United Bankshares (NASDAQ: UBSI) Q3 2025 results filed with SEC disclosure

Rhea-AI Filing Summary

United Bankshares, Inc. reported that it has released its financial results for the third quarter and first nine months of 2025. The company disclosed these results through a press release dated October 23, 2025, which is attached as Exhibit 99.1.

The filing also furnishes a slide presentation of financial information for the third quarter of 2025 as Exhibit 99.2, providing additional detail on the period’s performance. Both the press release and slides are being furnished, not filed, under the section covering results of operations and financial condition.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

UNITED BANKSHARES INC/WV false 0000729986 0000729986 2025-10-23 2025-10-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

October 23, 2025

United Bankshares, Inc.

(Exact name of registrant as specified in its charter)

West Virginia		No. 002-86947		55-0641179
(State or other jurisdiction		(Commission		(I.R.S. Employer
of incorporation or organization)		File Number)		Identification No.)

300 United Center

500 Virginia Street, East

Charleston, West Virginia 25301

(Address of Principal Executive Offices)

(304) 424-8800

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $2.50 per share		UBSI		NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On October 23, 2025 United Bankshares, Inc. (“United”) announced its financial results for the third quarter and first nine months of 2025. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under Item 2.02 of this Form 8-K.

Item 9.01. Financial Statements and Exhibits

(c) The following exhibits are being furnished herewith:

99.1		Press Release, dated October 23, 2025, issued by United Bankshares, Inc.
99.2		Slide presentation of financial information for the third quarter of 2025
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

				UNITED BANKSHARES, INC.
Date: October 23, 2025				By:		/s/ W. Mark Tatterson
						W. Mark Tatterson, Executive Vice
						President and Chief Financial Officer

FAQ

What did United Bankshares (UBSI) disclose in this 8-K filing?

United Bankshares, Inc. disclosed that it announced its financial results for the third quarter and first nine months of 2025 and furnished a related press release and slide presentation.

Which period’s results does United Bankshares (UBSI) cover in this report?

The report covers United Bankshares, Inc.’s financial results for the third quarter and the first nine months of 2025.

Where can investors find the detailed Q3 2025 results for United Bankshares (UBSI)?

The detailed results are contained in the press release attached as Exhibit 99.1 and the slide presentation of financial information attached as Exhibit 99.2.

How are the United Bankshares (UBSI) Q3 2025 materials treated in this 8-K?

The press release and slide presentation are being furnished under the item related to results of operations and financial condition, rather than being filed as part of the financial statements.

What exhibits are included with United Bankshares (UBSI) Q3 2025 8-K?

The exhibits include a press release dated October 23, 2025 (Exhibit 99.1), a slide presentation of financial information for the third quarter of 2025 (Exhibit 99.2), and a cover page interactive data file (Exhibit 104).

Who signed the United Bankshares (UBSI) Q3 2025 8-K report?

The report was signed on behalf of United Bankshares, Inc. by W. Mark Tatterson, Executive Vice President and Chief Financial Officer.