United Security Bancshares filings document the former bank holding company's operating results, shareholder votes, material agreements, governance matters and capital-structure disclosures for its common stock. Periodic and current reports covered United Security Bank as the operating subsidiary, including its branch banking and lending departments.
The filing record also documents the completed end of UBFO's standalone public-company status. Form 25 recorded removal of United Security Bancshares common stock from Nasdaq listing and registration, while Form 15 certified termination of Exchange Act registration or suspension of reporting duties after its merger into Community West Bancshares.
United Security Bancshares (UBFO) reported Q3 results. Net income was $4.023 million (EPS $0.23), up from $3.829 million a year ago, as net interest income rose to $12.419 million and interest expense declined year over year. The provision for credit losses was $0.948 million, down from $1.558 million. For the first nine months, net income totaled $8.874 million versus $12.287 million in the prior year, reflecting higher credit provisions and operating costs.
Total assets were $1,235,620 thousand. Loans increased to $960,329 thousand and deposits to $1,075,900 thousand. The allowance for credit losses on loans ended at $16,235 thousand. Available‑for‑sale securities carried a fair value of $140,917 thousand, with accumulated other comprehensive loss improving to $(10,566) thousand. Nonaccrual construction and development loans were $5,699 thousand, and accruing loans 90+ days past due in installment/student loans were $555 thousand. The company declared quarterly dividends of $0.12 per share during the quarter.
United Security Bancshares (UBFO) director reported an acquisition of common stock. On 10/28/2025, the reporting person acquired 2,804 shares at $0, noted as compensation for director fees.
After this transaction, the filer beneficially owned 98,420 shares, held indirectly in a trustee capacity.
United Security Bancshares (UBFO) reported an insider transaction on Form 4. CEO and Director Dennis R. Woods acquired 1,308 shares of common stock on 10/28/2025 as compensation for director fees.
The shares were acquired at a stated price of $0. Following the transaction, Woods beneficially owned 946,735 shares on an indirect basis through trustees.
United Security Bancshares (UBFO) reported an insider stock transaction. Director Dora Westerlund acquired 2,401 shares of common stock on 10/28/2025 at a $0 price, coded “A.” The filing explains this as compensation for director fees.
Following the grant, she beneficially owns 18,770 shares, held directly.
United Security Bancshares (UBFO) — Form 4 insider update: A company director reported acquiring 1,599 shares of common stock on 10/28/2025 at a price of $0. The filing states this was compensation for director fees, a routine, non-cash equity grant. Following the transaction, the director’s directly held shares totaled 16,871.
United Security Bancshares (UBFO) filed a Form 4 reporting that a director acquired common stock as part of board compensation. On 10/28/2025, the director acquired 1,840 shares of common stock at $0 per share, coded “A” for acquisition. The filing notes this was compensation for director fees.
Following the transaction, the director beneficially owns 24,887 shares, held directly. The report was filed by one reporting person and pertains to non-derivative securities.
United Security Bancshares (UBFO) director reported a Form 4 transaction. On 10/28/2025, the director acquired 1,865 shares of common stock at $0 per share, noted as compensation for director fees.
Following this transaction, the director’s beneficial ownership stands at 38,954.613 shares, held directly. The transaction was coded “A” (acquired) and reflects non-derivative common stock.
United Security Bancshares (UBFO) reported an insider transaction on a Form 4. Director Nabeel Mahmood acquired 2,333 shares of common stock on 10/28/2025 at a price of $0. The filing notes this was compensation for director fees.
Following the transaction, the director beneficially owned 22,756.682 shares, held directly.
United Security Bancshares (UBFO) filed a Form 4 reporting that a director acquired 1,551 shares of common stock on Oct 28, 2025 at $0. The filing states this was compensation for director fees, and the director’s direct holdings rose to 16,398 shares following the transaction.
United Security Bancshares (UBFO) reported an insider transaction by director Jagroop Gill. On 10/28/2025, the filer acquired 1,385 shares of common stock (transaction code A) at a price of $0. After this transaction, beneficial ownership is 1,286,470 shares, reported as Indirect (I) with the nature of ownership noted as "Tr". The filing was made by one reporting person.