Welcome to our dedicated page for United Sec Bancshares Calif SEC filings (Ticker: UBFO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Security Bancshares (NASDAQ: UBFO) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a California-based bank holding company. United Security Bancshares files with the U.S. Securities and Exchange Commission as the parent of United Security Bank, a commercial bank founded in 1987 and headquartered in Fresno, California.
Investors can review Current Reports on Form 8-K that United Security Bancshares uses to report material events. Recent 8-K filings include disclosures about the Agreement and Plan of Merger with Community West Bancshares, the related voting and support agreements, and the expectation that United Security Bancshares will merge with and into Community West Bancshares, with Community West Bancshares as the surviving corporation. Other 8-K filings report regular quarterly cash dividend declarations, as well as earnings press releases furnished under results of operations and financial condition items.
In addition to 8-Ks, the company’s Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q (referenced in its press releases and filings) provide more detailed information on financial condition, results of operations, and risk factors. These periodic reports are important for understanding the performance of United Security Bancshares and United Security Bank over time.
For the proposed merger with Community West Bancshares, investors are directed to a planned registration statement on Form S-4 that will include a joint proxy statement/prospectus. Company communications emphasize that this document will contain important information about both companies and the merger transaction, and that shareholders should read it carefully when it becomes available.
On Stock Titan, AI-powered tools can help interpret these filings by highlighting key sections, summarizing complex language, and pointing out items such as dividend declarations, merger terms, and governance changes. Users can follow UBFO’s filings to monitor material agreements, corporate actions, and ongoing reporting obligations as disclosed through the SEC’s EDGAR system.
United Security Bancshares and Community West Bancshares filed an update on their planned merger, focused on future board composition. The companies announced that, under their previously signed merger agreement, United Security Bancshares directors Jagroop “Jay” Gill and Dora Westerlund will join Community West Bancshares’ board when the proposed merger is completed, subject to Community West’s corporate governance requirements. Mr. Gill is expected to serve as Vice-Chairman of Community West’s board after closing. The report also highlights extensive forward-looking statement risk factors and explains that a joint proxy statement/prospectus on the merger will be filed on Form S-4, which shareholders will be asked to review before voting.
Community West Bancshares reported that, under its previously announced merger agreement with United Security Bancshares, two of United Security’s current directors, Jagroop “Jay” Gill and Dora Westerlund, are expected to join Community West’s board after the proposed merger closes, subject to Community West’s corporate governance requirements. Mr. Gill is also expected to serve as Vice Chairman of the Community West board. The report reiterates that the merger remains subject to shareholder approvals, regulatory and other conditions, and highlights numerous risks that could delay, change or prevent completion of the transaction. Community West also notes it will file a Form S-4 registration statement containing a joint proxy statement/prospectus so shareholders of both companies can evaluate and vote on the proposed merger.
Community West Bank and United Security Bank plan to merge, creating one of the largest community banks headquartered in Central California. The combined organization is expected to have approximately $5 billion in total assets, $4.2 billion in deposits, $3.5 billion in loans and a branch network serving 13 counties. Leadership of the combined company will be headed by James J. Kim, with a board including 13 current Community West Bancshares directors and two from United Security Bancshares, and Dennis R. Woods serving as Chairman Emeritus. The merger remains subject to regulatory and shareholder approvals and is expected to close in Q2 2026. The document emphasizes that it is business as usual until closing, with current performance reviews, compensation and benefits continuing, and states that some roles may change or be eliminated, with severance based on years of service for employees who are not retained.
Community West Bancshares is planning to merge its subsidiary Community West Bank with United Security Bank, creating a larger community banking franchise focused on Central California. United Security Bank will merge into Community West Bank, and the combined company is expected to close the merger in Q2 2026. Leadership will remain centered around James J. Kim as CEO of Community West Bancshares and CEO and President of Community West Bank, with Daniel J. Doyle continuing as Chairman and Dennis R. Woods serving as Chairman Emeritus. The combined organization expects to have approximately $5 billion in total assets and a banking center network across 13 counties, serving both urban and rural markets. The banks emphasize shared values of relationship banking, local decision-making and community service, and highlight broader product offerings, higher lending limits and expanded career opportunities for employees. Both banks will operate independently until closing while integration and core systems planning continue.
Community West Bancshares announced that it has entered into a merger agreement to acquire United Security Bancshares and their respective banking subsidiaries. The combined company aims to create one of the strongest community banks in Central California, leveraging both banks’ long histories of relationship-based, locally focused banking.
The merger is expected to close during the second quarter of 2026. Community West’s existing executive team will continue to lead the combined organization, the Board of Directors will remain under Chairman Dan Doyle, and the headquarters will stay in Fresno. Until the transaction is finalized, Community West Bank and United Security Bank will continue operating independently while employees are asked to stay focused on serving clients and communities.
United Security Bancshares disclosed that its Board of Directors declared a $0.12 per share cash dividend on December 16, 2025. The dividend will be paid on January 13, 2026 to shareholders of record as of December 26, 2025, providing a direct cash return to common stock holders.
The report also reiterates extensive forward-looking statement disclosures tied to the company’s proposed merger with Community West Bancshares, outlining numerous risks that could affect whether and how that merger is completed. It explains that a registration statement on Form S-4, including a joint proxy statement/prospectus, will be filed so shareholders of both companies can review detailed information before voting on the transaction.
Community West Bancshares agreed to acquire United Security Bancshares in an all‑stock merger, with United Security shareholders receiving 0.4520 Community West shares for each of their shares. Based on Community West’s closing price of $24.06 on December 16, 2025, the deal’s implied value is about $191.9 million, and United Security shareholders are expected to own roughly 29.4% of the combined company at closing.
United Security Bank will merge into Community West Bank, and its branches will operate under the Community West brand. As of September 30, 2025, United Security Bancshares reported total assets of $1.24 billion, net loans of $942.1 million and deposits of $1.08 billion. The agreement includes a $7.7 million termination fee payable by United Security in certain circumstances, and the merger is expected to close in the second quarter of 2026, subject to shareholder and regulatory approvals.
United Security Bancshares agreed to merge with Community West Bancshares in a stock‑for‑stock transaction where each United Security share will be exchanged for 0.4520 shares of Community West common stock, implying a deal value of approximately $193.1 million based on Community West’s $10.40 share price on December 15, 2025.
After closing, United Security shareholders are expected to own about 29% of the combined company, and United Security Bank will merge into Community West Bank, with all branches becoming Community West Bank locations. As of September 30, 2025, United Security had total assets of $1.24 billion, net loans of $942.1 million, and deposits of $1.08 billion.
Two United Security‑designated directors, including Jagroop “Jay” Gill, will join Community West’s board, and Chairman, President and CEO Dennis Woods will serve as Chairman Emeritus of Community West Bank for two years. The merger, targeted for completion in the second quarter of 2026, is subject to shareholder and regulatory approvals and includes a $7.7 million termination fee payable by United Security to Community West in certain circumstances.