UBSI director granted 1,588 restricted shares

UNITED BANKSHARES INC/WV director Charles L. Capito Jr. reported an acquisition of 1,588 shares of common stock through a grant of restricted stock.

Accepted by SEC EDGAR 02/20/2026 - 11:38 AM EST

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Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV director Charles L. Capito Jr. reported an acquisition of 1,588 shares of common stock through a grant of restricted stock. The award vests in three equal annual installments. Following this grant, he directly holds 14,162 common shares and indirectly holds 66 shares through his wife.

Insider Trade Summary

Grant/Award: 1,588 shares

Grant/Award 1 txn

Insider Capito Charles L. JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,588	$0.00	$0.00
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 14,162 shares (Direct); Common Stock — 66 shares (Indirect, By Wife)

Holdings Before and After: Common Stock, 12,574 to 14,162 shares (Direct)

Footnotes (1)

F1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

FAQ

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What insider transaction did UBSI director Charles L. Capito Jr. report?

Charles L. Capito Jr. reported receiving 1,588 shares of UNITED BANKSHARES INC/WV common stock as a restricted stock grant. This is classified as an acquisition, not an open-market purchase, and is recorded as a Form 4 insider transaction.

How do the new restricted stock awards at UBSI vest for Charles L. Capito Jr.?

The 1,588 restricted shares granted to Charles L. Capito Jr. vest in three equal annual installments. This means portions of the award become fully owned each year over a three-year period, aligning the director’s equity interest with longer-term company performance.

How many UBSI shares does Charles L. Capito Jr. own after this Form 4 filing?

After the restricted stock grant, Charles L. Capito Jr. directly owns 14,162 shares of UNITED BANKSHARES INC/WV common stock. He also has indirect ownership of 66 additional shares that are held by his wife, as disclosed in the filing.

Was the UBSI insider transaction a market purchase or a stock grant?

The transaction was a stock grant, not a market purchase. Charles L. Capito Jr. acquired 1,588 shares of UNITED BANKSHARES INC/WV through a restricted stock award at a stated price of $0.00 per share, reflecting compensation rather than an open-market buy.

How is indirect ownership reported for UBSI director Charles L. Capito Jr.?

Indirect ownership is reported separately from direct holdings. The filing shows 66 shares of UNITED BANKSHARES INC/WV common stock held "By Wife," classified as indirect ownership, in addition to the 14,162 shares he holds directly after the restricted stock grant.

What does transaction code A mean in the UBSI Form 4 filing?

Transaction code "A" indicates a grant, award, or other acquisition of securities. In this UBSI filing, it reflects the award of 1,588 restricted common shares to director Charles L. Capito Jr. as part of his equity-based compensation.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Capito Charles L. JR

(Last)

(First)

(Middle)

514 MARKET ST

(Street)

PARKERSBURG

26101

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	02/19/2026		A		1,588⁽¹⁾	A	$0.0000	14,162	D
Common Stock								66	I	By Wife

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR