Welcome to our dedicated page for UNITED BANCORP /OH/ SEC filings (Ticker: UBCP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
United Bancorp, Inc. filings document the regulatory record of an Ohio bank holding company with common stock listed on the NASDAQ Capital Market under UBCP. Recent Form 8-K reports furnish press releases on results of operations and financial condition, including quarterly and annual banking performance, and disclose board actions on regular and special cash dividends.
The company’s proxy materials and shareholder-vote filings cover annual meeting proposals, director elections and governance matters. Its filings also identify its registered common stock, par value, state of incorporation, commission file number and exhibit materials, including earnings releases, dividend announcements and Inline XBRL cover page data.
UNITED BANCORP INC (UBCP) announced that its Board declared a third-quarter 2026 cash dividend of $0.1975 per share, payable on September 18, 2026 to shareholders of record on September 10, 2026. This dividend is higher by $0.01, or 5.3%, than the regular cash dividend paid in the third quarter of the prior year and also exceeds the first- and second-quarter 2026 regular dividends of $0.1925 and $0.1950, respectively.
Year-to-date, UBCP has paid total cash dividends of $0.76 per share, including a special cash dividend of $0.1750, representing a 4.1% increase over the amount paid in the same period a year earlier. Based on a share price of $15.88 at the most recent quarter-end, the third-quarter dividend implies a 5.0% forward yield. As of June 30, 2026, United Bancorp had $878.0 million in total assets and $72.1 million in total shareholders’ equity, operating through nineteen banking offices in Ohio and West Virginia.
United Bancorp, Inc. reported modest growth for the quarter ended June 30, 2026. Total assets were $877.9 million, up from $857.4 million at December 31, 2025, driven by loan growth to $495.7 million and an available-for-sale securities portfolio of $241.0 million.
For the quarter, net interest income was $7.0 million and net income was $2.1 million, compared with $6.6 million and $1.9 million a year earlier. Diluted EPS rose to $0.36 from $0.33, while the quarterly dividend increased to $0.1950 per share. For the first six months, net income was $4.0 million and EPS $0.69.
Asset quality shows mixed trends. The allowance for credit losses on loans increased slightly to $4.4 million, but nonperforming loans rose to $6.4 million from $2.3 million at year-end 2025. Unrealized losses on the securities portfolio narrowed, with accumulated other comprehensive loss improving to $(3.9) million from $(5.4) million. Operating cash flow declined to $1.3 million from $4.8 million for the prior-year six-month period.
United Bancorp, Inc. reported stronger profitability for the three and six months ended June 30, 2026. Second‑quarter net income was $2,094,738 with diluted EPS of $0.36, up from $1,914,513 and $0.33 a year earlier. For the first half of 2026, net income was $4,005,555 and diluted EPS $0.69, both modestly higher year over year. Net interest income rose 6.18% in the quarter and 5.24% year‑to‑date, helped by lower interest expense, while total noninterest income grew 16.42% in the quarter despite higher noninterest expense.
Balance‑sheet growth remained moderate. Total assets reached $877.97 million, up 3.55% year over year, and total deposits were $686.94 million, up 6.84%, with 70.2% in lower‑cost noninterest bearing, interest‑bearing demand and savings accounts. Interest expense to average assets fell to 1.62%, and the net interest margin increased 17 basis points to 3.82%. Return on average assets was 0.92% and return on average equity 11.32%. Stockholders’ equity totaled $72.09 million, with equity‑to‑assets at 8.21%.
Credit quality metrics weakened from unusually low prior levels. Nonaccrual and 30‑plus‑day past due loans were 1.40% of gross loans, up from 0.45%, largely due to one approximately $4.2 million commercial relationship moving to nonaccrual. Net charge‑offs remained low at 0.02% of average loans. Book value per share increased to $12.13, up 21.06% year over year. Shareholders received a regular second‑quarter dividend of $0.195 and year‑to‑date dividends of $0.5625, including a $0.175 special dividend, with the stock closing at $15.88.
UNITED BANCORP INC /OH/ senior vice president, CFO and treasurer Randall M. Greenwood bought additional company shares in an open-market transaction. He purchased 1,034 shares of common stock at a price of $14.93 per share and now directly holds 85,214 common shares.
United Bancorp Inc. director Erin S. Ball reported an open-market purchase of Common Stock. On May 27, 2026, Ball bought 632 shares at $14.93 per share, increasing her direct holdings to 17,812 shares of United Bancorp Inc. common stock after the transaction.
United Bancorp Inc. director Clark Jonathan CHASE made an open-market purchase of Common Stock. On May 27, 2026, he bought 1,511 shares at a price of $14.93 per share. After this transaction, he directly owns 55,638 shares of United Bancorp Inc.
United Bancorp Inc. director John M. Hoopingarner reported buying 931 shares of Common Stock in an open-market purchase at $14.93 per share. After this transaction, he directly owns 52,609 shares. This filing shows a modest increase in his personal stake in the company.
UNITED BANCORP INC /OH/ Chief Operating Officer Matthew Fredrick Branstetter reported an open-market purchase of 380 shares of Common Stock at $14.93 per share. Following this transaction, he directly owns 60,128 shares, indicating a relatively small incremental increase to his existing position.
United Bancorp Inc. Chairman, President and CEO Scott A. Everson bought additional company stock on the open market. He purchased 2,213 shares of common stock at a price of $14.93 per share. After this transaction, he directly owns 143,162 shares of United Bancorp common stock.
UNITED BANCORP INC /OH/ director Gary W. Glessner reported an open-market purchase of 3,527 shares of common stock at $14.93 per share. Following this transaction, he directly owns 108,002 shares of United Bancorp common stock.