Welcome to our dedicated page for United Bancorp Ohio SEC filings (Ticker: UBCP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
United Bancorp, Inc. filings document the regulatory record of an Ohio bank holding company with common stock listed on the NASDAQ Capital Market under UBCP. Recent Form 8-K reports furnish press releases on results of operations and financial condition, including quarterly and annual banking performance, and disclose board actions on regular and special cash dividends.
The company’s proxy materials and shareholder-vote filings cover annual meeting proposals, director elections and governance matters. Its filings also identify its registered common stock, par value, state of incorporation, commission file number and exhibit materials, including earnings releases, dividend announcements and Inline XBRL cover page data.
UNITED BANCORP INC /OH/ director Clark Jonathan Chase has filed an initial Form 3 reporting his ownership in the company. The filing shows he holds 54,127 shares of Common Stock directly. This is a baseline disclosure of his beneficial holdings and does not report any recent share purchases or sales.
United Bancorp, Inc. (UBCP) director Erin S. Ball has filed an initial Form 3, reporting holdings of the company’s common stock. The filing shows Ms. Ball directly owns 17,180 shares of Common Stock following the reported position, with no specific purchase or sale transaction disclosed.
United Bancorp, Inc. held its Annual Meeting of Shareholders on April 22, 2026. Shareholders elected directors including Scott A. Everson, who received 3,325,423.69 votes cast for, with 57,922.00 votes withheld and 1,120,693.00 broker non-votes.
Shareholders also approved a separate proposal with 4,397,016.69 votes cast for, 47,291.00 votes against, 59,731.01 abstentions and no broker non-votes, indicating broad support for the item presented.
United Bancorp, Inc. reported that its Board of Directors declared a second-quarter 2026 cash dividend of $0.1950 per share, payable on June 19, 2026 to shareholders of record on June 10, 2026. This dividend is $0.01, or 5.4%, higher than the regular cash dividend paid in the same quarter last year.
Across the first two quarters of 2026, the company has paid total cash dividends of $0.5625 per share, including a special cash dividend of $0.1750 in the first quarter. At the new quarterly level, the regular dividend implies a forward yield of 5.13% based on a share price of $15.21 at the most recent quarter-end.
At the annual meeting held on April 22, 2026, shareholders elected directors for the coming year, including Chairman, President and CEO Scott A. Everson and four other board members. United Bancorp is headquartered in Martins Ferry, Ohio, with total assets of $857.4 million, total shareholders’ equity of $70.5 million as of December 31, 2025, and nineteen banking offices operating under its Unified Bank charter.
United Bancorp, Inc. filed Amendment No. 1 to its Form 10‑K for the fiscal year ended December 31, 2025. The amendment is being filed solely to correct a typographical error in the date of the CFO Section 1350 certification furnished as Exhibit 32.2, and makes no other changes.
As of June 30, 2025, the aggregate market value of common stock held by non‑affiliates was $66,087,390. The company had 5,756,852 common shares outstanding as of March 11, 2026. The filing also lists exhibits, including stock incentive plans, subordinated notes, compensation and benefit plans, and the company’s clawback policy.
United Bancorp, Inc. is asking shareholders to vote at its April 22, 2026 annual meeting on electing five directors for one-year terms and ratifying S.R. Snodgrass, P.C. as independent auditor for 2026. Shareholders of record on March 10, 2026, with 5,756,852 common shares outstanding, are entitled to one vote per share.
The board is majority independent; Scott A. Everson serves as Chairman, President and CEO. An ESOP holds 395,312 shares, or 6.9% of the company. All directors and executive officers as a group beneficially own 13.86% of shares. The board maintains Executive, Audit, Compensation, and Nominating and Governance Committees, all with written charters.
In 2025 the CEO received total compensation of $650,373, including $137,117 in non-equity incentive pay, while two other named executives earned between about $288,000 and $311,000. Pay includes salary, cash incentives tied mainly to earnings per share and bank performance, long-term restricted stock, retirement plans and split-dollar life insurance. Diluted EPS was $1.34 in 2025 versus $1.27 in 2024, a 5% increase used to fund incentive payouts. Audit fees to Snodgrass were $181,251 in 2025. The company has adopted a clawback policy for incentive compensation and insider trading controls, and outlines detailed procedures for proxy voting, revocation, and shareholder proposals.
United Bancorp, Inc., a community bank holding company based in Martins Ferry, Ohio, operates Unified Bank with 18 branches across Ohio and West Virginia, focusing on commercial, real estate and consumer lending and traditional deposit services.
Average interest-earning assets were $764.0 million in 2024, generating tax-equivalent interest income of $41.5 million. Net interest income was $26.8 million in 2024 compared with $27.4 million in 2023, as total interest expense rose to $14.7 million from $11.0 million and the net interest margin declined to 3.51% from 3.65%.
Credit quality indicators remain conservative. The ratio of net charge-offs to average loans was 0.08% in 2025, and the allowance for credit losses equaled 0.87% of total loans, with coverage of 188.02% of nonperforming loans. As of December 31, 2025, uninsured deposits totaled approximately $124.2 million, and the bank was categorized as well capitalized under regulatory standards.
The company reports effective disclosure controls and internal control over financial reporting and notes no material cybersecurity incidents to date, while emphasizing ongoing investment in its information security and cyber risk management programs.
United Bancorp, Inc. announced that its board declared a higher regular first-quarter 2026 cash dividend of $0.1925 per common share, payable on March 20, 2026 to shareholders of record on March 10, 2026. This dividend is $0.01, or 5.5%, above the first-quarter dividend paid last year.
At this new level, the regular dividend equals $0.77 annually, which the company states represents a 5.4% forward yield based on the market value at the most recent quarter-end. The board also approved a one-time special dividend of $0.1750 per share, payable on the same record and payment dates.
Inclusive of this special payment, United Bancorp projects total cash dividends of $0.9450 per share in the current year. The company cites continued solid earnings, ample liquidity and a strong capital position as of year-end 2025, when it reported $857.4 million in total assets and $70.5 million in shareholders’ equity.
United Bancorp, Inc. filed a current report to share that it has released an unaudited press release covering its results of operations and financial condition for the fiscal periods ended December 31, 2025. The company furnished this earnings-related press release as an exhibit to the report, making the detailed financial information available to the market.