helped by lower deposit interest expense. The company also recorded net recoveries of credit losses on loans and off-balance-sheet exposures, versus expenses in the prior year. Mortgage banking income grew to $2,535K from $2,178K. Total assets were $1,581,588K as of March 31, 2026, with loans, net, at $1,279,256K and deposits at $1,309,038K.
Tri-County Financial Group (TYFG) reported higher quarterly earnings. For Q3 2025, net income was $3.712 million versus $3.058 million a year ago, and diluted EPS was $1.53 versus $1.26. Net interest income rose to $12.969 million from $10.865 million as total interest expense declined year over year. The company recorded $156 thousand of credit loss expense on loans, compared with a recovery in the prior year quarter.
Non‑interest income was stable at $4.448 million, with mortgage banking at $2.988 million versus $3.120 million. For the nine months, net income reached $9.773 million versus $8.038 million, and diluted EPS was $4.05 versus $3.30.
On the balance sheet, total assets were $1.587 billion at September 30, 2025, up from $1.539 billion at December 31, 2024. Loans (net) increased to $1.284 billion, while total deposits were $1.253 billion, down from $1.273 billion. Federal Home Loan Bank advances and other borrowings rose to $121.917 million from $67.917 million. Stockholders’ equity improved to $153.984 million, aided by a smaller accumulated other comprehensive loss of $6.521 million. The company paid a $0.25 per‑share dividend in the quarter and repurchased 14,000 shares; shares outstanding were 2,376,518 as of November 10, 2025.
Tri-County Financial Group (TYFG) reported continued core banking performance in the transition 10-Q. Total loans were $1,279,099 and deposits were $1,268,776 at June 30, 2025. Net interest income for the quarter was $12,244, up from $10,618, and the company reported a six-month net income of $6,061 with quarterly net income of $3,507. Diluted metrics show net interest margin improved to 3.31% (GAAP) and 3.40% (FTE non-GAAP) versus prior-period comparatives around 2.92%–2.94%.
Profitability metrics rose: return on average assets was 0.80% and return on average equity was 8.36% for the reported period. Common Equity Tier 1 capital was $155,252 representing 13.4% of risk-weighted assets, and total capital ratios comfortably exceeded regulatory minima. The company reported unrealized losses on available-for-sale securities (unrealized gains (losses) reported as approximately $(13,747)) and an allowance for credit losses on loans near $(14,488). Efficiency remained elevated with a reported efficiency ratio around 72.3% for the most recent period.