Every 10-Q that United Bankshares Inc (UBSI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow UBSI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UBSI filings page.
United Bankshares, Inc. generated higher profitability for the first half of 2026. Net income for the six months ended June 30, 2026 was $255,577 (dollars in thousands) versus $205,027 a year earlier, and basic earnings per share rose from $1.44 to $1.84. For the second quarter, net income was $131,377 with basic EPS of $0.95, up from $120,721 and $0.85 in 2025. Net interest income for the six-month period increased to $567,827, while the provision for credit losses declined to $12,737, and other income improved to $72,569.
The balance sheet remained broadly stable. Total assets were $33,751,832 at June 30, 2026, with net loans and leases of $24,695,020 and total deposits of $27,170,747. Shareholders’ equity was $5,510,537. The allowance for loan and lease losses stood at $299,504, and nonaccrual loans totaled $99,301. Securities available for sale had an amortized cost of $3,531,722 and fair value of $3,319,750, reflecting $218,489 of gross unrealized losses, which the company attributes primarily to rising interest rates rather than credit issues.
United Bankshares, Inc. reported stronger quarterly results for the three months ended March 31, 2026, driven by higher net interest income and lower credit costs. Net income rose to $124.2 million from $84.3 million a year earlier, and diluted earnings per share increased to $0.89 from $0.59.
Net interest income improved to $282.5 million as loan interest and fee income increased while deposit and borrowing costs declined. The provision for credit losses fell to $7.8 million from $29.1 million, reflecting stable credit quality and modest growth in the allowance for loan and lease losses to $299.6 million.
Total assets were $33.7 billion, with net loans and leases of $24.6 billion and deposits of $27.1 billion. Operating cash flow was strong at $160.9 million, while the company continued returning capital through cash dividends of $0.38 per share and share repurchases, which increased treasury stock and slightly reduced total shareholders’ equity to $5.49 billion.
United Bankshares, Inc. reports solid third-quarter 2025 results alongside the integration of its Piedmont Bancorp acquisition. Net income for the quarter rose to $130.7 million from $95.3 million a year earlier, with basic and diluted EPS increasing to $0.92 from $0.70.
For the first nine months of 2025, net income reached $335.8 million versus $278.6 million in 2024, and EPS grew to $2.36 from $2.06. Total assets expanded to $33.4 billion at September 30, 2025, up from $30.0 billion at December 31, 2024, driven by loan growth and the Piedmont transaction.
The January 2025 acquisition of Piedmont Bancorp, Inc. added $2.36 billion in total assets and $2.11 billion in deposits at the acquisition date, for total purchase consideration of about $281.0 million. United recorded preliminary $130.0 million of goodwill and a $32.8 million core deposit intangible from this deal.
United Bankshares reported stronger results in the first half of 2025 with consolidated assets of $32,783,363 thousand, up from $30,023,545 thousand, driven by loan growth and the acquisition of Piedmont Bancorp. Net income was $120,721 thousand for the quarter (up from $96,507 thousand a year ago) and $205,027 thousand for six months (up from $183,321 thousand), producing basic EPS of $0.85 for the quarter and $1.44 for six months. Net interest income rose to $274,537 thousand for the quarter and $534,592 thousand year‑to‑date, reflecting higher loan yields and short‑term investment income. Deposits increased to $26,335,874 thousand from $23,961,859 thousand, supporting loan growth to $24,050,222 thousand gross. The company completed the Piedmont acquisition for $280,967 thousand, issuing 7,860,831 shares and recording $130,021 thousand of goodwill and $32,764 thousand of core deposit intangibles. Management recorded acquisition costs and purchase‑related credit provisions; available‑for‑sale securities carried $268,656 thousand of unrealized losses largely due to rising interest rates.