United Bankshares (UBSI) releases Q4 and full-year 2025 earnings details

Rhea-AI Filing Summary

United Bankshares, Inc. filed a current report to note that it has released its financial results for the fourth quarter and full year of 2025. The company stated that these results were announced on January 22, 2026.

The report explains that a detailed press release with the quarterly and annual financial information is provided as Exhibit 99.1, and a slide presentation covering the same 2025 periods is included as Exhibit 99.2. These materials contain the specific figures and commentary on United’s performance, while the report itself mainly serves to formally present these disclosures.

UNITED BANKSHARES INC/WV false 0000729986 0000729986 2026-01-22 2026-01-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

January 22, 2026

United Bankshares, Inc.

(Exact name of registrant as specified in its charter)

West Virginia		No. 002-86947		55-0641179
(State or other jurisdiction of incorporation or organization)		(Commission File Number)		(I.R.S. Employer Identification No.)

300 United Center

500 Virginia Street, East

Charleston, West Virginia 25301

(Address of Principal Executive Offices)

(304) 424-8800

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $2.50 per share		UBSI		NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition

On January 22, 2026 United Bankshares, Inc. (“United”) announced its financial results for the fourth quarter and year of 2025. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under Item 2.02 of this Form 8-K.

Item 9.01. Financial Statements and Exhibits

(c) The following exhibits are being furnished herewith:

99.1		Press Release, dated January 22, 2026, issued by United Bankshares, Inc.
99.2		Slide presentation of financial information for the fourth quarter and year of 2025
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

				UNITED BANKSHARES, INC.
Date: January 22, 2026				By:		/s/ W. Mark Tatterson
						W. Mark Tatterson, Executive Vice President and Chief Financial Officer

FAQ

What did United Bankshares, Inc. (UBSI) disclose in this Form 8-K?

United Bankshares, Inc. disclosed that it has announced its financial results for the fourth quarter and full year of 2025. The company refers readers to a press release and slide presentation filed as exhibits for the detailed financial information.

Where can investors find United Bankshares (UBSI) Q4 and 2025 full-year results?

The detailed results are contained in Exhibit 99.1, a press release dated January 22, 2026, and Exhibit 99.2, a slide presentation of financial information for the fourth quarter and year of 2025.

What is the main purpose of this United Bankshares (UBSI) 8-K filing?

The main purpose is to formally record that United Bankshares has announced its fourth quarter and full-year 2025 financial results and to furnish the related press release and investor presentation as exhibits.

Which exhibits are included with this United Bankshares (UBSI) 8-K?

The filing includes Exhibit 99.1, a press release with Q4 and 2025 results, Exhibit 99.2, a financial slide presentation for the same periods, and Exhibit 104, the cover page interactive data file.

Under which item did United Bankshares (UBSI) furnish its earnings information?

United furnished its earnings information under Item 2.02, Results of Operations and Financial Condition, indicating that the financial results are being provided as supplemental disclosure.

Who signed the United Bankshares (UBSI) 8-K reporting the 2025 results?

The report was signed on behalf of United Bankshares, Inc. by W. Mark Tatterson, Executive Vice President and Chief Financial Officer, dated January 22, 2026.