Welcome to our dedicated page for United Bancorp Ohio SEC filings (Ticker: UBCP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Bancorp, Inc. (UBCP) SEC filings page brings together the company’s official regulatory disclosures as filed with the U.S. Securities and Exchange Commission. United Bancorp, Inc. is an Ohio-based bank holding company for Unified Bank, and its common stock is listed on the NASDAQ Capital Market under the symbol UBCP. These filings provide structured detail on its commercial banking activities, financial condition, and governance.
Here, investors can access current and historical reports such as annual and quarterly filings and event-driven reports. Recent Form 8-K filings for United Bancorp, Inc. include disclosures related to results of operations and financial condition for specific quarters and nine-month periods, as well as dividend declarations approved by the Board of Directors. These 8-Ks typically reference accompanying press releases that summarize earnings performance, balance sheet trends, credit quality, and capital levels.
United Bancorp, Inc.’s filings also identify key listing details, including its jurisdiction of incorporation (Ohio), Commission File Number, and the registration of its common stock on the NASDAQ Capital Market. Investors can use this information alongside periodic reports to analyze topics such as net interest income, net interest margin, loan and deposit composition, allowance for credit losses, and regulatory capital metrics that the company discusses in its public communications.
On Stock Titan, each new UBCP filing is captured from the SEC’s EDGAR system and presented with AI-powered summaries that explain the purpose and main points of the document in plain language. This includes highlighting material events reported on Form 8-K, clarifying financial trends discussed in earnings-related filings, and pointing out items that may affect shareholders, such as dividend actions or changes in financial condition.
Users interested in United Bancorp, Inc.’s regulatory record can browse, search, and compare filings over time, while relying on AI-generated insights to quickly understand how each disclosure relates to the company’s commercial banking operations and stock listing.
United Bancorp, Inc. reported a modest improvement in earnings and balance sheet growth for the quarter ended June 30, 2025. Total assets rose to $847.9 million from $816.7 million year-end 2024, driven by higher cash and deposit inflows. Net loans were $496.6 million, up from $486.9 million, while total deposits increased to $642.9 million from $613.5 million.
Quarterly net income was $1.914 million ($0.33 per share), up from $1.739 million a year earlier; six-month net income was $3.786 million ($0.65 per share). Net interest income improved to $6.595 million for the quarter. The company recorded $206 thousand provision for credit losses and an ACL on loans of $4.156 million. Available-for-sale securities declined in fair value to $227.3 million with $17.7 million of unrealized losses, expanding accumulated other comprehensive loss to $(14.496) million and reducing total equity to $59.658 million.