Welcome to our dedicated page for UNITED SECURITY BANCSHARES SEC filings (Ticker: UBFO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on UNITED SECURITY BANCSHARES's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into UNITED SECURITY BANCSHARES's regulatory disclosures and financial reporting.
Community West Bank and United Security Bank plan to merge, creating one of the largest community banks headquartered in Central California. The combined organization is expected to have approximately $5 billion in total assets, $4.2 billion in deposits, $3.5 billion in loans and a branch network serving 13 counties. Leadership of the combined company will be headed by James J. Kim, with a board including 13 current Community West Bancshares directors and two from United Security Bancshares, and Dennis R. Woods serving as Chairman Emeritus. The merger remains subject to regulatory and shareholder approvals and is expected to close in Q2 2026. The document emphasizes that it is business as usual until closing, with current performance reviews, compensation and benefits continuing, and states that some roles may change or be eliminated, with severance based on years of service for employees who are not retained.
Community West Bancshares is planning to merge its subsidiary Community West Bank with United Security Bank, creating a larger community banking franchise focused on Central California. United Security Bank will merge into Community West Bank, and the combined company is expected to close the merger in Q2 2026. Leadership will remain centered around James J. Kim as CEO of Community West Bancshares and CEO and President of Community West Bank, with Daniel J. Doyle continuing as Chairman and Dennis R. Woods serving as Chairman Emeritus. The combined organization expects to have approximately $5 billion in total assets and a banking center network across 13 counties, serving both urban and rural markets. The banks emphasize shared values of relationship banking, local decision-making and community service, and highlight broader product offerings, higher lending limits and expanded career opportunities for employees. Both banks will operate independently until closing while integration and core systems planning continue.
Community West Bancshares announced that it has entered into a merger agreement to acquire United Security Bancshares and their respective banking subsidiaries. The combined company aims to create one of the strongest community banks in Central California, leveraging both banks’ long histories of relationship-based, locally focused banking.
The merger is expected to close during the second quarter of 2026. Community West’s existing executive team will continue to lead the combined organization, the Board of Directors will remain under Chairman Dan Doyle, and the headquarters will stay in Fresno. Until the transaction is finalized, Community West Bank and United Security Bank will continue operating independently while employees are asked to stay focused on serving clients and communities.
United Security Bancshares disclosed that its Board of Directors declared a $0.12 per share cash dividend on December 16, 2025. The dividend will be paid on January 13, 2026 to shareholders of record as of December 26, 2025, providing a direct cash return to common stock holders.
The report also reiterates extensive forward-looking statement disclosures tied to the company’s proposed merger with Community West Bancshares, outlining numerous risks that could affect whether and how that merger is completed. It explains that a registration statement on Form S-4, including a joint proxy statement/prospectus, will be filed so shareholders of both companies can review detailed information before voting on the transaction.
Community West Bancshares agreed to acquire United Security Bancshares in an all‑stock merger, with United Security shareholders receiving 0.4520 Community West shares for each of their shares. Based on Community West’s closing price of $24.06 on December 16, 2025, the deal’s implied value is about $191.9 million, and United Security shareholders are expected to own roughly 29.4% of the combined company at closing.
United Security Bank will merge into Community West Bank, and its branches will operate under the Community West brand. As of September 30, 2025, United Security Bancshares reported total assets of $1.24 billion, net loans of $942.1 million and deposits of $1.08 billion. The agreement includes a $7.7 million termination fee payable by United Security in certain circumstances, and the merger is expected to close in the second quarter of 2026, subject to shareholder and regulatory approvals.
United Security Bancshares agreed to merge with Community West Bancshares in a stock‑for‑stock transaction where each United Security share will be exchanged for 0.4520 shares of Community West common stock, implying a deal value of approximately $193.1 million based on Community West’s $10.40 share price on December 15, 2025.
After closing, United Security shareholders are expected to own about 29% of the combined company, and United Security Bank will merge into Community West Bank, with all branches becoming Community West Bank locations. As of September 30, 2025, United Security had total assets of $1.24 billion, net loans of $942.1 million, and deposits of $1.08 billion.
Two United Security‑designated directors, including Jagroop “Jay” Gill, will join Community West’s board, and Chairman, President and CEO Dennis Woods will serve as Chairman Emeritus of Community West Bank for two years. The merger, targeted for completion in the second quarter of 2026, is subject to shareholder and regulatory approvals and includes a $7.7 million termination fee payable by United Security to Community West in certain circumstances.
United Security Bancshares reported insider stock purchases by its SVP & Chief Risk Officer. On 12/01/2025, the officer acquired 1,586 shares of common stock at $9.92 per share, increasing direct beneficial ownership to 22,324.734 shares. A second transaction that same day shows an additional 1,683 shares acquired at $9.92 per share, with direct beneficial ownership rising to 24,007.734 shares. The filing is made by a single reporting person and reflects non-derivative equity holdings; no derivative securities activity is reported.
United Security Bancshares director reported routine share acquisitions of the company’s common stock, largely through a dividend reinvestment plan. On 08/04/2025, the director acquired 507.53 shares at $8.734 per share, bringing directly held shares to 39,462.143. On 10/30/2025, a further 491.756 shares were acquired at $9.138, increasing direct holdings to 39,953.899.
In an IRA account, the director acquired 195.075 shares on 07/22/2025 at $8.927, resulting in 14,712.561 shares held indirectly. Another IRA acquisition of 198.597 shares on 10/21/2025 at $8.89 brought indirect holdings to 14,911.158. The filing notes that the shares reported as acquisitions were obtained through a dividend reinvestment plan.
United Security Bancshares (UBFO) reported insider share purchases by a senior executive through its dividend reinvestment plan. On 08/04/2025, the reporting person acquired 846.831 shares of common stock at $8.734 per share, bringing direct beneficial ownership to 71,869.529 shares. On 10/30/2025, the same executive acquired an additional 820.511 shares at $9.138 per share, increasing direct holdings to 72,690.04 shares. The filer is an officer of the company, serving as SVP & CCO, and reported no derivative security transactions.