UBSI EVP uses 331 shares for tax payment

UNITED BANKSHARES INC/WV Executive Vice President Charles J. Mildren reported a disposition of shares mainly to cover tax or exercise costs.

Accepted by SEC EDGAR 02/24/2026 - 03:10 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Executive Vice President Charles J. Mildren reported a disposition of shares mainly to cover tax or exercise costs. He used 331.0000 shares of common stock in a tax-withholding disposition at $44.0700 per share, leaving 21,478.5410 shares held directly.

He also reported indirect ownership of 7,174.8355 common shares through a 401(k) plan and 652.3690 common shares held by immediate family, along with several stock option positions, all as of February 20, 2026.

Insider Trade Summary

Exercise Price or Tax Liability: 331 shares

Exercise Price or Tax Liability 1 txn

Insider Mildren Charles J.

Role Executive Vice President

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	331	$44.07	$15K
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 21,478.541 shares (Direct); Stock Option — 11,053 contracts (Direct); Common Stock — 7,174.8355 shares (Indirect, By 401k); Common Stock — 652.369 shares (Indirect, By Immediate Family)

Holdings Before and After: Common Stock, 21,809.541 to 21,478.541 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UBSI executive Charles J. Mildren report?

Charles J. Mildren reported a tax-withholding disposition of 331.0000 shares of UNITED BANKSHARES common stock at $44.0700 per share. The transaction used shares to satisfy an exercise price or tax liability, rather than representing an open-market sale of stock.

How many UNITED BANKSHARES (UBSI) shares does Mildren now hold directly?

After the reported transaction, Charles J. Mildren directly holds 21,478.5410 shares of UNITED BANKSHARES common stock. This balance reflects the 331.0000 shares delivered for tax or exercise-related obligations on February 20, 2026, as disclosed in the filing.

What indirect UBSI shareholdings does Charles J. Mildren report?

Charles J. Mildren reports 7,174.8355 UNITED BANKSHARES common shares held indirectly through a 401(k) plan and 652.3690 shares held by his immediate family. These positions are classified as indirect ownership interests in addition to his directly held common stock.

What does transaction code F mean in Charles J. Mildren’s UBSI filing?

Transaction code F indicates a payment of an exercise price or tax liability by delivering previously owned shares. In this case, Mildren delivered 331.0000 UNITED BANKSHARES common shares at $44.0700 per share for that purpose, instead of selling shares on the open market.

What stock option holdings does Charles J. Mildren report for UBSI?

Charles J. Mildren reports several UNITED BANKSHARES stock option positions classified as direct holdings. Following the reported date, he lists stock options covering 1,453.0000, 3,200.0000, 3,200.0000, and 3,200.0000 shares, showing multiple option grants outstanding alongside his common stock ownership.

Does the UBSI insider filing show any open-market buying or selling by Mildren?

The filing shows a tax-withholding disposition coded F, where 331.0000 shares were delivered to cover costs. It does not report any open-market purchases or sales; other reported line items reflect holdings and option positions rather than market trades.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mildren Charles J.

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		331	D	$44.07	21,478.541	D
Common Stock								7,174.8355	I	By 401k
Common Stock								652.369	I	By Immediate Family

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,453		1,453	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,200		3,200	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	3,200		3,200	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.