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UNITED BANKSHARES INC/WV (UBSI) reported an insider transaction by director Mark R. Nesselroad. On September 1, 2026, an entity associated with him sold 3,200 shares of UBSI common stock at $46.42 per share, held as indirect ownership by his spouse. Following this sale, his spouse’s indirect holdings were 32,224 shares. He also reported 16,621 shares held directly in his own name and a further 18,358 shares held indirectly through a corporation.
UNITED BANKSHARES INC/WV (UBSI) received a Rule 144 notice relating to a planned sale of its common stock. A revocable trust for Peggy A. Nesselroad, spouse of Mark R. Nesselroad, filed to sell 3,200 shares of UBSI common stock held at The Charles Schwab Corporation.
The shares were originally acquired on 09/15/2009 through a Restricted Stock Award from the issuer. As of the notice date, 136,212,571 shares of UBSI common stock were outstanding. The filing indicates the planned sale is through NASDAQ with an approximate market value of $148,734.40 for the 3,200 shares.
For UNITED BANKSHARES INC/WV (UBSI), director WINTER P CLINTON reported purchasing 609 units of Phantom Stock on 2026-08-31 at $47.18 per unit, each representing 1-for-1 with UBSI common stock. These phantom shares are payable in cash after the reporting person’s termination of employment. Following this transaction, the filing reports 59,287 phantom stock units held directly, plus direct common stock holdings of 458,658 shares and indirect common stock holdings of 36,800 shares through Bray & Oakley Insurance and 1,000 shares held by spouse.
UNITED BANKSHARES INC/WV (UBSI) announced that its board declared a third quarter 2026 dividend of $0.38 per share, payable on October 1, 2026 to shareholders of record as of September 11, 2026. The dividend totals a payout of approximately $51.8 million on 136.2 million shares. The company notes that 2025 marked its 52nd consecutive year of dividend increases, a record matched by only one other major U.S. banking company.
The board also approved a new stock repurchase plan for up to 6.8 million shares of common stock, approximately 5% of issued and outstanding shares. This 2026 plan replaces the prior 2025 plan, under which United repurchased 768,811 shares at a weighted average price of $46.54 between July 1 and August 24, 2026. Repurchases may occur through open market or privately negotiated transactions at management’s discretion, and the plan can be changed or discontinued. Management states that repurchased shares may support employee benefit programs and other corporate purposes, including potential acquisitions. United reports approximately $34 billion in consolidated assets as of June 30, 2026 and operates over 240 offices across multiple Mid-Atlantic and Southeastern states.
United Bankshares, Inc. generated higher profitability for the first half of 2026. Net income for the six months ended June 30, 2026 was $255,577 (dollars in thousands) versus $205,027 a year earlier, and basic earnings per share rose from $1.44 to $1.84. For the second quarter, net income was $131,377 with basic EPS of $0.95, up from $120,721 and $0.85 in 2025. Net interest income for the six-month period increased to $567,827, while the provision for credit losses declined to $12,737, and other income improved to $72,569.
The balance sheet remained broadly stable. Total assets were $33,751,832 at June 30, 2026, with net loans and leases of $24,695,020 and total deposits of $27,170,747. Shareholders’ equity was $5,510,537. The allowance for loan and lease losses stood at $299,504, and nonaccrual loans totaled $99,301. Securities available for sale had an amortized cost of $3,531,722 and fair value of $3,319,750, reflecting $218,489 of gross unrealized losses, which the company attributes primarily to rising interest rates rather than credit issues.
United Bankshares director Winter P. Clinton reported buying 51 units of Phantom Stock on August 4, 2026 at $48.77 per unit. Each unit tracks one share of UBSI common stock on a 1-for-1 basis and is payable in cash after his termination of employment. Following this transaction he holds 58,678 phantom stock units, 458,658 shares of common stock directly, and additional indirect holdings of 36,800 shares through Bray & Oakley Insurance and 1,000 shares held by his spouse.
WINTER P CLINTON reported reported purchase transactions in this Form 4 filing.
United Bankshares Inc. director Winter P. Clinton acquired 158.0000 units of Phantom Stock tied 1-for-1 to common stock on July 30, 2026 at $48.5600 per unit. This phantom stock is payable in cash after termination of employment. Following the transaction he holds 58,627 phantom units, 458,658 common shares directly, 36,800 shares indirectly through Bray & Oakley Insurance, and 1,000 shares indirectly through a spouse.
United Bankshares, Inc. reported record Q2 2026 net income of $131.4 million, or $0.95 per diluted share. Returns on average assets and shareholders’ equity were 1.56% and 9.53%, with return on average tangible common equity of 15.15%. First‑half 2026 net income was $255.6 million, or $1.83 per diluted share, compared with $205.0 million, or $1.44 per diluted share, in the first half of 2025.
Q2 net interest income was $285.3 million and the fully tax‑equivalent net interest margin was 3.81%. The provision for credit losses was $5.0 million, down from $7.8 million in Q1, while noninterest income was $38.5 million and noninterest expense was $154.7 million. Asset quality remained sound, with non‑performing assets of $120.9 million, or 0.36% of total assets, and an allowance for loan and lease losses of $299.5 million, or 1.20% of loans and leases. Estimated total risk‑based capital was 15.6%, with Common Equity Tier 1 and Tier 1 ratios of 13.3% and a leverage ratio of 11.3%. The company returned capital via a $0.38 quarterly dividend and repurchased approximately 1.5 million shares at an average price of $43.93 in Q2 2026.
UNITED BANKSHARES INC/WV director Clinton P. Winter reported an open-market purchase of 470 shares of Phantom Stock at $46.3658 per unit. Each phantom share corresponds 1-for-1 to common stock and is payable in cash after his termination of employment with UBSI.
Following this transaction, he holds 58,469 phantom stock units directly. He also reports direct ownership of 458,658 shares of common stock, plus indirect holdings of 1,000 common shares through his spouse and 36,800 common shares through Bray & Oakley Insurance. The filing primarily updates his total direct and indirect economic exposure to UBSI rather than signaling a large position change.
UNITED BANKSHARES INC/WV director WINTER P CLINTON reported a small open-market purchase of derivative phantom stock linked to company shares. On 2026-06-01, the director bought 7 units of phantom stock at $42.31 per unit, each tied 1-for-1 to common stock and payable in cash after employment ends.
Following this transaction, reported holdings include 458,658 shares of common stock held directly, plus 1,000 shares held indirectly by a spouse and 36,800 shares held indirectly through Bray & Oakley Insurance. The director also now holds 57,999 units of phantom stock as a cash-settled, stock-based award.