Welcome to our dedicated page for United Sec Bancshares Calif SEC filings (Ticker: UBFO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Security Bancshares (NASDAQ: UBFO) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a California-based bank holding company. United Security Bancshares files with the U.S. Securities and Exchange Commission as the parent of United Security Bank, a commercial bank founded in 1987 and headquartered in Fresno, California.
Investors can review Current Reports on Form 8-K that United Security Bancshares uses to report material events. Recent 8-K filings include disclosures about the Agreement and Plan of Merger with Community West Bancshares, the related voting and support agreements, and the expectation that United Security Bancshares will merge with and into Community West Bancshares, with Community West Bancshares as the surviving corporation. Other 8-K filings report regular quarterly cash dividend declarations, as well as earnings press releases furnished under results of operations and financial condition items.
In addition to 8-Ks, the company’s Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q (referenced in its press releases and filings) provide more detailed information on financial condition, results of operations, and risk factors. These periodic reports are important for understanding the performance of United Security Bancshares and United Security Bank over time.
For the proposed merger with Community West Bancshares, investors are directed to a planned registration statement on Form S-4 that will include a joint proxy statement/prospectus. Company communications emphasize that this document will contain important information about both companies and the merger transaction, and that shareholders should read it carefully when it becomes available.
On Stock Titan, AI-powered tools can help interpret these filings by highlighting key sections, summarizing complex language, and pointing out items such as dividend declarations, merger terms, and governance changes. Users can follow UBFO’s filings to monitor material agreements, corporate actions, and ongoing reporting obligations as disclosed through the SEC’s EDGAR system.
United Security Bancshares reported insider stock purchases by its SVP & Chief Risk Officer. On 12/01/2025, the officer acquired 1,586 shares of common stock at $9.92 per share, increasing direct beneficial ownership to 22,324.734 shares. A second transaction that same day shows an additional 1,683 shares acquired at $9.92 per share, with direct beneficial ownership rising to 24,007.734 shares. The filing is made by a single reporting person and reflects non-derivative equity holdings; no derivative securities activity is reported.
United Security Bancshares director reported routine share acquisitions of the company’s common stock, largely through a dividend reinvestment plan. On 08/04/2025, the director acquired 507.53 shares at $8.734 per share, bringing directly held shares to 39,462.143. On 10/30/2025, a further 491.756 shares were acquired at $9.138, increasing direct holdings to 39,953.899.
In an IRA account, the director acquired 195.075 shares on 07/22/2025 at $8.927, resulting in 14,712.561 shares held indirectly. Another IRA acquisition of 198.597 shares on 10/21/2025 at $8.89 brought indirect holdings to 14,911.158. The filing notes that the shares reported as acquisitions were obtained through a dividend reinvestment plan.
United Security Bancshares (UBFO) reported insider share purchases by a senior executive through its dividend reinvestment plan. On 08/04/2025, the reporting person acquired 846.831 shares of common stock at $8.734 per share, bringing direct beneficial ownership to 71,869.529 shares. On 10/30/2025, the same executive acquired an additional 820.511 shares at $9.138 per share, increasing direct holdings to 72,690.04 shares. The filer is an officer of the company, serving as SVP & CCO, and reported no derivative security transactions.
United Security Bancshares (UBFO) reported Q3 results. Net income was $4.023 million (EPS $0.23), up from $3.829 million a year ago, as net interest income rose to $12.419 million and interest expense declined year over year. The provision for credit losses was $0.948 million, down from $1.558 million. For the first nine months, net income totaled $8.874 million versus $12.287 million in the prior year, reflecting higher credit provisions and operating costs.
Total assets were $1,235,620 thousand. Loans increased to $960,329 thousand and deposits to $1,075,900 thousand. The allowance for credit losses on loans ended at $16,235 thousand. Available‑for‑sale securities carried a fair value of $140,917 thousand, with accumulated other comprehensive loss improving to $(10,566) thousand. Nonaccrual construction and development loans were $5,699 thousand, and accruing loans 90+ days past due in installment/student loans were $555 thousand. The company declared quarterly dividends of $0.12 per share during the quarter.
United Security Bancshares (UBFO) director reported an acquisition of common stock. On 10/28/2025, the reporting person acquired 2,804 shares at $0, noted as compensation for director fees.
After this transaction, the filer beneficially owned 98,420 shares, held indirectly in a trustee capacity.
United Security Bancshares (UBFO) reported an insider transaction on Form 4. CEO and Director Dennis R. Woods acquired 1,308 shares of common stock on 10/28/2025 as compensation for director fees.
The shares were acquired at a stated price of $0. Following the transaction, Woods beneficially owned 946,735 shares on an indirect basis through trustees.
United Security Bancshares (UBFO) reported an insider stock transaction. Director Dora Westerlund acquired 2,401 shares of common stock on 10/28/2025 at a $0 price, coded “A.” The filing explains this as compensation for director fees.
Following the grant, she beneficially owns 18,770 shares, held directly.
United Security Bancshares (UBFO) — Form 4 insider update: A company director reported acquiring 1,599 shares of common stock on 10/28/2025 at a price of $0. The filing states this was compensation for director fees, a routine, non-cash equity grant. Following the transaction, the director’s directly held shares totaled 16,871.
United Security Bancshares (UBFO) filed a Form 4 reporting that a director acquired common stock as part of board compensation. On 10/28/2025, the director acquired 1,840 shares of common stock at $0 per share, coded “A” for acquisition. The filing notes this was compensation for director fees.
Following the transaction, the director beneficially owns 24,887 shares, held directly. The report was filed by one reporting person and pertains to non-derivative securities.
United Security Bancshares (UBFO) director reported a Form 4 transaction. On 10/28/2025, the director acquired 1,865 shares of common stock at $0 per share, noted as compensation for director fees.
Following this transaction, the director’s beneficial ownership stands at 38,954.613 shares, held directly. The transaction was coded “A” (acquired) and reflects non-derivative common stock.